What is Home Country Coverage?

Home Country Coverage

The table below shows you at a glance which company provides the most comprehensive coverage for the Home Country Coverage element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Home Country Coverage provides benefits for incidental trips to the insured’s home country. Restrictions and reduced benefits may apply. Some policies provide optional cover for this benefit at an additional cost. Please refer to the policy wording for full details.

View full coverage summary for Home Country Coverage for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

4 Allianz Global Assistance
Classic
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

5 Allianz Global Assistance
Classic with Trip +
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

6 APRIL Travel Protection
Economy Plan
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

7 APRIL Travel Protection
VIP Plan
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

8 APRIL Travel Protection
Trip Cancellation Plan
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

9 APRIL Travel Protection
Multi-Trip Plan Universal
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

10 APRIL Travel Protection
Multi-Trip Plan Elite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

11 APRIL Travel Protection
Choice
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

12 Azimuth Risk Solutions, LLC
Beacon America incl US
14 days per 3 months Quote

Full Policy Wording

22.6 QUICK TRIP HOME COUNTRY COVERAGE — For each ninety (90) days during which a US citizen is covered hereunder, the US citizen is covered for Medical Expenses only during quick trips totaling no more than fourteen (14) days duration per ninety (90) day period of coverage. Quick visit time must be used within the ninety (90) days period earned, and the Member must continue his or her international trip in order to be eligible for this benefit. Return to the Member’s Home Country must not be taken for the purpose of obtaining Treatment of an Illness or Injury that began while traveling. Subject to a minimum ninety (90) days plan purchase.

13 Azimuth Risk Solutions, LLC
Beacon International excl US
14 days per 3 months Quote

Full Policy Wording

22.6 QUICK TRIP HOME COUNTRY COVERAGE — For each ninety (90) days during which a US citizen is covered hereunder, the US citizen is covered for Medical Expenses only during quick trips totaling no more than fourteen (14) days duration per ninety (90) day period of coverage. Quick visit time must be used within the ninety (90) days period earned, and the Member must continue his or her international trip in order to be eligible for this benefit. Return to the Member’s Home Country must not be taken for the purpose of obtaining Treatment of an Illness or Injury that began while traveling. Subject to a minimum ninety (90) days plan purchase.

14 CSA Travel Protection
Custom
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

15 GeoBlue
Voyager Choice
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

16 GeoBlue
Voyager Essential
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

17 GeoBlue
Trekker Choice excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

18 GeoBlue
Trekker Essential excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

19 Global Alert Administrators
Global Alert Essentials
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

20 Global Alert Administrators
Global Alert Preferred
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

21 Global Alert Administrators
Global Alert Preferred Plus
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

22 HCC Medical Insurance Services
Atlas International excl US
15 days per 3 months Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Benefit Period – In the event a Member begins a Benefit Period while the Certificate is in effect, and the Certificate terminates because the Member returns to his/her Home Country, Underwriters will pay Eligible Medical Expenses, as defined herein, which are incurred in the Member’s Home Country during the Benefit Period. Home Country Coverage applies only to Eligible Medical Expenses related to the Injury or Illness that began while the Certificate was in effect.

Incidental Home Country Coverage – For Citizens and legal residents of the U.S, for every three month period during which the Member is covered hereunder, Medical Expenses incurred in the U.S. are covered up to a maximum of 15 days for any three month period.. For Non-U.S. residents or Non-U.S Citizens, for every three month period during which the Member is covered hereunder, Medical Expenses incurred in the member’s home country are covered up to a maximum of 30 days for any three month period. Any benefit accrued under a single 3 month period does not accumulate to another period. Failure of the member to continue his or her international trip or the members return to their home country for the sole purpose of obtaining treatment for an illness or injury that began while traveling shall void any home country coverage provided under the terms of this agreement.

23 HCC Medical Insurance Services
Atlas America incl US
30 days per 3 months Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Benefit Period – In the event a Member begins a Benefit Period while the Certificate is in effect, and the Certificate terminates because the Member returns to his/her Home Country, Underwriters will pay Eligible Medical Expenses, as defined herein, which are incurred in the Member’s Home Country during the Benefit Period. Home Country Coverage applies only to Eligible Medical Expenses related to the Injury or Illness that began while the Certificate was in effect.

Incidental Home Country Coverage – For Citizens and legal residents of the U.S, for every three month period during which the Member is covered hereunder, Medical Expenses incurred in the U.S. are covered up to a maximum of 15 days for any three month period.. For Non-U.S. residents or Non-U.S Citizens, for every three month period during which the Member is covered hereunder, Medical Expenses incurred in the member’s home country are covered up to a maximum of 30 days for any three month period. Any benefit accrued under a single 3 month period does not accumulate to another period. Failure of the member to continue his or her international trip or the members return to their home country for the sole purpose of obtaining treatment for an illness or injury that began while traveling shall void any home country coverage provided under the terms of this agreement.

24 HCC Medical Insurance Services
Atlas MultiTrip incl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

25 HCC Medical Insurance Services
Atlas MultiTrip excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

26 HTH Travel Insurance
TravelGap Voyager excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

27 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

28 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

29 HTH Travel Insurance
TravelGap Excursion excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

30 InsureandGo USA
Silver
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

31 InsureandGo USA
Gold
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

32 InsureandGo USA
Platinum
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

33 InsureandGo USA
Global Silver excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

34 InsureandGo USA
Global Gold excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

35 InsureandGo USA
Global Platinum excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

36 iTravelInsured
Deluxe Travel
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

37 iTravelInsured
Elite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

38 iTravelInsured
Travel Lite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

39 iTravelInsured
365 Travel Medical Program
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

40 iTravelInsured
Student
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

41 iTravelInsured
Standard Travel
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

42 iTravelInsured
365 Standard
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

43 iTravelInsured
365 Deluxe
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

44 MedjetAssist
Annual Membership
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

45 MedjetAssist
MedjetAssist Extended Stay
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

46 MedjetAssist
MedjetAssist Short Term Plan
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

47 MH Ross Travel Insurance Services
Asset Plus
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

48 MH Ross Travel Insurance Services
Bridge
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

49 MH Ross Travel Insurance Services
Complete
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

50 MH Ross Travel Insurance Services
Asset
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

51 RoamRight
Essential
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

52 RoamRight
Preferred
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

53 RoamRight
Elite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

54 RoamRight
Active
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

55 RoamRight
Adventure
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

56 RoamRight
Multi-Trip
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

57 RoamRight
Multi-Trip Medical excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

58 RoamRight
Medical excl US
No coverage Quote

Full Policy Wording

s an accommodation and supplemental benefit, You will be covered under this insurance during incidental return trips to Your Home Country (“Incidental Trips”) up to a cumulative total of sixty (60) days during the Period of Coverage, provided that:
1) You have departed Your Home Country prior to any Incidental Trip; and
2) You have timely paid applicable Premium for at least thirty (30) days of continuous coverage; and
3) The intention or purpose of Your return trip to the Home Country is not to receive Treatment for an Illness or Injury incurred or sustained while traveling outside of Your Home Country; and
4) Your return trip to the Home Country does not result in receiving Treatment for an Injury incurred or sustained while traveling outside of Your Home Country.

Only those expenses specifically described above which are incurred within Your Home Country for an Injury or Illness which occurred outside Your Home Country as stated in Your Schedule of Coverage and Service, Accident and Sickness Medical, Home Country Benefit, and during the period of coverage shall be paid. Covered Expenses described in (1 through 7) above which are incurred in Your Home Country are limited to the maximum stated in Your Schedule of Coverage and Service, Accident and Sickness Medical, Home Country Benefit.

59 RoamRight
Evacuation
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

60 Seven Corners Inc
RoundTrip
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

61 Seven Corners Inc
RoundTrip Choice
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

62 Seven Corners Inc
Liaison Continent excl US
5 days per 1 month purchased $50,000 per person Quote

Full Policy Wording

Home Country Coverage: Incidental Trips to Your Home Country: This Policy shall pay Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of 30 days per one hundred and eighty-seven (187) days of purchased coverage or pro rata thereof – example: approximately 5 days per month of purchased coverage. This benefit is not available for purchases of less than 30 days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intentions. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after a completed one hundred and eighty-seven (187) day Period of Coverage. If You choose to purchase a new one hundred and eighty-seven (187) day Period of Coverage, the earning of incidental days will start over again, i.e. 5 days for every month that You purchase, allowing up to a maximum amount of 30 days per one hundred and eighty-seven (187) days of purchased coverage. For this benefit, the Medical Maximum is reduced to $50,000, minus Your Deductible and selected Coinsurance option (Plan A, B, E, or F). The incidental trip to Your Home Country must not be for the purpose of obtaining treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

Extension of Benefits: This Policy shall pay Eligible Benefits incurred in Your Home Country up to $50,000, minus Your Deductible and selected Coinsurance option (Plan A, B, E, or F), for one hundred and eighty days (180) from the onset of a new covered Injury or Illness that begins while you are traveling and is first diagnosed and treated outside Your Home Country. In order to receive benefits, the Injury or Illness must be first diagnosed and treated outside Your Home Country.

If Seven Corners Assist evacuates/repatriates you to your Home Country for a Covered Injury or Illness, the $5,000 limit for Extension of Benefits does not apply to the Medical Benefits. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

63 Seven Corners Inc
Liaison Majestic excl US
5 days per 1 month purchased $50,000 per person Quote

Full Policy Wording

Home Country Coverage

Incidental Trips to Your Home Country: This benefit covers you for incidental trips to your Home Country (Maximum 60 days per of three hundred and sixty-four (364) days of purchased coverage or pro rata thereof – example: approximately 5 days per month of purchased coverage, not available for purchases less than 30 days). You must first depart your Home Country in order to utilize this benefit and it does not apply to the final trip home. In the event of a claim, you may be required to provide proof of your travel intentions. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after a completed of three hundred and sixty-four (364) day Period of Coverage. If you choose to renew beyond a of three hundred and sixty-four (364) day Period of Coverage, the earning of incidental days will start over again, i.e. 5 days for every month that you purchase, allowing up to a maximum amount of 60 days per three hundred and sixty-four (364) days Period of Coverage. Maximum benefit is reduced to $50,000 for any Illness or Injury occurring while on an incidental trip to your Home Country.

Follow Me Home Coverage: This Policy shall pay for Covered Expenses incurred in your Home Country up to $5,000, minus Your Deductible and Coinsurance, for one hundred and eighty days (180) from the onset of a new covered Injury or Illness that is first diagnosed and treated outside Your Home Country. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

If Seven Corners Assist evacuates/repatriates you to your Home Country for a Covered Injury or Illness, the $5,000 limit for Follow Me Home Coverage does not apply to the Medical Benefits.

64 Seven Corners Inc
Liaison International excl US
5 days per 1 month purchased $50,000 per person Quote

Full Policy Wording

HOME COUNTRY COVERAGE ( Incidental Trips to the Home Country ):

The Policy covers Eligible Benefits related to a new covered Injury or Illness that begins while the Plan Participant is on an incidental trip to the Home Country. For this benefit, a Plan Participant receives a maximum of seven (7) days per forty-five (45) days of purchased coverage or pro rata thereof – example: approximately one (1) day per six (6) days of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. The Plan Participant must first depart the Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, a Plan Participant may be required to provide proof of travel intentions. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after the Expiration Date. For this benefit, the medical maximum is as stated in the Schedule of Benefits, minus the Deductible and Coinsurance. The incidental trip to the Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

