The table below shows you at a glance which company provides the most comprehensive coverage for the Cancel For Work Reasons element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Cancel For Work Reasons for the policies below

Air Ambulance Card
Air Ambulance Card

1

Air Ambulance Card - Standard Annual
Air Ambulance Card

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

2

Air Ambulance Card - Extended Stay 6 Months
Air Ambulance Card

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

3

Air Ambulance Card - Extended Stay 12 Months
Air Ambulance Card

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

APRIL Travel Protection
APRIL Travel Protection

4

Economy Plan
APRIL Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

5

VIP Plan
APRIL Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

6

Trip Cancellation Plan
APRIL Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

7

Multi-Trip Plan Universal
APRIL Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

8

Multi-Trip Plan Elite
APRIL Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

9

Choice
APRIL Travel Protection

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

TRIP CANCELLATION FOR WORK REASONS

This coverage is optional and must be shown on Your Confirmation of Benefits. We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen Events listed below:

a) Your transfer by the employer with whom You are employed on the Effective Date of insurance which requires Your principal residence to be relocated.

b) You are or a Traveling Companion is required to work during the Covered Trip. You or Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer. You or Your Traveling Companion cannot be a company owner or partner. This benefit only applies if the Policy has been purchased within 14 days of Your initial payment for the Covered Trip.

c) Your company is directly involved in a merger or acquisition. You must be an active employee of the company(ies) that is/are merging and You must be directly involved in such an event.

d) Your employer is deemed to be unsuitable for business due to burglary, or Natural Disaster and You are or Your Traveling Companion is directly involved as a key employee of the disaster recovery team. This coverage applies only if insurance was purchased within 14 days of Your initial payment for the Covered Trip.

e) Your business operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy, Natural Disaster, or financial Default.

AXA Assistance USA
AXA Assistance USA

10

Silver
AXA Assistance USA

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

TRIP CANCELLATION FOR WORK REASONS

This coverage is Optional and must be shown on Your Confirmation of Benefits.

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

a) You are or a Traveling Companion is/are required to work during the Covered Trip. You or Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer. This benefit only applies if the Policy has been purchased within 14 days of Your initial payment for the Covered Trip.

b) Your company is directly involved in a merger or acquisition. You must be an active employee of the company(ies) that is/are merging and You must be directly involved in such an event.

c) Your business operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy, Natural Disaster, or financial Default.

d) Your employer is deemed to be unsuitable for business due to burglary, or Natural Disaster and You are or Your Traveling Companion is directly involved as a key employee of the disaster recovery team. This coverage applies only if this Policy was purchased within 14 calendar days of initial payment for the Covered Trip.

e) Your transfer by the employer with whom You are employed on the Effective Date of insurance which requires Your principal residence to be relocated.

f) You or Your Traveling Companion are terminated,or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

11

Gold
AXA Assistance USA

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

TRIP CANCELLATION FOR WORK REASONS

This coverage is Optional and must be shown on Your Confirmation of Benefits. For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

a) You are or a Traveling Companion is/are required to work during the Covered Trip. You or Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer. This benefit only applies if the Policy has been purchased within 14 days of Your initial payment for the Covered Trip.

b) Your company is directly involved in a merger or acquisition. You must be an active employee of the company(ies) that is/are merging and You must be directly involved in such an event.

c) Your business operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy, Natural Disaster, or financial Default.

d) Your employer is deemed to be unsuitable for business due to burglary, or Natural Disaster and You are or Your Traveling Companion is directly involved as a key employee of the disaster recovery team. This coverage applies only if this Policy was purchased within 14 calendar days of initial payment for the Covered Trip.

12

Platinum
AXA Assistance USA

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

TRIP CANCELLATION FOR WORK REASONS

This coverage is Optional and must be shown on Your Confirmation of Benefits. For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

a) You are or a Traveling Companion is/are required to work during the Covered Trip. You or Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer. This benefit only applies if the Policy has been purchased within 14 days of Your initial payment for the Covered Trip.

b) Your company is directly involved in a merger or acquisition. You must be an active employee of the company(ies) that is/are merging and You must be directly involved in such an event.

c) Your business operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy, Natural Disaster, or financial Default.

d) Your employer is deemed to be unsuitable for business due to burglary, or Natural Disaster and You are or Your Traveling Companion is directly involved as a key employee of the disaster recovery team. This coverage applies only if this Policy was purchased within 14 calendar days of initial payment for the Covered Trip.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

13

Beacon America incl US
Azimuth Risk Solutions, LLC

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

14

Beacon International excl US
Azimuth Risk Solutions, LLC

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

15

ExactCare
Berkshire Hathaway Travel Protection

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Company will reimburse the Insured a benefit, up to the Maximum Limit shown in the Schedule or Declarations Page if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events:

(m) the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer. In the situation of self-employment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required;

(n) the Insured or Traveling Companion is directly involved in a merger, acquisition, government required product recall, or bankruptcy proceedings and must be currently employed by the company that is involved in said event;

(o) the Insured’s or Traveling Companion’s company is deemed to be unsuitable for business due to burglary, or Natural Disaster and the Insured or Traveling Companion is directly involved as a Key Employee of the disaster recovery team.

