What is Travel Delay?

Travel Delay

The table below shows you at a glance which company provides the most comprehensive coverage for the Travel Delay element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Travel Delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed.

View full coverage summary for Travel Delay for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

4 Allianz Global Assistance
Classic
$800 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Important

You need to make reasonable efforts to continue your trip if you’re delayed or you miss your flight or cruise. The coverage described here can help. Any refunds you receive from your travel suppliers will be deducted from your claim.

Travel delay coverage

When it applies: Your travel is delayed for six or more consecutive hours for one of the following covered reasons:

Strike or common carrier delay

• Your departure is delayed by a common carrier.

• Your departure is delayed by an unannounced strike.

Quarantine

• You are quarantined.

Natural disaster or severe weather

• There’s a natural disaster.

• Severe weather delays your departing flight or causes road closures.

Politics, violence or theft

• Your passports, money or other travel documents are lost or stolen.

• Your travel is delayed by a hijacking.

• Your travel is delayed by civil disorder or unrest.

What it covers: Please refer to your letter of confirmation to confirm your coverage and limits in your plan.

Prepaid expenses

The unused part of your prepaid expenses, less any refunds you receive.

and

Meals, accommodation and transportation

• Reasonable expenses for additional meals and accommodation while you’re delayed.

• Reasonable additional transportation expenses.

Special limit:

• Maximum of $200 per person per day, up to the limit shown on your letter of confirmation.

Benefits are payable under travel delay coverage or missed connection coverage, not both.

5 Allianz Global Assistance
Classic with Trip +
$1,600 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Travel delay coverage

When it applies: Your travel is delayed for six or more consecutive hours for one of the following covered reasons:

Strike or common carrier delay

• Your departure is delayed by a common carrier.

• Your departure is delayed by an unannounced strike.

Quarantine

• You are quarantined.

Natural disaster or severe weather

• There’s a natural disaster.

• Severe weather delays your departing flight or causes road closures.

Politics, violence or theft

• Your passports, money or other travel documents are lost or stolen.

• Your travel is delayed by a hijacking.

• Your travel is delayed by civil disorder or unrest.

What it covers: Please refer to your letter of confirmation to confirm your coverage and limits in your plan.

Prepaid expenses

The unused part of your prepaid expenses, less any refunds you receive.

and

Meals, accommodation and transportation

• Reasonable expenses for additional meals and accommodation while you’re delayed.

• Reasonable additional transportation expenses.

Special limit:

• Maximum of $200 per person per day, up to the limit shown on your letter of confirmation.

Benefits are payable under travel delay coverage or missed connection coverage, not both.

6 APRIL Travel Protection
Economy Plan
$750 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for Additional Expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due to the Unforeseen events listed under Trip Cancellation and Trip Interruption. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable Additional Expenses incurred;

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

7 APRIL Travel Protection
VIP Plan
$1,500 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for Additional Expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due to the Unforeseen events listed under Trip Cancellation and Trip Interruption.

Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable Additional Expenses incurred;

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

8 APRIL Travel Protection
Trip Cancellation Plan
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

9 APRIL Travel Protection
Multi-Trip Plan Universal
$750 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for Additional Expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due to the Unforeseen events listed under Trip Cancellation and Trip Interruption. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable Additional Expenses incurred;

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

10 APRIL Travel Protection
Multi-Trip Plan Elite
$1,500 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for Additional Expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due to the Unforeseen events listed under Trip Cancellation and Trip Interruption. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable Additional Expenses incurred;

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

11 APRIL Travel Protection
Choice
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for additional expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due a defined Hazard.

Additional expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable additional expenses incurred (meals, accommodations, local Transportation, and telephone calls);

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip;

d) a one-way economy fare to return You to Your originally scheduled return destination.

We will pay the daily benefit shown in the Schedule of Benefits for up to the maximum number of days shown.

12 Azimuth Risk Solutions, LLC
Beacon America incl US
$100 per person Covered after 12 hour delay Quote

Full Policy Wording

32.6 TRIP DELAY/MISSED CONNECTION-­‐ After departure from the Participating Member’s Home Country, and after the Effective Date of Insurance, the Beacon Series will reimburse up to $100 per day for reasonable accommodations and meals, a Participating Member’s delay requires an unplanned overnight stay; Delay must be twelve (12) hours or more and certified due to the following reasons:

32.6.1 delay of Common Carrier (which is certified by the Common Carrier);

32.6.2 a traffic accident while enroot to the point of departure from an airport outside of your Home Country (substantiated by a police report);

32.6.3 Organized Labor Strike, or you or Your Traveling Companion being hijacked or quarantined;

32.6.4 Stolen passports, travel documents and (substantiated by a police report).

13 Azimuth Risk Solutions, LLC
Beacon International excl US
$100 per person Covered after 12 hour delay Quote

Full Policy Wording

32.6 TRIP DELAY/MISSED CONNECTION-­‐ After departure from the Participating Member’s Home Country, and after the Effective Date of Insurance, the Beacon Series will reimburse up to $100 per day for reasonable accommodations and meals, a Participating Member’s delay requires an unplanned overnight stay; Delay must be twelve (12) hours or more and certified due to the following reasons:

