What is Common Carrier AD&D?

Common Carrier AD&D

The table below shows you at a glance which company provides the most comprehensive coverage for the Common Carrier AD&D element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

This coverage pays in the event of death or dismemberment while you are traveling on any form of public transport.

View full coverage summary for Common Carrier AD&D for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

4 APRIL Travel Protection
Economy Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

5 APRIL Travel Protection
VIP Plan
$200,000 per person Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The loss must occur within 365 days after the date of the Accident causing the loss. The Principal Sum is shown on the Schedule of Benefits.

TABLE OF LOSSES

Loss of: Percentage of Principal Sum:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%


“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints; or

b) eye means an entire and irrecoverable loss of sight; or

c) speech or hearing means entire and irrecoverable loss of speech or hearing of both ears.

If more than one loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

EXPOSURE:

We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. The loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE:

We will pay benefits for loss of life if Your body cannot be located one year after Your disappearance due to an Accident.

6 APRIL Travel Protection
Trip Cancellation Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

7 APRIL Travel Protection
Multi-Trip Plan Universal
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

8 APRIL Travel Protection
Multi-Trip Plan Elite
$200,000 per person Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The loss must occur within 365 days after the date of the Accident causing the loss. The Principal Sum is shown on the Schedule of Benefits.

TABLE OF LOSSES

Loss of: Percentage of Principal Sum:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%


“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints; or

b) eye means an entire and irrecoverable loss of sight; or

c) speech or hearing means entire and irrecoverable loss of speech or hearing of both ears.

If more than one loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

EXPOSURE: We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. The loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE: We will pay benefits for loss of life if Your body cannot be located one year after Your disappearance due to an Accident.

9 APRIL Travel Protection
Choice
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

10 AXA Assistance USA
Silver
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

11 AXA Assistance USA
Gold
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

12 AXA Assistance USA
Platinum
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

13 Azimuth Risk Solutions, LLC
Beacon America incl US
$50,000 per adult $30,000 per child Quote

Full Policy Wording

32.14 COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT -­‐ Subject to the Benefits and Limits set forth in the SCHEDULE OF BENEFITS AND LIMITS in Section 21. The Scheme Administrator will consider paying if the following provisions are met.

32.14.1 The Scheme Administrator will pay the Principal Sum of $50,000 for Participating Members (eighteen) 18 and over, or $30,000 for Participating Member under (eighteen) 18 years of age.

32.14.2 The Participating Member must be in compliance with all conditions and provisions of this coverage.

32.14.3 The accident giving rise to the Accidental Death must occur while the Participating Member(s) is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line. The Maximum Benefit for any one Family is $250,000.

32.14.4 If the death occurs on a Common Carrier the Accidental Death and Dismemberment benefit is null and void as the Common Carrier benefit takes precedence.

14 Azimuth Risk Solutions, LLC
Beacon International excl US
$50,000 per adult $30,000 per child Quote

Full Policy Wording

32.14 COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT -­‐ Subject to the Benefits and Limits set forth in the SCHEDULE OF BENEFITS AND LIMITS in Section 21. The Scheme Administrator will consider paying if the following provisions are met.

32.14.1 The Scheme Administrator will pay the Principal Sum of $50,000 for Participating Members (eighteen) 18 and over, or $30,000 for Participating Member under (eighteen) 18 years of age.

32.14.2 The Participating Member must be in compliance with all conditions and provisions of this coverage.

32.14.3 The accident giving rise to the Accidental Death must occur while the Participating Member(s) is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line. The Maximum Benefit for any one Family is $250,000.

32.14.4 If the death occurs on a Common Carrier the Accidental Death and Dismemberment benefit is null and void as the Common Carrier benefit takes precedence.

