The table below shows you at a glance which company provides the most comprehensive coverage for the Common Carrier AD&D element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Common Carrier AD&D for the policies below

Air Ambulance Card
Air Ambulance Card

1

Air Ambulance Card - Standard Annual
Air Ambulance Card

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

2

Air Ambulance Card - Extended Stay 6 Months
Air Ambulance Card

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

3

Air Ambulance Card - Extended Stay 12 Months
Air Ambulance Card

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

APRIL Travel Protection
APRIL Travel Protection

4

Economy Plan
APRIL Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

5

VIP Plan
APRIL Travel Protection

Common Carrier AD&D Benefits
$200,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The loss must occur within 365 days after the date of the Accident causing the loss. The Principal Sum is shown on the Schedule of Benefits.

TABLE OF LOSSES

Loss of: Percentage of Principal Sum:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%


“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints; or

b) eye means an entire and irrecoverable loss of sight; or

c) speech or hearing means entire and irrecoverable loss of speech or hearing of both ears.

If more than one loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

EXPOSURE:

We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. The loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE:

We will pay benefits for loss of life if Your body cannot be located one year after Your disappearance due to an Accident.

6

Trip Cancellation Plan
APRIL Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

7

Multi-Trip Plan Universal
APRIL Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

8

Multi-Trip Plan Elite
APRIL Travel Protection

Common Carrier AD&D Benefits
$200,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The loss must occur within 365 days after the date of the Accident causing the loss. The Principal Sum is shown on the Schedule of Benefits.

TABLE OF LOSSES

Loss of: Percentage of Principal Sum:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%


“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints; or

b) eye means an entire and irrecoverable loss of sight; or

c) speech or hearing means entire and irrecoverable loss of speech or hearing of both ears.

If more than one loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

EXPOSURE: We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. The loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE: We will pay benefits for loss of life if Your body cannot be located one year after Your disappearance due to an Accident.

9

Choice
APRIL Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

AXA Assistance USA
AXA Assistance USA

10

Silver
AXA Assistance USA

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

11

Gold
AXA Assistance USA

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

12

Platinum
AXA Assistance USA

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

13

Beacon America incl US
Azimuth Risk Solutions, LLC

Common Carrier AD&D Benefits
$50,000 per adult $30,000 per child

Quote

Full Policy Wording

32.14 COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT -­‐ Subject to the Benefits and Limits set forth in the SCHEDULE OF BENEFITS AND LIMITS in Section 21. The Scheme Administrator will consider paying if the following provisions are met.

32.14.1 The Scheme Administrator will pay the Principal Sum of $50,000 for Participating Members (eighteen) 18 and over, or $30,000 for Participating Member under (eighteen) 18 years of age.

32.14.2 The Participating Member must be in compliance with all conditions and provisions of this coverage.

32.14.3 The accident giving rise to the Accidental Death must occur while the Participating Member(s) is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line. The Maximum Benefit for any one Family is $250,000.

32.14.4 If the death occurs on a Common Carrier the Accidental Death and Dismemberment benefit is null and void as the Common Carrier benefit takes precedence.

14

Beacon International excl US
Azimuth Risk Solutions, LLC

Common Carrier AD&D Benefits
$50,000 per adult $30,000 per child

Quote

Full Policy Wording

32.14 COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT -­‐ Subject to the Benefits and Limits set forth in the SCHEDULE OF BENEFITS AND LIMITS in Section 21. The Scheme Administrator will consider paying if the following provisions are met.

32.14.1 The Scheme Administrator will pay the Principal Sum of $50,000 for Participating Members (eighteen) 18 and over, or $30,000 for Participating Member under (eighteen) 18 years of age.

32.14.2 The Participating Member must be in compliance with all conditions and provisions of this coverage.

32.14.3 The accident giving rise to the Accidental Death must occur while the Participating Member(s) is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line. The Maximum Benefit for any one Family is $250,000.

