Coverage is provided usually in the event of a complete suspension of operations due to financial circumstances whether or not bankruptcy is filed. All insurance companies offer different levels of coverage, please check individual coverage statements for more detailed info. Most companies do not provide coverage if you purchase your insurance directly from your tour operator. Some companies also have a limit on the time in between making your initial trip deposit and buying your insurance.
There is no Financial Default coverage with this plan.
There are no definitions for this plan.
WHEN WE WILL NOT TRANSPORT YOU
Air Ambulance Card is not a first, or emergency, responder. We will not transport or reimburse for transport to a hospital for initial treatment, emergency treatment, or diagnosis. Transports must originate from a hospital after the member has been admitted as an inpatient.
A member with mild lesions, simple injuries such as sprains, simple fractures or mild illness that can be treated by local doctors and do not prevent the member from continuing his trip or returning home does not qualify for air medical services.
A member who is hospitalized or anticipating hospitalization at the time of enrollment will not be eligible for transport benefits for that hospitalization. This includes injuries,illnesses, or conditions existing at the time of enrollment for which inpatient medical care (i) was received some time during the 30 days prior to enrollment, or (ii) has already been scheduled or recommended by a health care provider.
If you are medically discharged from the hospital or leave against medical advice, you will not be eligible for air medical transport.
A member traveling outside of the United States or Canada to receive medical care will not be transported.
A member with tuberculosis or other chronic airborne pathogens may not be transported.
A member with an infectious disease under treatment at the time of enrollment will not be transported for any condition related to that infection.
A member who is hospitalized with a psychiatric disorder will not be transported.
A member who is hospitalized for alcohol or drug abuse, including addiction, withdrawal, or complications from abuse, will not be transported.
A member will not be transported for an organ transplant or related condition.
A member who is seeking experimental or elective treatment, or participation in a clinical trial or study, will not be transported.
A member beyond the second trimester of pregnancy may not be transported.
Due to FAA weight limits on stretchers, members weighing over 300 pounds may not be transported.
Members will not be entitled to transport if their illness or injury is a result of or is contributed to by the following:
-War, invasion or civil war;
-Suicide, attempted suicide or intentional self-injury;
-A member’s own criminal or felonious act, or
-Sustained while the member is in a state of mental incapacity.