15 CSA Travel Protection
Custom
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

16 GeoBlue
Voyager Choice
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

17 GeoBlue
Voyager Essential
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

18 GeoBlue
Trekker Choice excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

19 GeoBlue
Trekker Essential excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

20 HCC Medical Insurance Services
Atlas International excl US
$50,000 per adult $5,000 per child Quote

Full Policy Wording

ELIGIBLE EXPENSESCOMMON CARRIER ACCIDENTAL DEATH BENEFIT

1. Underwriters will pay the amount indicated in the Schedule of Benefits, to the Beneficiary

Underwriters will provide the above benefit only when the Conditions and Restrictions in this policy and the following are met:

a) The Accident giving rise to the Accidental Death must occur while the Member is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line; and

b) Death must occur with 30 days of the sudden, unintentional and unexpected occurrence and not be contributed to by Illness or disease; and

c) The maximum liability under this Common Carrier Accidental Death Benefit for a group or family is limited to $250,000.

21 HCC Medical Insurance Services
Atlas America incl US
$50,000 per adult $5,000 per child Quote

Full Policy Wording

ELIGIBLE EXPENSESCOMMON CARRIER ACCIDENTAL DEATH BENEFIT

1. Underwriters will pay the amount indicated in the Schedule of Benefits, to the Beneficiary

Underwriters will provide the above benefit only when the Conditions and Restrictions in this policy and the following are met:

a) The Accident giving rise to the Accidental Death must occur while the Member is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line; and

b) Death must occur with 30 days of the sudden, unintentional and unexpected occurrence and not be contributed to by Illness or disease; and

c) The maximum liability under this Common Carrier Accidental Death Benefit for a group or family is limited to $250,000.

22 HCC Medical Insurance Services
Atlas MultiTrip incl US
$50,000 per adult $25,000 per child Quote

Full Policy Wording

ELIGIBLE EXPENSESCOMMON CARRIER ACCIDENTAL DEATH BENEFIT

1. Underwriters will pay the amount indicated in the Schedule of Benefits, to the Beneficiary

Underwriters will provide the above benefit only when the Conditions and Restrictions in this policy and the following are met:

a. The Accident giving rise to the Accidental Death must occur while the Member is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line;
and

b Death must occur with 30 days of the sudden, unintentional and unexpected occurrence and not be contributed to by Illness or disease; and

c. The maximum liability under this Common Carrier Accidental Death Benefit for a group or family is limited to $250,000.

23 HCC Medical Insurance Services
Atlas MultiTrip excl US
$50,000 per adult $25,000 per child Quote

Full Policy Wording

ELIGIBLE EXPENSESCOMMON CARRIER ACCIDENTAL DEATH BENEFIT

1. Underwriters will pay the amount indicated in the Schedule of Benefits, to the Beneficiary

Underwriters will provide the above benefit only when the Conditions and Restrictions in this policy and the following are met:

a. The Accident giving rise to the Accidental Death must occur while the Member is a fare paying passenger on a regularly scheduled trip on board a commercial airline or cruise line;
and

b Death must occur with 30 days of the sudden, unintentional and unexpected occurrence and not be contributed to by Illness or disease; and

c. The maximum liability under this Common Carrier Accidental Death Benefit for a group or family is limited to $250,000.

24 HTH Travel Insurance
TravelGap Voyager excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

25 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

26 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

27 HTH Travel Insurance
TravelGap Excursion excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

28 InsureandGo USA
Silver
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

29 InsureandGo USA
Gold
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

30 InsureandGo USA
Platinum
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

31 InsureandGo USA
Global Silver excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

32 InsureandGo USA
Global Gold excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

33 InsureandGo USA
Global Platinum excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

34 iTravelInsured
Travel Lite
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

35 iTravelInsured
Travel SE
$25,000 per person Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand -25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.
Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.
The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

EXPOSURE AND DISAPPEARANCE

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.
If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

36 iTravelInsured
Travel LX
$100,000 per person Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Declarations Page.

Loss of Life – 100% of Principal Sum
Loss of both hands – 100% of Principal Sum
Loss of both feet – 100% of Principal Sum
Loss of both eyes – 100% of Principal Sum
Loss of one hand and one foot – 100% of Principal Sum
Loss of one hand and one eye – 100% of Principal Sum
Loss of one foot and one eye – 100% of Principal Sum
Loss of one hand – 50% of Principal Sum
Loss of one foot – 50% of Principal Sum
Loss of one eye – 50% of Principal Sum
Loss of thumb and index finger of the same hand – 25% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy. The Principal Sum is shown in the Declarations Page.

Exposure and Disappearance:

We will pay benefits for covered losses that result from Your being unavoidably exposed to the elements because of a Covered Accident occurring during Your Trip. The loss must occur within 365 days after the event that caused the exposure.

If, while insured under this Coverage You are in an Accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this Coverage, and if Your body has not been found within 52 weeks from the date of the Accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result of those Injuries.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

37 John Hancock Insurance Agency, Inc.
Bronze
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

38 John Hancock Insurance Agency, Inc.
Silver
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

39 John Hancock Insurance Agency, Inc.
Gold
$100,000 per person Quote

Full Policy Wording

ACCIDENTAL DEATH AND DISMEMBERMENTCOMMON CARRIER

We will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air, sea or land conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The Loss must occur within 365 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Schedule of Benefits.

Life – 100%
Both Hands Or Both Feet – 100%
Sight Of Both Eyes – 100%
One Hand And One Foot – 100%
Either Hand Or Foot And Sight Of One Eye – 100%
Either Hand Or Foot – 50%
Sight Of One Eye – 50%
Speech And Hearing In Both Ears – 100%
Speech – 50%
Hearing In Both Ears – 50%

“Loss” with regard to:

a) hand or foot, means actual complete severance through and above the wrist or ankle joints;

b) eye means an entire and irrecoverable Loss of sight;

c) speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

d) thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

No benefit is payable for loss resulting from or due to stroke, cerebral vascular, or cardiovascular Accident or event; myocardial infarction (heart attack); coronary thrombosis, or aneurysm.

EXPOSURE: We will pay benefits for covered Losses which result if You are unavoidably exposed to the elements due to an Accident. of a conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip. The Loss must occur within 365 days after the event which caused the exposure.

DISAPPEARANCE: We will pay benefits for Loss of life if Your body cannot be located 1 year after Your disappearance due to forced landing, stranding, sinking, or wrecking of a conveyance operated under a license for the Transportation of passengers for hire during the Covered Trip in which You were a passenger.

40 MedjetAssist
Annual Membership
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

41 MedjetAssist
MedjetAssist Extended Stay
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

42 MedjetAssist
MedjetAssist Short Term Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

43 MH Ross Travel Insurance Services
Asset Plus
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

44 MH Ross Travel Insurance Services
Bridge
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

45 MH Ross Travel Insurance Services
Complete
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

46 MH Ross Travel Insurance Services
Asset
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

47 Protect Your Bubble
Basic Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

48 Protect Your Bubble
Deluxe Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

49 RoamRight
Essential
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

50 RoamRight
Essential
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

51 RoamRight
Preferred
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

52 RoamRight
Preferred
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

53 RoamRight
Elite
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

54 RoamRight
Elite
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

55 RoamRight
Active
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

56 RoamRight
Active
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

57 RoamRight
Adventure
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

58 RoamRight
Adventure
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

59 RoamRight
Multi-Trip
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

60 RoamRight
Multi-Trip Medical excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

61 RoamRight
Medical excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

62 RoamRight
Evacuation
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

63 Seven Corners Inc
RoundTrip
$25,000 per person Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH & DISMEMBERMENT

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any Common Carrier conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within 181 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Confirmation of Coverage. The Maximum Benefits for any one single Accident is limited to $15,000,000 for all persons insured under the Policy. If more than one Loss is sustained, as the result of an Accident, the amount payable shall be the largest amount of a sustained Loss shown in the Table of Losses above.

