What is Money Back Guarantee?

Money Back Guarantee

The table below shows you at a glance which company provides the most comprehensive coverage for the Money Back Guarantee element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Money back guarantees are provided to allow you to decide if the policy you purchased is right for you. Your guarantee or “free look” period can last for up to 14 days depending on insurance company although it expires as soon as you use the policy by making a claim or reaching your departure date.

View full coverage summary for Money Back Guarantee for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

4 APRIL Travel Protection
Economy Plan
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

5 APRIL Travel Protection
VIP Plan
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

6 APRIL Travel Protection
Trip Cancellation Plan
Up to 14 days after purchase Quote

Full Policy Wording

Fourteen Day Free Look

You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective date. If you do this, We will refund your premium paid provided you have not filed a claim under the Policy.

7 APRIL Travel Protection
Multi-Trip Plan Universal
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

8 APRIL Travel Protection
Multi-Trip Plan Elite
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

9 APRIL Travel Protection
Choice
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy. This Policy is issued in consideration of enrollment and payment of the premium due.

This Policy describes all of the travel insurance benefits underwritten by American Modern Home Insurance Company, herein referred to as We, Us, and Our. This Policy is a legal contract between You (herein referred to as You or Your) and Us. It is important that You read Your Policy carefully. Insurance benefits vary from program to program. Please refer to the Confirmation of Benefits. It provides You with specific information about the program You purchased. This policy is issued for a stated term as shown on the confirmation of benefits.

10 AXA Assistance USA
Silver
Up to 10 days after purchase Quote

Full Policy Wording

TEN-DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

Ten-Day Free Look is not available in all states. Please review the policy for cancellation terms and conditions.

11 AXA Assistance USA
Gold
Up to 10 days after purchase Quote

Full Policy Wording

TEN-DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

Ten-Day Free Look is not available in all states. Please review the policy for cancellation terms and conditions.

12 AXA Assistance USA
Platinum
Up to 10 days after purchase Quote

Full Policy Wording

TEN-DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

Ten-Day Free Look is not available in all states. Please review the policy for cancellation terms and conditions.

13 Azimuth Risk Solutions, LLC
Beacon America incl US
Up to the day before effective date Quote

Full Policy Wording

15.1 CANCELLATION BY PARTICIPATING MEMBER-­‐ All cancellation requests must be submitted in writing to Azimuth Risk Solutions, LLC. To be eligible for a full refund, the request must be received before your requested effective date. Cancellation Requests received after the requested effective date will be subject to the following:

15.1.1 A $25.00 cancellation fee; and

15.1.2 only the unused portion of the premium cost will be refunded; and

15.1.3 no claims to be eligible for premium refund

14 Azimuth Risk Solutions, LLC
Beacon International excl US
Up to the day before effective date Quote

Full Policy Wording

15.1 CANCELLATION BY PARTICIPATING MEMBER-­‐ All cancellation requests must be submitted in writing to Azimuth Risk Solutions, LLC. To be eligible for a full refund, the request must be received before your requested effective date. Cancellation Requests received after the requested effective date will be subject to the following:

15.1.1 A $25.00 cancellation fee; and

15.1.2 only the unused portion of the premium cost will be refunded; and

15.1.3 no claims to be eligible for premium refund

15 CSA Travel Protection
Custom
Up to 10 days after purchase Quote

Full Policy Wording

10-DAY RIGHT TO EXAMINE YOUR DESCRIPTION OF COVERAGE

If you are not satisfied for any reason, you may cancel coverage under the policy within 10 days after receipt. Your premium payment will be refunded, provided that there has been no incurred covered expense and you have not left on your Trip. Return the Description of Coverage to us at the Program Administrators office or our authorized agent. When so returned, the Description of Coverage is void from the beginning. After this 10-day period, the payment for this coverage is nonrefundable.

16 GeoBlue
Voyager Choice
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.

17 GeoBlue
Voyager Essential
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.

18 GeoBlue
Trekker Choice excl US
Up to 10 days after purchase Quote

Full Policy Wording

10-Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business!

If you are not completely satisfied with your purchase, notify us in writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.

19 GeoBlue
Trekker Essential excl US
Up to 10 days after purchase Quote

Full Policy Wording

10-Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business!

If you are not completely satisfied with your purchase, notify us in writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.

20 HCC Medical Insurance Services
Atlas International excl US
Up to the day before effective date Quote

Full Policy Wording

Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds.

Premiums may be refunded after the Certificate Effective Date subject to the following provisions:

a) a $25 cancellation fee will apply; and

b) only the unused portion of the plan cost will be refunded; and

c) only Members who have no claims are eligible for premium refund.

21 HCC Medical Insurance Services
Atlas America incl US
Up to the day before effective date Quote

Full Policy Wording

Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds.

Premiums may be refunded after the Certificate Effective Date subject to the following provisions:

a) a $25 cancellation fee will apply; and

b) only the unused portion of the plan cost will be refunded; and

c) only Members who have no claims are eligible for premium refund.

22 HCC Medical Insurance Services
Atlas MultiTrip incl US
Up to the day before effective date Quote

Full Policy Wording

Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds.

