Missed Connection Full Policy Wording

Each policy’s Missed Connection coverage is detailed below. View the coverage summary here.

April Travel Protection
April Travel Protection

1

Choice
April Travel Protection

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

2

Choice
April Travel Protection

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

3

Annual Plan
April Travel Protection

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non‐refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

4

Pandemic Plus
April Travel Protection

Missed Connection Benefits

$250 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

Arch RoamRight
Arch RoamRight

5

Essential
Arch RoamRight

Missed Connection Benefits

$200 per person
Covered after 6 hour delay

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Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 6 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

6

Preferred
Arch RoamRight

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

7

Multi-Trip
Arch RoamRight

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

AXA Assistance USA
AXA Assistance USA

8

Silver
AXA Assistance USA

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise and tour departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise and tour;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise and tour.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise and tour due to Inclement Weather.

9

Gold
AXA Assistance USA

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise and tour departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise and tour;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise and tour.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise and tour due to Inclement Weather.

10

Platinum
AXA Assistance USA

Missed Connection Benefits

$1,500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise and tour departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise and tour;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise and tour.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise and tour due to Inclement Weather.

battleface
battleface

11

Adventure Travel Single Trip
battleface

Missed Connection Benefits

$750 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

We will reimburse you, up to the maximum amount shown in the schedule of benefits if, while on a covered trip, you miss a trip departure resulting from delay of at least 3 consecutive hours of your scheduled airline flights due to inclement weather or common carrier caused delay, for:

a. Additional transportation expenses incurred by you to join the departed trip;

b Reasonable accommodation and meal expenses incurred, which were not paid or provided for by any other source, up to the per day amount shown in the schedule of benefits; and

c. Pre-paid, non-refundable trip payments for the unused portion of the trip.

The common carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

These benefits will not duplicate any other benefit payments payable under this policy or any coverage attached to this policy.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

12

ExactCare
Berkshire Hathaway Travel Protection

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

(b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

13

LuxuryCare
Berkshire Hathaway Travel Protection

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

Cat 70
Cat 70

14

Travel Plan
Cat 70

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

Generali Global Assistance
Generali Global Assistance

15

Standard
Generali Global Assistance

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

16

Preferred
Generali Global Assistance

Missed Connection Benefits

$750 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

17

Premium
Generali Global Assistance

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

GeoBlue
GeoBlue

18

Trekker Choice excl US
GeoBlue

Missed Connection Benefits

No coverage

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Full Policy Wording

There is no Missed Connection coverage with this plan.

19

Trekker Essential excl US
GeoBlue

Missed Connection Benefits

No coverage

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Full Policy Wording

There is no Missed Connection coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

20

TripProtector Preferred
HTH Travel Insurance

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

21

TripProtector Economy
HTH Travel Insurance

Missed Connection Benefits

$250 per person
Covered after 3 hour delay
Cruise only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

22

TripProtector Classic
HTH Travel Insurance

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

23

Bronze
John Hancock Insurance Agency, Inc.

Missed Connection Benefits

$200 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

24

Silver
John Hancock Insurance Agency, Inc.

Missed Connection Benefits

$750 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

25

Gold
John Hancock Insurance Agency, Inc.

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

26

Prime
Nationwide Mutual Insurance Company

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

27

Cruise Universal
Nationwide Mutual Insurance Company

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

28

Cruise Choice
Nationwide Mutual Insurance Company

Missed Connection Benefits

$1,500 per person
Covered after 3 hour delay
Cruise only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

29

Cruise Luxury
Nationwide Mutual Insurance Company

Missed Connection Benefits

$2,500 per person
Covered after 3 hour delay
Cruise only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

Seven Corners Inc
Seven Corners Inc

30

RoundTrip Choice
Seven Corners Inc

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip

b) reasonable accommodation and meal expenses up to $150 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

Your delayed arrival must be due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

31

RoundTrip Economy
Seven Corners Inc

Missed Connection Benefits

$250 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip

b) reasonable accommodation and meal expenses up to $150 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

Your delayed arrival must be due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

32

RoundTrip Elite
Seven Corners Inc

Missed Connection Benefits

$1,500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip

b) reasonable accommodation and meal expenses up to $150 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

Your delayed arrival must be due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Tin Leg
Tin Leg

33

Luxury
Tin Leg

Missed Connection Benefits

$100 per person
Covered after 3 hour delay

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Full Policy Wording

MISSED CONNECTION

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

34

Adventure
Tin Leg

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

MISSED CONNECTION

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

35

Gold
Tin Leg

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip;

b) reasonable accommodations and meal expenses; and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

Travelex Insurance Services
Travelex Insurance Services

36

Travel Basic
Travelex Insurance Services

Missed Connection Benefits

$500 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

37

Travel Select
Travelex Insurance Services

Missed Connection Benefits

$750 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

MISSED CONNECTION

If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for:

a) additional transportation expenses incurred by the Insured to join the departed Trip; and

b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip.

The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source.

TravelSafe
TravelSafe

38

Basic
TravelSafe

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements;

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

39

Classic
TravelSafe

Missed Connection Benefits

$2,500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements;

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

40

Classic Plus
TravelSafe

Missed Connection Benefits

$2,500 per person
Covered after 3 hour delay

Start a New Search

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements;

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Trawick International
Trawick International

41

Safe Travels Single Trip
Trawick International

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise or tour;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise or tour.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

42

Safe Travels First Class
Trawick International

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather.

Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise or tour;

• reasonable accommodation and meal expenses (up to the limit shown on the Confirmation of Coverage); and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise or tour.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

43

Safe Travels Explorer
Trawick International

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event:

a) Documented weather condition preventing You from getting to the point of departure for Your Trip.

Benefits are provided for:

a) additional transportation expenses needed for You to join Your departed Cruise or tour;
b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits;
c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

44

Safe Travels Journey
Trawick International

Missed Connection Benefits

$750 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event:

a) Documented weather condition preventing You from getting to the point of departure for Your Trip.

Benefits are provided for:

a) additional transportation expenses needed for You to join Your departed Cruise or tour;
b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits;
c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

45

Safe Travels Voyager
Trawick International

Missed Connection Benefits

$1,000 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event:

a) Documented weather condition preventing You from getting to the point of departure for Your Trip.

Benefits are provided for:

a) additional transportation expenses needed for You to join Your departed Cruise or tour;

b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits;

c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

46

Safe Travels Explorer Plus
Trawick International

Missed Connection Benefits

$500 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event:

a) Documented weather condition preventing You from getting to the point of departure for Your Trip.

Benefits are provided for:

a) additional transportation expenses needed for You to join Your departed Cruise or tour;

b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits;

c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather.

USI Affinity Travel Insurance Services
USI Affinity Travel Insurance Services

47

Ruby
USI Affinity Travel Insurance Services

Missed Connection Benefits

$750 per person
Covered after 3 hour delay
Cruise and tour only

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Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.

48

Diamond
USI Affinity Travel Insurance Services

Missed Connection Benefits

$1,500 per person
Covered after 3 hour delay
Cruise and tour only

Start a New Search

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover:

a) additional transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather.