Hazardous Sports Full Policy Wording

Each policy’s Hazardous Sports coverage is detailed below. View the coverage summary here.

MedjetAssist
MedjetAssist

1

Annual Membership
MedjetAssist

Hazardous Sports Benefits
Covered

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Full Policy Wording

Hazardous Sports are not excluded in this plan. Injuries sustained while participating in Hazardous Sports are covered like any other injury.

2

MedjetAssist Short Term Plan
MedjetAssist

Hazardous Sports Benefits
Covered

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Full Policy Wording

Hazardous Sports are not excluded in this plan. Injuries sustained while participating in Hazardous Sports are covered like any other injury.

RoamRight
RoamRight

3

Elite
RoamRight

Hazardous Sports Benefits
Optional coverage

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Full Policy Wording

OPTIONAL HAZARDOUS SPORTS COVERAGE

Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits under the Emergency Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a height of 15,000 feet), skydiving or parachuting, hang gliding, bungee jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.

4

Elite
RoamRight

Hazardous Sports Benefits
Optional coverage

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Full Policy Wording

OPTIONAL HAZARDOUS SPORTS COVERAGE

Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits under the Emergency Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a height of 15,000 feet), skydiving or parachuting, hang gliding, bungee jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.

Trawick International
Trawick International

5

Safe Travels USA Cost Saver
Trawick International

Hazardous Sports Benefits
No coverage

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Full Policy Wording

There is no Hazardous Sports coverage with this plan.

TripAssure
TripAssure

6

Bridge
TripAssure

Hazardous Sports Benefits
Optional coverage

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Full Policy Wording

Hazardous Sports Coverage

Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits under the Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a height of 15,000 feet), skydiving or parachuting, hang gliding, bungee jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.

Sports Coverage

If Your Trip is canceled or interrupted due to a covered Unforeseen reason, coverage is provided for the costs of unused non-refundable deposits and payments that were arranged separately from the vacation for pre-paid lift tickets, green fees, equipment rentals and lessons up to the amount shown in the Schedule of Benefits.

Sports Equipment Rental

If Your sports equipment is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 hours or more during Your Trip for the reasons covered by the Baggage and Baggage Delay benefits, We will reimburse You on a one-time basis, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable costs of renting sports equipment during Your Trip.

A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier is required for proof of damage, delay, or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing amount of loss, date, time and cause of loss, and a repair estimate, if the sports equipment is damaged.

For claimed items without original receipts, payment of loss will be calculated based upon 75% of the Actual Cash Value at the time of loss, not to exceed $750 per item for sports equipment.

7

Complete
TripAssure

Hazardous Sports Benefits
Optional coverage

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Full Policy Wording

OPTIONAL SPORTS COVERAGE

Sports Coverage

If Your Trip is canceled or interrupted due to a covered Unforeseen reason, coverage is provided for the costs of unused non-refundable deposits and payments that were arranged separately from the vacation for pre-paid lift tickets, green fees, equipment rentals and lessons up to the amount shown in the Schedule of Benefits.
Sports Equipment Rental

If Your sports equipment is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 hours or more during Your Trip for the reasons covered by the Baggage and Baggage Delay benefits, We will reimburse You on a one-time basis, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable costs of renting sports equipment during Your Trip.

A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier is required for proof of damage, delay, or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing amount of loss, date, time and cause of loss, and a repair estimate, if the sports equipment is damaged.
For claimed items without original receipts, payment of loss will be calculated based upon 75% of the Actual Cash Value at the time of loss, not to exceed $750 per item for sports equipment.

Hazardous Sports Coverage

Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits under the Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a height of 15,000 feet), skydiving or parachuting, hang gliding, bungee jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.

8

Asset
TripAssure

Hazardous Sports Benefits
Optional coverage

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Full Policy Wording

OPTIONAL SPORTS COVERAGE

Sports Coverage

If Your Trip is canceled or interrupted due to a covered Unforeseen reason, coverage is provided for the costs of unused non-refundable deposits and payments that were arranged separately from the vacation for pre-paid lift tickets, green fees, equipment rentals and lessons up to the amount shown in the Schedule of Benefits.

Sports Equipment Rental

If Your sports equipment is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 hours or more during Your Trip for the reasons covered by the Baggage and Baggage Delay benefits, We will reimburse You on a one-time basis, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable costs of renting sports equipment during Your Trip.

A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier is required for proof of damage, delay, or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing amount of loss, date, time and cause of loss, and a repair estimate, if the sports equipment is damaged.

For claimed items without original receipts, payment of loss will be calculated based upon 75% of the Actual Cash Value at the time of loss, not to exceed $750 per item for sports equipment.

Hazardous Sports Coverage

Benefits will be paid up to the Maximum Benefit Amount shown in the Schedule of Benefits under the Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a height of 15,000 feet), skydiving or parachuting, hang gliding, bungee jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.