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Provider Global Alert Administrators Globalalert logo 10182012 65x20 squaremouth Global Alert Administrators Globalalert logo 10182012 65x20 squaremouth Global Alert Administrators Globalalert logo 10182012 65x20 squaremouth
Plan Name Global Alert Essentials Global Alert Preferred Global Alert Preferred Plus
  Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 03/20/2014

Verify Rating at
www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 03/20/2014

Verify Rating at
www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 03/20/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

100% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

Terrorism

No coverage

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

No coverage

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

Employment Layoff

No coverage

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Covered for 75% of trip cost if purchased within 15 days of trip deposit
Limitations Apply

Medical
Emergency Medical

$25,000 per person
Secondary coverage

$100,000 per person
Secondary coverage

$250,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$50,000 per person

$500,000 per person

$1,000,000 per person

Non-Medical Evacuation

No coverage

$25,000 per person

$25,000 per person

Loss or Delay
Travel Delay

$500 per person
$100 daily limit
Covered after 6 hour delay

$1,000 per person
$200 daily limit
Covered after 8 hour delay

$1,000 per person
$200 daily limit
Covered after 8 hour delay

Baggage Delay

$250 per person
Covered after 12 hour delay

$200 daily limit
$400 policy limit
Covered after 12 hour delay

$200 daily limit
$400 policy limit
Covered after 12 hour delay

Baggage & Personal Items Loss

$1,000 per person
$300 per item
$600 specific items limit

$1,500 per person
$300 per item
$600 specific items limit

$2,500 per person
$300 per item
$600 specific items limit

Missed Connection

$500 per person
Covered after 3 hour delay

$1,500 per person
Covered after 3 hour delay

$2,500 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$25,000 per person

$50,000 per person

$50,000 per person

Flight Only AD&D

No coverage

No coverage

$100,000 per person

Other Benefits
Rental Car Damage

No coverage

No coverage

$25,000 policy limit

Money Back Guarantee

Up to 14 days after purchase

Up to 14 days after purchase

Up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage