John Hancock Insurance Agency, Inc.
Overall Rating 4.2 out of 5
Overall Rating 4.2 out of 5 1,320 Reviews Since 2012

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    January 6, 2020
    MIRZA from VA Verified Squaremouth Customer

    This was the 6th or 7th trip insurance coverage with John Hancock Agency, Inc. and to date no claim filed with them. Dialogue with their staff was helpful.

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    0 out of 0 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    December 31, 2019
    Ari from NJ Verified Squaremouth Customer

    Customer service was spotty. Sometimes I had a helpful person guiding me through my claim but sometimes there was somebody very rude and bossy.

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    8 out of 8 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    December 22, 2019
    PSteg from WA Verified Squaremouth Customer

    I liked the insurance because it provided me with "primary" coverage at a reasonable amount - plus, I could list the sport, snow skiing, that I was going to be doing and know that coverage would be provided for me if I was injured doing this sport. I never felt that there was a doubt that I would be covered if I did get hurt. There were no "loopholes."

    I liked having an insurance card that I could put in my wallet. I told my roommate if I get hurt and cannot talk for myself just show the medical people this card - it will take care of everything!

    Without a doubt I will take out my travel insurance with this company - policy! Next time, I will elect to take out the coverage that I will be reimbursed no matter what happens to keep the trip from completing. I wish I had known about that part before a bought a separate policy for the lift tickets I purchased before going on my trip.

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    4 out of 4 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    December 4, 2019
    Lisa from IL Verified Squaremouth Customer

    No pre-departure “interaction” so really NA. Had to cancel my trip due to accident ... waiting for reimbursement. Certainly hope fully reimbursed as I have doctor’s form for injury.

    Review Updated: 07/02/2020

    They refused the claim, saying not covered. Then they offered to refund policy ... but it was only a “voucher” not a refund of my money. I’ve tried contacting repeatedly for a cash refund, no response.

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    5 out of 6 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Silver
    Review Received:
    November 8, 2019
    Thomas from OH Verified Squaremouth Customer

    Overall disappointed with my policy I purchased from John Hancock - While it provided good coverage the claim process is unnecessarily long. They use a third party - Seven Corners - to process claims. This adds to the delays - Often customer service will take a week or longer to respond to an email I send. I still haven't been paid the full amount - Inexplicably two parts of my claim weren't paid or mentioned in my EOB. I emailed customer service approximately two weeks ago about the issue - I received a response one week later saying they would follow-up - And have no heard anything since.

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    15 out of 15 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    November 7, 2019
    Adrienne from WA Verified Squaremouth Customer

    I have spoken with John Hancock Customer Service twice and both times have been impressed. Agents on the phone are friendly and very helpful.

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    0 out of 0 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Bronze
    Review Received:
    November 5, 2019
    Charles from WY Verified Squaremouth Customer

    I will not be using this agency again. I feel like I jumped through hoops to provide information and all it got me was a Claim Denial.

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    7 out of 9 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    November 5, 2019
    kim power from PA Verified Squaremouth Customer

    Friends of ours got the exact same insurance that we did. They are now filing a medical claim for an ankle injury occurring on our Rhine River trip. Due to stress, I contacted John Hancock Insurance Agency to understand the process involved for a medical claim. The representative was extremely helpful and reassuring. She could not give me details due to HIPAA regulations, but told me that they were covered for new flight arrangements that would decrease their flights home from three to two flights. The doctor in Switzerland had advised decreasing their flight time due to the possibility of DVT and PE. It is extremely stressful to be in a foreign country when needing medical help; however, John Hancock's Insurance representative (Amy) made the difference. Thank you.

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    3 out of 3 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    November 4, 2019
    KT from CT Verified Squaremouth Customer

    Once I provided them with the needed information the claim was immediately processed. Very straight forward, would recommend and will use again.

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    4 out of 4 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Bronze
    Review Received:
    November 2, 2019
    Donald from TX Verified Squaremouth Customer

    December 16, 2019
    OMG—and I thought buying travel insurance was a “Good Idea”—Have traveled overseas over 25 times, always buying travel insurance, NEVER having to use it UNTIL NOW, and I am so unbelievably disgusted how long this has taken and the endless emails associated with getting it all straight.
    We were initially told it would take 21 days to get paid, then 30, and now it has been 7 weeks, and the check is being mailed, not even in my hands today—and NOT happy with the amount being paid.
    Purchased three separate policies for 3 separate trips from your company this year, and think I have purchased several more in past years; NEVERTHELESS—-Arrived home 10-24-2019 and submitted our claim 10-28-2019 for a missed international connection on our Vietnam trip, which made us miss one entire day of our tour. After endless emails with this company and our tour company, was told we would receive check for $286.64 back.
    One missed day of this tour for my husband and me is $255.62, plus $31.02 Uber receipts.
    Then, to make matters worse, your company rep did not include my husband in the initial calculation, even though the policy was for him and me.
    In your Summary of Benefits, it states—-“Missed Connection”—$200 per person per day, covered after 3 hour delay, and up to $150 daily limit of “Travel Delay”.
    We are receiving $255.62 for both of us for one missed tour day, plus Uber receipts—(correct)—-BUT how about the Missed Connection benefit of $200 per day benefit.
    The sales rep. keeps repeating —“there is no compensation for inconvenience “—we are not expecting any, JUST THE BENEFITS WE PAID FOR!!
    Dealing with your company made me feel like I was a thief of some type, not a client—and your company nickels and dimes every thing it seems—my credit card got hit immediately paying for these policies, but WOW when it comes time for you to pay out.
    Disgusted in Texas —-Don and Paula

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    14 out of 14 people found this review helpful