The table below shows you at a glance which company provides the most comprehensive coverage for the Cancel For Any Reason element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Cancel For Any Reason for the policies below

Air Ambulance Card
Air Ambulance Card

1

Air Ambulance Card - Standard Annual
Air Ambulance Card

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

2

Air Ambulance Card - Extended Stay 6 Months
Air Ambulance Card

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

3

Air Ambulance Card - Extended Stay 12 Months
Air Ambulance Card

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

APRIL Travel Protection
APRIL Travel Protection

4

Economy Plan
APRIL Travel Protection

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

5

VIP Plan
APRIL Travel Protection

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 7 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

6

Trip Cancellation Plan
APRIL Travel Protection

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Schedule of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 7 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

7

Multi-Trip Plan Universal
APRIL Travel Protection

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

8

Multi-Trip Plan Elite
APRIL Travel Protection

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

9

Choice
APRIL Travel Protection

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is optional and must be shown on Your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this Policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits paid to the Travel Supplier for the Covered Trip arrangement(s) provided the following conditions are met:

a) this coverage was purchased within 14 days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements that are subject to cancellation penalties and/or restrictions; and

c) You or Your designated representative cancels the Covered Trip no less than 3 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

AXA Assistance USA
AXA Assistance USA

10

Silver
AXA Assistance USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

11

Gold
AXA Assistance USA

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Confirmation of Benefits. If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

12

Platinum
AXA Assistance USA

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure
Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

13

Beacon America incl US
Azimuth Risk Solutions, LLC

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

14

Beacon International excl US
Azimuth Risk Solutions, LLC

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

CSA Travel Protection
CSA Travel Protection

15

Custom
CSA Travel Protection

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

GeoBlue
GeoBlue

16

Voyager Choice
GeoBlue

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

17

Voyager Essential
GeoBlue

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

18

Trekker Choice excl US
GeoBlue

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

19

Trekker Essential excl US
GeoBlue

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Global Alert
Global Alert

20

Essentials
Global Alert

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

21

Preferred
Global Alert

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

22

Preferred Plus
Global Alert

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 14 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.

HCC Medical Insurance Services
HCC Medical Insurance Services

23

Atlas International excl US
HCC Medical Insurance Services

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

24

Atlas MultiTrip incl US
HCC Medical Insurance Services

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

25

Atlas MultiTrip excl US
HCC Medical Insurance Services

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

26

TravelGap Voyager excl US
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

27

TripProtector Preferred
HTH Travel Insurance

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASONOPTIONAL COVERAGE

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the accompanying Confirmation of Coverage provided:

a) Your premium payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and

b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fifteen (15) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

28

TravelGap Multi-Trip Silver excl US
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

29

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

30

TravelGap Excursion excl US
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

31

TripProtector Economy
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

32

TripProtector Classic
HTH Travel Insurance

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

InsureandGo USA
InsureandGo USA

33

Silver
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

34

Gold
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

35

Platinum
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

36

Global Silver excl US
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

37

Global Gold excl US
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

38

Global Platinum excl US
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

39

Cruise Select
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

40

Cruise Preferred
InsureandGo USA

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

iTravelInsured
iTravelInsured

41

Travel Lite
iTravelInsured

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

42

Travel SE
iTravelInsured

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

43

Travel LX
iTravelInsured

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 20 days of trip deposit

Quote

Full Policy Wording

CANCEL FOR ANY REASON BENEFIT

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment for this Policy and enrollment form is received within 20 days of the date Your initial Payment or Deposit for Your Trip is received and;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 20 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

44

Bronze
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

45

Silver
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

46

Gold
John Hancock Insurance Agency, Inc.

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is Optional and must be shown on Your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

MedjetAssist
MedjetAssist

47

Annual Membership
MedjetAssist

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

48

MedjetAssist Extended Stay
MedjetAssist

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

49

MedjetAssist Short Term Plan
MedjetAssist

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

MH Ross Travel Insurance Services
MH Ross Travel Insurance Services

50

Asset Plus
MH Ross Travel Insurance Services

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 15 days of trip deposit Limitations Apply

Quote

Full Policy Wording

CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure any reason not otherwise covered by this plan, provided:

1. Your payment for this plan has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions; and

3. You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

51

Bridge
MH Ross Travel Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

52

Complete
MH Ross Travel Insurance Services

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 15 days of trip deposit Limitations Apply

Quote

Full Policy Wording

CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure any reason not otherwise covered by this plan, provided:

1. Your payment for this plan has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions; and

3. You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

Time Sensitive Provisions

When You purchase this plan within 15 days of Your initial trip deposit coverage is available under the Cancellation For Any Reason Benefit.

53

Asset
MH Ross Travel Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Protect Your Bubble
Protect Your Bubble

54

Basic Plan
Protect Your Bubble

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

55

Deluxe Plan
Protect Your Bubble

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non- refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Your Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

This benefit is only available for Trips with a per person cost of $50,000 or less.

RoamRight
RoamRight

56

Essential
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

57

Essential
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

58

Preferred
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

CANCEL FOR ANY REASON

Be advised that the Company requires You to purchase Cancel for any Reason coverage within 21 days of Your initial Trip deposit. If after 21 days from initial Trip deposit, this coverage is not available.

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip for all reasons up to 48 hours prior to departure.

The Company will reimburse You for the following:
a) Non-refundable cancellation charges imposed by the Travel Suppliers.
b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.
c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

59

Preferred
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the
Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

60

Elite
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

CANCEL FOR ANY REASON

Be advised that the Company requires You to purchase Cancel for any Reason coverage within 21 days of Your initial Trip deposit. If after 21 days from initial Trip deposit, this coverage is not available.

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip for all reasons up to 48 hours prior to departure.

The Company will reimburse You for the following:
a) Non-refundable cancellation charges imposed by the Travel Suppliers.
b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.
c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

61

Elite
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 75% of the unused non- refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the
Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

62

Active
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

CANCEL FOR ANY REASON

Be advised that the Company requires You to purchase Cancel for any Reason coverage within 21 days of Your initial Trip deposit. If after 21 days from initial Trip deposit, this coverage is not available.

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip for all reasons up to 48 hours prior to departure.

The Company will reimburse You for the following:
a) Non-refundable cancellation charges imposed by the Travel Suppliers.
b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.
c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

63

Active
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 50% of the unused non- refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

64

Adventure
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

CANCEL FOR ANY REASON

Be advised that the Company requires You to purchase Cancel for any Reason coverage within 21 days of Your initial Trip deposit. If after 21 days from initial Trip deposit, this coverage is not available.

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip for all reasons up to 48 hours prior to departure.

The Company will reimburse You for the following:
a) Non-refundable cancellation charges imposed by the Travel Suppliers.
b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.
c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

65

Adventure
RoamRight

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCELLATION FOR ANY REASON

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for 50% of the unused non- refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided:

1. Your payment for this optional benefit has been received within the Time Sensitive Period; and

2. You insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier; and

3. You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

This Cancel For Any Reason Benefit does not cover penalties associated with any air or other travel arrangements not provided by Travel Supplier or the failure of Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

66

Multi-Trip
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

67

Multi-Trip Medical excl US
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

68

Medical excl US
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

69

Evacuation
RoamRight

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Seven Corners Inc
Seven Corners Inc

70

RoundTrip
Seven Corners Inc

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

71

RoundTrip Choice
Seven Corners Inc

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONALCANCEL FOR ANY REASON

If You cancel Your Trip for any reason not otherwise covered by this plan, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Trip provided:

a) Your plan payment is received within ten (10) days of the date Your initial deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions; and
c) You also insure within ten (10) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
d) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

72

Liaison Continent excl US
Seven Corners Inc

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

73

Liaison Majestic excl US
Seven Corners Inc

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

74

Liaison International excl US
Seven Corners Inc

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

75

Wander Frequent Traveler excl US
Seven Corners Inc

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Tin Leg
Tin Leg

76

Economy
Tin Leg

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

77

Standard
Tin Leg

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is optional and must be shown on your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this Policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits paid to the Travel Supplier for the Covered Trip arrangement(s) provided the following conditions are met:

a) This coverage was purchased within 14 days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 3 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

78

Luxury
Tin Leg

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

TRIP CANCELLATION FOR ANY REASON

This coverage is optional and must be shown on your Confirmation of Benefits.

