The table below shows you at a glance which company provides the most comprehensive coverage for the Employment Layoff element within your policy.

If you see a policy listed more than once, this means the policy offers different coverage for the residents of the states listed next to the policy name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Employment Layoff for the policies below

APRIL Travel Protection
APRIL Travel Protection

1

Economy Plan
APRIL Travel Protection

Employment Layoff Benefits
No coverage

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Full Policy Wording

There is no Employment Layoff coverage in this plan.

2

VIP Plan
APRIL Travel Protection

Employment Layoff Benefits
Covered If employed for 5 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

l) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 5 consecutive years.

3

Trip Cancellation Plan
APRIL Travel Protection

Employment Layoff Benefits
Covered If employed for 5 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation, Unforeseen Events Include

h) you or your Traveling Companion are terminated, or laid off from employment, from a place of employment for which you have been employed for the past 5 consecutive years.

4

Multi-Trip Plan Universal
APRIL Travel Protection

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

5

Multi-Trip Plan Elite
APRIL Travel Protection

Employment Layoff Benefits
Covered If employed for 5 continuous years

Start a New Search

Full Policy Wording

TRIP INTERRUPTION

Unforeseen Events Include:

l) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 5 consecutive years.

6

Choice
APRIL Travel Protection

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

j) You are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

AXA Assistance USA
AXA Assistance USA

7

Silver
AXA Assistance USA

Employment Layoff Benefits
Optional coverage

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Full Policy Wording

TRIP CANCELLATION FOR WORK REASONS

This coverage is Optional and must be shown on Your Confirmation of Benefits.

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

8

Gold
AXA Assistance USA

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

h) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

9

Platinum
AXA Assistance USA

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

i) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

10

ExactCare
Berkshire Hathaway Travel Protection

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Company will reimburse the Insured a benefit, up to the Maximum Limit shown in the Schedule or Declarations Page if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events:

(j) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own provided that he or she has been an active employee for the same employer for at least 1 year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, seasonal employment, independent contractors or self-employed persons;

CSA Travel Protection
CSA Travel Protection

11

Custom
CSA Travel Protection

Employment Layoff Benefits
Covered after 14 day wait If employed for 1 continuous year

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Full Policy Wording

TRIP CANCELLATION BENEFIT

TRIP INTERRUPTION BENEFIT

Covered Events:

12. Your involuntary termination of employment or layoff (or the involuntary termination or layoff of your parent or guardian if you are a minor traveling alone), after continuous employment with the same employer for 1 year or more, provided the termination or layoff occurs 14 days or more after your coverage has taken effect. This benefit is not available to temporary employees, independent contractors, or self-employed persons;

Global Alert
Global Alert

12

Essentials
Global Alert

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(h) You are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

13

Preferred
Global Alert

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

h) You are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

14

Preferred Plus
Global Alert

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

h) You are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

HTH Travel Insurance
HTH Travel Insurance

15

TripProtector Economy
HTH Travel Insurance

Employment Layoff Benefits
Covered If employed for 5 continuous years

Start a New Search

Full Policy Wording

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are prevented from taking Your Trip for any of the following reasons that are Unforeseen and takes place after the Effective Date:

After five (5) years of continuous employment at the same company, You are terminated or laid-off, from full-time employment by that company within 30 days of the date of Your Trip.

16

TripProtector Classic
HTH Travel Insurance

Employment Layoff Benefits
Covered If employed for 5 continuous years

Start a New Search

Full Policy Wording

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are prevented from taking Your Trip for any of the following reasons that are Unforeseen and takes place after the Effective Date:

After five (5) years of continuous employment at the same company, You are terminated or laid-off, from full-time employment by that company within 30 days of the date of Your Trip.

iTravelInsured
iTravelInsured

17

Travel Lite
iTravelInsured

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year.

18

Travel SE
iTravelInsured

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year.

19

Travel SE
iTravelInsured

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year.

20

Travel LX
iTravelInsured

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year.

21

Travel LX
iTravelInsured

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

22

Bronze
John Hancock Insurance Agency, Inc.

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

i) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 3 consecutive years.

23

Silver
John Hancock Insurance Agency, Inc.

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

i) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 3 consecutive years.

24

Gold
John Hancock Insurance Agency, Inc.

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

i) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 3 consecutive years.

RoamRight
RoamRight

25

Essential
RoamRight

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

26

Preferred
RoamRight

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

27

Elite
RoamRight

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

28

Active
RoamRight

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

29

Multi-Trip
RoamRight

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

Seven Corners Inc
Seven Corners Inc

30

RoundTrip Economy
Seven Corners Inc

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

g) involuntary employer termination or affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

31

RoundTrip Elite
Seven Corners Inc

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

g) involuntary employer termination or layoff affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

Tin Leg
Tin Leg

32

Economy
Tin Leg

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

33

Standard
Tin Leg

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

34

Luxury
Tin Leg

Employment Layoff Benefits
Covered If employed for 2 continuous years

Start a New Search

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

Travelex Insurance Services
Travelex Insurance Services

35

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

36

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

37

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

38

Flight Insure Plus - Package Plan
Travelex Insurance Services

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

39

Travel Basic
Travelex Insurance Services

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

12. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

40

Travel Max
Travelex Insurance Services

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a covered reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

16. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

41

Travel Select
Travelex Insurance Services

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule, for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a Covered Reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

16. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

TravelSafe
TravelSafe

42

Basic
TravelSafe

Employment Layoff Benefits
No coverage

Start a New Search

Full Policy Wording

There is no Employment Layoff coverage in this plan.

43

Classic
TravelSafe

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

44

Classic Plus
TravelSafe

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

l. involuntary employer termination or layoff affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

Trawick International
Trawick International

45

Safe Travels USA Trip Protection
Trawick International

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

Trip Cancellation and Trip Interruption Benefit – up to 100% of the Insured Trip Cost for Cancellation from $250 up to $10,000 and 150% of the Insured trip Cost from $375 up to $15,000 in respect of loss of travel and accommodation expenses paid or contracted to be paid as a result of the Covered Trip being necessarily and unavoidably cancelled or interrupted due to any of the following causes commencing and occurring during the Period of Insurance provided such expenses are not recoverable from any other source:

11. the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur during the Pre Departure Period of Insurance. This provision is not applicable to temporary employment, independent contractors or self-employed persons.

TripAssure
TripAssure

46

Asset Plus
TripAssure

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

m. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

47

Bridge
TripAssure

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

m. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

48

Complete
TripAssure

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

m. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

49

Asset
TripAssure

Employment Layoff Benefits
Covered If employed for 1 continuous year

Start a New Search

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

m. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

50

GlobalTrip Classic
USA-ASSIST Worldwide Protection

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

51

GlobalTrip Saver
USA-ASSIST Worldwide Protection

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

52

GlobalTrip Plus
USA-ASSIST Worldwide Protection

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

53

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

Employment Layoff Benefits
Covered If employed for 3 continuous years

Start a New Search

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.