32.14.4 If the death occurs on a Common Carrier the Accidental Death and Dismemberment benefit is null and void as the Common Carrier benefit takes precedence.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

15

ExactCare
Berkshire Hathaway Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

CSA Travel Protection
CSA Travel Protection

16

Custom
CSA Travel Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

GeoBlue
GeoBlue

17

Voyager Choice
GeoBlue

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

18

Voyager Essential
GeoBlue

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

19

Trekker Choice excl US
GeoBlue

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

20

Trekker Essential excl US
GeoBlue

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

Global Alert
Global Alert

21

Essentials
Global Alert

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

22

Preferred
Global Alert

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

23

Preferred Plus
Global Alert

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

HCC Medical Insurance Services
HCC Medical Insurance Services

24

Atlas International excl US
HCC Medical Insurance Services

Common Carrier AD&D Benefits
$50,000 per adult $5,000 per child

Quote

Full Policy Wording

ELIGIBLE EXPENSESCOMMON CARRIER ACCIDENTAL DEATH BENEFIT

1. Underwriters will pay the amount indicated in the Schedule of Benefits, to the Beneficiary

Underwriters will provide the above benefit only when the Conditions and Restrictions in this policy and the following are met:

a) The Accident giving rise to the Accidental Death must occur while the Member is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line; and

b) Death must occur with 30 days of the sudden, unintentional and unexpected occurrence and not be contributed to by Illness or disease; and

c) The maximum liability under this Common Carrier Accidental Death Benefit for a group or family is limited to $250,000.

HTH Travel Insurance
HTH Travel Insurance

25

TravelGap Voyager excl US
HTH Travel Insurance

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

26

TripProtector Preferred
HTH Travel Insurance

Common Carrier AD&D Benefits
$100,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER (AIR ONLY)

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the date of the Accident causing the Loss.

The Principal Sum is shown on the Confirmation of Coverage. If more than one Loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

Life – 100%
Both hands or both feet – 100%
Sight of both eyes – 100%
One hand and one foot – 100%
Either hand or foot and sight of one eye – 100%
Either hand or foot – 50%
Sight of one eye – 50%
Speech and hearing in both ears – 100%
Speech – 50%
Hearing in both ears – 50%
Thumb and index finger of same hand – 25%

“Loss” with regard to:

1. hand or foot, means actual complete severance through and above the wrist or ankle joints; and

2. eye means an entire and irrecoverable Loss of sight;

3. speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

EXPOSURE

The Company will pay benefits for covered Losses that result from You being unavoidably exposed to the elements due to an Accident of an air conveyance operated under a license for the transportation of passengers for hire during the Trip.
The Loss must occur within three hundred sixty-five (365) days after the event that caused the exposure.

DISAPPEARANCE

The Company will pay benefits for Loss of life if Your body cannot be located within three hundred sixty-five (365) days after Your disappearance due to forced landing, stranding, sinking, or wrecking of an air conveyance operated under a license for the transportation of passengers for hire during the Trip in which You were a passenger.

27

TravelGap Multi-Trip Silver excl US
HTH Travel Insurance

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

28

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

29

TravelGap Excursion excl US
HTH Travel Insurance

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

30

TripProtector Economy
HTH Travel Insurance

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER (AIR ONLY)

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the date of the Accident causing the Loss.

The Principal Sum is shown on the Confirmation of Coverage. If more than one Loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

Life – 100%
Both hands or both feet – 100%
Sight of both eyes – 100%
One hand and one foot – 100%
Either hand or foot and sight of one eye – 100%
Either hand or foot – 50%
Sight of one eye – 50%
Speech and hearing in both ears – 100%
Speech – 50%
Hearing in both ears – 50%
Thumb and index finger of same hand – 25%

“Loss” with regard to:

1. hand or foot, means actual complete severance through and above the wrist or ankle joints; and

2. eye means an entire and irrecoverable Loss of sight;

3. speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

EXPOSURE

The Company will pay benefits for covered Losses that result from You being unavoidably exposed to the elements due to an Accident of an air conveyance operated under a license for the transportation of passengers for hire during the Trip.
The Loss must occur within three hundred sixty-five (365) days after the event that caused the exposure.

DISAPPEARANCE

The Company will pay benefits for Loss of life if Your body cannot be located within three hundred sixty-five (365) days after Your disappearance due to forced landing, stranding, sinking, or wrecking of an air conveyance operated under a
license for the transportation of passengers for hire during the Trip in which You were a passenger.

31

TripProtector Classic
HTH Travel Insurance

Common Carrier AD&D Benefits
$50,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER (AIR ONLY)

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that
occurs while You are riding as a passenger in or on, boarding or alighting from, any air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the date of the Accident causing the Loss.

