Plan details for the iTravelInsured Student Policy

iTravelInsured iTravelInsured

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Plan Name Student
AM Best Rating Underwritten by Sirius America Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 10/04/2013

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Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Trip Cancellation

100% of the trip cost

Trip Interruption

100% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named


Covered for foreign and domestic

Financial Default

Covered after 30 day wait if purchased within 15 days of trip deposit

Employment Layoff

If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Emergency Medical

$2,500 per person
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days


No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Medical Evacuation & Repatriation

$10,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$300 per person
$75 daily limit
Covered after 24 hour delay

Baggage Delay

$50 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

$500 per person
$250 first item limit
$150 subsequent items limit
Checked luggage only

Missed Connection

25% of the trip cost
$300 limit per person
Covered after 8 hour delay

Accidental Death
24 Hour AD&D

No coverage

Flight Only AD&D

No coverage

Common Carrier AD&D

$5,000 per person

Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

No coverage

Money Back Guarantee

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

No coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage