Trip Cancellation provides reimbursement for prepaid and non-refundable trip payments if a trip is canceled due to unforeseen circumstances, including illness, injury, or death.
Trip Interruption provides reimbursement for prepaid and non-refundable trip payments if a portion of a trip is missed, or the traveler must return home early due to unforeseen circumstances, including illness, injury, or death.
Hurricane and Weather can reimburse a traveler in the event they must cancel or interrupt their trip due to inclement weather.
Terrorism reimburses travelers who need to cancel or interrupt their trip due to a terrorist attack.
Financial Default can reimburse a traveler’s trip costs if they need to cancel because of a complete suspension of operations by their travel supplier due to financial circumstances, whether or not bankruptcy is filed.
Employment Layoff can reimburse prepaid and non-refundable trip costs if a traveler cancels their trip due to involuntary layoff or termination of employment.
Cancel For Medical Reasons can reimburse a traveler to cancel their trip due to an unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member.
Cancel For Work Reasons can reimburse a traveler to cancel their trip due to specific unforeseen work-related conditions.
Cancel For Any Reason is an optional upgrade that provides partial reimbursement for prepaid and non-refundable trip payments if a trip is canceled for a reason not otherwise covered by a policy.
Emergency Medical can reimburse the costs to treat a medical emergency during a trip.
A Pre-Existing Condition is an illness or other medical condition that was treated, diagnosed, or changed during a policy’s lookback period.
Co-Insurance is the percentage of medical expenses, after the Medical Deductible, that are the responsibility of the insured.
The Medical Deductible is a co-pay amount that the insured is responsible for.
Home Country Coverage provides coverage for incidental trips back to a traveler’s home country during an international trip.
Medical Evacuation can provide coverage for transportation of a traveler to the nearest adequate medical facility in the event of a medical emergency during their trip. Repatriation can transport a traveler’s remains back home.
Non-Medical Evacuation provides transportation from a place of danger to a place of safety during a natural disaster or a time of civil or political unrest.
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler’s luggage is delayed for a specified period of time.
Baggage and Personal Items Loss provides reimbursement for lost, stolen, or damaged luggage.
Missed Connection can reimburse the additional costs for a traveler to catch up to their trip if they miss their departure for a covered reason.
24-Hour AD&D provides a cash payment in the event of accidental loss of life or limb anytime during a covered trip.
Flight Only AD&D provides a cash payment in the event of accidental loss of life or limb that occurs while flying during a covered trip.
Common Carrier AD&D provides a cash payment in the event of accidental loss of life or limb that occurs while traveling on a common carrier during a covered trip.
Hazardous Sports coverage will waive the exclusion of certain sports, such as skydiving, bungee jumping, and climbing at high elevations, from a travel insurance policy.
Sports Equipment and Fees can reimburse a traveler’s prepaid and non-refundable payments for lift tickets, green fees, equipment rentals, and lessons.
Amateur Sports are any organized sporting events, including scholastic, collegiate, and other forms of non-professional sports.
Rental Car Damage provides reimbursement for damage to, or theft of, a rental vehicle during a covered trip.
Money Back Guarantee is the “free-look” period when a traveler can decide if the policy they purchased is right for them, and cancel for a full refund.
Travel insurance providers have a 24-Hour Assistance Service department to help travelers 24/7 during their trip.
Identity Theft provides assistance with the services and costs associated with recovering a traveler’s identity and credit.
Renewable Policies can be extended during a trip, for periods of 6-36 months, depending on the policy.
Maximum Trip Length applies only to Annual travel insurance policies. This is the longest single trip a traveler can take during the year they are covered.
Maximum Number of Trips applies only to Annual travel insurance policies. This is the most trips a traveler can take during the year they are covered.
Many travel insurance providers offer additional benefits to differentiate themselves against their competitors.
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