The Principal Sum is shown on the Confirmation of Coverage. If more than one Loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

Life – 100%
Both hands or both feet – 100%
Sight of both eyes – 100%
One hand and one foot – 100%
Either hand or foot and sight of one eye – 100%
Either hand or foot – 50%
Sight of one eye – 50%
Speech and hearing in both ears – 100%
Speech – 50%
Hearing in both ears – 50%
Thumb and index finger of same hand – 25%

“Loss” with regard to:

1. hand or foot, means actual complete severance through and above the wrist or ankle joints; and

2. eye means an entire and irrecoverable Loss of sight;

3. speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

EXPOSURE

The Company will pay benefits for covered Losses that result from You being unavoidably exposed to the elements due to an Accident of an air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the event that caused the exposure.

DISAPPEARANCE

The Company will pay benefits for Loss of life if Your body cannot be located within three hundred sixty-five (365) days after Your disappearance due to forced landing, stranding, sinking, or wrecking of an air conveyance operated under a license for the transportation of passengers for hire during the Trip in which You were a passenger.

iTravelInsured
iTravelInsured

32

Travel Lite
iTravelInsured

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

33

Travel SE
iTravelInsured

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand -25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.
Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.
The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

EXPOSURE AND DISAPPEARANCE

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.
If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

34

Travel SE
iTravelInsured

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand -25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.
Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.
The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

EXPOSURE AND DISAPPEARANCE

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.
If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

35

Travel LX
iTravelInsured

Common Carrier AD&D Benefits
$100,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand – 25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy. The Principal Sum is shown in the Declarations Page.

Exposure and Disappearance:

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.

If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

36

Travel LX
iTravelInsured

Common Carrier AD&D Benefits
$100,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand – 25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy. The Principal Sum is shown in the Declarations Page.

Exposure and Disappearance:

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.

If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

37

Bronze
John Hancock Insurance Agency, Inc.

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

38

Silver
John Hancock Insurance Agency, Inc.

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

39

Gold
John Hancock Insurance Agency, Inc.

Common Carrier AD&D Benefits
$100,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The Loss must occur within 365 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Schedule of Benefits.

Life – 100%
Both Hands Or Both Feet – 100%
Sight Of Both Eyes – 100%
One Hand And One Foot – 100%
Either Hand Or Foot And Sight Of One Eye – 100%
Either Hand Or Foot – 50%
Sight Of One Eye – 50%
Speech And Hearing In Both Ears – 100%
Speech – 50%
Hearing In Both Ears – 50%

“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints;

b) eye means an entire and irrecoverable Loss of sight;

c) speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

d) thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

No benefit is payable for loss resulting from or due to stroke, cerebral vascular, or cardiovascular Accident or event; myocardial infarction (heart attack); coronary thrombosis, or aneurysm.

EXPOSURE: We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. of a conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The Loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE: We will pay benefits for Loss of life if Your body cannot be located 1 year after Your disappearance due to forced landing, stranding, sinking, or wrecking of a conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip in which You were a passenger.

MedjetAssist
MedjetAssist

40

Annual Membership
MedjetAssist

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

41

MedjetAssist Extended Stay
MedjetAssist

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

42

MedjetAssist Short Term Plan
MedjetAssist

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

MH Ross Travel Insurance Services
MH Ross Travel Insurance Services

43

Asset Plus
MH Ross Travel Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

44

Bridge
MH Ross Travel Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

45

Complete
MH Ross Travel Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

46

Asset
MH Ross Travel Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

RoamRight
RoamRight

47

Essential
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

48

Essential
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

49

Preferred
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

50

Preferred
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

51

Elite
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

52

Elite
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

53

Active
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

54

Active
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

55

Adventure
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

56

Adventure
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

57

Multi-Trip
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

58

Multi-Trip Medical excl US
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

59

Medical excl US
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

60

Evacuation
RoamRight

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

Seven Corners Inc
Seven Corners Inc

61

RoundTrip
Seven Corners Inc

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH & DISMEMBERMENT

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any Common Carrier conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within 181 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Confirmation of Coverage. The Maximum Benefits for any one single Accident is limited to $15,000,000 for all persons insured under the Policy. If more than one Loss is sustained, as the result of an Accident, the amount payable shall be the largest amount of a sustained Loss shown in the Table of Losses above.

Life…………………………………………………………….. 100%
Both hands or both feet ………………………………… 100%
Sight of both eyes ………………………………………… 100%
One hand and one foot …………………………………. 100%
Either hand or foot and sight of one eye………….. 100%
Either hand or foot …………………………………………. 50%
Sight of one eye…………………………………………….. 50%
Speech and hearing in both ears……………………. 100%
Speech ………………………………………………………… 50%
Hearing in both ears ………………………………………. 50%
Thumb and index finger of same hand ……………… 25%

“Loss” with regard to:

1. Hand or foot means actual complete severance through and above the wrist or ankle joints;

2. Eye means an entire and irrecoverable Loss of sight;

3. Speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. Thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

62

RoundTrip Choice
Seven Corners Inc

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

ACCIDENTAL DEATH & DISMEMBERMENTCOMMON CARRIER

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any Common Carrier conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within 181 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Confirmation of Coverage. The Maximum Benefits for any one single Accident is limited to $15,000,000 for all persons insured under the Policy. If more than one Loss is sustained, as the result of an Accident, the amount payable shall be the largest amount of a sustained Loss shown in the Table of Losses above.

Life…………………………………………………………….. 100%
Both hands or both feet ………………………………… 100%
Sight of both eyes ………………………………………… 100%
One hand and one foot …………………………………. 100%
Either hand or foot and sight of one eye………….. 100%
Either hand or foot …………………………………………. 50%
Sight of one eye…………………………………………….. 50%
Speech and hearing in both ears……………………. 100%
Speech ………………………………………………………… 50%
Hearing in both ears ………………………………………. 50%
Thumb and index finger of same hand ……………… 25%

“Loss” with regard to:

1. Hand or foot means actual complete severance through and above the wrist or ankle joints;

2. Eye means an entire and irrecoverable Loss of sight;

3. Speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. Thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

EXPOSURE: The Company will pay benefits for covered Losses that result from Your being unavoidably exposed to the elements due to an Accident. The Loss must occur within 365 days after the event that caused the exposure.

DISAPPEARANCE: The Company will pay benefits for Loss of life if Your body cannot be located one (1) year after Your disappearance due to an Accident.

63

Liaison Continent excl US
Seven Corners Inc

Common Carrier AD&D Benefits
$100,000 per adult $25,000 per child

Quote

Full Policy Wording

Accidental Death & Dismemberment (AD&D): The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in EXCLUSIONS AND LIMITATIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper and lower limbs of 1 side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Principal Sum” as used herein shall mean the amount stated on the ID Card.
In the event of a Common Carrier Accidental Death, benefits will be paid once at the higher amount as specified in the SCHEDULE OF BENEFITS for Common Carrier Accidental Death, and benefits will not be paid for Accidental Death & Dismemberment.

Common Carrier Accidental Death: Benefits will be paid to You as per the SCHEDULE OF BENEFITS if You sustain an Accidental Death. Death must occur during the Period of Coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

64

Liaison Majestic excl US
Seven Corners Inc

Common Carrier AD&D Benefits
$50,000 per adult $12,500 per child $250,000 policy limit

Quote

Full Policy Wording

Accidental Death & Dismemberment (AD&D): The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in EXCLUSIONS AND LIMITATIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper & lower limbs of one side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Principal Sum” as used herein shall mean the amount stated on the ID Card. “Member” means hand, foot or eye. Only one amount, the largest to which you are entitled is payable for all losses resulting from one accident. In the event of a Common Carrier Accidental Death benefits will be paid once at the higher amount as specified in the SCHEDULE OF BENEFITS for Common Carrier Accidental Death.

Common Carrier Accidental Death: Benefits will be paid to you as per the SCHEDULE OF BENEFITS if you sustain an Accidental Death. Death must occur during the Period of Coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

65

Liaison International excl US
Seven Corners Inc

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

66

RoundTrip Economy
Seven Corners Inc

Common Carrier AD&D Benefits
$10,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Schedule of Benefits.

Table of Losses
Type of Loss Benefit Amount
Loss of Life 100% of Principal Sum
Loss of both hands 100% of Principal Sum
Loss of both feet 100% of Principal Sum
Loss of both eyes 100% of Principal Sum
Loss of one hand and one foot 100% of Principal Sum
Loss of one hand and one eye 100% of Principal Sum
Loss of one foot and one eye 100% of Principal Sum
Loss of one hand 50% of Principal Sum
Loss of one foot 50% of Principal Sum
Loss of one eye 50% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy.