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this Policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits paid to the Travel Supplier for the Covered Trip arrangement(s) provided the following conditions are met:

a) This coverage was purchased within 14 days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and

b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and

c) You or Your designated representative cancels the Covered Trip no less than 3 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.

Travel Insured International
Travel Insured International

79

Worldwide Trip Protector Lite
Travel Insured International

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

80

Worldwide Trip Protector Plus
Travel Insured International

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 21 days of trip deposit

Quote

Full Policy Wording

COVERAGE C

CANCEL FOR ANY REASON

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:

a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received;

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

81

Worldwide Trip Protector
Travel Insured International

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

Travelex Insurance Services
Travelex Insurance Services

82

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

83

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

84

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

85

Flight Insure Plus - Package Plan
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

86

Travel Basic
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

87

Travel Max
Travelex Insurance Services

Cancel For Any Reason Benefits
Optional coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

OPTIONAL CANCEL FOR ANY REASON BENEFITS

This benefit is not available if the Covered Trip cost per person is greater than $10,000.

Cancel For Any Reason

If you cancel your Covered Trip for any reason not otherwise covered by this plan, we will reimburse you for 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Covered Trip provided:

1. the payment for this plan is received within 30 days of the date your initial deposit/payment for your Covered Trip; and

2. you insure 100% of all prepaid Covered Trip costs that are subject to cancellation penalties or restrictions and also insure the cost of any subsequent arrangements added to your Covered Trip within 30 days of the payment for those arrangements; and

3. you cancel your Covered Trip 2 days or more before your scheduled Covered Trip departure date.

Trip Cancellation & Trip Interruption Benefits

If you are prevented from taking or continuing your Covered Trip for the following unforeseeable event or its consequences which occur while coverage is in effect under this Policy, we will reimburse you, up to the amount in the Schedule for the benefits outlined in the Trip Cancellation and Trip Interruption areas of this Description of Coverage.

1. a cancellation of your Covered Trip if your arrival on the Covered Trip is delayed and causes you to lose 30% or more the scheduled Covered Trip duration due to the reasons covered under the Covered Trip Delay Benefit.

88

Travel Select
Travelex Insurance Services

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

TravelSafe
TravelSafe

89

Basic
TravelSafe

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

90

Basic
TravelSafe

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

91

Classic
TravelSafe

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

92

Classic
TravelSafe

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

93

Classic Plus
TravelSafe

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 21 days of trip deposit

Quote

Full Policy Wording

CANCEL FOR ANY REASON BENEFIT

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non- refundable Payments or Deposits You paid for Your Trip, provided:

a)Your payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

94

Classic Plus
TravelSafe

Cancel For Any Reason Benefits
Covered for 75% of trip cost if purchased within 21 days of trip deposit

Quote

Full Policy Wording

CANCEL FOR ANY REASON BENEFIT

If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non- refundable Payments or Deposits You paid for Your Trip, provided:

a)Your payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and

b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and

Trawick International
Trawick International

95

Safe Travels USA
Trawick International

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

96

Safe Travels International excl US
Trawick International

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

97

Safe Travels USA Trip Protection
Trawick International

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

98

Safe Travels International Trip Protection excl US
Trawick International

Cancel For Any Reason Benefits
No coverage This benefit is separate from Trip Cancellation

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

99

Safe Travels International Cost Saver excl US
Trawick International

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

100

Safe Travels USA Cost Saver
Trawick International

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

101

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

102

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

103

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

104

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

105

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.

106

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Cancel For Any Reason Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Any Reason coverage with this plan.