Amateur Sports Full Policy Wording

Each policy’s Amateur Sports coverage is detailed below. View the coverage summary here.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

1

Beacon America incl US
Azimuth Risk Solutions, LLC

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

SPORTS RIDER

Scheme Administrator: Azimuth Risk Solutions, LLC.
Master Policyholder: The Beacon/Axis Series Group Insurance Trust (Anguilla)

Attaching to and forming part of the Master Policy (#A923355005) in consideration of additional Premium specified in Exhibit (BS-­‐03-­‐ARS-­‐09) attached hereto, SECTION 31 – EXCLUSION, #31.6.4 is deleted in its entirety and replaced with the following:

31.6.4. Injury sustained while taking part in any Professional sport or athletic activities;

For purposes of this Exclusion, the term “Professional” means an activity undertaken for wage, reward, or profit of any kind.

The Maximum Limit per Participating Member, per Coverage Period under this Rider is $10,000 (subject to Deductible and Coinsurance).

The Accidental Death & Dismemberment benefit shall be deleted with respect to Accidents occurring while the Participating Member is engaged in any sport or athletic activity.

All other terms, clauses and conditions remain unchanged.

2

Beacon International excl US
Azimuth Risk Solutions, LLC

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

SPORTS RIDER

Scheme Administrator: Azimuth Risk Solutions, LLC.
Master Policyholder: The Beacon/Axis Series Group Insurance Trust (Anguilla)

Attaching to and forming part of the Master Policy (#A923355005) in consideration of additional Premium specified in Exhibit (BS-­‐03-­‐ARS-­‐09) attached hereto, SECTION 31 – EXCLUSION, #31.6.4 is deleted in its entirety and replaced with the following:

31.6.4. Injury sustained while taking part in any Professional sport or athletic activities;

For purposes of this Exclusion, the term “Professional” means an activity undertaken for wage, reward, or profit of any kind.

The Maximum Limit per Participating Member, per Coverage Period under this Rider is $10,000 (subject to Deductible and Coinsurance).

The Accidental Death & Dismemberment benefit shall be deleted with respect to Accidents occurring while the Participating Member is engaged in any sport or athletic activity.

All other terms, clauses and conditions remain unchanged.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

3

ExactCare
Berkshire Hathaway Travel Protection

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Participation in amateur sports is not excluded from coverage.

Participation in professional athletic events, motor sport, or motor racing, including training or practice for the same are excluded.

Global Guardian Air Ambulance
Global Guardian Air Ambulance

4

Air Ambulance Card - Standard Annual
Global Guardian Air Ambulance

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

5

Air Ambulance Card - Extended Stay 6 Months
Global Guardian Air Ambulance

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

6

Air Ambulance Card - Extended Stay 12 Months
Global Guardian Air Ambulance

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

MedjetAssist
MedjetAssist

7

Annual Membership
MedjetAssist

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

8

MedjetAssist Extended Stay
MedjetAssist

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

9

MedjetAssist Short Term Plan
MedjetAssist

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded in this plan. Injuries sustained while participating in Amateur Sports are covered like any other injury.

TravelSafe
TravelSafe

10

Basic
TravelSafe

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded.

11

Classic
TravelSafe

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded.

12

Classic Plus
TravelSafe

Amateur Sports Benefits
Athletic Coverage

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Full Policy Wording

Amateur Sports are not excluded from coverage.

Trawick International
Trawick International

13

Safe Travels USA
Trawick International

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

Athletic Sports Coverage

Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Any Athletic Sport not expressly covered hereunder is excluded from this policy unless the activity is non-contact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.

Class 1 – includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf

Class 2 – includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer

14

Safe Travels International excl US
Trawick International

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

Athletic Sports Coverage – is for Injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded.

Class 1 includes Archery, Cheerleading, Tennis, Swimming, Cross Country, Track, Volleyball and Golf

Class 2 includes Ballet, Basketball, Cheerleading, Fencing, Field Hockey, Football (no Division 1), Gymnastics, Hockey, Lacrosse, Karate, Polo, Rowing, Rugby, Running with the Bulls and Soccer

Any Athletic Sport not expressly covered hereunder is excluded from this policy unless the activity is non-contact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.

15

Safe Travels International Cost Saver excl US
Trawick International

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

Athletic Sports Coverage

Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Any Athletic Sport not expressly covered hereunder is excluded from this policy unless the activity is non-contact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.

Class 1 – includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf

Class 2 – includes Ballet, Basketball,Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer

16

Safe Travels USA Cost Saver
Trawick International

Amateur Sports Benefits
Optional coverage

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Full Policy Wording

Athletic Sports -

In consideration of additional premium paid, the following exclusion is deleted:

5. Injury sustained while participating in a professional, semi-professional, amateur, club, intramural, interscholastic or intercollegiate sport (except as provided by the Policy).

And replaced with:

5. Injury sustained while participating in professional, semi-professional sports and those sports not listed here:

Class 1 includes Tennis, Swimming, Cross Country, Track, Volleyball, Golf

Class 2 includes Archery, Ballet, Cheerleading

Class 3 includes Basketball, Diving, Equestrian, Fencing, Field Hockey, Lacrosse, Karate, Polo

Class 4 includes Football (no division 1), Gymnastics, Hockey, Rowing, Rugby, Soccer

Any Athletic Sport not expressly covered hereunder is excluded from this policy unless the activity is non-contact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.