What is Employment Layoff?

Employment Layoff

The table below shows you at a glance which company provides the most comprehensive coverage for the Employment Layoff element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Provides reimbursement for prepaid, non-refundable trip payments and deposits if a trip is cancelled due to involuntary layoff or termination of employment. Conditions apply.

View full coverage summary for Employment Layoff for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

4 Allianz Global Assistance
Classic
Covered If employed for 1 continuous year Quote

Full Policy Wording

Work

Termination or layoff

You or a traveling companion is terminated or laid off from a company after your plan’s effective date.

Specific requirements: (all must apply)

• The termination or layoff isn’t your fault; and

• You worked for this employer for at least 12 consecutive months.

Military Duty in the U.S. Armed Forces

You or a traveling companion, serving in the U.S. Armed Forces, is reassigned, or have personal leave revoked, except because of war, the War Powers Act, base or unit mobilization, unit reassignment or disciplinary action.

5 Allianz Global Assistance
Classic with Trip +
Covered If employed for 1 continuous year Quote

Full Policy Wording

Termination or layoff

You or a traveling companion is terminated or laid off from a company after your plan’s effective date.

Specific requirements: (all must apply)

• The termination or layoff isn’t your fault; and

• You worked for this employer for at least 12 consecutive months.

Military Duty in the U.S. Armed Forces

You or a traveling companion, serving in the U.S. Armed Forces, is reassigned, or have personal leave revoked, except because of war, the War Powers Act, base or unit mobilization, unit reassignment or disciplinary action.

6 APRIL Travel Protection
Economy Plan
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

7 APRIL Travel Protection
VIP Plan
Covered If employed for 5 continuous years Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

l) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 5 consecutive years.

8 APRIL Travel Protection
Trip Cancellation Plan
Covered If employed for 5 continuous years Quote

Full Policy Wording

For trip cancellation, unforseen events include:

h) you or your Traveling Companion are terminated, or laid off from employment, from a place of employment for which you have been employed for the past 5 consecutive years.

9 APRIL Travel Protection
Multi-Trip Plan Universal
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

10 APRIL Travel Protection
Multi-Trip Plan Elite
Covered If employed for 5 continuous years Quote

Full Policy Wording

TRIP INTERRUPTION

Unforeseen Events Include:

l) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 5 consecutive years.

11 APRIL Travel Protection
Choice
Covered If employed for 2 continuous years Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

j) You are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

12 Azimuth Risk Solutions, LLC
Beacon America incl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

13 Azimuth Risk Solutions, LLC
Beacon International excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

14 CSA Travel Protection
Custom
Covered after 14 day wait If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION BENEFIT

TRIP INTERRUPTION BENEFIT

Covered Events:

12. Your involuntary termination of employment or layoff (or the involuntary termination or layoff of your parent or guardian if you are a minor traveling alone), after continuous employment with the same employer for 1 year or more, provided the termination or layoff occurs 14 days or more after your coverage has taken effect. This benefit is not available to temporary employees, independent contractors, or self-employed persons;

15 GeoBlue
Voyager Choice
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

16 GeoBlue
Voyager Essential
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

17 GeoBlue
Trekker Choice excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

18 GeoBlue
Trekker Essential excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

19 HCC Medical Insurance Services
Atlas International excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

20 HCC Medical Insurance Services
Atlas America incl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

21 HCC Medical Insurance Services
Atlas MultiTrip incl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

22 HCC Medical Insurance Services
Atlas MultiTrip excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

23 HTH Travel Insurance
TravelGap Voyager excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

24 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

25 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

26 HTH Travel Insurance
TravelGap Excursion excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

27 InsureandGo USA
Silver
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

28 InsureandGo USA
Gold
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

29 InsureandGo USA
Platinum
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

30 InsureandGo USA
Global Silver excl US
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

31 InsureandGo USA
Global Gold excl US
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

32 InsureandGo USA
Global Platinum excl US
Covered If employed for 3 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the limit shown on the confirmation of Coverage, if You are prevented from taking or unable to continue Your Covered Trip for any of the following reasons that take place after the Effective Date:

(g) You are terminated, or laid off from employment subject to three (3) years of continuous employment at the place of employment where terminated.

33 MedjetAssist
Annual Membership
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

34 MedjetAssist
MedjetAssist Extended Stay
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

35 MedjetAssist
MedjetAssist Short Term Plan
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

36 MH Ross Travel Insurance Services
Asset Plus
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are prevented from taking Your Covered Trip due to the following Unforeseen events:

Trip Interruption

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are unable to continue on Your Covered Trip due to the Unforeseen events listed under TRIP CANCELLATION.

m) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated;

37 MH Ross Travel Insurance Services
Bridge
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are prevented from taking Your Covered Trip due to the following Unforeseen events:

Trip Interruption

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are unable to continue on Your Covered Trip due to the Unforeseen events listed under TRIP CANCELLATION.

m) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated;

38 MH Ross Travel Insurance Services
Complete
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are prevented from taking Your Covered Trip due to the following Unforeseen events:

Trip Interruption

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are unable to continue on Your Covered Trip due to the Unforeseen events listed under TRIP CANCELLATION.

m) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated;

