Plan details for the iTravelInsured Travel Lite Policy

iTravelInsured iTravelInsured

Provider Itravelinsured logo 75x20iTravelInsured
Plan Name Travel Lite
  Certificate
Ratings
AM Best Rating Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 05/30/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

Trip Interruption

100% of the trip cost

Hurricane & Weather

Common carrier delay for 6 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Financial Default

Covered after 10 day wait if purchased within 20 days of trip deposit

Employment Layoff

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

No coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

No coverage

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$500 per person
$125 daily limit
Covered after 6 hour delay

Baggage Delay

$150 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

No coverage

Missed Connection

$500 per person
Covered after 3 hour delay
Cruise and tour only

Accidental Death
24 Hour AD&D

No coverage

Flight Only AD&D

No coverage

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

$40,000 policy limit

Money Back Guarantee

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

No coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage