Sports Equipment Loss

Sporting Equipment Rental Benefit * if Upgrade purchased – $1,000 per Insured

We will reimburse the Insured a Sporting Equipment Rental Benefit, for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is lost, stolen or damaged while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was lost, stolen or damaged.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

PERSONAL EFFECTS AND PROPERTY

The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times.

The baggage and Personal Effects must be owned by and accompany You during the Trip.

The Company will pay the lesser of the following:

a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or

b) the cost of repair or replacement in like kind and quality.

There will be a per article limit as shown on the Schedule of Benefits.

PERSONAL EFFECTS AND PROPERTY

The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times.

The baggage and Personal Effects must be owned by and accompany You during the Trip.

The Company will pay the lesser of the following:

a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or

b) the cost of repair or replacement in like kind and quality.

There will be a per article limit as shown on the Schedule of Benefits.

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

Included in Baggage & Personal Items Loss.

Please note the following sports related exclusions under the policy:

In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following:

4) Professional or occupational equipment or property, whether or not electronic business equipment

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy:

Baggage and Personal Effects does not include:

16) sporting equipment if the loss results from the use thereof;

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.

Included in Baggage & Personal Items Loss.