Cancel For Any Reason Full Policy Wording

Each policy’s Cancel For Any Reason coverage is detailed below. View the coverage summary here.

April Travel Protection
April Travel Protection

1

Trip Cancellation Plan
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and
2. you are not disabled from travel at the time you pay your premium; and
3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and
4. the Trip cost per person is no more than $10,000; and
5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

2

Choice
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

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Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non-refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and
2. you are not disabled from travel at the time you pay your premium; and
3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and
4. the Trip cost per person is no more than $10,000; and
5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

3

Choice
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON BENEFIT

If you purchased this optional coverage, we will reimburse you up to the amount in the Schedule, for the prepaid, forfeited, non‐refundable Payments for your Trip, if you and all other Insured traveling with you cancel the Trip for any reason, provided:

1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and
2. you are not disabled from travel at the time you pay your premium; and
3. you have insured 100% of all arrangements, that are subject to cancellation penalties or restrictions; and
4. the Trip cost per person is no more than $10,000; and
5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date.

Limitations

Please be advised this benefit is not available unless all Insured under your coverage cancel the Trip.

4

Annual Plan
April Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

5

Pandemic Plus
April Travel Protection

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Arch RoamRight
Arch RoamRight

6

Essential
Arch RoamRight

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

7

Preferred
Arch RoamRight

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

8

Multi-Trip
Arch RoamRight

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

AXA Assistance USA
AXA Assistance USA

9

Platinum
AXA Assistance USA

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within fourteen (14) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fourteen (14) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

battleface
battleface

10

Travel Medical Single Trip
battleface

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

11

Adventure Travel Single Trip
battleface

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

12

ExactCare
Berkshire Hathaway Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

13

LuxuryCare
Berkshire Hathaway Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

14

ExactCare Lite
Berkshire Hathaway Travel Protection

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Cat 70
Cat 70

15

Travel Plan
Cat 70

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Generali Global Assistance
Generali Global Assistance

16

Standard
Generali Global Assistance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

17

Preferred
Generali Global Assistance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

18

Premium
Generali Global Assistance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

19

TravelGap Voyager excl US
HTH Travel Insurance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

20

TripProtector Preferred
HTH Travel Insurance

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL COVERAGE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the accompanying Confirmation of Coverage provided:

a) Your premium payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fifteen (15) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

21

TravelGap Excursion excl US
HTH Travel Insurance

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

22

Bronze
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

23

Silver
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

24

Gold
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

25

Prime
Nationwide Mutual Insurance Company

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within twenty-one (21) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insures within twenty-one (21) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

26

Cruise Universal
Nationwide Mutual Insurance Company

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

27

Cruise Choice
Nationwide Mutual Insurance Company

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

28

Cruise Luxury
Nationwide Mutual Insurance Company

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received prior to or on the date Your final deposit/payment for Your Cruise is received; and

b) You insure all Trip costs (including those that are subject to cancellation penalties or restrictions) and also insure prior to Your final Cruise payment the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

Seven Corners Inc
Seven Corners Inc

29

RoundTrip Choice
Seven Corners Inc

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

COVERAGE F

OPTIONAL CANCEL FOR ANY REASON BENEFIT

Optional Coverage: Applicable only when purchased within 20 days at the time of original plan purchase and if the appropriate additional premium has been paid.

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received within 20 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 15 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

30

RoundTrip Economy
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

31

RoundTrip Elite
Seven Corners Inc

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL CANCEL FOR ANY REASON BENEFIT

Optional Coverage: Applicable only when purchased within 20 days at the time of original plan purchase and if the appropriate additional premium has been paid.

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment or Deposit for this Policy and enrollment form are received within 20 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 15 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

32

Wander Frequent Traveler excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

33

Liaison Travel Choice excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

34

Liaison Travel Basic excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

35

Liaison Travel Plus excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

36

Wander Frequent Traveler Plus excl US
Seven Corners Inc

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Tin Leg
Tin Leg

37

Gold
Tin Leg

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be indicated as applicable on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

Travelex Insurance Services
Travelex Insurance Services

38

Travel Select
Travelex Insurance Services

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

39

Flight Insure
Travelex Insurance Services

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

40

Flight Insure Plus
Travelex Insurance Services

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Trawick International
Trawick International

41

Safe Travels USA Comprehensive
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

42

Safe Travels Single Trip
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

43

Safe Travels First Class
Trawick International

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL UPGRADE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:

a) Your premium payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within ten (10) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

44

Safe Travels Outbound excl US
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

45

Safe Travels Outbound Cost Saver excl US
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

46

Safe Travels Annual Executive
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

47

Safe Travels Annual Deluxe
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

48

Safe Travels Annual Basic
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

49

Safe Travels Explorer
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

50

Safe Travels Journey
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

51

Safe Travels Voyager
Trawick International

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

OPTIONAL TRIP CANCELLATION FOR ANY REASON

If You purchase this optional benefit, the following coverage is available to You. If You cancel Your Trip for any reason not otherwise covered by this Policy, the Company will reimburse You for the percentage of the pre-paid, forfeited, nonrefundable Payments or Deposits You paid for Your Trip shown on the Schedule of Benefits provided:

a) Your premium is received within the Time Sensitive Period; and

b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure within fifteen (15) days of the payment for those arrangements, the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and

c) You cancel Your entire Trip two (2) days or more before Your Scheduled Departure Date.

Time Sensitive Period means within twenty-one (21) days of the Initial Deposit Date and within twenty-one (21) days of payment for any subsequent Travel Arrangements added to Your Trip.

52

Safe Travels Explorer Plus
Trawick International

Cancel For Any Reason Benefits

No coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

USI Affinity Travel Insurance Services
USI Affinity Travel Insurance Services

53

Ruby
USI Affinity Travel Insurance Services

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be purchased for an additional premium.

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

54

Diamond
USI Affinity Travel Insurance Services

Cancel For Any Reason Benefits

Optional coverage
This benefit is separate from Trip Cancellation

Start a New Search

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON
This coverage is Optional and must be purchased for an additional premium

If You are prevented from taking the Covered Trip for any reason not otherwise excluded, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any such subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.