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InsureandGo USA InsureandGo USA

Listed are all plans offered by InsureandGo USA. You can compare coverages, and review plan's certificates.

Compare plans offered by InsureandGo USA

Provider InsureandGo USA Insureandgo logo 75x20 png InsureandGo USA Insureandgo logo 75x20 png InsureandGo USA Insureandgo logo 75x20 png InsureandGo USA Insureandgo logo 75x20 png InsureandGo USA Insureandgo logo 75x20 png InsureandGo USA Insureandgo logo 75x20 png
Plan Name Silver Gold Platinum Global Silver excl US Global Gold excl US Global Platinum excl US
  Certificate Certificate Certificate Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Underwritten by American Commerce Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 04/09/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

150% of the trip cost

150% of the trip cost

150% of the trip cost

150% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Covered for foreign and domestic if purchased within 21 days of deposit

Financial Default

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

Employment Layoff

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$100,000 per person
Secondary coverage

$250,000 per person
Secondary coverage

$500,000 per person
Secondary coverage

$100,000 per person
Primary coverage

$250,000 per person
Primary coverage

$500,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

$500,000 per person

$500,000 per person

$250,000 per person

$500,000 per person

$500,000 per person

Loss or Delay
Travel Delay

$250 per person
$100 daily limit
Covered after 6 hour delay

$250 per person
$150 daily limit
Covered after 6 hour delay

$500 per person
$200 daily limit
Covered after 6 hour delay

$250 per person
$100 daily limit
Covered after 6 hour delay

$250 per person
$150 daily limit
Covered after 6 hour delay

$500 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

$300 per person
Covered after 12 hour delay

$700 per person
Covered after 12 hour delay

$800 per person
Covered after 12 hour delay

$300 per person
Covered after 12 hour delay

$700 per person
Covered after 12 hour delay

$800 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$750 per person
$250 per item
$300 specific items limit

$1,000 per person
$250 per item
$300 specific items limit

$2,000 per person
$250 per item
$300 specific items limit

$750 per person
$250 per item
$300 specific items limit

$1,000 per person
$250 per item
$300 specific items limit

$2,000 per person
$250 per item
$300 specific items limit

Missed Connection

$250 per person
Covered after 3 hour delay
Cruise only

$250 per person
Covered after 3 hour delay
Cruise only

$500 per person
Covered after 3 hour delay
Cruise only

$250 per person
Covered after 3 hour delay
Cruise only

$250 per person
Covered after 3 hour delay
Cruise only

$500 per person
Covered after 3 hour delay
Cruise only

Accidental Death
24 Hour AD&D

No coverage

$25,000 per person

$25,000 per person

No coverage

$25,000 per person

$25,000 per person

Flight Only AD&D

No coverage

$50,000 per person

$50,000 per person

No coverage

$50,000 per person

$50,000 per person

Other Benefits
Money Back Guarantee

Up to 10 days after purchase

Up to 10 days after purchase

Up to 10 days after purchase

Up to 10 days after purchase

Up to 10 days after purchase

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage