24 hour assistance provided
Travel insurance providers have a 24-Hour Assistance Service department to help travelers 24/7 during their trip.
Travel Reimbursement Services
All participants covered by this insurance plan are enrolled in the Global Citizens Associations whose members are entitled (subject to submission of the proper documentation) to a total of a $500 allowance, and limited to $100 per incident, to cover costs associated with each of the following incidents:
Re-issuing a lost passport
Re-issuing a lost airline ticket
Replacing a lost piece of luggage that has not been returned (limited to $100 per piece of luggage) while on your covered trip. This does not include luggage that was temporarily delayed or lost and later recovered.
All participants are eligible for an additional allowance up to $500 if, post departure, your trip is shortened or interrupted for medical reasons, a terrorist event or an imminent threat* to personal safety. In that event, a participant will be reimbursed for the cost of changing an airline ticket or ground transportation ticket of the same class as the unused travel ticket to return home in an amount up to $500 (subject to submission of the proper documentation such as a medical report).
*Threat must be documented by U.S. State Department travel warning that is issued during your trip
HTH Global Health and Safety Services
Access to contracted doctors in more than 180 countries
Access to worldwide security information in more than 130 countries and 235 cities
Online doctor search with more than 6,500 contracted physicians
Access to Drug Translation Guide
Health and security news alerts
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24 Hour/ 7 Day Global Medical Assistance
Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.
Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.
This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.
For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.
PLEASE NOTE: you can only purchase the policy prior to departing on your trip.