The table below shows you at a glance which company provides the most comprehensive coverage for the Financial Default element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Financial Default for the policies below

Air Ambulance Card
Air Ambulance Card

1

Air Ambulance Card - Standard Annual
Air Ambulance Card

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

2

Air Ambulance Card - Extended Stay 6 Months
Air Ambulance Card

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

3

Air Ambulance Card - Extended Stay 12 Months
Air Ambulance Card

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

APRIL Travel Protection
APRIL Travel Protection

4

Economy Plan
APRIL Travel Protection

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

h) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

5

VIP Plan
APRIL Travel Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

6

Trip Cancellation Plan
APRIL Travel Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

7

Multi-Trip Plan Universal
APRIL Travel Protection

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

TRIP INTERRUPTION

Unforeseen Events Include:

g) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

8

Multi-Trip Plan Elite
APRIL Travel Protection

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of paying the trip deposit for your first trip

Quote

Full Policy Wording

TRIP INTERRUPTION

Unforeseen Events Include:

j) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

9

Choice
APRIL Travel Protection

Financial Default Benefits
Optional coverage

Quote

Full Policy Wording

ENHANCED UNFORESEEN EVENTS

These Unforeseen Events are optional and must be shown on Your Confirmation of Benefits.

a) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

b) Mechanical breakdown of the Common Carrier on which You are scheduled to travel resulting in a cancellation or suspension of travel by that Common Carrier for that Covered Trip. This must be documented by the Common Carrier.

c) Your normal pregnancy as long as the pregnancy occurs after Your Effective Date of coverage and can be verified by medical records.

d) You will be attending a Family Member’s childbirth as long as the pregnancy occurs after Your Effective Date of coverage and can be verified by medical records.

AXA Assistance USA
AXA Assistance USA

10

Silver
AXA Assistance USA

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

11

Gold
AXA Assistance USA

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

12

Platinum
AXA Assistance USA

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

k) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the
initial Trip payment.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

13

Beacon America incl US
Azimuth Risk Solutions, LLC

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

14

Beacon International excl US
Azimuth Risk Solutions, LLC

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

15

ExactCare
Berkshire Hathaway Travel Protection

Financial Default Benefits
Covered after 14 day wait if purchased within 15 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Company will reimburse the Insured a benefit, up to the Maximum Limit shown in the Schedule or Declarations Page if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events:

(b) Financial Default of an airline, Cruise line, Common Carrier or tour operator provided the Financial Default occurs more than 14 days following an Insured’s effective date for the Trip Cancellation or Trip Interruption Benefits. There is no coverage for the Financial Default of any person, organization, agency, or firm from whom the Insured purchased travel arrangements supplied by others. This coverage applies only if insurance was purchased within 15 days of Initial Trip Payment;

CSA Travel Protection
CSA Travel Protection

16

Custom
CSA Travel Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

GeoBlue
GeoBlue

17

Voyager Choice
GeoBlue

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

18

Voyager Essential
GeoBlue

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

19

Trekker Choice excl US
GeoBlue

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

20

Trekker Essential excl US
GeoBlue

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

Global Alert
Global Alert

21

Essentials
Global Alert

Financial Default Benefits
Covered after 15 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(g) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 15 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

22

Preferred
Global Alert

Financial Default Benefits
Covered after 15 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(g) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 15 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

23

Preferred Plus
Global Alert

Financial Default Benefits
Covered after 15 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(g) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 15 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

HCC Medical Insurance Services
HCC Medical Insurance Services

24

Atlas International excl US
HCC Medical Insurance Services

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

25

TravelGap Voyager excl US
HTH Travel Insurance

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

26

TripProtector Preferred
HTH Travel Insurance

Financial Default Benefits
Covered after 10 day wait

Quote

Full Policy Wording

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are prevented from taking Your Trip for any of the following reasons that are Unforeseen and takes place after the Effective Date:

Bankruptcy and/or Default of Your Travel Supplier that occurs more than ten (10) days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the agency from whom You purchased Your Land/Sea Arrangements. Your Scheduled Departure Date must be no more than fifteen (15) months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

27

TravelGap Multi-Trip Silver excl US
HTH Travel Insurance

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

28

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

29

TravelGap Excursion excl US
HTH Travel Insurance

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

30

TripProtector Economy
HTH Travel Insurance

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

31

TripProtector Classic
HTH Travel Insurance

Financial Default Benefits
Covered after 10 day wait

Quote

Full Policy Wording

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are prevented from taking Your Trip for any of the following reasons that are Unforeseen and takes place after the Effective Date:

Bankruptcy and/or Default of Your Travel Supplier that occurs more than ten (10) days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the agency from whom You purchased Your Land/Sea Arrangements. Your Scheduled Departure Date must be no more than fifteen (15) months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

iTravelInsured
iTravelInsured

32

Travel Lite
iTravelInsured

Financial Default Benefits
Covered after 10 day wait if purchased within 20 days of trip deposit

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements supplied by others) causing a complete cessation of travel services more than 10 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 20 days of the date Your initial deposit/ payment for Your Trip is received;

33

Travel SE
iTravelInsured

Financial Default Benefits
Covered after 10 day wait if purchased within 20 days of trip deposit

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements supplied by others) causing a complete cessation of travel services more than 10 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 20 days of the date Your initial deposit/ payment for Your Trip is received;

34

Travel SE
iTravelInsured

Financial Default Benefits
Covered after 10 day wait if purchased within 20 days of trip deposit

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements supplied by others) causing a complete cessation of travel services more than 10 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 20 days of the date Your initial deposit/ payment for Your Trip is received;

35

Travel LX
iTravelInsured

Financial Default Benefits
Covered after 10 day wait if purchased within 20 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements supplied by others) causing a complete cessation of travel services more than 10 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 20 days of the date Your initial deposit/ payment for Your Trip is received;

36

Travel LX
iTravelInsured

Financial Default Benefits
Covered after 10 day wait if purchased within 20 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Declarations Page, to reimburse You for the amount unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements supplied by others) causing a complete cessation of travel services more than 10 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 20 days of the date Your initial deposit/ payment for Your Trip is received;

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

37

Bronze
John Hancock Insurance Agency, Inc.

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(k) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy
was purchased within 14 calendar days of the initial Trip payment.

38

Silver
John Hancock Insurance Agency, Inc.

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(k) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy
was purchased within 14 calendar days of the initial Trip payment.

39

Gold
John Hancock Insurance Agency, Inc.

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen events listed below.

(k) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 12 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy
was purchased within 14 calendar days of the initial Trip payment.

MedjetAssist
MedjetAssist

40

Annual Membership
MedjetAssist

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

41

MedjetAssist Extended Stay
MedjetAssist

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

42

MedjetAssist Short Term Plan
MedjetAssist

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

MH Ross Travel Insurance Services
MH Ross Travel Insurance Services

43

Asset Plus
MH Ross Travel Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Bankruptcy or Default of an airline, cruise line, tour operator or other travel, camp or program provider (other than an organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination;

44

Bridge
MH Ross Travel Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

Bankruptcy or Default of an airline, cruise line, tour operator or other travel, camp or program provider (other than an organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination;

45

Complete
MH Ross Travel Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

Bankruptcy or Default of an airline, cruise line, tour operator or other travel, camp or program provider (other than an organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination;

46

Asset
MH Ross Travel Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased or were assessed for Your Trip, when You cancel Your Trip for a covered Unforeseen reason.

Trip Cancellation must be due to one of the following Unforeseen reasons:

Bankruptcy or Default of an airline, cruise line, tour operator or other travel, camp or program provider (other than an organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination;

RoamRight
RoamRight

47

Essential
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

i) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 21 days of Your initial Trip deposit.

48

Essential
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

k. Bankruptcy or Default causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. Coverage for this Other Covered Event only applies if Your payment for this policy is received within the Time Sensitive Period;

49

Preferred
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

i) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 21 days of Your initial Trip deposit.

50

Preferred
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

k. Bankruptcy or Default of causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. Coverage for this Other Covered Event only applies if Your payment for this policy is received within the Time Sensitive Period;

51

Elite
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

i) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 21 days of Your initial Trip deposit.

52

Elite
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

k. Bankruptcy or Default causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This Coverage for this Other Covered Event only applies if Your payment for this policy is received within the Time Sensitive Period;

53

Active
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

i) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 21 days of Your initial Trip deposit.

54

Active
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

k. Bankruptcy or Default causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. Coverage for this Other Covered Event only applies if Your payment for this policy is received within the Time Sensitive Period;

55

Adventure
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

i) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 21 days of Your initial Trip deposit.

56

Adventure
RoamRight

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount of the unused non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to departure for a covered Unforeseen reason.

k. Bankruptcy or Default causing a complete cessation of travel services provided the Bankruptcy or Default occurs more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. Coverage for this Other Covered Event only applies if Your payment for this policy is received within the Time Sensitive Period;

57

Multi-Trip
RoamRight

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

58

Multi-Trip Medical excl US
RoamRight

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

59

Medical excl US
RoamRight

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

60

Evacuation
RoamRight

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

Seven Corners Inc
Seven Corners Inc

61

RoundTrip
Seven Corners Inc

Financial Default Benefits
Covered after 10 day wait

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to:

(j) Bankruptcy and/or Default of Your Travel Supplier which occurs more than ten (10) days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the agency from whom You purchased the Land/Sea Arrangements. Your Scheduled Departure Date must be no more than fifteen (15) months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

62

RoundTrip Choice
Seven Corners Inc

Financial Default Benefits
Covered after 10 day wait

Quote

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to:

(j) Bankruptcy and/or Default of Your Travel Supplier which occurs more than ten (10) days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the agency from whom You purchased the Land/Sea Arrangements. Your Scheduled Departure Date must be no more than fifteen (15) months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

63

Liaison Continent excl US
Seven Corners Inc

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

64

Liaison Majestic excl US
Seven Corners Inc

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

65

Liaison International excl US
Seven Corners Inc

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

66

RoundTrip Economy
Seven Corners Inc

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

i) Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination;

67

RoundTrip Elite
Seven Corners Inc

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

TRIP CANCELLATION

TRIP INTERRUPTION

i) Bankruptcy or Default of an airline, or cruise line, tour operator or other travel provider (other than the Travel Supplier, tour operator or travel agency, organization or firm from whom You purchased Your Travel Arrangements) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination.

68

Wander Frequent Traveler excl US
Seven Corners Inc

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

Tin Leg
Tin Leg

69

Economy
Tin Leg

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

e) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

70

Standard
Tin Leg

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

e) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

71

Luxury
Tin Leg

Financial Default Benefits
Covered after 14 day wait if purchased within 14 days of trip deposit

Quote

Full Policy Wording

For Trip Cancellation or Trip Interruption, Unforeseen Events Include:

e) Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate Transportation is available. If alternate Transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This coverage only applies if the Policy was purchased within 14 calendar days of the initial Trip payment.

Travelex Insurance Services
Travelex Insurance Services

72

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

73

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

74

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

75

Flight Insure Plus - Package Plan
Travelex Insurance Services

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

76

Travel Basic
Travelex Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

5. arrangements canceled by a tour operator, cruise line, airline, rental car company, hotel, condominium, railroad, motor coach company, or other supplier of travel services, resulting from Financial Insolvency;

77

Travel Max
Travelex Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a covered reason and your Covered Trip is not canceled. If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if yo used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

5. arrangements canceled by a tour operator, cruise line, airline, rental car company, hotel, condominium, railroad, motor coach company, or other supplier of travel services, resulting from Financial Insolvency;

78

Travel Select
Travelex Insurance Services

Financial Default Benefits
Covered after 14 day wait

Quote

Full Policy Wording

Pre-Departure Trip Cancellation Benefits

If you are prevented from taking your Covered Trip for one of the Covered Reasons, we will reimburse you, up to the amount in the Schedule, for the amount of forfeited, and prepaid, non-refundable, and unused Payments or Deposits that you paid for your Covered Trip.

