Cancel For Any Reason Full Policy Wording

Each policy’s Cancel For Any Reason coverage is detailed below. View the coverage summary here.

April Travel Protection
April Travel Protection

1

Trip Cancellation Plan
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and
all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and

2. you are not disabled from travel at the time you pay your premium; and

3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and

4. the Trip cost per person is no more than $10,000; and

5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

2

Choice
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and

2. you are not disabled from travel at the time you pay your premium; and

3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and

4. the Trip cost per person is no more than $10,000; and

5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

3

Choice
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and

2. you are not disabled from travel at the time you pay your premium; and

3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and

4. the Trip cost per person is no more than $10,000; and

5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

4

Annual Plan
April Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Arch RoamRight
Arch RoamRight

5

Essential
Arch RoamRight

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

6

Preferred
Arch RoamRight

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the
Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

7

Elite
Arch RoamRight

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non- refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

8

Multi-Trip
Arch RoamRight

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

AXA Assistance USA
AXA Assistance USA

9

Platinum
AXA Assistance USA

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within fourteen (14) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fourteen (14) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

10

ExactCare
Berkshire Hathaway Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Cat 70
Cat 70

11

Travel Plan
Cat 70

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Dogtag
Dogtag

12

Extreme Plus
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

13

Extreme
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

14

Sport
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

15

Basic
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

16

International Basic
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

17

International Sport
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

18

International Extreme
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

19

International Extreme Plus
Dogtag

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Generali Global Assistance
Generali Global Assistance

20

Standard
Generali Global Assistance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

21

Preferred
Generali Global Assistance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

22

Premium
Generali Global Assistance

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and

2. you are not disabled from travel at the time you pay your premium; and

3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and

4. the Trip cost per person is no more than $10,000; and

5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

HTH Travel Insurance
HTH Travel Insurance

23

TravelGap Voyager excl US
HTH Travel Insurance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

24

TripProtector Preferred
HTH Travel Insurance

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL COVERAGE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the accompanying Confirmation of Coverage provided:

a) Your premium payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fifteen (15) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

25

TravelGap Excursion excl US
HTH Travel Insurance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

IMG
IMG

26

Patriot America
IMG

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

27

Patriot International
IMG

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

28

Patriot America Plus
IMG

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

iTravelInsured
iTravelInsured

29

Travel Lite
iTravelInsured

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

30

Travel SE
iTravelInsured

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

31

Travel LX
iTravelInsured

Cancel For Any Reason Benefits

Covered for 75% of trip cost if purchased within 20 days of trip deposit

Start a New Search

Full Policy Wording

Cancel for Any Reason Benefit

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for seventy-five percent (75%) of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received twenty (20) days of the date Your initial Payment or Deposit for Your Trip is received; and;

b) You insure one hundred percent (100%) of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within twenty (20) days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

d) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

32

Bronze
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

33

Silver
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

34

Gold
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

35

Prime
Nationwide Mutual Insurance Company

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within twenty-one (21) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insures within twenty-one (21) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

Seven Corners Inc
Seven Corners Inc

36

RoundTrip Choice
Seven Corners Inc

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

COVERAGE F

OPTIONAL CANCEL FOR ANY REASON BENEFIT

Optional Coverage: Applicable only when purchased within 20 days at the time of original plan purchase and if the appropriate additional premium has been paid.

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received within 20 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 15 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

37

RoundTrip Economy
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

38

RoundTrip Elite
Seven Corners Inc

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL CANCEL FOR ANY REASON BENEFIT

Optional Coverage: Applicable only when purchased within 20 days at the time of original plan purchase and if the appropriate additional premium has been paid.

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received within 20 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 15 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

39

Wander Frequent Traveler excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

40

Liaison Travel Economy excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

41

Liaison Travel Choice excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

42

Liaison Travel Elite excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Travel Insured International
Travel Insured International

43

Worldwide Trip Protector Lite
Travel Insured International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

44

Worldwide Trip Protector Plus
Travel Insured International

Cancel For Any Reason Benefits

Covered for 75% of trip cost if purchased within 21 days of trip deposit

Start a New Search

Full Policy Wording

CANCEL FOR ANY REASON

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

45

Worldwide Trip Protector
Travel Insured International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Travelex Insurance Services
Travelex Insurance Services

46

Travel Select
Travelex Insurance Services

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

CANCEL FOR ANY REASON COVERAGE

Can only be purchased with the base plan and within 21 days of Initial Trip Payment.

If You are prevented from taking the Trip for any reason not otherwise covered by this plan, the Company will reimburse You for up to the maximum shown in the Schedule of the prepaid, Forfeited, non-refundable payments or deposits for insured Trip arrangements up to the Maximum Limit shown for this benefit in the Schedule provided the following conditions are met:

a) You purchase this Cancel for Any Reason Coverage with the base plan and within 21 days of the date of Your Initial Trip Payment or deposit is paid and insures the cost of any subsequent arrangements added to the same Trip within 21 days of the date of payment or deposit for any subsequent Trip arrangements; and

b) this insurance coverage is purchased for the full cost of all nonrefundable prepaid Trip arrangements that are subject to cancellation penalties and restrictions; and

c) You cancel the insured Trip no less than 48 hours prior to the Departure Date.

This coverage will be terminated and no benefits will be paid under this Cancel for Any Reason Coverage if the full costs of all prepaid, non-refundable Trip arrangements are not insured. Any plan cost paid for this Cancel for Any Reason Coverage will be refunded.

SPECIAL NOTIFICATION OF CLAIM

You must notify the Travel Supplier within 72 hours or no less than 48 hours prior to departure, whichever is sooner, in the event of a Trip Cancellation claim. The Company will not be liable and will not pay for any additional penalty charges incurred that would not have been imposed had You notified the Travel Supplier within the specified period. If You are unable to provide cancellation notice within the required timeframe, You must provide proof of the circumstance that prevented timely notification.

47

Flight Insure
Travelex Insurance Services

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

48

Flight Insure Plus
Travelex Insurance Services

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

TravelSafe
TravelSafe

49

Basic
TravelSafe

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

50

Classic
TravelSafe

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL: CANCEL FOR ANY REASON BENEFIT

Optional Coverage: Applicable only when purchased if the appropriate additional premium has been paid.

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and

b) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Trawick International
Trawick International

51

Safe Travels USA Comprehensive
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

52

Safe Travels 3 In 1
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

53

Safe Travels Single Trip
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

54

Safe Travels First Class
Trawick International

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within ten (10) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

55

Safe Travels Outbound excl US
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

56

Safe Travels Outbound Cost Saver excl US
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

57

Safe Travels Annual Executive
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

58

Safe Travels Annual Deluxe
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

59

Safe Travels Annual Basic
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

USA-Assist Worldwide Protection
USA-Assist Worldwide Protection

60

GlobalTrip Classic
USA-Assist Worldwide Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

61

GlobalTrip Saver
USA-Assist Worldwide Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

62

GlobalTrip Plus
USA-Assist Worldwide Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

63

GlobalTrip High Medical
USA-Assist Worldwide Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

USI Affinity Travel Insurance Services
USI Affinity Travel Insurance Services

64

Ruby
USI Affinity Travel Insurance Services

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be purchased for an additional premium.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

65

Diamond
USI Affinity Travel Insurance Services

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON
This coverage is Optional and must be purchased for an additional premium

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.