What is Money Back Guarantee?

Money Back Guarantee

The table below shows you at a glance which company provides the most comprehensive coverage for the Money Back Guarantee element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Money back guarantees are provided to allow you to decide if the policy you purchased is right for you. Your guarantee or “free look” period can last for up to 14 days depending on insurance company although it expires as soon as you use the policy by making a claim or reaching your departure date.

View full coverage summary for Money Back Guarantee for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
4	Allianz Global Assistance Classic	Up to 10 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee We will refund your insurance premium if you cancel your plan within 10 days of purchase and you haven’t started your trip or filed a claim.
5	Allianz Global Assistance Classic with Trip +	Up to 10 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee We will refund your insurance premium if you cancel your plan within 10 days of purchase and you haven’t started your trip or filed a claim.
6	APRIL Travel Protection Economy Plan	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
7	APRIL Travel Protection VIP Plan	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
8	APRIL Travel Protection Trip Cancellation Plan	Up to 14 days after purchase	Quote
	Full Policy Wording	Fourteen Day Free Look You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective date. If you do this, We will refund your premium paid provided you have not filed a claim under the Policy.
9	APRIL Travel Protection Multi-Trip Plan Universal	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
10	APRIL Travel Protection Multi-Trip Plan Elite	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
11	APRIL Travel Protection Choice	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy. This Policy is issued in consideration of enrollment and payment of the premium due. This Policy describes all of the travel insurance benefits underwritten by American Modern Home Insurance Company, herein referred to as We, Us, and Our. This Policy is a legal contract between You (herein referred to as You or Your) and Us. It is important that You read Your Policy carefully. Insurance benefits vary from program to program. Please refer to the Confirmation of Benefits. It provides You with specific information about the program You purchased. This policy is issued for a stated term as shown on the confirmation of benefits.
12	CSA Travel Protection Custom	Up to 10 days after purchase	Quote
	Full Policy Wording	10-DAY RIGHT TO EXAMINE YOUR DESCRIPTION OF COVERAGE If you are not satisfied for any reason, you may cancel coverage under the policy within 10 days after receipt. Your premium payment will be refunded, provided that there has been no incurred covered expense and you have not left on your Trip. Return the Description of Coverage to us at the Program Administrators office or our authorized agent. When so returned, the Description of Coverage is void from the beginning. After this 10-day period, the payment for this coverage is nonrefundable.
13	GeoBlue Voyager Choice	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Money Back Guarantee YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.
14	GeoBlue Voyager Essential	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Money Back Guarantee YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.
15	GeoBlue Trekker Choice excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	10-Day Money Back Guarantee We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with your purchase, notify us in writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.
16	GeoBlue Trekker Essential excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	10-Day Money Back Guarantee We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with your purchase, notify us in writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.
17	Global Alert Administrators Global Alert Essentials	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the Policy by giving Us or Our agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, We will refund Your premium paid provided no Insured has filed a claim under the policy.
18	Global Alert Administrators Global Alert Preferred	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the Policy by giving Us or Our agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, We will refund Your premium paid provided no Insured has filed a claim under the policy.
19	Global Alert Administrators Global Alert Preferred Plus	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the Policy by giving Us or Our agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, We will refund Your premium paid provided no Insured has filed a claim under the policy.
20	HCC Medical Insurance Services Atlas International excl US	Up to the day before effective date	Quote
	Full Policy Wording	Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds. Premiums may be refunded after the Certificate Effective Date subject to the following provisions: a) a $25 cancellation fee will apply; and b) only the unused portion of the plan cost will be refunded; and c) only Members who have no claims are eligible for premium refund.
21	HCC Medical Insurance Services Atlas America incl US	Up to the day before effective date	Quote
	Full Policy Wording	Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date, continuation date (if applicable). Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds. Premiums may be refunded after the Certificate Effective Date subject to the following provisions: a) a $25 cancellation fee will apply; and b) only the unused portion of the plan cost will be refunded; and c) only Members who have no claims are eligible for premium refund.
22	HCC Medical Insurance Services Atlas MultiTrip incl US	Up to the day before effective date	Quote
	Full Policy Wording	Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date.Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds. Premiums are fully earned on the Certificate Effective Date and are non-refundable thereafter.
23	HCC Medical Insurance Services Atlas MultiTrip excl US	Up to the day before effective date	Quote
	Full Policy Wording	Payment of the required Premium shall be remitted to Underwriters on or before the Member’s Certificate Effective Date.Premium is considered to be paid on the date the payment instrument is received by Underwriters, provided such instrument provides immediately available funds. Premiums are fully earned on the Certificate Effective Date and are non-refundable thereafter.
24	HTH Travel Insurance TravelGap Voyager excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	This policy comes with a 10 day money back guarantee.