Premiums may be refunded after the Certificate Effective Date subject to the following provisions:

a) a $25 cancellation fee will apply; and

b) only the unused portion of the plan cost will be refunded; and

c) only Members who have no claims are eligible for premium refund.

23 HCC Medical Insurance Services
Atlas MultiTrip excl US
Up to the day before effective date Quote

Full Policy Wording

Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds.

Premiums may be refunded after the Certificate Effective Date subject to the following provisions:

a) a $25 cancellation fee will apply; and

b) only the unused portion of the plan cost will be refunded; and

c) only Members who have no claims are eligible for premium refund.

24 HTH Travel Insurance
TravelGap Voyager excl US
Up to 10 days after purchase Quote

Full Policy Wording

This policy comes with a 10 day money back guarantee.

25 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
Up to 10 days after purchase Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

26 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
Up to 10 days after purchase Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

27 HTH Travel Insurance
TravelGap Excursion excl US
Up to 10 days after purchase Quote

Full Policy Wording

This policy comes with a 10 day money back guarantee.

28 InsureandGo USA
Silver
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

29 InsureandGo USA
Gold
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

30 InsureandGo USA
Platinum
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

31 InsureandGo USA
Global Silver excl US
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

32 InsureandGo USA
Global Gold excl US
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

33 InsureandGo USA
Global Platinum excl US
Up to 10 days after purchase Quote

Full Policy Wording

This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.

34 John Hancock Insurance Agency, Inc.
Bronze
Up to 10 days after purchase Quote

Full Policy Wording

TEN-DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

35 John Hancock Insurance Agency, Inc.
Gold
Up to 10 days after purchase Quote

Full Policy Wording

TEN-DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

36 MedjetAssist
Annual Membership
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

37 MedjetAssist
MedjetAssist Extended Stay
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

38 MedjetAssist
MedjetAssist Short Term Plan
No coverage Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

39 MH Ross Travel Insurance Services
Asset Plus
Up to 14 days after purchase Quote

Full Policy Wording

Satisfaction Guarantee

If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.

40 MH Ross Travel Insurance Services
Bridge
Up to 14 days after purchase Quote

Full Policy Wording

Satisfaction Guarantee

If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.

41 MH Ross Travel Insurance Services
Complete
Up to 14 days after purchase Quote

Full Policy Wording

Satisfaction Guarantee

If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.

42 MH Ross Travel Insurance Services
Asset
Up to 14 days after purchase Quote

Full Policy Wording

Satisfaction Guarantee

If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.

43 RoamRight
Essential
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

44 RoamRight
Essential
Up to 14 days after purchase Quote

Full Policy Wording

If You are not satisfied for any reason, You may return Your policy to RoamRight within 14 days after receipt. Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, all coverages under the policy are void from the beginning.

45 RoamRight
Preferred
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

46 RoamRight
Preferred
Up to 14 days after purchase Quote

Full Policy Wording

If You are not satisfied for any reason, You may return Your policy to RoamRight within 14 days after receipt. Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, all coverages under the policy are void from the beginning.

47 RoamRight
Elite
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

48 RoamRight
Elite
Up to 14 days after purchase Quote

Full Policy Wording

If You are not satisfied for any reason, You may return Your policy to RoamRight within 14 days after receipt. Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, all coverages under the policy are void from the beginning.

49 RoamRight
Active
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

50 RoamRight
Active
Up to 14 days after purchase Quote

Full Policy Wording

If You are not satisfied for any reason, You may return Your policy to RoamRight within 14 days after receipt. Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, all coverages under the policy are void from the beginning.

51 RoamRight
Adventure
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

52 RoamRight
Adventure
Up to 14 days after purchase Quote

Full Policy Wording

If You are not satisfied for any reason, You may return Your policy to RoamRight within 14 days after receipt. Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, all coverages under the policy are void from the beginning.

53 RoamRight
Multi-Trip
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY FREE LOOK

You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

54 RoamRight
Multi-Trip Medical excl US
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY LOOK

You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

55 RoamRight
Medical excl US
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY LOOK

You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

56 RoamRight
Evacuation
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN-DAY LOOK

You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.

57 Seven Corners Inc
RoundTrip
Up to 10 days after purchase Quote

Full Policy Wording

You may cancel the Policy by giving the Company or its agent written notice within either 10 days from the date of issuance of Your Policy, or Your Departure Date, whichever occurs first. If You do this, the Company will refund Your plan cost in full, excluding the administrative fee.

Protection Plan costs are non-refundable after the 10-day review period.

58 Seven Corners Inc
RoundTrip Choice
Up to 10 days after purchase Quote

Full Policy Wording

You may cancel the Policy by giving the Company or its agent written notice within either 10 days from the date of issuance of Your Policy, or Your Departure Date, whichever occurs first. If You do this, the Company will refund Your plan cost in full, excluding the administrative fee.

Protection Plan costs are non-refundable after the 10-day review period.

59 Seven Corners Inc
Liaison Continent excl US
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.

60 Seven Corners Inc
Liaison Majestic excl US
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.

61 Seven Corners Inc
Liaison International excl US
Up to the day before effective date Quote

Full Policy Wording

Cancellation by Plan Participant

The Plan Participant may request cancellation and a full refund of premium for this insurance by giving the Company written noticeprior to the Effective Date of Coverage under the Policy.

For a written request for cancellation after such Effective Date of Coverage, the following conditions apply for cancellation of this insurance:

a) If any claims have been filed with the Company, the Premium is considered fully earned and is non-refundable.

b) If no claims have been filed with the Company, the unused portion of the premium paid may be refunded as follows:

i) a cancellation fee of $25.00 will be charged; and

ii) refund will be calculated in a pro-rata basis (refund= total premium * unused days/total days).

62 Seven Corners Inc
RoundTrip Economy
Up to 10 days after purchase Quote

Full Policy Wording

TEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 10 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.

63 Seven Corners Inc
RoundTrip Elite
Up to 10 days after purchase Quote

Full Policy Wording

TEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: a) 10 days from the Effective Date of Your Insurance; or b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.

64 Seven Corners Inc
Wander Frequent Traveler excl US
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Seven Corners realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.

65 Tin Leg
Economy
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

66 Tin Leg
Standard
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

67 Tin Leg
Luxury
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY FREE LOOK

You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.

68 Travel Insured International
Worldwide Trip Protector Lite
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.

69 Travel Insured International
Worldwide Trip Protector Plus
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.

70 Travel Insured International
Worldwide Trip Protector
Up to 14 days after purchase Quote

Full Policy Wording

FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.

71 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look

If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.

72 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look

If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.

73 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look

If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.

74 Travelex Insurance Services
Flight Insure Plus - Package Plan
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look

If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.

75 Travelex Insurance Services
Travel Basic
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look Period If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances:
• The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or

• You cancel your Covered Trip before any cancellation penalties are in effect; or

• You have duplicate coverage for this Covered Trip or due to your death.

76 Travelex Insurance Services
Travel Max
Up to 10 days after purchase Quote

Full Policy Wording

If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost.

After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances:
• The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or
• You cancel your Covered Trip before any cancellation penalties are in effect; or
• You have duplicate coverage for this Covered Trip or due to your death.

77 Travelex Insurance Services
Travel Select
Up to 10 days after purchase Quote

Full Policy Wording

Ten Day Free Look Period

If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim.

After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances:

• The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or

• You cancel your Covered Trip before any cancellation penalties are in effect; or

• You have duplicate coverage for this Covered Trip or due to your death.

78 TravelSafe
Basic
Up to 10 days after purchase Quote

Full Policy Wording

If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.

79 TravelSafe
Classic
Up to 10 days after purchase Quote

Full Policy Wording

If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.

80 TravelSafe
Classic Plus
Up to 10 days after purchase Quote

Full Policy Wording

If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.

81 Trawick International
Safe Travels International excl US
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium- A total plan cost minus the processing fee will only be considered if written request is received by Us prior to the Effective Date of Coverage as listed on this certificate. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, if no claim has been submitted to Us.

82 Trawick International
Safe Travels USA Trip Protection
Up to 10 days after purchase Quote

Full Policy Wording

Refund of Premium-

If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment.. When so returned, the certificate is void from the beginning. Return the certificate to the Plan Administrator. If You do this, we will refund Your premium paid provided You have not filed a claim under the policy and you have not left on your Covered Trip. If there is a claim in process or has been previously paid then policy will be deemed as 100% non-refundable. After the 10-day “free- look” period, the payment for this plan is nonrefundable.

83 Trawick International
Safe Travels International Trip Protection excl US
Up to 10 days after purchase Quote

Full Policy Wording

Refund of Premium-

If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment. When so returned, the certificate is void from the beginning. Return the certificate to the Plan Administrator. If You do this, we will refund Your premium paid provided You have not filed a claim under the policy and you have not left on your Covered Trip. If there is a claim in process or has been previously paid then policy will be deemed as 100% non-refundable. After the 10-day “free- look” period, the payment for this plan is nonrefundable.

84 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
No Money Back Guarantee Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

85 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.

86 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.

87 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.

88 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
Up to the day before effective date Quote

Full Policy Wording

Refund of Premium

Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.

89 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
No Money Back Guarantee Quote

Full Policy Wording

There is no Money Back Guarantee with this plan.

90 USA-ASSIST Worldwide Protection
GlobalTrip Classic
Up to 10 days after purchase Quote

Full Policy Wording

Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim.

If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date.

Please note that your cancellation rights are no longer valid after this initial 10 day period.

91 USA-ASSIST Worldwide Protection
GlobalTrip Saver
Up to 10 days after purchase Quote

Full Policy Wording

Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim.

If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date.

Please note that your cancellation rights are no longer valid after this initial 10 day period.

92 USA-ASSIST Worldwide Protection
GlobalTrip Plus
Up to 10 days after purchase Quote

Full Policy Wording

Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim.

If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date.

Please note that your cancellation rights are no longer valid after this initial 10 day period.

93 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
Up to 10 days after purchase Quote

Full Policy Wording

Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim.

If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date.

Please note that your cancellation rights are no longer valid after this initial 10 day period.