Medical Deductible Full Policy Wording

Each policy’s Medical Deductible coverage is detailed below. View the coverage summary here.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

1

Beacon America incl US
Azimuth Risk Solutions, LLC

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible: The dollar amount of Eligible Medical Expenses specified in the Declaration, that the Participating Member must pay per Period of Insurance prior to receiving benefits under this insurance, and exclusive of Coinsurance.

2

Beacon International excl US
Azimuth Risk Solutions, LLC

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible: The dollar amount of Eligible Medical Expenses specified in the Declaration, that the Participating Member must pay per Period of Insurance prior to receiving benefits under this insurance, and exclusive of Coinsurance.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

3

ExactCare
Berkshire Hathaway Travel Protection

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

GeoBlue
GeoBlue

4

Voyager Choice
GeoBlue

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductibles

Deductibles are prescribed amounts of Covered Expenses the Covered Person must pay before benefits are available. The Deductible applies to all Covered Expenses, unless otherwise stated. Only Covered Expenses are applied to the Deductible. Any expenses the Covered Person incurs in addition to Covered Expenses are never applied to any Deductible.

Deductibles will be credited on the Insurer’s files in the order in which the Covered Person’s claims are processed, not necessarily in the order in which he/she receives the service or supply.

If the Covered Person submits a claim for services which have a maximum payment limit and his/her Period of Insurance Deductible is not satisfied, the Insurer will only apply the allowed per visit, per day, or per event amount (whichever applies) toward any applicable Deductible.

5

Voyager Essential
GeoBlue

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductibles

Deductibles are prescribed amounts of Covered Expenses the Covered Person must pay before benefits are available. The Deductible applies to all Covered Expenses, unless otherwise stated. Only Covered Expenses are applied to the Deductible. Any expenses the Covered Person incurs in addition to Covered Expenses are never applied to any Deductible.

Deductibles will be credited on the Insurer’s files in the order in which the Covered Person’s claims are processed, not necessarily in the order in which he/she receives the service or supply.

If the Covered Person submits a claim for services which have a maximum payment limit and his/her Period of Insurance Deductible is not satisfied, the Insurer will only apply the allowed per visit, per day, or per event amount (whichever applies) toward any applicable Deductible.

6

Trekker Choice excl US
GeoBlue

Medical Deductible Benefits
$50 per person

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Full Policy Wording

Deductible – $50 per Covered Person per Period of Insurance

Deductible means the amount of Covered Expenses the Covered Person must pay for Covered Services before benefits are available to him/her under this Certificate

7

Trekker Essential excl US
GeoBlue

Medical Deductible Benefits
$50 per person

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Full Policy Wording

Deductible – $50 per Covered Person per Period of Insurance

Deductible means the amount of Covered Expenses the Covered Person must pay for Covered Services before benefits are available to him/her under this Certificate

Global Guardian Air Ambulance
Global Guardian Air Ambulance

8

Air Ambulance Card - Standard Annual
Global Guardian Air Ambulance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

9

Air Ambulance Card - Extended Stay 6 Months
Global Guardian Air Ambulance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

10

Air Ambulance Card - Extended Stay 12 Months
Global Guardian Air Ambulance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

HCC Medical Insurance Services
HCC Medical Insurance Services

11

Atlas International excl US
HCC Medical Insurance Services

Medical Deductible Benefits
$250 per person

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Full Policy Wording

$0, $100, $250, $500, $1,000 or $2,500 per Certificate Period

Deductible: The dollar amount of Eligible Expenses, specified in the Schedule of Benefits and Limits that the Member must pay per Certificate Period before Eligible Expenses are paid.

HTH Travel Insurance
HTH Travel Insurance

12

TripProtector Preferred
HTH Travel Insurance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

13

TripProtector Economy
HTH Travel Insurance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

14

TripProtector Classic
HTH Travel Insurance

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

IMG
IMG

15

Patriot America
IMG

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible: The dollar amount of Eligible Medical Expenses, as selected on the Application and specified in the Declaration, that the Insured Person must pay per Period of Coverage prior to receiving benefits or coverage under this insurance, and exclusive of Coinsurance.

16

Patriot International
IMG

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible: The dollar amount of Eligible Medical Expenses, specified in the Declaration, that the Insured Person must pay prior to receiving benefits or coverage under this insurance, and exclusive of Coinsurance.

$0, $100, $250, $500, $1,000 or $2,500 per Insured Person, as indicated on the Declaration.

17

Patriot Multi-Trip America
IMG

Medical Deductible Benefits
$250 per occurrence

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Full Policy Wording

US$250 per Insured Person per covered Illness. The Deductible shall be waived for claims incurred as the result of a covered Accident.

18

Patriot Multi-Trip International
IMG

Medical Deductible Benefits
$250 per occurrence

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Full Policy Wording

US$250 per Insured Person per covered Illness. The Deductible shall be waived for claims incurred as the result of a covered Accident.

19

Patriot America Plus
IMG

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible: The dollar amount of Eligible Medical Expenses, as selected on the Application and specified in the Declaration, that the Insured Person must pay per Period of Coverage prior to receiving benefits or coverage under this insurance, and exclusive of Coinsurance.

iTravelInsured
iTravelInsured

20

Travel Lite
iTravelInsured

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

21

Travel SE
iTravelInsured

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

22

Travel LX
iTravelInsured

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

MedjetAssist
MedjetAssist

23

Annual Membership
MedjetAssist

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

24

MedjetAssist Extended Stay
MedjetAssist

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

25

MedjetAssist Short Term Plan
MedjetAssist

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

RoamRight
RoamRight

26

Essential
RoamRight

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

4) benefits are subject to a $50 deductible for each occurrence.

27

Essential
RoamRight

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

4) benefits are subject to a $50 deductible for each occurrence.

28

Preferred
RoamRight

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

4) benefits are subject to a $50 deductible for each occurrence.

29

Preferred
RoamRight

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

4) benefits are subject to a $50 deductible for each occurrence.

30

Elite
RoamRight

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

4) benefits are subject to a $50 deductible for each occurrence.

When you purchase the Emergency Medical upgrade, the following coverage changes apply:

1. Additional Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits;

2. the deductible is waived.

3. it is determined that Your hospitalization can be completed at a facility near Your permanent residence, We will arrange and pay for a medically supervised evacuation to a Hospital of Your choice near Your permanent residence. However, if it is determined based on Your medical condition and situation, that transporting You to a Hospital near Your permanent residence could jeopardize Your health, We will arrange and pay for a medically supervised evacuation to the nearest medical facility capable of providing appropriate medical treatment.

Seven Corners Inc
Seven Corners Inc

31

Liaison Continent excl US
Seven Corners Inc

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible $0, $100, $250, $500, $1,000, or $2,500. Deductible is per person per Period of Coverage. Maximum of 3 Policy Period Deductibles per family.

Deductible shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company.

32

Liaison Majestic excl US
Seven Corners Inc

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible

$0, $100, $250, $500, $1,000, $2,500, $5,000. Deductible is per person per Period of Coverage. Maximum of 3 Policy Period Deductibles per family.

The term “Deductible” shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits
under the Policy are payable by the Company.

33

Liaison International excl US
Seven Corners Inc

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible means the dollar amount of Eligible Expenses which must be incurred and paid by the Plan Participant before benefits are payable under the Policy or Plan Document. It applies separately to each Plan Participant.

34

RoundTrip Economy
Seven Corners Inc

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

35

RoundTrip Elite
Seven Corners Inc

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

Travel Insured International
Travel Insured International

36

Worldwide Trip Protector Lite
Travel Insured International

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

37

Worldwide Trip Protector Plus
Travel Insured International

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

38

Worldwide Trip Protector
Travel Insured International

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

TravelSafe
TravelSafe

39

Basic
TravelSafe

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

40

Classic
TravelSafe

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

41

Classic Plus
TravelSafe

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

Trawick International
Trawick International

42

Safe Travels USA
Trawick International

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible per Policy Period: $0; $50; $100; $250; $500; $1,000; $2,500; $5,000

“Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person on a per Policy Term basis before Medical Expense Benefits and/or other Additional Benefits paid on an expense incurred basis, are payable under the Policy.

43

Safe Travels International excl US
Trawick International

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible per Policy Period: $0; $50; $100; $250; $500; $1,000; $2,500; $5,000

“Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person on a per Policy Term basis before Medical Expense Benefits and/or other Additional Benefits paid on an expense incurred basis, are payable under the Policy.

44

Safe Travels International Cost Saver excl US
Trawick International

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible per Policy Period:

$0; $50; $100; $250; $500; $1,000; $2,500 or $5,000 as selected.

“Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person on a per Policy Term basis before Medical Expense Benefits and/or other Additional Benefits paid on an expense incurred basis, are payable under the Policy.

45

Safe Travels USA Cost Saver
Trawick International

Medical Deductible Benefits
$250 per person

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Full Policy Wording

Deductible per Policy Period:

$ 0; $ 50; $ 100; $ 250; $ 500; $ 1,000; $2,500, $5,000 as selected

“Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person on a per Policy Term basis before Medical Expense Benefits and/or other Additional Benefits paid on an expense incurred basis are payable under the Policy.

TripAssure
TripAssure

46

Bridge
TripAssure

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

47

Complete
TripAssure

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

48

Asset
TripAssure

Medical Deductible Benefits
No Medical Deductible

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Full Policy Wording

There is no Medical Deductible with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

49

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

50

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

51

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

52

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

53

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

54

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US $50. Deductible is per person per Occurrence.

Deductible shall mean the amount of Covered Expenses which is Your responsibility to pay before benefits under the plan are payable.

55

GlobalTrip Classic
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US$ 50 deductible per occurrence. 

Maximum of 3 Policy Period deductibles per family under the same application.

56

GlobalTrip Saver
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US$ 50 deductible per occurrence. 

Maximum of 3 Policy Period deductibles per family under the same application.

57

GlobalTrip Plus
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim.

If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date.

Please note that your cancellation rights are no longer valid after this initial 10 day period.

58

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

Medical Deductible Benefits
$50 per occurrence

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Full Policy Wording

US$ 50 deductible per occurrence. 

Maximum of 3 Policy Period deductibles per family under the same application.