Life…………………………………………………………….. 100%
Both hands or both feet ………………………………… 100%
Sight of both eyes ………………………………………… 100%
One hand and one foot …………………………………. 100%
Either hand or foot and sight of one eye………….. 100%
Either hand or foot …………………………………………. 50%
Sight of one eye…………………………………………….. 50%
Speech and hearing in both ears……………………. 100%
Speech ………………………………………………………… 50%
Hearing in both ears ………………………………………. 50%
Thumb and index finger of same hand ……………… 25%

“Loss” with regard to:

1. Hand or foot means actual complete severance through and above the wrist or ankle joints;

2. Eye means an entire and irrecoverable Loss of sight;

3. Speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. Thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

64 Seven Corners Inc
RoundTrip Choice
$25,000 per person Quote

Full Policy Wording

ACCIDENTAL DEATH & DISMEMBERMENTCOMMON CARRIER

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses above, that occurs while You are riding as a passenger in or on, boarding or alighting from, any Common Carrier conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within 181 days after the date of the Accident causing the Loss. The Principal Sum is shown on the Confirmation of Coverage. The Maximum Benefits for any one single Accident is limited to $15,000,000 for all persons insured under the Policy. If more than one Loss is sustained, as the result of an Accident, the amount payable shall be the largest amount of a sustained Loss shown in the Table of Losses above.

Life…………………………………………………………….. 100%
Both hands or both feet ………………………………… 100%
Sight of both eyes ………………………………………… 100%
One hand and one foot …………………………………. 100%
Either hand or foot and sight of one eye………….. 100%
Either hand or foot …………………………………………. 50%
Sight of one eye…………………………………………….. 50%
Speech and hearing in both ears……………………. 100%
Speech ………………………………………………………… 50%
Hearing in both ears ………………………………………. 50%
Thumb and index finger of same hand ……………… 25%

“Loss” with regard to:

1. Hand or foot means actual complete severance through and above the wrist or ankle joints;

2. Eye means an entire and irrecoverable Loss of sight;

3. Speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and

4. Thumb and index finger means actual severance through or above the joint that meets the finger at the palm.

EXPOSURE: The Company will pay benefits for covered Losses that result from Your being unavoidably exposed to the elements due to an Accident. The Loss must occur within 365 days after the event that caused the exposure.

DISAPPEARANCE: The Company will pay benefits for Loss of life if Your body cannot be located one (1) year after Your disappearance due to an Accident.

65 Seven Corners Inc
Liaison Continent excl US
$100,000 per adult $25,000 per child Quote

Full Policy Wording

Accidental Death & Dismemberment (AD&D): The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in EXCLUSIONS AND LIMITATIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper and lower limbs of 1 side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Loss”, in reference to quadriplegia, paraplegia, hemiplegia and uniplegia, shall mean the complete and irreversible paralysis of such limbs and with regard to hands and feet, actual severance through or above the wrist or ankle joints, and with regard to eyes, entire irrecoverable Loss of sight. The term “Principal Sum” as used herein shall mean the amount stated on the ID Card.

In the event of a Common Carrier Accidental Death, benefits will be paid once at the higher amount as specified in the Schedule of Benefits for Common Carrier Accidental Death, and benefits will not be paid for Accidental Death & Dismemberment.

Common Carrier Accidental Death: Benefits will be paid to You as per the Schedule of Benefits if You sustain an Accidental Death. Death must occur during the period of coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

66 Seven Corners Inc
Liaison Majestic excl US
$50,000 per adult $12,500 per child $250,000 policy limit Quote

Full Policy Wording

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in PART IV – EXCLUSIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper & lower limbs of one side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Loss”, in reference to quadriplegia, paraplegia, hemiplegia and uniplegia, shall mean the complete and irreversible paralysis of such limbs and with regard to hands and feet, actual severance through or above the wrist or ankle joints, and with regard to eyes, entire irrecoverable Loss of sight. The term “Principal Sum” as used herein shall mean the amount stated on the ID Card. “Member” means hand, foot or eye. Only one amount, the largest to which you are entitled is payable for all losses resulting from one accident. In the event of a Common Carrier Accidental Death benefits will be paid once at the higher amount as specified in the schedule of benefits for Common Carrier Accidental Death.

