Plan details for the APRIL Travel Protection Multi-Trip Plan Elite Policy

APRIL Travel Protection APRIL Travel Protection

Provider Logo web 72 20APRIL Travel Protection
Plan Name Multi-Trip Plan Elite
  Certificate
Ratings
AM Best Rating Underwritten by American Modern Home Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/13/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

Trip Interruption

$5,000 per person

Hurricane & Weather

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

Terrorism

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 14 days of paying the trip deposit for your first trip

Employment Layoff

Covered
If employed for 5 continuous years

Cancel For Medical Reasons

No coverage

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$100,000 per person
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 90 days

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

Non-Medical Evacuation

$100,000 per person

Loss or Delay
Travel Delay

$1,500 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

$500 per person
$200 daily limit
Covered after 12 hour delay

Baggage & Personal Items Loss

$2,500 policy limit
$250 per item
$500 specific items limit

Missed Connection

$250 per person
Covered after 6 hour delay

Accidental Death
24 Hour AD&D

$50,000 per person

Flight Only AD&D

No coverage

Common Carrier AD&D

$200,000 per person

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

Optional coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

Optional coverage

Money Back Guarantee

Up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Identity Theft

Covered

Renewable Policy

Not renewable

Maximum Trip Length

90 days per trip

Maximum Number of Trips

No limit

All Events Upgrade

No coverage