The table below shows you at a glance which company provides the most comprehensive coverage for the Missed Connection element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Missed Connection for the policies below

Air Ambulance Card
Air Ambulance Card

1

Air Ambulance Card - Standard Annual
Air Ambulance Card

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

2

Air Ambulance Card - Extended Stay 6 Months
Air Ambulance Card

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

3

Air Ambulance Card - Extended Stay 12 Months
Air Ambulance Card

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

APRIL Travel Protection
APRIL Travel Protection

4

Economy Plan
APRIL Travel Protection

Missed Connection Benefits
$150 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 6 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover:

a) additional Transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

5

VIP Plan
APRIL Travel Protection

Missed Connection Benefits
$250 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 6 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover:

a) additional Transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

6

Trip Cancellation Plan
APRIL Travel Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

7

Multi-Trip Plan Universal
APRIL Travel Protection

Missed Connection Benefits
$150 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 6 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover:

a) additional Transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

8

Multi-Trip Plan Elite
APRIL Travel Protection

Missed Connection Benefits
$250 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 6 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover:

a) additional Transportation expenses needed for You to join the departed Covered Trip,

b) reasonable accommodations and meal expenses, and

c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

9

Choice
APRIL Travel Protection

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip, reasonable accommodations and meal expenses and non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

AXA Assistance USA
AXA Assistance USA

10

Silver
AXA Assistance USA

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

11

Gold
AXA Assistance USA

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

12

Platinum
AXA Assistance USA

Missed Connection Benefits
$1,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

13

Beacon America incl US
Azimuth Risk Solutions, LLC

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

14

Beacon International excl US
Azimuth Risk Solutions, LLC

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

CSA Travel Protection
CSA Travel Protection

15

Custom
CSA Travel Protection

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION COVERAGE

We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy.

GeoBlue
GeoBlue

16

Voyager Choice
GeoBlue

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

17

Voyager Essential
GeoBlue

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

18

Trekker Choice excl US
GeoBlue

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

19

Trekker Essential excl US
GeoBlue

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

Global Alert
Global Alert

20

Essentials
Global Alert

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip, reasonable accommodations and meal expenses up to the amount shown in the Schedule of Benefits and non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

21

Preferred
Global Alert

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip, reasonable accommodations and meal expenses up to the amount shown in the Schedule of Benefits and non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

22

Preferred Plus
Global Alert

Missed Connection Benefits
$750 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip, reasonable accommodations and meal expenses up to the amount shown in the Schedule of Benefits and non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

HCC Medical Insurance Services
HCC Medical Insurance Services

23

Atlas International excl US
HCC Medical Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

24

Atlas MultiTrip incl US
HCC Medical Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

25

Atlas MultiTrip excl US
HCC Medical Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

HTH Travel Insurance
HTH Travel Insurance

26

TravelGap Voyager excl US
HTH Travel Insurance

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

27

TripProtector Preferred
HTH Travel Insurance

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage);
and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

28

TravelGap Multi-Trip Silver excl US
HTH Travel Insurance

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

29

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

30

TravelGap Excursion excl US
HTH Travel Insurance

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

31

TripProtector Economy
HTH Travel Insurance

Missed Connection Benefits
$250 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage);
and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

32

TripProtector Classic
HTH Travel Insurance

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You miss Your Cruise departure, scheduled during Your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Benefits are provided for:

• additional transportation expenses needed for You to join Your departed Cruise;

• reasonable accommodation and meal expenses (up to the per day limit shown on the Confirmation of Coverage);
and

• pre-paid nonrefundable Trip payments for the unused portion of Your Cruise.

Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise due to Inclement Weather.

InsureandGo USA
InsureandGo USA

33

Silver
InsureandGo USA

Missed Connection Benefits
$250 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

34

Gold
InsureandGo USA

Missed Connection Benefits
$250 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

35

Platinum
InsureandGo USA

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

36

Global Silver excl US
InsureandGo USA

Missed Connection Benefits
$250 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown
in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

37

Global Gold excl US
InsureandGo USA

Missed Connection Benefits
$250 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown
in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

38

Global Platinum excl US
InsureandGo USA

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown
in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

39

Cruise Select
InsureandGo USA

Missed Connection Benefits
$750 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

40

Cruise Preferred
InsureandGo USA

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum Benefits of up to the limit shown in Your Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

iTravelInsured
iTravelInsured

41

Travel Lite
iTravelInsured

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Declarations Page, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements; and

c) Reasonable accommodation and meal expenses up to $125 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