The Principal Sum is shown in the Schedule of Benefits.

67

RoundTrip Elite
Seven Corners Inc

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Schedule of Benefits.

Table of Losses
Type of Loss Benefit Amount
Loss of Life 100% of Principal Sum
Loss of both hands 100% of Principal Sum
Loss of both feet 100% of Principal Sum
Loss of both eyes 100% of Principal Sum
Loss of one hand and one foot 100% of Principal Sum
Loss of one hand and one eye 100% of Principal Sum
Loss of one foot and one eye 100% of Principal Sum
Loss of one hand 50% of Principal Sum
Loss of one foot 50% of Principal Sum
Loss of one eye 50% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy.

The Principal Sum is shown in the Schedule of Benefits.

68

Wander Frequent Traveler excl US
Seven Corners Inc

Common Carrier AD&D Benefits
$50,000 per adult $25,000 per child

Quote

Full Policy Wording

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in PART IV – EXCLUSIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper & lower limbs of one side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Loss”, in reference to quadriplegia, paraplegia, hemiplegia and uniplegia, shall mean the complete and irreversible paralysis of such limbs and with regard to hands and feet, actual severance through or above the wrist or ankle joints, and with regard to eyes, entire irrecoverable Loss of sight. The term “Principal Sum” as used herein shall mean the amount stated on the ID Card. “Member” means hand, foot or eye. Only one amount, the largest to which you are entitled is payable for all losses resulting from one accident.

Common Carrier Benefit

Benefits will be paid to you as per the schedule of benefits if you sustain an Accidental Death. Death must occur during the period of coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

Tin Leg
Tin Leg

69

Economy
Tin Leg

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

70

Standard
Tin Leg

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

71

Luxury
Tin Leg

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

Travelex Insurance Services
Travelex Insurance Services

72

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

73

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

74

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

75

Flight Insure Plus - Package Plan
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

76

Travel Basic
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

77

Travel Max
Travelex Insurance Services

Common Carrier AD&D Benefits
$50,000 per person

Quote

Full Policy Wording

Accidental Death & Dismemberment Benefits (Common Carrier & 24 Hour) We will pay this benefit up to the amount on the Schedule if you are injured in an Accident which occurs while you are on a Covered Trip and covered under the plan, and you suffer one of the losses listed below within 180 days of the Accident. The Principal Sum is the benefit amount shown on the Schedule.

Loss: Percentage of Principal Sum Payable:
Life 100%
Both Hands and Both Feet or Sight of Both Eyes 100%
One Hand and One Foot 100%
One Hand and Sight of One Eye 100%
One Foot and Sight of One Eye 100%
One Hand, One Foot or Sight of One Eye 50%

If you suffer more than one loss from one Accident, we will pay only for the loss with the larger benefit. Loss of a hand or foot means complete severance at or above the wrist or ankle joint. Loss of sight of an eye means complete and irrecoverable loss of sight.

Exposure and Disappearance

If by reason of an Accident covered by the plan, you are unavoidably exposed to the elements and as a result of such exposure suffer a loss for which benefits are otherwise payable; such loss shall be covered hereunder. If you are involved in an Accident which results in the sinking or wrecking of a conveyance in which you were riding and your body is not located within one year of such Accident, it will be presumed that you suffered loss of life resulting from Injury caused by the Accident.

78

Travel Select
Travelex Insurance Services

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

TravelSafe
TravelSafe

79

Basic
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

80

Basic
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

81

Classic
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

82

Classic
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

83

Classic Plus
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

84

Classic Plus
TravelSafe

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

Trawick International
Trawick International

85

Safe Travels USA
Trawick International

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

86

Safe Travels International excl US
Trawick International

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

87

Safe Travels USA Trip Protection
Trawick International

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

88

Safe Travels International Cost Saver excl US
Trawick International

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

89

Safe Travels USA Cost Saver
Trawick International

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

90

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

91

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

92

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

93

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

94

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

95

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
No coverage

Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

96

GlobalTrip Classic
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

97

GlobalTrip Saver
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

98

GlobalTrip Plus
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

99

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

Common Carrier AD&D Benefits
$25,000 per person

Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.