CSA Travel Protection
CSA Travel Protection

16

Custom
CSA Travel Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

GeoBlue
GeoBlue

17

Voyager Choice
GeoBlue

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

18

Voyager Essential
GeoBlue

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

19

Trekker Choice excl US
GeoBlue

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

20

Trekker Essential excl US
GeoBlue

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Global Alert
Global Alert

21

Essentials
Global Alert

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

22

Preferred
Global Alert

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

23

Preferred Plus
Global Alert

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

HCC Medical Insurance Services
HCC Medical Insurance Services

24

Atlas International excl US
HCC Medical Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

25

TravelGap Voyager excl US
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

26

TripProtector Preferred
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

27

TravelGap Multi-Trip Silver excl US
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

28

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

29

TravelGap Excursion excl US
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

30

TripProtector Economy
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

31

TripProtector Classic
HTH Travel Insurance

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

iTravelInsured
iTravelInsured

32

Travel Lite
iTravelInsured

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

e. a permanent transfer of employment of 250 miles or more;

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required.

33

Travel SE
iTravelInsured

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

e. a permanent transfer of employment of 250 miles or more;

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required.

34

Travel SE
iTravelInsured

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

e. a permanent transfer of employment of 250 miles or more;

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required.

35

Travel LX
iTravelInsured

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required.

36

Travel LX
iTravelInsured

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

37

Bronze
John Hancock Insurance Agency, Inc.

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

38

Silver
John Hancock Insurance Agency, Inc.

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

39

Gold
John Hancock Insurance Agency, Inc.

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

MedjetAssist
MedjetAssist

40

Annual Membership
MedjetAssist

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

41

MedjetAssist Extended Stay
MedjetAssist

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

42

MedjetAssist Short Term Plan
MedjetAssist

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

MH Ross Travel Insurance Services
MH Ross Travel Insurance Services

43

Asset Plus
MH Ross Travel Insurance Services

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

r. You or Your Traveling Companion, neither of whom is a company owner or partner, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

s. Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner and You or Your Traveling Companion must be directly involved in such merger or acquisition;

44

Bridge
MH Ross Travel Insurance Services

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

r. You or Your Traveling Companion, neither of whom is a company owner or partner, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

s. Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner and You or Your Traveling Companion must be directly involved in such merger or acquisition;

45

Complete
MH Ross Travel Insurance Services

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

r. You or Your Traveling Companion, neither of whom is a company owner or partner, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

s. Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner and You or Your Traveling Companion must be directly involved in such merger or acquisition;

46

Asset
MH Ross Travel Insurance Services

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

r. You or Your Traveling Companion, neither of whom is a company owner or partner, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

s. Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner and You or Your Traveling Companion must be directly involved in such merger or acquisition;

RoamRight
RoamRight

47

Essential
RoamRight

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

48

Preferred
RoamRight

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

OPTIONAL CANCEL FOR WORK REASONS

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip for one of the following covered Unforeseen reasons provided payment for this optional benefit is received within the Time Sensitive Period:

a) Your or Your Traveling Companion’s transfer of employment of 100 miles or more by the employer with whom You or Your Traveling Companion are employed on Your Effective Date that requires Your or Your Traveling Companion’s principal residence to be relocated;

b) You or Your Traveling Companion, neither of whom is a company owner or partner or is self-employed, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

c) Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner or self-employed, and You or Your Traveling Companion must be directly involved in such merger or acquisition;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business or company operations or is interrupted due to burglary, vandalism or a Natural Disaster, product recall, Bankruptcy or Default and You and/or Your Traveling Companion are required to work as a result;

49

Elite
RoamRight

Cancel For Work Reasons Benefits
Covered for 100% of trip cost if purchased within 21 days of trip deposit

Quote

Full Policy Wording

CANCEL FOR WORK REASONS

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip for one of the following covered Unforeseen reasons provided payment for this benefit is received within the Time Sensitive Period:

a) Your or Your Traveling Companion’s transfer of employment of 100 miles or more by the employer with whom You or Your Traveling Companion are employed on Your Effective Date that requires Your or Your Traveling Companion’s principal residence to be relocated;

b) You or Your Traveling Companion, neither of whom is a company owner or partner, or is self-employed, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

c) Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner or self-employed, and You or Your Traveling Companion must be directly involved in such merger or acquisition;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business or company operations or is interrupted due to burglary, vandalism or a Natural Disaster, product recall, Bankruptcy or Default and You and/or Your Traveling Companion are required to work as a result;

50

Active
RoamRight

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

OPTIONAL CANCEL FOR WORK REASONS

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip for one of the following covered Unforeseen reasons provided payment for this optional benefit is received within the Time Sensitive Period:

a) Your or Your Traveling Companion’s transfer of employment of 100 miles or more by the employer with whom You or Your Traveling Companion are employed on Your Effective Date that requires Your or Your Traveling Companion’s principal residence to be relocated;

b) You or Your Traveling Companion, neither of whom is a company owner or partner, or is self-employed, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

c) Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner or self-employed, and You or Your Traveling Companion must be directly involved in such merger or acquisition;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business or company operations or is interrupted due to burglary, vandalism or a Natural Disaster, product recall, Bankruptcy or Default and You and/or Your Traveling Companion are required to work as a result;

provided any such covered Unforeseen reason occurs while coverage is in effect for You.

51

Adventure
RoamRight

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

OPTIONAL CANCEL FOR WORK REASONS

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip for one of the following covered Unforeseen reasons provided payment for this optional benefit is received within the Time Sensitive Period:

a) Your or Your Traveling Companion’s transfer of employment of 100 miles or more by the employer with whom You or Your Traveling Companion are employed on Your Effective Date that requires Your or Your Traveling Companion’s principal residence to be relocated;

b) You or Your Traveling Companion, neither of whom is a company owner or partner, or is self-employed, are required to work during the scheduled Trip, as attested in writing by an unrelated company official and/or the company’s Human Resources Department;

c) Your or Your Traveling Companion’s company is directly involved in either a merger with another company or is being acquired by another company. You or Your Traveling Companion must be an active, full-time employee and cannot be a company owner or partner or self-employed, and You or Your Traveling Companion must be directly involved in such merger or acquisition;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business or company operations or is interrupted due to burglary, vandalism or a Natural Disaster, product recall, Bankruptcy or Default and You and/or Your Traveling Companion are required to work as a result;

provided any such covered Unforeseen reason occurs while coverage is in effect for You.

52

Multi-Trip
RoamRight

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

53

Multi-Trip Medical excl US
RoamRight

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

54

Medical excl US
RoamRight

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Seven Corners Inc
Seven Corners Inc

55

RoundTrip
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

56

RoundTrip Choice
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

57

Liaison Continent excl US
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

58

Liaison Majestic excl US
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

59

Liaison International excl US
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

60

RoundTrip Economy
Seven Corners Inc

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

61

RoundTrip Elite
Seven Corners Inc

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

OPTIONAL TRIP CANCELLATION FOR WORK REASONS

Optional Coverage: Applicable only when purchased within 20 days at the time of original plan purchase and if the appropriate additional premium has been paid.

a) You, Your Traveling Companion or Family Member traveling with You is directly involved in the merger of Your employer or the acquisition of Your employer by another company;

b) A transfer of You or Your Traveling Companion by the employer by whom You or Your Traveling Companion are employed on Your Effective Date which requires their principal residence to be relocated;

c) You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

All cancellations must be reported to the Travel Supplier within 72 hours of the event causing the need to cancel. If the event delays the reporting of the cancellation beyond the 72 hours, the event should be reported as soon as possible. Increased amounts of Published Penalties and unused non-refundable Prepaid Payments or Deposits that result from all other delays of reporting beyond 72 hours are not covered.

If Your Travel Supplier cancels Your Trip, a benefit will be paid up to a maximum of $75 for the reissue fee charged by the airline for the tickets. You must have covered the entire cost of Your Trip including the airfare cost.

The maximum payable under this Trip Cancellation Benefit is the Maximum Benefit Amount shown in the Schedule of Benefits.

Single Supplement

Benefits will be paid, up to the Maximum Benefit Amount, for the additional cost incurred as a result of a change in the per person occupancy rate for Prepaid Travel Arrangements if a Traveling Companion’s or Family Member’s Trip is canceled for a covered reason and You do not cancel Your Trip.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Tin Leg
Tin Leg

62

Luxury
Tin Leg

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Travelex Insurance Services
Travelex Insurance Services

63

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

64

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

65

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

66

Flight Insure Plus - Package Plan
Travelex Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

67

Travel Basic
Travelex Insurance Services

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

68

Travel Max
Travelex Insurance Services

Cancel For Work Reasons Benefits
Covered for 100% of trip cost if purchased within 30 days of trip deposit

Quote

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a covered reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

18. you or your Traveling Companion is required to work during the Covered Trip. A notarized written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required. If employed as a contractor, you will need to provide proof of new contract signed or extended contract for coverage to apply. If self-employed, verification of self-employment and scheduled work related activities will need to be provided at time of claim;

19. you or your Traveling Companion’s place of employment is rendered unsuitable for business due to burglary, fire, flood, volcano, earthquake, hurricane, or other natural disaster and the Insured or Traveling Companion is required to work as a result;

20. you or your Traveling Companion is directly involved in the merger of his or her employer or the acquisition of his or her employer by another company;

69

Travel Select
Travelex Insurance Services

Cancel For Work Reasons Benefits
Optional coverage

Quote

Full Policy Wording

OPTIONAL PROFESSIONAL PAK

If you purchased the Professional Lifestyle Pak in addition to your Travelex Protection Plan, You will receive the following, subject to the terms and conditions of the benefits as outlined in the Description of Coverage.

The Professional Pak must be purchased at time of plan purchase and within 21 days of the initial trip deposit date.

Trip Cancellation and Trip Interruption Benefits

If the Insured purchased Cancel for Business Reason coverage, the Trip Cancellation Benefits and Trip Interruption Benefits coverage will be extended to include the following unforeseeable events that occur while coverage is in effect:

1. you or your Traveling Companion is required to work during the Covered Trip. A notarized written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required. If employed as a contractor, you will need to provide proof of new contract signed or extended contract for coverage to apply. If self-employed, verification of self-employment and scheduled work related activities will need to be provided at time of claim;

2. you or your Traveling Companion’s place of employment is rendered unsuitable for business due to burglary, fire, flood, volcano, earthquake, hurricane, or other natural disaster and the Insured or Traveling Companion is required to work as a result;

3. you or your Traveling Companion is directly involved in the merger of his or her employer or the acquisition of his or her employer by another company;

4. You or Your Traveling Companion have a previously approved military leave revoked or experience a military re-assignment.

Trip Delay Benefits

If your Covered Trip is delayed for 5 hours or more, we will reimburse you, for the following covered expenses.

Covered expenses include:

1. up to $25 for expenses incurred, that are directly related to internet usage fees during the time you are experiencing a Common Carrier delay;

2. up to $25, for airline club admission expenses incurred at a sponsored airline club at the airport.

Receipts for the expenses incurred must be submitted for reimbursement.

Trip Delay must be caused by or result from:

1. any Common Carrier delay; or

2. a permanent loss or theft of your passport(s), travel documents or money due to a reason not within your control; or

3. quarantine; or hijacking; or a civil disorder; or

4. natural disaster or closure of public roadways by government authorities; or

5. a documented traffic accident while you are en route to departure; or

6. unannounced strike.

Professional Business Property Benefits

The Company will reimburse you up to a maximum of $500, subject to a $150 Deductible per occurrence for loss, theft or damage to a laptop, PDA (Personal Digital Assistant), cell phone or other professional equipment provided you have taken all reasonable measures to protect, save and/or recover your property at all times. The laptop, PDA, cell phone or other professional equipment must accompany you during the Covered Trip.

In case of loss, theft, or damage to your laptop, PDA, cell phone or other professional equipment you must report the incident to the airline, airport, local police or other such local authorities and obtain their written report of your loss.

TravelSafe
TravelSafe

70

Basic
TravelSafe

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

71

Classic
TravelSafe

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required. You, Your Traveling Companion or Family Member cannot be a company owner or partner;

72

Classic Plus
TravelSafe

Cancel For Work Reasons Benefits
Included in Trip Cancellation and Trip Interruption

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

q. You, Your Traveling Companion or a Family Member traveling with You is required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required. You, Your Traveling Companion or Family Member cannot be a company owner or partner;

t. You, Your Traveling Companion or Family Member traveling with You is directly involved in the merger of Your employer or the acquisition of Your employer by another company. You, Your Traveling Companion or Family Member cannot be a company owner or partner;

Trawick International
Trawick International

73

Safe Travels USA
Trawick International

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

74

Safe Travels International excl US
Trawick International

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

75

Safe Travels USA Trip Protection
Trawick International

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

76

Safe Travels International Cost Saver excl US
Trawick International

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

77

Safe Travels USA Cost Saver
Trawick International

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

78

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

79

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

80

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

81

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

82

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

83

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

84

GlobalTrip Classic
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

85

GlobalTrip Saver
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

86

GlobalTrip Plus
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

87

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

Cancel For Work Reasons Benefits
No coverage

Quote

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.