The table below shows you at a glance which company provides the most comprehensive coverage for the Identity Theft element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Identity Theft for the policies below

APRIL Travel Protection
APRIL Travel Protection

1

Economy Plan
APRIL Travel Protection

Identity Theft Benefits
Covered

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E. Identity Theft: Assist identity theft victim by contracting the services of a specialized agency who will order and review credit bureau records on their behalf; investigate financial accounts where identity theft is suspected; assist in the cancellation of credit/debit cards to prevent additional harm; give access to emergency cash if the victim’s financial accounts were forced to be closed; and review account activity to identify any suspicious activities.

2

VIP Plan
APRIL Travel Protection

Identity Theft Benefits
Covered

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E. Identity Theft: Assist identity theft victim by contracting the services of a specialized agency who will order and review credit bureau records on their behalf; investigate financial accounts where identity theft is suspected; assist in the cancellation of credit/debit cards to prevent additional harm; give access to emergency cash if the victim’s financial accounts were forced to be closed; and review account activity to identify any suspicious activities.

3

Trip Cancellation Plan
APRIL Travel Protection

Identity Theft Benefits
Covered

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Full Policy Wording

E. Identity Theft: Assist identity theft victim by contracting the services of a specialized agency who will order and review credit bureau records on their behalf; investigate financial accounts where identity theft is suspected; assist in the cancellation of credit/debit cards to prevent additional harm; give access to emergency cash if the victim’s financial accounts were forced to be closed; and review account activity to identify any suspicious activities.

4

Multi-Trip Plan Universal
APRIL Travel Protection

Identity Theft Benefits
Covered

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Full Policy Wording

E. Identity Theft: Assist identity theft victim by contracting the services of a specialized agency who will order and review credit bureau records on their behalf; investigate financial accounts where identity theft is suspected; assist in the cancellation of credit/debit cards to prevent additional harm; give access to emergency cash if the victim’s financial accounts were forced to be closed; and review account activity to identify any suspicious activities.

5

Multi-Trip Plan Elite
APRIL Travel Protection

Identity Theft Benefits
Covered

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Full Policy Wording

E. Identity Theft: Assist identity theft victim by contracting the services of a specialized agency who will order and review credit bureau records on their behalf; investigate financial accounts where identity theft is suspected; assist in the cancellation of credit/debit cards to prevent additional harm; give access to emergency cash if the victim’s financial accounts were forced to be closed; and review account activity to identify any suspicious activities.

AXA Assistance USA
AXA Assistance USA

6

Silver
AXA Assistance USA

Identity Theft Benefits
Covered

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Full Policy Wording

AXA ASSISTANCE USA

IDENTITY THEFT SERVICES

This service does not reimburse you for fraudulent charges or other loss which results from the theft of your identity.

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution.
This service provides:

•Education & Protection: An identity theft risk & prevention toolkit and resolution guide.

•Personal Guidance: Assistance with filing and obtaining police and credit reports, contracting creditor fraud departments, taking inventory of lost or stolen items and more.

•Emergency Funds: Assistance sending emergency funds to you.

7

Gold
AXA Assistance USA

Identity Theft Benefits
Covered

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Full Policy Wording

AXA ASSISTANCE USA IDENTITY THEFT SERVICES

This service does not reimburse you for fraudulent charges or other loss which results from the theft of your identity.

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution. This service provides:

•Education & Protection: An identity theft risk & prevention toolkit and resolution guide.

•Personal Guidance: Assistance with filing and obtaining police and credit reports, contracting creditor fraud departments, taking inventory of lost or stolen items and more.

•Emergency Funds: Assistance sending emergency funds to you.

8

Platinum
AXA Assistance USA

Identity Theft Benefits
Covered

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Full Policy Wording

IDENTITY THEFT SERVICES

This service does not reimburse you for fraudulent charges or other loss which results from the theft of your identity.

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution. This service provides:

•Education & Protection: An identity theft risk & prevention toolkit and resolution guide.

•Personal Guidance: Assistance with filing and obtaining police and credit reports, contracting creditor fraud departments, taking inventory of lost or stolen items and more.

•Emergency Funds: Assistance sending emergency funds to you.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

9

ExactCare
Berkshire Hathaway Travel Protection

Identity Theft Benefits
Covered

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Full Policy Wording

Identity theft (Not available to New York residents)

· Assist identity-theft victim with ordering and reviewing credit-bureau records

· Assist identity-theft victim with investigating financial accounts where identity theft is suspected

· Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

· Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

· Assist identity-theft victim in reviewing account activity

· Obtain additional resources for reviewing and resolution of victim’s Issues

CSA Travel Protection
CSA Travel Protection

10

Custom
CSA Travel Protection

Identity Theft Benefits
Covered for 180 days after departure

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DESCRIPTION OF IDENTITY THEFT RESOLUTION SERVICES

(PROVIDED BY CSA’S DESIGNATED PROVIDER)

If you believe you are victim of Identity Theft, please contact our assistance provider at (877) 243-4135. A description of the service and terms of use are provided below. The assistance provider treats each “Identify Theft” as an emergency and, subject to the limitations set forth in this Program Description, performs, for you any or all of the following steps necessary to attempt to undo or prevent further damage upon receipt, by you, of a duly completed and executed “Authorization Form”.

• Obtain all pertinent credit information and history from you on the phone to determine if a fraud or theft has occurred.

• Educate you on how Identity Theft occurs and inform you of protective measures to take to avoid further occurrences.

• Provide you with a helpful ID Theft Resolution Kit.

• Provide you with a uniform ID Theft Affidavit (“Affidavit”), answer any question with regard to completing the Affidavit and submit the Affidavit to the proper authorities, credit bureaus, and creditors.

• Obtain list of creditors to be contacted and contact them with separate itemized fraudulent account statements for each fraudulent occurrence.

• Report or assist you in reporting the fraudulent activity to the local authorities and forward a report of the said fraudulent activity to your creditors.

• Notify all three major credit-reporting agencies to obtain a free credit report for you and place an alert on your records with the agencies, and obtain a list of additional creditors from you.

• If the Identity Theft Affidavit proves that you are a victim of Identity Theft, the assistance provider shall provide access via postal mail to credit monitoring to you for one year.

• Place a “security freeze” on your credit records, in states where such law was passed.

• Submit “Authorization Form” and Affidavit to your creditors requesting cancellation of your card(s) and an issuance of a new one(s).

• If other forms of identification were stolen or missing, such as an ATM card, Driver’s License, Social Security Card, Passport and so forth, notify or assist you in notifying the appropriate bank or agency of the situation so that you may take appropriate action and reissue a new form of identification.

• Provide you with assistance in filing or submitting paperwork for special ID Theft Protective measures, specific to your state of residence.

• On a weekly basis, until file is closed, contact you with an updated status report.

• When needed, follow up with creditors to ensure that the matter has been properly handled.