Covered if purchased within 14 days of trip deposit
A Pre-Existing Condition is an illness or other medical condition that was treated, diagnosed, or changed during a policy’s lookback period.
SECTION VI. GENERAL LIMITATIONS AND EXCLUSIONS
Loss caused by or resulting from:
1. Pre-Existing Conditions, as defined in the Definitions section, unless: a) the Policy is purchased within 14 days of Your initial Trip deposit; b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and c) You are not disabled from travel at the time You pay the premium;
“Pre-Existing Condition” means any Accidental Injury, Sickness or condition of You, Your Traveling Companion, or Your Family Member booked to travel with You for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date. Sicknesses or conditions are not considered pre- existing if the Sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.