Common Carrier Benefit

Benefits will be paid to you as per the schedule of benefits if you sustain an Accidental Death. Death must occur during the period of coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

67 Seven Corners Inc
Liaison International excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

68 Seven Corners Inc
RoundTrip Economy
$10,000 per person Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Schedule of Benefits.

Table of Losses
Type of Loss Benefit Amount
Loss of Life 100% of Principal Sum
Loss of both hands 100% of Principal Sum
Loss of both feet 100% of Principal Sum
Loss of both eyes 100% of Principal Sum
Loss of one hand and one foot 100% of Principal Sum
Loss of one hand and one eye 100% of Principal Sum
Loss of one foot and one eye 100% of Principal Sum
Loss of one hand 50% of Principal Sum
Loss of one foot 50% of Principal Sum
Loss of one eye 50% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy.

The Principal Sum is shown in the Schedule of Benefits.

69 Seven Corners Inc
RoundTrip Elite
$25,000 per person Quote

Full Policy Wording

COMMON CARRIER ACCIDENTAL DEATH AND DISMEMBERMENT

We will pay the percentage of the Principal Sum shown in the Table of Losses below when You sustain an Injury while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier that results in a loss shown in the Table of Losses below. The loss must occur within one hundred eighty one (181) days after the date of the Injury causing the loss. The Principal Sum is the Maximum Benefit Amount shown in the Schedule of Benefits.

Table of Losses
Type of Loss Benefit Amount
Loss of Life 100% of Principal Sum
Loss of both hands 100% of Principal Sum
Loss of both feet 100% of Principal Sum
Loss of both eyes 100% of Principal Sum
Loss of one hand and one foot 100% of Principal Sum
Loss of one hand and one eye 100% of Principal Sum
Loss of one foot and one eye 100% of Principal Sum
Loss of one hand 50% of Principal Sum
Loss of one foot 50% of Principal Sum
Loss of one eye 50% of Principal Sum

Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively.

Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof.

Only one of the amounts shown above (the largest applicable) will be paid for Injuries resulting from one accident.

The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident.

These benefits will not duplicate any benefits payable under the Policy or any coverage(s) attached to the Policy.

The Principal Sum is shown in the Schedule of Benefits.

70 Seven Corners Inc
Wander Frequent Traveler excl US
$50,000 per adult $25,000 per child Quote

Full Policy Wording

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in PART IV – EXCLUSIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.

For Loss of: Insured or Spouse Each Child
Loss of Life Principal Sum $5,000
Loss of two Members Principal Sum $5,000
Loss of one Member 50% of Principal Sum $2,500
Quadriplegia Principal Sum $5,000 (total paralysis of both upper and lower limbs)
Paraplegia 75% of the Principal Sum $3,750 (total paralysis of both lower limbs)
Hemiplegia 50% the Principal Sum $2,500 (total paralysis of both upper & lower limbs of one side of the body)
Uniplegia 25% of the Principal Sum $1,250 (total paralysis of one limb)

The term “Loss”, in reference to quadriplegia, paraplegia, hemiplegia and uniplegia, shall mean the complete and irreversible paralysis of such limbs and with regard to hands and feet, actual severance through or above the wrist or ankle joints, and with regard to eyes, entire irrecoverable Loss of sight. The term “Principal Sum” as used herein shall mean the amount stated on the ID Card. “Member” means hand, foot or eye. Only one amount, the largest to which you are entitled is payable for all losses resulting from one accident.

Common Carrier Benefit

Benefits will be paid to you as per the schedule of benefits if you sustain an Accidental Death. Death must occur during the period of coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.

71 Tin Leg
Economy
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

72 Tin Leg
Standard
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

73 Tin Leg
Luxury
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

74 Travel Insured International
Worldwide Trip Protector Lite
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

75 Travel Insured International
Worldwide Trip Protector Lite
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

76 Travel Insured International
Worldwide Trip Protector Plus
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

77 Travel Insured International
Worldwide Trip Protector Plus
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

78 Travel Insured International
Worldwide Trip Protector
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

79 Travel Insured International
Worldwide Trip Protector
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

80 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

81 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

82 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

83 Travelex Insurance Services
Flight Insure Plus - Package Plan
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

84 Travelex Insurance Services
Travel Basic
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

85 Travelex Insurance Services
Travel Max
$50,000 per person Quote

Full Policy Wording

Accidental Death & Dismemberment Benefits (Common Carrier & 24 Hour) We will pay this benefit up to the amount on the Schedule if you are injured in an Accident which occurs while you are on a Covered Trip and covered under the plan, and you suffer one of the losses listed below within 180 days of the Accident. The Principal Sum is the benefit amount shown on the Schedule.

Loss: Percentage of Principal Sum Payable:
Life 100%
Both Hands and Both Feet or Sight of Both Eyes 100%
One Hand and One Foot 100%
One Hand and Sight of One Eye 100%
One Foot and Sight of One Eye 100%
One Hand, One Foot or Sight of One Eye 50%

If you suffer more than one loss from one Accident, we will pay only for the loss with the larger benefit. Loss of a hand or foot means complete severance at or above the wrist or ankle joint. Loss of sight of an eye means complete and irrecoverable loss of sight.

Exposure and Disappearance

If by reason of an Accident covered by the plan, you are unavoidably exposed to the elements and as a result of such exposure suffer a loss for which benefits are otherwise payable; such loss shall be covered hereunder. If you are involved in an Accident which results in the sinking or wrecking of a conveyance in which you were riding and your body is not located within one year of such Accident, it will be presumed that you suffered loss of life resulting from Injury caused by the Accident.

86 Travelex Insurance Services
Travel Select
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

87 TravelSafe
Basic
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

88 TravelSafe
Basic
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

89 TravelSafe
Classic
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

90 TravelSafe
Classic
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

91 TravelSafe
Classic Plus
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

92 TravelSafe
Classic Plus
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

93 Trawick International
Safe Travels USA
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

94 Trawick International
Safe Travels International excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

95 Trawick International
Safe Travels USA Trip Protection
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

96 Trawick International
Safe Travels International Trip Protection excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

97 Trawick International
Safe Travels International Cost Saver excl US
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

98 Trawick International
Safe Travels USA Cost Saver
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

99 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

100 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

101 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

102 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

103 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

104 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
No coverage Quote

Full Policy Wording

There is no Common Carrier AD&D coverage with this plan.

105 USA-ASSIST Worldwide Protection
GlobalTrip Classic
$25,000 per person Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

106 USA-ASSIST Worldwide Protection
GlobalTrip Saver
$25,000 per person Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

107 USA-ASSIST Worldwide Protection
GlobalTrip Plus
$25,000 per person Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.

108 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
$25,000 per person Quote

Full Policy Wording

You are eligible for benefits 24 hours a day, in an amount equal to the benefit amount shown on Your schedule/certificate, when You sustain Injuries resulting in any of the following losses within 180 days from the date of the accident. Where applicable You will receive benefits in an amount equal to the amount purchased when You sustain Injuries on a Common Carrier:

1. Received while a passenger (not as a pilot, operator or member of the crew) riding in, boarding or alighting from a public conveyance provided by a Common Carrier;

2. Resulting in any of the losses listed below within 180 days from the date of the accident.

Benefits will be paid for the following types of Loss or Injury in the amounts shown:


Type of Loss Benefit Amount
Loss of Life 100%
Loss of both feet 100%
Loss of both hands 100%
Loss of both eyes 100%
Loss of one hand and one foot 100%
Loss of one hand and one eye 100%
Loss of one foot and one eye 100%
Loss of one hand 50%
Loss of one foot 50%
Loss of one eye 50%


Loss of hand or hands, or foot or feet, means severance at or above the wrist joint or ankle joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only the largest applicable amount shown above (the largest applicable) will be paid for the Injuries resulting from one accident. The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary that You suffered loss of life as a result of those Injuries.