25	HTH Travel Insurance TravelGap Multi-Trip Silver excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
26	HTH Travel Insurance TravelGap Multi-Trip Gold excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
27	HTH Travel Insurance TravelGap Excursion excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	This policy comes with a 10 day money back guarantee.
28	InsureandGo USA Silver	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
29	InsureandGo USA Gold	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
30	InsureandGo USA Platinum	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
31	InsureandGo USA Global Silver excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
32	InsureandGo USA Global Gold excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
33	InsureandGo USA Global Platinum excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	This Policy is issued in consideration of the enrollment form and payment of any premium due. All statements in the enrollment forms are representations and not warranties. Only statements contained in a written enrollment form will be used to void insurance, reduce benefits or defend a claim. All protection plan costs and fees are non-refundable after a 10 day review period. In the event the plan cost paid for coverage is less than the required plan cost for coverage, benefits will be paid in direct proportion of the actual amount paid to the required plan cost due.
34	iTravelInsured Deluxe Travel	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
35	iTravelInsured Elite	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
36	iTravelInsured Travel Lite	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
37	iTravelInsured 365 Travel Medical Program	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
38	iTravelInsured Student	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
39	iTravelInsured Standard Travel	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
40	iTravelInsured 365 Standard	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
41	iTravelInsured 365 Deluxe	Up to 10 days after purchase	Quote
	Full Policy Wording	Right to Cancel Within 10 days of purchasing the program, You may cancel it and iTravelInsured will process a full refund of premium to You, as long as You have not already departed on Your Covered Trip or filed a claim, and this Certificate will be void from the beginning. No refunds shall be paid to You after 10 days of purchasing the program.
42	MedjetAssist Annual Membership	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
43	MedjetAssist MedjetAssist Extended Stay	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
44	MedjetAssist MedjetAssist Short Term Plan	No coverage	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
45	MH Ross Travel Insurance Services Asset Plus	Up to 14 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.
46	MH Ross Travel Insurance Services Bridge	Up to 14 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.
47	MH Ross Travel Insurance Services Complete	Up to 14 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.
48	MH Ross Travel Insurance Services Asset	Up to 14 days after purchase	Quote
	Full Policy Wording	Satisfaction Guarantee If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate/Policy and the Confirmation/Declarations to MH Ross within 14 days of receipt and your premium will be refunded (less any Enrollment Fee), provided you have not filed a claim or departed on your Trip.
49	RoamRight Essential	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
50	RoamRight Preferred	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
51	RoamRight Elite	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
52	RoamRight Active	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
53	RoamRight Adventure	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
54	RoamRight Multi-Trip	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY FREE LOOK You may cancel coverage under the policy by giving RoamRight written notice, at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
55	RoamRight Multi-Trip Medical excl US	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
56	RoamRight Medical excl US	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within the first to occur of the following: (a) 14 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
57	RoamRight Evacuation	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN-DAY LOOK You may cancel insurance under the policy by giving RoamRight written notice at the address listed on the front panel of this document, within 14 days from the Effective Date of Your initial enrollment. If You do this, the Company will refund Your premium paid provided You have not filed a claim under the policy.
58	Seven Corners Inc RoundTrip	Up to 10 days after purchase	Quote
	Full Policy Wording	Protection Plan costs are non-refundable after the 10-day review period.
59	Seven Corners Inc RoundTrip Choice	Up to 10 days after purchase	Quote
	Full Policy Wording	Protection Plan costs are non-refundable after the 10-day review period.
60	Seven Corners Inc Liaison Continent excl US	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
61	Seven Corners Inc Liaison Majestic excl US	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
62	Seven Corners Inc Liaison International excl US	Up to the day before effective date	Quote
	Full Policy Wording	Cancellation by Plan Participant The Plan Participant may request cancellation and a full refund of premium for this insurance by giving the Company written noticeprior to the Effective Date of Coverage under the Policy. For a written request for cancellation after such Effective Date of Coverage, the following conditions apply for cancellation of this insurance: a) If any claims have been filed with the Company, the Premium is considered fully earned and is non-refundable. b) If no claims have been filed with the Company, the unused portion of the premium paid may be refunded as follows: i) a cancellation fee of $25.00 will be charged; and ii) refund will be calculated in a pro-rata basis (refund= total premium * unused days/total days).
63	Seven Corners Inc RoundTrip Economy	Up to 10 days after purchase	Quote
	Full Policy Wording	TEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 10 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
64	Seven Corners Inc RoundTrip Elite	Up to 10 days after purchase	Quote
	Full Policy Wording	TEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: a) 10 days from the Effective Date of Your Insurance; or b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
65	Seven Corners Inc Wander Frequent Traveler excl US	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Seven Corners realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
66	Tin Leg Economy	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
67	Tin Leg Standard	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
68	Tin Leg Luxury	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY FREE LOOK You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 14 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy.
69	Travel Guard Gold	Up to 15 days after purchase	Quote
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel this insurance by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your Scheduled Departure Date. If you do this, the Company will refund your premium paid provided no insured has filed a claim under this Certificate.
