Berkshire Hathaway Travel Protection
Overall Rating 4.31 out of 5
Overall Rating 4.31 out of 5 595 Reviews Since 2016

  • Rating 5 out of 5
    Policy:
    ExactCare Value
    Review Received:
    August 17, 2022
    Ralph from AL Verified Squaremouth Customer

    We were not able to go on our trip. We did file a claim and are waiting to hear from Berkshire Hathaway.

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    6 out of 16 people found this review helpful

  • Rating 5 out of 5
    Policy:
    LuxuryCare
    Review Received:
    August 12, 2022
    Patrick from FL Verified Squaremouth Customer

    Very easy to review what we would like to insure and to complete the process. Great customer service to clarify the coverage and to file a claim as unfortunately we had a dental emergency during the trip.

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    4 out of 9 people found this review helpful

  • Rating 5 out of 5
    Policy:
    ExactCare
    Review Received:
    August 2, 2022
    Mei from OH Verified Squaremouth Customer

    Great customer service, and quick response time.

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    3 out of 4 people found this review helpful

  • Rating 2 out of 5
    Policy:
    ExactCare Value
    Review Received:
    July 29, 2022
    Sareen from CA Verified Squaremouth Customer

    I tried to make a claim but the website was not putting it through. Made a call and the people kept putting me on hold because they did not know how to handle my claim and just directed me to the website.

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    24 out of 24 people found this review helpful

  • Rating 4 out of 5
    Policy:
    LuxuryCare
    Review Received:
    July 21, 2022
    Amy from NY Verified Squaremouth Customer

    Pretty easy, did not expect to file a claim and now that I would like to, BHTP says that I have no policies upon which to make a claim! Now what??

    Not sure, if I can't even find out whether I can make a claim of disrupted travel, that I would be willing to go with BHTP again...

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    13 out of 14 people found this review helpful

  • Rating 5 out of 5
    Policy:
    ExactCare
    Review Received:
    July 19, 2022
    Richard from GA Verified Squaremouth Customer

    The policy was reasonably priced, documents were downloadable immediately. It was easy to get and added piece of mind during my trip.

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    2 out of 5 people found this review helpful

  • Rating 4 out of 5
    Policy:
    ExactCare
    Review Received:
    July 7, 2022
    Barbara from CA Verified Squaremouth Customer

    We purchased this policy to meet a requirement for a long-stay visitor visa in France. We contacted Berkshire Hathaway concerning a bicycle accident and subsequent treatment. However, our primary insurance covered the expenses, so we didn't need to file a claim.

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    6 out of 13 people found this review helpful

  • Rating 5 out of 5
    Policy:
    ExactCare
    Review Received:
    July 4, 2022
    Anonymous from PA Verified Squaremouth Customer

    4-6 weeks to process a claim is too long; 24-48 hours more appropriate

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    10 out of 12 people found this review helpful

  • Rating 2 out of 5
    Policy:
    ExactCare
    Review Received:
    May 28, 2022
    JM from WA Verified Squaremouth Customer

    We made two claims with BHTP associated with travel to Africa. The two claims gave us widely varying experiences with BHTP.

    The first claim was satisfactory - our luggage was delayed 48 hours, and after providing receipts for the replacement clothes we needed to acquire, BHTP efficiently reimbursed the expenses.

    The second claim was a very disappointing experience. My wife, who was 4 months pregnant at the time, suffered a fall and was taken to the emergency room. The ER staff assessed her and recommended that she undergo an ultrasound to ensure that the baby was unharmed by the fall. The ER gave us an all-up bill that we submitted to BHTP. The claim was rejected because the bill did not, in BHTP's opinion, provide enough detail for BHTP's liking as to the medical necessity of the ultrasound. BHTP then expected us to track down the specific OBGYN who conducted the ultrasound to have him write a detailed account as to the medical necessity of the procedure. We were unable to do so, and BHTP rejected the claim despite us otherwise providing overall documentation and billing from the ER itself. We appealed, and the appeal was also rejected, several weeks later.

    BHTP should not be in the business of providing insurance for international travel if they expect things to work everywhere like they do in the United States. If you do business in developing countries, you need to be flexible that sometimes the paperwork might not be to the same level as we might expect in the United States. Frankly, if you expect otherwise, you're in the wrong business. Beyond that, the "medical necessity" questioning (regarding obtaining an ultrasound at an ER for a pregnant woman following a fall) belies logic. Does BHTP seriously think that a mother would travel all the way to Africa for a recreational ultrasound? Do they think that we enjoyed getting an ultrasound in the middle of our vacation? This lack of logical reasoning by the claims adjusters is insane.

    I write this review from the point of view of someone who travels internationally extensively, having visited 115 countries -- as a seasoned international traveler, I will never obtain insurance from BHTP again and I would encourage any other serious traveler to similarly steer clear of this clueless operation.

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    120 out of 120 people found this review helpful

  • Rating 1 out of 5
    Policy:
    ExactCare
    Review Received:
    May 3, 2022
    Susan from MT Verified Squaremouth Customer

    I contacted Berkshire Hathaway via email on 2/23 this year in regard to a doctor's appointment I had in Samara, Costa Rica and the associated medications I purchased there and have had no response. I was traveling for almost five months and decided to follow up when I returned. It wasnt a great deal of money I paid but I am disappointed that I was not contacted for further information.

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    58 out of 59 people found this review helpful