65 Seven Corners Inc
RoundTrip Economy
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

66 Seven Corners Inc
RoundTrip Elite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

67 Seven Corners Inc
Wander Frequent Traveler excl US
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

68 Tin Leg
Economy
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

69 Tin Leg
Standard
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

70 Tin Leg
Luxury
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

71 Travel Guard
Gold
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

72 Travel Guard
Platinum
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

73 Travel Guard
Silver
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

74 Travel Insured International
Worldwide Trip Protector Lite
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

75 Travel Insured International
Worldwide Trip Protector Plus
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

76 Travel Insured International
Worldwide Trip Protector
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

77 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

78 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

79 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

80 Travelex Insurance Services
Flight Insure Plus - Package Plan
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

81 Travelex Insurance Services
Travel Basic
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

82 Travelex Insurance Services
Travel Max
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

83 Travelex Insurance Services
Travel Select
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

84 TravelSafe
Basic
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

85 TravelSafe
Classic
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

86 TravelSafe
Classic Plus
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

87 Trawick International
Safe Travels USA
Optional coverage Quote

Full Policy Wording

Home Country/Follow Me Home Coverage

Home Country Coverage – This benefit covers you for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $50,000. The chosen deductible applies and Coinsurance: 100% up to the $50,000 maximum.

Follow Me Home Coverage – This plan shall pay for Covered Expenses incurred in your Home Country up to $5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and Coinsurance: 100% up to the $5,000 maximum. 

This Benefit does not apply when an Emergency Evacuation has occurred.

This benefit is limited to 60 days per 12 months of purchased coverage or pro rata thereof. (Example: 5 days per month of purchased coverage). You must purchase 30 days of coverage to add this benefit. Home Country Coverage cannot begin until you leave your Home Country.

In consideration of additional premium paid, under the Exclusions section the following is deleted in its entirety –

35. expenses incurred in your Home Country;

and the following is added under the Medical Expense Benefits:

Home Country Coverage Benefit Maximum: $50,000

Deductible: The chosen deductible

Coinsurance: 80% of the first $5,000 then 100% of Covered Expenses up 100% of the first $50,000 of Covered Expenses

Follow Me Home Coverage Benefit Maximum: $5,000

Deductible: The chosen deductible

Coinsurance: 80% of the first $5,000 then 100% of Covered Expenses up 100% of the first $50,000 of Covered Expenses

88 Trawick International
Safe Travels International excl US
Optional coverage Quote

Full Policy Wording

Home Country/Follow Me Home Coverage-

Home Country Coverage – This benefit covers you for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $50,000. The chosen deductible applies and Coinsurance: 100% up to the $50,000 maximum.

Follow Me Home Coverage – This plan shall pay for Covered Expenses incurred in your Home Country up to $5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and Coinsurance: 100% up to the $5,000 maximum.

This Benefit does not apply when an Emergency Evacuation has occurred.

This benefit is limited to 60 days per 12 months of purchased coverage or pro rata thereof. 

(Example: 5 days per month of purchased coverage). You must purchase 30 days of coverage to add this benefit. Home Country Coverage cannot begin until you leave your Home Country.

In consideration of additional premium paid, under the Exclusions section the following is deleted in its entirety – 35. expenses incurred in your Home Country;

and the following is added under the Medical Expense Benefits:

Home Country Coverage Benefit Maximum: $50,000

Deductible: The chosen deductible

Coinsurance: 100% of the first $50,000 of Covered Expenses

Follow Me Home Coverage Benefit Maximum: $5,000

Deductible: The chosen deductible

Coinsurance: 100% of the first $5,000 of Covered Expenses

89 Trawick International
Safe Travels USA Trip Protection
Optional coverage Quote

Full Policy Wording

Home Country/Follow Me Home Coverage-

Home Country Coverage – for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $ 50,000. The chosen deductible applies and 80% of the first $5,000 then 100% of Covered Expenses up to the $ 50,000 maximum.

