$250 per person
$50 per item
Checked luggage only
Baggage and Personal Items Loss provides reimbursement for lost, stolen, or damaged luggage.
O. LOST LUGGAGE – Subject to the limits set forth in the Schedule of Benefits/Limits, the Company will reimburse the Insured Person for the cost of lost checked luggage when such luggage was permanently lost in transit by a Common Carrier during the Period of Coverage, subject to the following conditions:
(1) The Insured Person must submit to the Company a copy of the Common Carrier’s claim form and such other documentation as the Company may reasonably require to prove that the Insured Person’s luggage was permanently lost; and
(2) The Common Carrier must have first reimbursed the Insured Person the full amount that it is legally required to pay for lost checked luggage, and proof of such reimbursement shall be provided to the Company by the Insured Person. Lost Luggage benefits under this insurance will be provided only if and to the extent the amount of the Insured Person’s loss suffered as a result of lost checked baggage exceeds any such reimbursement by the Common Carrier (and subject to the limits set forth in the Schedule of Benefits/Limits).