42

Travel SE
iTravelInsured

Missed Connection Benefits
$500 per person Covered after 6 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 6 or more hours, due to:

a. any delay of a Common Carrier (the delay must be certified by the Common Carrier);

documented weather condition preventing You from getting to the point of departure;

c. quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Declarations Page, for:

a. Your Additional Transportation Cost to join Your Trip; and

Your Prepaid expenses for the unused land or water Travel Arrangements; and

c. Reasonable accommodation and meal expenses up to $125 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

43

Travel LX
iTravelInsured

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a. any delay of a Common Carrier (the delay must be certified by the Common Carrier);

documented weather condition preventing You from getting to the point of departure;

c. quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Declarations Page, for:

a. Your Additional Transportation Cost to join Your Trip; and

Your Prepaid expenses for the unused land or water Travel Arrangements; and

c. Reasonable accommodation and meal expenses up to $125 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

44

Bronze
John Hancock Insurance Agency, Inc.

Missed Connection Benefits
$200 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

45

Silver
John Hancock Insurance Agency, Inc.

Missed Connection Benefits
$750 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

46

Gold
John Hancock Insurance Agency, Inc.

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.

MedjetAssist
MedjetAssist

47

Annual Membership
MedjetAssist

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

48

MedjetAssist Extended Stay
MedjetAssist

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

49

MedjetAssist Short Term Plan
MedjetAssist

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

MH Ross Travel Insurance Services
MH Ross Travel Insurance Services

50

Asset Plus
MH Ross Travel Insurance Services

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be documented by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

51

Bridge
MH Ross Travel Insurance Services

Missed Connection Benefits
$1,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be documented by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

52

Complete
MH Ross Travel Insurance Services

Missed Connection Benefits
$1,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be documented by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

53

Asset
MH Ross Travel Insurance Services

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be documented by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

Protect Your Bubble
Protect Your Bubble

54

Basic Plan
Protect Your Bubble

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

55

Deluxe Plan
Protect Your Bubble

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

RoamRight
RoamRight

56

Essential
RoamRight

Missed Connection Benefits
$200 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

A maximum benefit of up to the amount on Your Confirmation of Benefits is provided to cover for Loss(es) You incur due to missed Cruise or Trip departures which result from cancellation or delay for six or more hours of all regularly scheduled airline flights due to any delay of Your Common Carrier. Maximum benefits of up to the amount shown on Your Confirmation of Benefits are provided to cover additional transportation expenses needed for You to join the departed Cruise or Trip, reasonable accommodation and meal expenses and non-refundable Trip payments for the unused portion of Your Cruise or Trip. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise or Trip due to Inclement Weather.

ITINERARY CHANGE

In the event a Cruise/Tour Supplier makes a change in Your Trip itinerary which prevents You from participating in an event/activity pre-paid prior to departure and scheduled on Your Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount. Benefits will not be paid if the event/activity is rescheduled during the course of the Trip.

Verification by the Cruise/Tour Supplier of the change in the scheduled Trip itinerary will be necessary for claim payment.

57

Essential
RoamRight

Missed Connection Benefits
$200 per person Covered after 6 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 6 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

58

Preferred
RoamRight

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

A maximum benefit of up to the amount on Your Confirmation of Benefits is provided to cover for Loss(es) You incur due to missed Cruise or Trip departures which result from cancellation or delay for three or more hours of all regularly scheduled airline flights due to any delay of Your Common Carrier. Maximum benefits of up to the amount shown on Your Confirmation of Benefits are provided to cover additional transportation expenses needed for You to join the departed Cruise or Trip, reasonable accommodation and meal expenses and non- refundable Trip payments for the unused portion of Your Cruise or Trip. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise or Trip due to Inclement Weather.

ITINERARY CHANGE

In the event a Cruise/Tour Supplier makes a change in Your Trip itinerary which prevents You from participating in an event/activity pre-paid prior to departure and scheduled on Your Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount. Benefits will not be paid if the event/activity is rescheduled during the course of the Trip.

Verification by the Cruise/Tour Supplier of the change in the scheduled Trip itinerary will be necessary for claim payment.

59

Preferred
RoamRight

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

60

Elite
RoamRight

Missed Connection Benefits
$750 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

A maximum benefit of up to the amount on Your Confirmation of Benefits is provided to cover for Loss(es) You incur due to missed Cruise or Trip departures which result from cancellation or delay for three or more hours of all regularly scheduled airline flights due to any delay of Your Common Carrier. Maximum benefits of up to the amount shown on Your Confirmation of Benefits are provided to cover additional transportation expenses needed for You to join the departed Cruise or Trip, reasonable accommodation and meal expenses and non- refundable Trip payments for the unused portion of Your Cruise or Trip.. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise or Trip due to Inclement Weather.

ITINERARY CHANGE

In the event a Cruise/Tour Supplier makes a change in Your Trip itinerary which prevents You from participating in an event/activity pre-paid prior to departure and scheduled on Your Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount. Benefits will not be paid if the event/activity is rescheduled during the course of the Trip.

Verification by the Cruise/Tour Supplier of the change in the scheduled Trip itinerary will be necessary for claim payment.

61

Elite
RoamRight

Missed Connection Benefits
$750 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

62

Active
RoamRight

Missed Connection Benefits
$250 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

A maximum benefit of up to the amount on Your Confirmation of Benefits is provided to cover for Loss(es) You incur due to missed Cruise or Trip departures which result from cancellation or delay for three or more hours of all regularly scheduled airline flights due to any delay of Your Common Carrier. Maximum benefits of up to the amount shown on Your Confirmation of Benefits are provided to cover additional transportation expenses needed for You to join the departed Cruise or Trip, reasonable accommodation and meal expenses and non- refundable Trip payments for the unused portion of Your Cruise or Trip. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise or Trip due to Inclement Weather.

ITINERARY CHANGE

In the event a Cruise/Tour Supplier makes a change in Your Trip itinerary which prevents You from participating in an event/activity pre-paid prior to departure and scheduled on Your Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount. Benefits will not be paid if the event/activity is rescheduled during the course of the Trip.

Verification by the Cruise/Tour Supplier of the change in the scheduled Trip itinerary will be necessary for claim payment.

63

Active
RoamRight

Missed Connection Benefits
$250 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

64

Adventure
RoamRight

Missed Connection Benefits
$250 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

A maximum benefit of up to the amount on Your Confirmation of Benefits is provided to cover for Loss(es) You incur due to missed Cruise or Trip departures which result from cancellation or delay for three or more hours of all regularly scheduled airline flights due to any delay of Your Common Carrier. Maximum benefits of up to the amount shown on Your Confirmation of Benefits are provided to cover additional transportation expenses needed for You to join the departed Cruise or Trip, reasonable accommodation and meal expenses and non- refundable Trip payments for the unused portion of Your Cruise or Trip. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise or Trip due to Inclement Weather.

ITINERARY CHANGE

In the event a Cruise/Tour Supplier makes a change in Your Trip itinerary which prevents You from participating in an event/activity pre-paid prior to departure and scheduled on Your Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount. Benefits will not be paid if the event/activity is rescheduled during the course of the Trip.

Verification by the Cruise/Tour Supplier of the change in the scheduled Trip itinerary will be necessary for claim payment.

65

Adventure
RoamRight

Missed Connection Benefits
$250 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier;

b) documented weather condition preventing You from getting to the point of departure for Your Trip;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:

1) Your Additional Transportation Cost to join the departed Trip; and

2) Your prepaid expenses for the unused land or water Travel Arrangements.

66

Multi-Trip
RoamRight

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

67

Multi-Trip Medical excl US
RoamRight

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

68

Medical excl US
RoamRight

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

69

Evacuation
RoamRight

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

Seven Corners Inc
Seven Corners Inc

70

RoundTrip
Seven Corners Inc

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum benefits of up to the amount shown in the Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

71

RoundTrip Choice
Seven Corners Inc

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

MISSED CONNECTION

This benefit covers missed Cruise departures that result from cancellation or delay (for three (3) or more hours) of all regularly scheduled airline flights due to Inclement Weather or any Common Carrier caused delay. Maximum benefits of up to the amount shown in the Confirmation of Coverage are provided to cover additional transportation expenses needed for You to join the departed Cruise, reasonable accommodation and meal expenses and nonrefundable trip payments for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departure but cancel their Cruise due to Inclement Weather.

72

Liaison Continent excl US
Seven Corners Inc

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

73

Liaison Majestic excl US
Seven Corners Inc

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

74

Liaison International excl US
Seven Corners Inc

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

75

Wander Frequent Traveler excl US
Seven Corners Inc

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

Tin Leg
Tin Leg

76

Economy
Tin Leg

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

77

Standard
Tin Leg

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

78

Luxury
Tin Leg

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

Travel Insured International
Travel Insured International

79

Worldwide Trip Protector Lite
Travel Insured International

Missed Connection Benefits
$300 per person Covered after 12 hour delay Cruise and tour only

Quote

Full Policy Wording

COVERAGE D

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 12 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements; and

c) reasonable accommodation, telephone and meal expenses up to $200 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

80

Worldwide Trip Protector Plus
Travel Insured International

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

COVERAGE F

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements ; and

c) reasonable accommodation, telephone and meal expenses up to $200 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

81

Worldwide Trip Protector
Travel Insured International

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise and tour only

Quote

Full Policy Wording

COVERAGE D

MISSED CONNECTION

If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements ; and

c) reasonable accommodation, telephone and meal expenses up to $200 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Travelex Insurance Services
Travelex Insurance Services

82

Flight Insure Multi-trip - AD&D Only
Travelex Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

83

Flight Insure Package Plan Multi-trip
Travelex Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

84

Flight Insure Plus - Flight AD&D Only
Travelex Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

85

Flight Insure Plus - Package Plan
Travelex Insurance Services

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

86

Travel Basic
Travelex Insurance Services

Missed Connection Benefits
$500 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

Missed Cruise Connection Benefits

We will reimburse you for Covered Expenses, up to the amount shown in the schedule, should you miss your cruise departure as the result of the cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to inclement weather.

For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise, reasonable additional accommodation and meal expenses incurred en route to catch up to the cruise, and non-refundable cruise payments for the unused portion of the Insured’s land and water or air travel arrangements. This coverage is excess of any coverage provided by a Common Carrier or another party at no cost to the Insured.

87

Travel Max
Travelex Insurance Services

Missed Connection Benefits
$1,000 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

Missed Cruise Connection Benefits

We will reimburse you for Covered Expenses, up to the amount shown in the schedule, should you miss your cruise departure as the result of the cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to inclement weather.

For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise, reasonable additional accommodation and meal expenses incurred en route to catch up to the cruise, and non-refundable cruise payments for the unused portion of the Insured’s land and water or air travel arrangements. This coverage is excess of any coverage provided by a Common Carrier or another party at no cost to the Insured.

88

Travel Select
Travelex Insurance Services

Missed Connection Benefits
$750 per person Covered after 3 hour delay Cruise only

Quote

Full Policy Wording

Missed Cruise Connection Benefits

We will reimburse you for Covered Expenses, up to the amount shown in the schedule, should you miss your cruise departure as the result of the cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to inclement weather.

For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise, reasonable additional accommodation and meal expenses incurred en route to catch up to the cruise, and non-refundable cruise payments for the unused portion of the Insured’s land and water or air travel arrangements. This coverage is excess of any coverage provided by a Common Carrier or another party at no cost to the Insured.

TravelSafe
TravelSafe

89

Basic
TravelSafe

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

90

Basic
TravelSafe

Missed Connection Benefits
$500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

91

Classic
TravelSafe

Missed Connection Benefits
$2,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

92

Classic
TravelSafe

Missed Connection Benefits
$2,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

93

Classic Plus
TravelSafe

Missed Connection Benefits
$2,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

94

Classic Plus
TravelSafe

Missed Connection Benefits
$2,500 per person Covered after 3 hour delay

Quote

Full Policy Wording

MISSED CONNECTION

If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) documented weather condition preventing You from getting to the point of departure;

c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.

We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:

a) Your Additional Transportation Cost to join Your Trip; and

b) Your Prepaid expenses for the unused land or water Travel Arrangements.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

Trawick International
Trawick International

95

Safe Travels USA
Trawick International

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

96

Safe Travels International excl US
Trawick International

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

97

Safe Travels USA Trip Protection
Trawick International

Missed Connection Benefits
$1,000 per person Covered after 12 hour delay Cruise and tour only

Quote

Full Policy Wording

Missed Connection – The Insurer will pay up to $1,000 should you miss your cruise or tour departure as the result of the cancellation or delay of or 12 more hours of your regularly scheduled airline flights due to inclement weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional accommodation and meal expenses incurred en route to catch up to the cruise or tour, and nonrefundable cruise or tour payments for the unused portion of your air, land or water travel arrangements. This coverage is available if no other coverage is provided by a Common Carrier or another party at no cost to you or as covered elsewhere in this policy.

98

Safe Travels International Trip Protection excl US
Trawick International

Missed Connection Benefits
$1,000 per person Covered after 12 hour delay Cruise and tour only

Quote

Full Policy Wording

Missed Connection – The Insurer will pay up to $1,000 should you miss your cruise or tour departure as the result of the cancellation or delay of or 12 more hours of your regularly scheduled airline flights due to inclement weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional accommodation and meal expenses incurred en route to catch up to the cruise or tour, and nonrefundable cruise or tour payments for the unused portion of your air, land or water travel arrangements. This coverage is available if no other coverage is provided by a Common Carrier or another party at no cost to you or as covered elsewhere in this policy.

99

Safe Travels International Cost Saver excl US
Trawick International

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

100

Safe Travels USA Cost Saver
Trawick International

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

101

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

102

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

103

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

104

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

105

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.

106

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Missed Connection Benefits
No coverage

Quote

Full Policy Wording

There is no Missed Connection coverage with this plan.