HCC Medical Insurance Services
HCC Medical Insurance Services

Listed are all plans offered by HCC Medical Insurance Services. You can compare coverages, and review plan's certificates.

Compare plans offered by HCC Medical Insurance Services

Provider Provider logo hcc 75x20

HCC Medical Insurance Services
Provider logo hcc 75x20

HCC Medical Insurance Services
Provider logo hcc 75x20

HCC Medical Insurance Services
Plan Name Atlas International excl US

Certificate
Atlas MultiTrip incl US

Certificate
Atlas MultiTrip excl US

Certificate
Ratings
AM Best Rating Underwritten By:
Lloyd's of London

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/24/2014

Verify Rating at
www.ambest.com
Underwritten By:
Lloyd's of London

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/24/2014

Verify Rating at
www.ambest.com
Underwritten By:
Lloyd's of London

AM Best Rating Of:
A (Excellent)

Effective As Of:
07/24/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee


This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

No coverage

No coverage

Trip Interruption

$5,000 per person
Return transportation only

$5,000 per person
Return transportation only

$5,000 per person

Medical
Emergency Medical

$50,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

$1,000,000 per person
Secondary coverage

Pre-Existing Condition

$50,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence

Covered if enrolled in a Primary Health Insurance Plan

Covered if enrolled in a Primary Health Insurance Plan

Co-Insurance

Plan pays 100% after deductible

Plan pays 80% of first $5,000 after deductible in USA or Canada then 100%
Plan pays 100% after deductible outside USA or Canada

Plan pays 100% after deductible outside USA or Canada

Medical Deductible

$250 per person

$250 per person

$250 per person

Home Country Coverage

15 days per 3 months

No coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$1,000,000 per person

$1,000,000 per person

$1,000,000 per person

Non-Medical Evacuation

$10,000 per person

$10,000 per person

$10,000 per person

Loss or Delay
Travel Delay

$200 per person
$100 daily limit
Covered after 12 hour delay

$200 per person
$100 daily limit
Covered after 12 hour delay

$200 per person
$100 daily limit
Covered after 12 hour delay

Baggage Delay

No coverage

No coverage

No coverage

Baggage & Personal Items Loss

$500 per person
$50 per item
Checked luggage only

$500 per person
$50 per item
Checked luggage only

$500 per person
$50 per item
Checked luggage only

Accidental Death
24 Hour AD&D

$50,000 per adult
$5,000 per child

$50,000 per adult
$5,000 per child

$50,000 per adult
$5,000 per child

Common Carrier AD&D

$50,000 per adult
$5,000 per child

$50,000 per adult
$25,000 per child

$50,000 per adult
$25,000 per child

Other Benefits
Money Back Guarantee

Up to the day before effective date

Up to the day before effective date

Up to the day before effective date

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Renewable Policy

Renewable up to 36 months

Not renewable

Not renewable

Maximum Trip Length

Not applicable

30 days per trip

30 days per trip

Maximum Number of Trips

Not applicable

No limit

No limit

$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on how to treat customers, rewards 20 who do the same.

BY KATHERINE SNOW SMITH
Times Staff Writer

See what happened

Silver Stevie Winner for Customer Service

Squaremouth wins national award for Customer Service Team of the Year by the American Business Awards.

Read more

Safe with our Zero Complaint Guarantee

Every travel insurance policy purchased through Squaremouth comes with the Zero Complaint Guarantee.

In the event of a complaint, Squaremouth will mediate with the insurance provider on behalf of our client.

Unless the complaint is resolved to Squaremouth's satisfaction, the provider will be removed from the website.

Read more

One of Florida’s Best Companies to Work For in 2015

Headquartered in St. Petersburg, Florida, Squaremouth’s unique work environment and core values have led to consistent recognition for company culture, outstanding office space and rapid growth.

In 2015, Florida Trend magazine named Squaremouth the 18th best small company to work for in Florida, highlighting the company’s exceptional culture in a special feature article.

Read More