39 MH Ross Travel Insurance Services
Asset
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are prevented from taking Your Covered Trip due to the following Unforeseen events:

Trip Interruption

We will pay a benefit, up to the maximum shown on the accompanying Confirmation of Benefits, if You are unable to continue on Your Covered Trip due to the Unforeseen events listed under TRIP CANCELLATION.

m) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated;

40 RoamRight
Essential
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

41 RoamRight
Essential
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

42 RoamRight
Preferred
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

43 RoamRight
Preferred
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

44 RoamRight
Elite
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

45 RoamRight
Elite
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

46 RoamRight
Active
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

47 RoamRight
Active
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

h. Your or Your Traveling Companion’s involuntary employment termination or layoff. Employment must have been with the same employer for at least 1 continuous year;

48 RoamRight
Adventure
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

49 RoamRight
Adventure
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

50 RoamRight
Multi-Trip
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

g) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

51 RoamRight
Multi-Trip Medical excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

52 RoamRight
Medical excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

53 RoamRight
Evacuation
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

54 Seven Corners Inc
RoundTrip
Covered If employed for 5 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to:

k) You are terminated, or laid off from employment subject to five (5) years of continuous employment at the place of employment where terminated.

55 Seven Corners Inc
RoundTrip Choice
Covered If employed for 5 continuous years Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to:

(k) You are terminated, or laid off from employment subject to five (5) years of continuous employment at the place of employment where terminated.

56 Seven Corners Inc
Liaison Continent excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

57 Seven Corners Inc
Liaison Majestic excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

58 Seven Corners Inc
Liaison International excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

59 Seven Corners Inc
RoundTrip Economy
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

g) involuntary employer termination or affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

60 Seven Corners Inc
RoundTrip Elite
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

g) involuntary employer termination or layoff affecting You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

61 Seven Corners Inc
Wander Frequent Traveler excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

62 Tin Leg
Economy
Covered If employed for 2 continuous years Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

63 Tin Leg
Standard
Covered If employed for 2 continuous years Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

64 Tin Leg
Luxury
Covered If employed for 2 continuous years Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

f) You or Your Traveling Companion are terminated, or laid off from employment, from a place of employment for which You have been employed for the past 2 consecutive years.

65 Travel Insured International
Worldwide Trip Protector Lite
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

“Other Covered Reasons” means:

g. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

66 Travel Insured International
Worldwide Trip Protector Plus
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

“Other Covered Reasons” means:

j. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

67 Travel Insured International
Worldwide Trip Protector
Covered If employed for 1 continuous year Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

“Other Covered Reasons” means:

j. involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least 1 continuous year;

68 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

69 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

70 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

71 Travelex Insurance Services
Flight Insure Plus - Package Plan
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

72 Travelex Insurance Services
Travel Basic
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

12. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

73 Travelex Insurance Services
Travel Max
Covered If employed for 1 continuous year Quote

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a covered reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

16. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

74 Travelex Insurance Services
Travel Select
Covered If employed for 1 continuous year Quote

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule, for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a Covered Reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

16. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

75 TravelSafe
Basic
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

76 TravelSafe
Classic
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;

77 TravelSafe
Classic Plus
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;

78 Trawick International
Safe Travels USA
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

79 Trawick International
Safe Travels International excl US
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

80 Trawick International
Safe Travels USA Trip Protection
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation and Trip Interruption Benefit – up to 100% of the Insured Trip Cost for Cancellation from $250 up to $10,000 and 150% of the Insured trip Cost from $375 up to $15,000 in respect of loss of travel and accommodation expenses paid or contracted to be paid as a result of the Covered Trip being necessarily and unavoidably cancelled or interrupted due to any of the following causes commencing and occurring during the Period of Insurance provided such expenses are not recoverable from any other source:

11. the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur during the Pre Departure Period of Insurance. This provision is not applicable to temporary employment, independent contractors or self-employed persons.

81 Trawick International
Safe Travels International Trip Protection excl US
Covered If employed for 1 continuous year Quote

Full Policy Wording

Trip Cancellation and Trip Interruption Benefit

11. the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur during the Pre Departure Period of Insurance. This provision is not applicable to temporary employment, independent contractors or self-employed persons.

82 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

83 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

84 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

85 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

86 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

87 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
No coverage Quote

Full Policy Wording

There is no Employment Layoff coverage in this plan.

88 USA-ASSIST Worldwide Protection
GlobalTrip Classic
Covered If employed for 3 continuous years Quote

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

89 USA-ASSIST Worldwide Protection
GlobalTrip Saver
Covered If employed for 3 continuous years Quote

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

90 USA-ASSIST Worldwide Protection
GlobalTrip Plus
Covered If employed for 3 continuous years Quote

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.

91 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
Covered If employed for 3 continuous years Quote

Full Policy Wording

You have benefits in the amount purchased* for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date of your protection plan:

4. Employer termination or layoff affecting You or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.

*Please note that the full cost of the trip must be declared and informed in the purchase form, up to a maximum of US$ 20,000 per person. Otherwise, in case of a Trip Cancellation or Trip Interruption claim, benefit will be settled proportionally to the declared trip cost amount (pro-rata). If Airline tickets are paid with award miles, the cost of issuing the ticket and taxes paid must be included in the full declared cost of the trip.