70	Travel Guard Platinum	Up to 15 days after purchase	Quote
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel this insurance by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your Scheduled Departure Date. If you do this, the Company will refund your premium paid provided no insured has filed a claim under this Certificate.
71	Travel Guard Silver	Up to 15 days after purchase	Quote
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel this insurance by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your Scheduled Departure Date. If you do this, the Company will refund your premium paid provided no insured has filed a claim under this Certificate.
72	Travel Insured International Worldwide Trip Protector Lite	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
73	Travel Insured International Worldwide Trip Protector Plus	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
74	Travel Insured International Worldwide Trip Protector	Up to 14 days after purchase	Quote
	Full Policy Wording	FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
75	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
76	Travelex Insurance Services Flight Insure Package Plan Multi-trip	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
77	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
78	Travelex Insurance Services Flight Insure Plus - Package Plan	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
79	Travelex Insurance Services Travel Basic	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look Period If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
80	Travelex Insurance Services Travel Max	Up to 10 days after purchase	Quote
	Full Policy Wording	If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
81	Travelex Insurance Services Travel Select	Up to 10 days after purchase	Quote
	Full Policy Wording	Ten Day Free Look Period If you are not completely satisfied within 10 days of purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed a claim. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
82	TravelSafe Basic	Up to 10 days after purchase	Quote
	Full Policy Wording	If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.
83	TravelSafe Classic	Up to 10 days after purchase	Quote
	Full Policy Wording	If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.
84	TravelSafe Classic Plus	Up to 10 days after purchase	Quote
	Full Policy Wording	If You are not completely satisfied with the insurance, You must notify TravelSafe within 10 days of purchase and return the Policy. The Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.
85	Trawick International Safe Travels USA	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium A total plan cost minus the processing fee will only be considered if written request is received by Us prior to the Effective Date of Coverage as listed on this certificate. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, if no claim has been submitted to Us.
86	Trawick International Safe Travels International excl US	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium- A total plan cost minus the processing fee will only be considered if written request is received by Us prior to the Effective Date of Coverage as listed on this certificate. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, if no claim has been submitted to Us.
87	Trawick International Safe Travels USA Trip Protection	Up to 10 days after purchase	Quote
	Full Policy Wording	Refund of Premium- If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment.. When so returned, the certificate is void from the beginning. Return the certificate to the Plan Administrator. If You do this, we will refund Your premium paid provided You have not filed a claim under the policy and you have not left on your Covered Trip. If there is a claim in process or has been previously paid then policy will be deemed as 100% non-refundable. After the 10-day “free- look” period, the payment for this plan is nonrefundable.
88	Trawick International Safe Travels International Trip Protection excl US	Up to 10 days after purchase	Quote
	Full Policy Wording	Refund of Premium- If you are not satisfied for any reason, you may return your certificate within 10 days after plan payment. When so returned, the certificate is void from the beginning. Return the certificate to the Plan Administrator. If You do this, we will refund Your premium paid provided You have not filed a claim under the policy and you have not left on your Covered Trip. If there is a claim in process or has been previously paid then policy will be deemed as 100% non-refundable. After the 10-day “free- look” period, the payment for this plan is nonrefundable.
89	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	No Money Back Guarantee	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
90	USA-ASSIST Worldwide Protection Global Travel Medical Executive	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
91	USA-ASSIST Worldwide Protection Global Travel Medical Gold	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
92	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
93	USA-ASSIST Worldwide Protection Global Travel Medical Standard	Up to the day before effective date	Quote
	Full Policy Wording	Refund of Premium Certain Underwriters at Lloyds, London realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
94	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	No Money Back Guarantee	Quote
	Full Policy Wording	There is no Money Back Guarantee with this plan.
95	USA-ASSIST Worldwide Protection GlobalTrip Classic	Up to 10 days after purchase	Quote
	Full Policy Wording	Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim. If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
96	USA-ASSIST Worldwide Protection GlobalTrip Saver	Up to 10 days after purchase	Quote
	Full Policy Wording	Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim. If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
97	USA-ASSIST Worldwide Protection GlobalTrip Plus	Up to 10 days after purchase	Quote
	Full Policy Wording	Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim. If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
98	USA-ASSIST Worldwide Protection GlobalTrip High Medical	Up to 10 days after purchase	Quote
	Full Policy Wording	Thank you for taking out online travel protection with us. Your Certificate shows the sections of the protection you have chosen, the people who are covered and any special terms or conditions that may apply. It is very important that you read the whole of this document before you travel and make sure you understand exactly what is and is not covered and what to do if you need to file a claim. If your purchased plan does not meet your requirements, please notify your issuing agent, broker or contact USA-ASSIST by phone to +1 310 694-8453 or by e-mail at usa-assist@usa- assist.com within 10 days of receiving your Certificate for a refund of your premium, but in no instance cancellation will be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.