We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion’s Covered Trip is canceled due to a Covered Reason and your Covered Trip is not canceled.

If the travel supplier cancels your Covered Trip, you are covered up to $200 for the reissue fee charged by the airline for the tickets or up to $200 for the cost charged to retain your frequent traveler awards/points if you used them to purchase the airline ticket in conjunction with this Covered Trip. You must have covered the entire cost of the Covered Trip including the airfare.

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

5. arrangements canceled by a tour operator, cruise line, airline, rental car company, hotel, condominium, railroad, motor coach company, or other supplier of travel services, resulting from Financial Insolvency;

TravelSafe
TravelSafe

79

Basic
TravelSafe

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

80

Basic
TravelSafe

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

81

Classic
TravelSafe

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, cruise line, tour operator or other travel provider (other than the travel agency, organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 21 days of the date Your initial deposit/payment for Your Trip is received and You insure the full cost of Your Trip subject to penalties or restrictions;

82

Classic
TravelSafe

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

TRIP CANCELLATION

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, cruise line, tour operator or other travel provider (other than the travel agency, organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 21 days of the date Your initial deposit/payment for Your Trip is received and You insure the full cost of Your Trip subject to penalties or restrictions;

83

Classic Plus
TravelSafe

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, cruise line, tour operator or other travel provider (other than the travel agency, organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 21 days of the date Your initial deposit/payment for Your Trip is received and You insure the full cost of Your Trip subject to penalties or restrictions;

84

Classic Plus
TravelSafe

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the unused non- refundable Prepaid Payments or Deposits You paid for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to re-bank frequent flyer miles for air flights to join Your Trip, when You are prevented from taking Your Trip due to:

o. Bankruptcy or Default of an airline, cruise line, tour operator or other travel provider (other than the travel agency, organization or firm from whom You purchased Travel Arrangements supplied by others) causing a complete cessation of travel services more than 14 days following Your Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. This benefit only applies if the Policy has been purchased within 21 days of the date Your initial deposit/payment for Your Trip is received and You insure the full cost of Your Trip subject to penalties or restrictions;

Trawick International
Trawick International

85

Safe Travels USA
Trawick International

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

86

Safe Travels International excl US
Trawick International

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

87

Safe Travels USA Trip Protection
Trawick International

Financial Default Benefits
Covered after 14 day wait if purchased within 21 days of trip deposit

Quote

Full Policy Wording

Trip Cancellation and Trip Interruption Benefit – up to 100% of the Insured Trip Cost for Cancellation from $250 up to $10,000 and 150% of the Insured trip Cost from $375 up to $15,000 in respect of loss of travel and accommodation expenses paid or contracted to be paid as a result of the Covered Trip being necessarily and unavoidably cancelled or interrupted due to any of the following causes commencing and occurring during the Period of Insurance provided such expenses are not recoverable from any other source:

3. Financial Default of an airline, cruise line, or tour operator provided the Financial Default occurs more than 14 days following an Insured’s effective date for the Trip Cancellation. There is no coverage for the Financial Default of any person, organization, agency, or firm from whom the Insured purchased travel arrangements supplied by others. This coverage applies only if this insurance was purchased within 21 calendar days of Final Trip Payment;

88

Safe Travels International Cost Saver excl US
Trawick International

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

89

Safe Travels USA Cost Saver
Trawick International

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

90

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

91

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

92

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

93

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

94

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

95

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

96

GlobalTrip Classic
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

97

GlobalTrip Saver
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

98

GlobalTrip Plus
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.

99

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

Financial Default Benefits
No coverage

Quote

Full Policy Wording

There is no Financial Default coverage with this plan.