Compare all HCC Medical Insurance Services Plans

HCC Medical Insurance Services HCC Medical Insurance Services

Listed are all plans offered by HCC Medical Insurance Services. You can compare coverages, and review plan's certificates.

Compare plans offered by HCC Medical Insurance Services

Provider HCC Medical Insurance Services Hccmis nosub logo HCC Medical Insurance Services Hccmis nosub logo HCC Medical Insurance Services Hccmis nosub logo HCC Medical Insurance Services Hccmis nosub logo
Plan Name Atlas International excl US Atlas America incl US Atlas MultiTrip incl US Atlas MultiTrip excl US
  Certificate Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by Lloyd's of London

AM Best's Rating of A (Excellent)
Effective as of: 07/24/2014

Verify Rating at
www.ambest.com
Underwritten by Lloyd's of London

AM Best's Rating of A (Excellent)
Effective as of: 07/24/2014

Verify Rating at
www.ambest.com
Underwritten by Lloyd's of London

AM Best's Rating of A (Excellent)
Effective as of: 07/24/2014

Verify Rating at
www.ambest.com
Underwritten by Lloyd's of London

AM Best's Rating of A (Excellent)
Effective as of: 07/24/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

No coverage

No coverage

No coverage

Trip Interruption

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

$5,000 per person
Return Air only

$5,000 per person
Return Air only

Medical
Emergency Medical

$50,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

Pre-Existing Condition

$50,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence

$50,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence

$100,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Must be under age 70

$100,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Must be under age 70

Co-Insurance

Plan pays 100% after deductible outside USA or Canada

Plan pays 80% of first $5,000 after deductible in USA or Canada then 100%
Plan pays 100% after deductible outside USA or Canada

Plan pays 80% of first $5,000 after deductible in USA then 100%
Plan pays 100% after deductible outside USA

Plan pays 100% after deductible outside USA or Canada

Medical Deductible

$250 per person

$250 per person

$250 per person

$250 per person

Home Country Coverage

15 days per 3 months

30 days per 3 months

No coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$500,000 per person

$500,000 per person

$500,000 per person

Non-Medical Evacuation

$10,000 per person

$10,000 per person

$10,000 per person

$10,000 per person

Loss or Delay
Baggage Delay

No coverage

No coverage

No coverage

No coverage

Baggage & Personal Items Loss

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

$250 per person
$50 per item
Checked luggage only

Accidental Death
24 Hour AD&D

$50,000 per adult
$5,000 per child

$50,000 per adult
$5,000 per child

$50,000 per adult
$5,000 per child

$50,000 per adult
$5,000 per child

Common Carrier AD&D

$50,000 per adult
$25,000 per child

$50,000 per adult
$25,000 per child

$50,000 per adult
$25,000 per child

$50,000 per adult
$25,000 per child

Other Benefits
Money Back Guarantee

Up to the day before effective date

Up to the day before effective date

Up to the day before effective date

Up to the day before effective date

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Renewable Policy

Renewable up to 36 months

Renewable up to 12 months

Not renewable

Not renewable

Maximum Trip Length

Not applicable

Not applicable

30 days per trip

30 days per trip

Maximum Number of Trips

Not applicable

Not applicable

No limit

No limit