32.6.1 delay of Common Carrier (which is certified by the Common Carrier);

32.6.2 a traffic accident while enroot to the point of departure from an airport outside of your Home Country (substantiated by a police report);

32.6.3 Organized Labor Strike, or you or Your Traveling Companion being hijacked or quarantined;

32.6.4 Stolen passports, travel documents and (substantiated by a police report).

14 CSA Travel Protection
Custom
$1,000 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRAVEL DELAY COVERAGE

If you are delayed on your Trip for 6 hours or more, we will reimburse you, up to the amount shown in the Schedule for reasonable additional expenses incurred by you for lodging Accommodations, meals, telephone calls, local transportation, and additional vehicle parking charges and additional pet kennel fees incurred due to the delay. We will not pay benefits for expenses incurred after travel becomes possible.

Travel Delay must be caused by or result from:

a) delay of a Common Carrier; or

b) loss or theft of your passport(s), travel documents or money; or

c) Quarantine; or

d) hijacking; or

e) natural disaster or adverse weather; or

f) being directly involved in a documented traffic accident while you are en route to departure; or

g) unannounced strike; or

h) a civil disorder; or

i) Sickness or Injury of you or a Traveling Companion; or

j) death of a Traveling Companion.

15 GeoBlue
Voyager Choice
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

16 GeoBlue
Voyager Essential
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

17 GeoBlue
Trekker Choice excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

18 GeoBlue
Trekker Essential excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

19 Global Alert Administrators
Global Alert Essentials
$500 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Trip Delay

We will reimburse You for Covered Expenses on a one-time basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for eight (8) or more hours due to a defined Hazard:

Covered Expenses Include:
a) any reasonable additional transportation expenses incurred;
b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:
a) any delay of a Common Carrier (including Inclement Weather);
b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;
c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;
d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

20 Global Alert Administrators
Global Alert Preferred
$1,000 per person $200 daily limit Covered after 8 hour delay Quote

Full Policy Wording

Trip Delay

We will reimburse You for Covered Expenses on a one- time basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for eight (8) or more hours due to a defined Hazard:

Covered Expenses Include:
(a) any reasonable additional transportation expenses incurred;
(b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:
a) any delay of a Common Carrier (including Inclement Weather);
b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;
c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;
d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

21 Global Alert Administrators
Global Alert Preferred Plus
$1,000 per person $200 daily limit Covered after 8 hour delay Quote

Full Policy Wording

Trip Delay

We will reimburse You for Covered Expenses on a one- time basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for eight (8) or more hours due to a defined Hazard:

Covered Expenses Include:
a) any reasonable additional transportation expenses incurred;
b) meals and accommodations.
Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:
a) any delay of a Common Carrier (including Inclement Weather);
b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;
c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;
d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

22 HCC Medical Insurance Services
Atlas International excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

23 HCC Medical Insurance Services
Atlas America incl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

24 HCC Medical Insurance Services
Atlas MultiTrip incl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

25 HCC Medical Insurance Services
Atlas MultiTrip excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

26 HTH Travel Insurance
TravelGap Voyager excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

27 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

28 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

29 HTH Travel Insurance
TravelGap Excursion excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

30 InsureandGo USA
Silver
$250 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

31 InsureandGo USA
Gold
$250 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

32 InsureandGo USA
Platinum
$500 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

33 InsureandGo USA
Global Silver excl US
$250 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

34 InsureandGo USA
Global Gold excl US
$250 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

35 InsureandGo USA
Global Platinum excl US
$500 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the limit shown on Your Confirmation of Coverage, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard. Covered Expenses for the purpose of this coverage only are:

a) any reasonable Additional Expense s incurred by You including hotel accommodations, meals, telephone calls and local transportation while You were delayed. The Company will not pay benefits for expenses incurred after travel becomes possible

b) any prepaid, unused, non-refundable land and water accommodations;

c) an Economy Fare from the point where You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or

d) a one-way Economy Fare to return You to Your originally scheduled return destination.

36 iTravelInsured
Deluxe Travel
$600 per person $150 daily limit Covered after 12 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 12 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses. This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

37 iTravelInsured
Elite
$1,000 per person $250 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 6 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Emergency Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

38 iTravelInsured
Travel Lite
$500 per person $100 daily limit Covered after 24 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 24 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

39 iTravelInsured
365 Travel Medical Program
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

40 iTravelInsured
Student
$300 per person $75 daily limit Covered after 24 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 24 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

41 iTravelInsured
Standard Travel
$500 per person $125 daily limit Covered after 24 hour delay Quote

Full Policy Wording

Travel Delay
Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 24 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

42 iTravelInsured
365 Standard
$250 per person $62 daily limit Covered after 24 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 24 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip.

Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

43 iTravelInsured
365 Deluxe
$500 per person $125 daily limit Covered after 24 hour delay Quote

Full Policy Wording

Travel Delay

Subject to the limitations stated below, We will pay 25% of the Maximum Benefit shown for each 24 hours of delay, up to the Maximum Benefit shown on the Schedule of Benefits for additional reasonable meal and lodging expenses that are incurred by You on a Covered Trip because of an initial travel delay of at least 24 hours that is not otherwise paid by a Travel Supplier or Common Carrier. You must make every reasonable effort to avoid additional expenses.

This benefit is payable for only one delay per Covered Trip. Travel Delay must be caused by:
1. Travel Supplier delay;
2. Lost or stolen passport, travel documents or money;
3. Medical quarantine;
4. Natural Disaster; or
5. Injury or Illness of You or a Travel Companion.

You are not eligible for Travel Delay benefits if Your Covered Trip was interrupted and You are eligible for coverage under the Trip Interruption Benefit.

Any benefit payable under this coverage will be reduced by all amounts credited or refunded to You by any other source.

44 MedjetAssist
Annual Membership
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

45 MedjetAssist
MedjetAssist Extended Stay
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

46 MedjetAssist
MedjetAssist Short Term Plan
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

47 MH Ross Travel Insurance Services
Asset Plus
$750 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

We will reimburse You for Covered Expenses on a onetime basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard:

Covered Expenses Include:

a) any reasonable additional transportation expenses incurred;

b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:

a) any delay of a Common Carrier (including Inclement Weather);

b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;

c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;

d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

48 MH Ross Travel Insurance Services
Bridge
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

We will reimburse You for Covered Expenses on a onetime basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard:

Covered Expenses Include:

a) any reasonable additional transportation expenses incurred;

b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:

a) any delay of a Common Carrier (including Inclement Weather);

b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;

c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;

d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

49 MH Ross Travel Insurance Services
Complete
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

We will reimburse You for Covered Expenses on a onetime basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard:

Covered Expenses Include:

a) any reasonable additional transportation expenses incurred;

b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:

a) any delay of a Common Carrier (including Inclement Weather);

b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;

c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;

d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

50 MH Ross Travel Insurance Services
Asset
$750 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

We will reimburse You for Covered Expenses on a onetime basis, up to the maximum shown in the accompanying Confirmation of Benefits, if You are delayed en route to or from the Covered Trip for six (6) or more hours due to a defined Hazard:

Covered Expenses Include:

a) any reasonable additional transportation expenses incurred;

b) meals and accommodations.

Expenses must be incurred by You. We will not reimburse gas or automobile miles You incur during a covered delay.

“Hazard” means:

a) any delay of a Common Carrier (including Inclement Weather);

b) any delay by a traffic accident en route to a departure, in which You or Your Traveling Companion is directly or not directly involved;

c) any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced strike, Natural Disaster, civil commotion or riot;

d) severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation Records.

51 RoamRight
Essential
$500 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for covered expenses on a one-time basis, up to the maximum shown on Your Confirmation of Benefits, if You are delayed en route to or from the Trip for twelve (12) or more hours due to a defined Hazard:

Covered expenses Include:
a) Any prepaid, unused, non-refundable land/sea accommodations; or
b) Any reasonable additional transportation expenses incurred
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
e) Meals and accommodations limited to $200 per day.

52 RoamRight
Preferred
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for covered expenses on a one-time basis, up to the maximum shown on Your Confirmation of Benefits, if You are delayed en route to or from the Trip for six (6) or more hours due to a defined Hazard:

Covered expenses Include:
a) Any prepaid, unused, non-refundable land/sea accommodations; or
b) Any reasonable additional transportation expenses incurred
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
e) Meals and accommodations limited to $200 per day.

53 RoamRight
Elite
$1,500 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for covered expenses on a one-time basis, up to the maximum shown on Your Confirmation of Benefits, if You are delayed en route to or from the Trip for six (6) or more hours due to a defined Hazard:

Covered expenses Include:
a) Any prepaid, unused, non-refundable land/sea accommodations; or
b) Any reasonable additional transportation expenses incurred
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
e) Meals and accommodations limited to $200 per day.

54 RoamRight
Active
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for covered expenses on a one-time basis, up to the maximum shown on Your Confirmation of Benefits, if You are delayed en route to or from the Trip for six (6) or more hours due to a defined Hazard:

Covered expenses Include:
a) Any prepaid, unused, non-refundable land/sea accommodations; or
b) Any reasonable additional transportation expenses incurred
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
e) Meals and accommodations limited to $200 per day.

55 RoamRight
Adventure
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for covered expenses on a one-time basis, up to the maximum shown on Your Confirmation of Benefits, if You are delayed en route to or from the Trip for six (6) or more hours due to a defined Hazard:

Covered expenses Include:
a) Any prepaid, unused, non-refundable land/sea accommodations; or
b) Any reasonable additional transportation expenses incurred
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
e) Meals and accommodations limited to $200 per day.

56 RoamRight
Multi-Trip
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

57 RoamRight
Multi-Trip Medical excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

58 RoamRight
Medical excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

59 RoamRight
Evacuation
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

60 Seven Corners Inc
RoundTrip
$500 per person $150 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the maximum shown in the Confirmation of Coverage, if You are delayed en route to or from the Trip for twelve (12) or more hours due to a defined Hazard.

There will be a per day limit of $150.

Covered Expenses include:
a) any prepaid, unused, non-refundable land and water accommodations;
b) any reasonable Additional Expenses incurred;
c) an Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip;
d) a one-way Economy Fare to return You to Your originally scheduled return destination.

61 Seven Corners Inc
RoundTrip Choice
$1,000 per person $300 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse You for Covered Expenses on a one-time basis, up to the maximum shown in the Confirmation of Coverage, if You are delayed en route to or from the Trip for twelve (12) or more hours due to a defined Hazard.

There will be a per day limit of $300.

Covered Expenses include:
a) any prepaid, unused, non-refundable land and water accommodations;
b) any reasonable Additional Expenses incurred;
c) an Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip;
d) a one-way Economy Fare to return You to Your originally scheduled return destination.

62 Seven Corners Inc
Liaison Continent excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

63 Seven Corners Inc
Liaison Majestic excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

64 Seven Corners Inc
Liaison International excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

65 Seven Corners Inc
RoundTrip Economy
$250 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRAVEL DELAY

Benefits will be paid up to $100 per day for: 1) the non-refundable, unused portion of the Prepaid expenses for Your Trip as long as the expenses are supported by proof of purchase and are not reimbursable by any other source; and 2) reasonable accommodation, meal and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if You are delayed for 12 hours or more while en route to or from, or during Your Trip, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);

c) lost or stolen passports, travel documents or money (must be substantiated by a police report);

d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;

e) a documented weather condition preventing You from getting to the point of departure.

Benefits will not be paid for any expenses, which have been reimbursed, or for any services that have been provided by the Common Carrier. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

66 Seven Corners Inc
RoundTrip Elite
$1,500 per person $300 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRAVEL DELAY

Benefits will be paid up to $300 per day for: 1) the non-refundable, unused portion of the Prepaid expenses for Your Trip as long as the expenses are supported by proof of purchase and are not reimbursable by any other source; and 2) reasonable accommodation, meal and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if You are delayed for 6 hours or more while en route to or from, or during Your Trip, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);

c) lost or stolen passports, travel documents or money (must be substantiated by a police report);

d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;

e) a documented weather condition preventing You from getting to the point of departure.

Benefits will not be paid for any expenses, which have been reimbursed, or for any services that have been provided by the Common Carrier. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

67 Seven Corners Inc
Wander Frequent Traveler excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

68 Tin Leg
Economy
$250 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for additional expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 12 or more hours due to a defined Hazard. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable additional expenses incurred (meals, accommodations, local Transportation, and telephone calls);

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

69 Tin Leg
Standard
$250 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for additional expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 12 or more hours due to a defined Hazard. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable additional expenses incurred (meals, accommodations, local Transportation, and telephone calls);

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

70 Tin Leg
Luxury
$500 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

TRIP DELAY

We will pay You for additional expenses on a one-time basis, up to the maximum shown in the Schedule of Benefits, if You are delayed en route to or from the Covered Trip for 6 or more hours due to a defined Hazard. Additional Expenses include:

a) any prepaid, unused, non-refundable land, air, or water accommodations;

b) any reasonable additional expenses incurred (meals, accommodations, local Transportation, and telephone calls);

c) an economy fare from the point where You ended Your Covered Trip to a destination where You can resume Your Covered Trip; or

d) a one-way economy fare to return You to Your originally scheduled return destination.

71 Travel Guard
Gold
$750 per person $150 daily limit Covered after 5 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse the Insured up to the Maximum Limit shown in the Schedule or Declarations Page for Reasonable Additional Expenses until travel becomes possible to the originally scheduled Destination, if the Insured’s Trip is delayed 5 or more consecutive hours and prevents the Insured from reaching the intended Destination as a result of a cancellation or delay of his/her Trip for one of the Unforeseen events listed below:

a) the Insured being involved in or delayed due to a traffic accident while en route to a departure as substantiated by a police report;

b) Common Carrier delay;

c) the Insured’s or Traveling Companion’s lost or stolen passports, travel documents or money;

d) reasons listed under Trip Cancellation and Interruption.

Incurred expenses must be accompanied by receipts.

This benefit is payable for only one delay per Insured, per Trip.

If the Insured incurs more than one delay in the same Trip the Company will reimburse the Insured for the delay with the largest benefit up to the Maximum Limit shown in the Schedule or Declarations Page.

The Insured Must: Contact Travel Guard as soon as he/she knows his/her Trip is going to be delayed more than 5 hours.

72 Travel Guard
Platinum
$1,000 per person $200 daily limit Covered after 5 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse the Insured up to the Maximum Limit shown in the Schedule or Declarations Page for Reasonable Additional Expenses until travel becomes possible to the originally scheduled Destination, if the Insured’s Trip is delayed 5 or more consecutive hours and prevents the Insured from reaching the intended Destination as a result of a cancellation or delay of his/her Trip for one of the Unforeseen events listed below:

a) Common Carrier delay;

b) the Insured’s or Traveling Companion’s lost or stolen passports, travel documents or money;

c) reasons listed under Trip Cancellation and Interruption.

Incurred expenses must be accompanied by receipts.

This benefit is payable for only one delay per Insured, per Trip.

If the Insured incurs more than one delay in the same Trip the Company will reimburse the Insured for the delay with the largest benefit up to the Maximum Limit shown in the Schedule or Declarations Page.

The Insured Must: Contact Travel Guard as soon as he/she knows his/her Trip is going to be delayed more than 5 hours.

73 Travel Guard
Silver
$500 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

TRIP DELAY

The Company will reimburse the Insured up to the Maximum Limit shown in the Schedule or Declarations Page for Reasonable Additional Expenses until travel becomes possible to the originally scheduled Destination, if the Insured’s Trip is delayed 12 or more consecutive hours and prevents the Insured from reaching the intended Destination as a result of a cancellation or delay of his/her Trip for one of the Unforeseen events listed below:

a) the Insured being involved in or delayed due to a traffic accident while en route to a departure as substantiated by a police report;

b) Common Carrier delay;

c) the Insured’s or Traveling Companion’s lost or stolen passports, travel documents or money;

d) the Insured or Traveling Companion is quarantined;

e) Strike;

f) Inclement Weather which prohibits Insured’s departure;

g) Natural Disaster.

Incurred expenses must be accompanied by receipts.

This benefit is payable for only one delay per Insured, per Trip. If the Insured incurs more than one delay in the same Trip the Company will reimburse the Insured for the delay with the largest benefit up to the Maximum Limit shown in the Schedule or Declarations Page. The Insured Must: Contact Travel Guard as soon as he/she knows his/her Trip is going to be delayed more than 12 hours.

74 Travel Insured International
Worldwide Trip Protector Lite
$300 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

COVERAGE C

TRAVEL DELAY

Benefits will be paid up to $100 per day for: 1) the non-refundable, unused portion of the Prepaid expenses for Your Trip as long as the expenses are supported by proof of purchase and are not reimbursable by any other source; and 2) reasonable accommodation, meal, telephone call and local transportation expenses incurred by You , up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 12 hours or more while en route to or from, or during Your Trip, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);

c) lost or stolen passports, travel documents or money (must be substantiated by a police report);

d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;

e) a documented weather condition preventing You from getting to the point of departure.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

75 Travel Insured International
Worldwide Trip Protector Plus
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

COVERAGE E

TRAVEL DELAY

Benefits will be paid up to $200 per day for: 1) the non-refundable, unused portion of the Prepaid expenses for Your Trip as long as the expenses are supported by proof of purchase and are not reimbursable by any other source; and 2) reasonable accommodation, meal, telephone call and local transportation expenses incurred by You , up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during Your Trip, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);

c) lost or stolen passports, travel documents or money (must be substantiated by a police report);

d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;

e) a documented weather condition preventing You from getting to the point of departure.

If You are delayed by a Common Carrier while en route to the final return destination of Your Trip and have placed Your cat or dog in a kennel for the duration of Your Trip and You are unable to collect cat or dog on the day previously agreed with the kennel, benefits will be paid up to $50 per day, on a one-time basis, up to the Maximum Benefit Amount to cover the necessary additional kennel fees.

You must provide the following documentation when presenting a claim for these benefits:

a) Written confirmation of the reasons for delay from the Common Carrier whose delay resulted in the loss, including but not limited to; scheduled departure and return times and actual departure and return times;

b) Written confirmation from the kennel advising the original pick-up date and the actual pick-up date.

Benefits will not be paid for any expenses, which have been reimbursed, or for any services that have been provided by the Common Carrier.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

76 Travel Insured International
Worldwide Trip Protector
$1,000 per person $200 daily limit Covered after 6 hour delay Quote

Full Policy Wording

COVERAGE C

TRAVEL DELAY

Benefits will be paid up to $200 per day for: 1) the non-refundable, unused portion of the Prepaid expenses for Your Trip as long as the expenses are supported by proof of purchase and are not reimbursable by any other source; and 2) reasonable accommodation, meal, telephone call and local transportation expenses incurred by You , up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during Your Trip, due to:

a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);

b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);

c) lost or stolen passports, travel documents or money (must be substantiated by a police report);

d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;

e) a documented weather condition preventing You from getting to the point of departure.

If You are delayed by a Common Carrier while en route to the final return destination of Your Trip and have placed Your cat or dog in a kennel for the duration of Your Trip and You are unable to collect cat or dog on the day previously agreed with the kennel, benefits will be paid up to $50 per day, on a one-time basis, up to the Maximum Benefit Amount to cover the necessary additional kennel fees.

You must provide the following documentation when presenting a claim for these benefits:

a) Written confirmation of the reasons for delay from the Common Carrier whose delay resulted in the loss, including but not limited to; scheduled departure and return times and actual departure and return times;

b) Written confirmation from the kennel advising the original pick-up date and the actual pick-up date.

Benefits will not be paid for any expenses, which have been reimbursed, or for any services that have been provided by the Common Carrier.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

77 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

78 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

79 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

80 Travelex Insurance Services
Flight Insure Plus - Package Plan
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

81 Travelex Insurance Services
Travel Basic
$500 per person Covered after 5 hour delay Quote

Full Policy Wording

Trip Delay Benefits

If your Covered Trip is delayed for 5 hours or more, we will reimburse you, up to the amount shown in the Schedule, for reasonable additional expenses incurred by you for hotel accommodations, meals, telephone calls and local transportation while you are delayed. We will not pay benefits for expenses incurred after travel becomes possible.

Trip Delay must be caused by or result from:

1. any Common Carrier delay; or

2. permanent loss or theft of your passport(s), travel documents or money, due to a reason not within your control; or

3. quarantine; or hijacking; or a civil disorder; or

4. natural disaster or closure of public roadways by government authorities; or

5. a documented traffic accident while you are en route to departure; or

6. unannounced strike.

82 Travelex Insurance Services
Travel Max
$1,000 per person Covered after 5 hour delay Quote

Full Policy Wording

Trip Delay Benefits

If your Covered Trip is delayed for 5 hours or more, we will reimburse you, up to the amount shown in the Schedule for reasonable additional expenses incurred by you for hotel accommodations, meals, telephone calls and local transportation while you are delayed. We will not pay benefits for expenses incurred after travel becomes possible.

Items Subject to Special Limitations If your Covered Trip is delayed for 5 hours or more, we will reimburse you for the following covered expenses.

1. up to $25 for expenses incurred, that are directly related to internet usage fees during the time you are experiencing a Common Carrier delay;

2. up to $25 for airline club admission expenses incurred at a sponsored airline club at the airport;

3. up to $25 per day, up to the amount shown in the Schedule for additional kennel expenses. You must have placed your cat or dog in a licensed commercial kennel for the duration of the Covered Trip and you are unable to collect you cat or dog on the original pick-up date. For this benefit, you must provide the following documentation when presenting a claim: (1) written confirmation of the reasons for the delay from the Common Carrier whose delay resulted in the loss, including, but not limited to, scheduled departure and return times and actual departure and return times; (2) written confirmation from the licensed commercial kennel advising the original pick-up date and the actual pick-up date.

Receipts for the expenses incurred must be submitted for reimbursement.

Trip Delay must be caused by or result from:

1. any Common Carrier delay; or

2. permanent loss or theft of your passport(s), travel documents or money, due to a reason not within your control; or

3. quarantine; or hijacking; or a civil disorder; or

4. natural disaster or closure of public roadways by government authorities; or

5. a documented traffic accident while you are en route to departure; or 6. unannounced strike.

83 Travelex Insurance Services
Travel Select
$750 per person Covered after 5 hour delay Quote

Full Policy Wording

Trip Delay Benefits

If your Covered Trip is delayed for 5 hours or more, we will reimburse you, up to the amount shown in the Schedule, for reasonable additional expenses incurred by you for hotel accommodations, meals, telephone calls and local transportation while you are delayed. We will not pay benefits for expenses incurred after travel becomes possible.

Trip Delay must be caused by or result from:

1. any Common Carrier delay; or

2. permanent loss or theft of your passport(s), travel documents or money due to a reason not within your control; or

3. quarantine; or hijacking; or a civil disorder; or

4. natural disaster or closure of public roadways by government authorities; or

5. a documented traffic accident while you are en route to departure; or

6. unannounced strike.

84 TravelSafe
Basic
$500 per person $100 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Travel Delay: Benefits will be paid for reasonable accommodation, meal, and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during a Trip, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) a traffic accident in which You or Your Traveling Companion are not directly involved (must be substantiated by a police report); c) lost or stolen passports, travel documents or money (must be substantiated by a police report); d) quarantine, hijacking, Strike, natural disaster, terrorism or riot; e) a documented weather condition preventing You from getting to the point of departure.

These benefits will not duplicate any benefits payable under the policy or any coverage(s) attached to the policy.