Follow Me Home Coverage – for Covered Expenses incurred in your Home Country up to $ 5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and 80% of the first $5,000 then 100% of Covered Expenses up to the $5,000 maximum. This Benefit does not apply when an Emergency Evacuation has occurred. This benefit is limited to 60 days per 12 months of purchased coverage or pro rata thereof. (Example: 5 days per month of purchased coverage). You must purchase 30 days of coverage to add this benefit. Home Country Coverage cannot begin until you leave and return to your Home Country.

In consideration of additional premium paid, under the Exclusions section the following is deleted in its entirety – 35. expenses incurred in your Home Country;

and the following is added under the Medical Expense Benefits:

Home Country Coverage – for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $ 50,000. The chosen deductible applies and 80% of the first $5,000 then 100% of Covered Expenses up to the $ 50,000 maximum.

Follow Me Home Coverage – for Covered Expenses incurred in your Home Country up to $5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and 80% of the first $5,000 then 100% of Covered Expenses up to the $ 5,000 maximum. This Benefit does not apply when an Emergency Evacuation has occurred.

90 Trawick International
Safe Travels International Trip Protection excl US
Optional coverage Quote

Full Policy Wording

Home Country/Follow Me Home Coverage-

Home Country Coverage – This benefit covers you for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $50,000. The chosen deductible applies and Coinsurance: 100% up to the $50,000 maximum.

Follow Me Home Coverage – This plan shall pay for Covered Expenses incurred in your Home Country up to $5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and Coinsurance: 100% up to the $5,000 maximum.

This Benefit does not apply when an Emergency Evacuation has occurred.

This benefit is limited to 60 days per 12 months of purchased coverage or pro rata thereof.

(Example: 5 days per month of purchased coverage). You must purchase 30 days of coverage to add this benefit. Home Country Coverage cannot begin until you leave your Home Country.

In consideration of additional premium paid, under the Exclusions section the following is deleted in its entirety – 35. expenses incurred in your Home Country;

and the following is added under the Medical Expense Benefits :

Home Country Coverage – for Injury or Sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage. Maximum benefit is reduced to $50,000. The chosen deductible applies and Coinsurance: 100% up to the $50,000 maximum.

Follow Me Home Coverage – for Covered Expenses incurred in your Home Country up to $5,000 for conditions first diagnosed outside Your Home Country and treated during your Period of Coverage. The chosen deductible applies and Coinsurance: 100% up to the $5,000 maximum.

91 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

92 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

93 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

94 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

95 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

96 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
5 days per 1 month Quote

Full Policy Wording

HOME COUNTRY COVERAGE

Incidental Trips to the Home Country – This plan covers You for Eligible Benefits related to a new covered Injury or Illness that begins while You are on an incidental trip to Your Home Country. For this benefit, You receive a maximum of thirty (30) days per one hundred and eighty (180) days of purchased coverage or pro rata thereof – example: approximately five (5) days per month of purchased coverage. This benefit is not available for purchases of less than thirty (30) days. You must first depart Your Home Country in order to utilize this benefit, and it does not apply to the final trip home. In the event of a claim, You may be required to provide proof of Your travel intention s. Earned Home Country Coverage days for the current Policy Period do not extend or carry over after Your Expiration Date. For this benefit, the Medical Maximum is as stated in the Schedule of Benefits, minus Your Deductible and Coinsurance. The incidental trip to Your Home Country must not be for the purpose of obtaining Treatment of an Illness or Injury that began while traveling abroad. This benefit does not provide coverage for Pre-existing Conditions because the Exclusions for Medical Benefits apply.

97 USA-ASSIST Worldwide Protection
GlobalTrip Classic
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

98 USA-ASSIST Worldwide Protection
GlobalTrip Saver
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

99 USA-ASSIST Worldwide Protection
GlobalTrip Plus
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.

100 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
No coverage Quote

Full Policy Wording

There is no Home Country Coverage with this plan.