85 TravelSafe
Classic
$750 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Travel Delay: Benefits will be paid for reasonable accommodation, meal, and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during a Trip, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) a traffic accident in which You or Your Traveling Companion are not directly involved (must be substantiated by a police report); c) lost or stolen passports, travel documents or money (must be substantiated by a police report); d) quarantine, hijacking, Strike, natural disaster, terrorism or riot; e) a documented weather condition preventing You from getting to the point of departure.

86 TravelSafe
Classic Plus
$750 per person $150 daily limit Covered after 6 hour delay Quote

Full Policy Wording

Travel Delay: Benefits will be paid for reasonable accommodation, meal, and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during a Trip, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) a traffic accident in which You or Your Traveling Companion are not directly involved (must be substantiated by a police report); c) lost or stolen passports, travel documents or money (must be substantiated by a police report); d) quarantine, hijacking, Strike, natural disaster, terrorism or riot; e) a documented weather condition preventing You from getting to the point of departure.

87 Trawick International
Safe Travels USA
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

88 Trawick International
Safe Travels International excl US
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

89 Trawick International
Safe Travels USA Trip Protection
$700 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

Travel Delay – This benefit is payable when the departure of the coach, aircraft or sea vessel in which you had arranged to travel on the first Outward or first return leg of the Covered Journey, is delayed for at least 12 hours from the time specified in the travel itinerary due to any of the following:

1.strike, industrial action, bankruptcy, or mechanical breakdown of the coach, aircraft or sea vessel;

2. loss or theft of your passport(s), travel documents;

3. quarantine (except as a result of a pandemic or epidemic);

4. hijacking;

5. Natural Disaster or inclement weather;

6. a documented traffic accident while you are en route to departure;

7. unannounced strike;

8. a civil disorder;

9. your, a Family Member traveling with you or a Traveling Companion’s Injury or Sickness; or

10. a Family Member traveling with you or a Traveling Companion’s death.

Reimbursement for necessary and reasonable accommodations, food and local transportation subject to: 1. $100 for the first complete 12 hour period of delay in departure commencing from the original booked departure time as specified in the travel itinerary and $100 after each subsequent 24 hour period of delay up to a maximum of $1,000 each Insured Person; or 2. If (on the outward journey only) after 12 hours the Insured Person elects to cancel the whole travel itinerary, reimbursement of any irrecoverable deposits or charges paid in advance or contracted to be paid up to the final invoice cost to a maximum of $1,000.

Where a declared value is utilized the trip cost estimates should include flights, hotels, and pre-paid tours; all claims submitted will require validation of trip paid expenses including documentation from the providers on their cancellation policies. Reimbursement for cancellation and or interruption will be based on the non-refundable portion of the itinerary and will NOT include any credits offered by the various providers.

In the event of the failure by the Insured Person to notify the Travel Agent, Tour Operator or provider of transport/accommodation immediately it is found necessary to cancel the journey/holiday. The Insurers’ liability shall be restricted to the cancellation charges that would have applied at that time.

This insurance does not cover anything caused directly or indirectly through bankruptcy/ liquidation of any tour operator, travel agent, and transportation company or accommodation supplier.

90 Trawick International
Safe Travels International Trip Protection excl US
$700 per person $100 daily limit Covered after 12 hour delay Quote

Full Policy Wording

Travel Delay – This benefit is payable when the departure of the coach, aircraft or sea vessel in which you had arranged to travel on the first Outward or first return leg of the Covered Journey, is delayed for at least 12 hours from the time specified in the travel itinerary due to any of the following:

1.strike, industrial action, bankruptcy, or mechanical breakdown of the coach, aircraft or sea vessel;

2. loss or theft of your passport(s), travel documents;

3. quarantine (except as a result of a pandemic or epidemic);

4. hijacking;

5. Natural Disaster or inclement weather;

6. a documented traffic accident while you are en route to departure;

7. unannounced strike;

8. a civil disorder;

9. your, a Family Member traveling with you or a Traveling Companion’s Injury or Sickness; or

10. a Family Member traveling with you or a Traveling Companion’s death.

Reimbursement for necessary and reasonable accommodations, food and local transportation subject to: 1. $ 100 for the first complete 12 hour period of delay in departure commencing from the original booked departure time as specified in the travel itinerary and $ 100 after each subsequent 24 hour period of delay up to a maximum of $1,000 each Insured Person; or 2. If (on the outward journey only) after 12 hours the Insured Person elects to cancel the whole travel itinerary, reimbursement of any irrecoverable deposits or charges paid in advance or contracted to be paid up to the final invoice cost to a maximum of $1,000.

Where a declared value is utilized the trip cost estimates should include flights, hotels, and pre-paid tours; all claims submitted will require validation of trip paid expenses including documentation from the providers on their cancellation policies. Reimbursement for cancellation and or interruption will be based on the non-refundable portion of the itinerary and will NOT include any credits offered by the various providers.

In the event of the failure by the Insured Person to notify the Travel Agent, Tour Operator or provider of transport/accommodation immediately it is found necessary to cancel the journey/holiday. The Insurers’ liability shall be restricted to the cancellation charges that would have applied at that time.

This insurance does not cover anything caused directly or indirectly through bankruptcy/ liquidation of any tour operator, travel agent, and transportation company or accommodation supplier.

91 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

92 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

93 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

94 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

95 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

96 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
No coverage Quote

Full Policy Wording

There is no Travel Delay coverage with this plan.

97 USA-ASSIST Worldwide Protection
GlobalTrip Classic
$500 per person $150 daily limit Covered after 3 hour delay Quote

Full Policy Wording

You are eligible for benefits up to the benefit amount shown on Your certificate for: a) Additional Transportation Cost to join the Trip or return home, including up to US$ 150 per day for reasonable accommodations and meals, if Your delay requires an unplanned overnight stay; or b) unused nonrefundable portion of the prepaid expenses as long as the expenses are supported by proof of purchase and are not reimbursable by any other source. Delay must be for 3 hours or more and certified due to one of the following reasons:

1. Delay of Common Carrier (which is certified by the Common Carrier);

2. A traffic accident in which You were not directly involved (substantiated by a police report);

3. Documented weather condition preventing You from getting to the point of departure;

4. Quarantine, hijacking, strike;

5. Lost or stolen passports, travel documents or money (must be substantiated by a police report or the appropriate local authority);

6. Natural disaster, terrorism or riot.

Note: All Trip Delay/Missed Connection events must be reported within 72 hours of the events. If you do not report the occurrence as soon as possible or within the 72 hours time-frame period, reduced benefit payments may be applied.

98 USA-ASSIST Worldwide Protection
GlobalTrip Saver
$500 per person $150 daily limit Covered after 3 hour delay Quote

Full Policy Wording

You are eligible for benefits up to the benefit amount shown on Your certificate for: a) Additional Transportation Cost to join the Trip or return home, including up to US$ 150 per day for reasonable accommodations and meals, if Your delay requires an unplanned overnight stay; or b) unused nonrefundable portion of the prepaid expenses as long as the expenses are supported by proof of purchase and are not reimbursable by any other source. Delay must be for 3 hours or more and certified due to one of the following reasons:

1. Delay of Common Carrier (which is certified by the Common Carrier);

2. A traffic accident in which You were not directly involved (substantiated by a police report);

3. Documented weather condition preventing You from getting to the point of departure;

4. Quarantine, hijacking, strike;

5. Lost or stolen passports, travel documents or money (must be substantiated by a police report or the appropriate local authority);

6. Natural disaster, terrorism or riot.

Note: All Trip Delay/Missed Connection events must be reported within 72 hours of the events. If you do not report the occurrence as soon as possible or within the 72 hours time-frame period, reduced benefit payments may be applied.

99 USA-ASSIST Worldwide Protection
GlobalTrip Plus
$500 per person $150 daily limit Covered after 3 hour delay Quote

Full Policy Wording

You are eligible for benefits up to the benefit amount shown on Your certificate for: a) Additional Transportation Cost to join the Trip or return home, including up to US$ 150 per day for reasonable accommodations and meals, if Your delay requires an unplanned overnight stay; or b) unused nonrefundable portion of the prepaid expenses as long as the expenses are supported by proof of purchase and are not reimbursable by any other source. Delay must be for 3 hours or more and certified due to one of the following reasons:

1. Delay of Common Carrier (which is certified by the Common Carrier);

2. A traffic accident in which You were not directly involved (substantiated by a police report);

3. Documented weather condition preventing You from getting to the point of departure;

4. Quarantine, hijacking, strike;

5. Lost or stolen passports, travel documents or money (must be substantiated by a police report or the appropriate local authority);

6. Natural disaster, terrorism or riot.

Note: All Trip Delay/Missed Connection events must be reported within 72 hours of the events. If you do not report the occurrence as soon as possible or within the 72 hours time-frame period, reduced benefit payments may be applied.

100 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
$500 per person $150 daily limit Covered after 3 hour delay Quote

Full Policy Wording

You are eligible for benefits up to the benefit amount shown on Your certificate for: a) Additional Transportation Cost to join the Trip or return home, including up to US$ 150 per day for reasonable accommodations and meals, if Your delay requires an unplanned overnight stay; or b) unused nonrefundable portion of the prepaid expenses as long as the expenses are supported by proof of purchase and are not reimbursable by any other source. Delay must be for 3 hours or more and certified due to one of the following reasons:

1. Delay of Common Carrier (which is certified by the Common Carrier);

2. A traffic accident in which You were not directly involved (substantiated by a police report);

3. Documented weather condition preventing You from getting to the point of departure;

4. Quarantine, hijacking, strike;

5. Lost or stolen passports, travel documents or money (must be substantiated by a police report or the appropriate local authority);

6. Natural disaster, terrorism or riot.

Note: All Trip Delay/Missed Connection events must be reported within 72 hours of the events. If you do not report the occurrence as soon as possible or within the 72 hours time-frame period, reduced benefit payments may be applied.