My wife and I booked a cruise with Pearl Cruise Lines for a cruise to Cuba. The cruise was cancelled because visas were not obtained. Fortunately, Pearl reimbursed us for the entire cost of the cruise.
BUT. I obviously had to cancel our airline flights and was charged $175 to transfer miles back to my account. Unfortunately, the claim forms are so complicated that my wife is having a difficult time completing them. One would have been hopeful that the claim process would be simpler in a case like this where we have a small but yet insurable claim.
Thank you for your review.
We apologize for your negative experience with John Hancock.
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Please contact us at 800-240-0369 if you have any questions, we are happy to help.
Working with John Hancock was a minor headache. It took four or five submissions of our claim for it to acknowledge receipt. Only the intervention of Squaremouth succeded in getting the claim approved. Squaremouth is wonderful and they really mean their guarantee. Use it. For Handcock I suggest avoiding and finding another isurer through SquareMouth.
I was happy with settlement asked for more but think it was fair didn't like that you ask for original purchase receipts who has receipts for a jacket from two years ago I hope this never happens to me again but I think a good way to know what is in your bag is to take pictures as you pack thank you
It was very good, better than previous experiences with other companies.
Review Updated: 01/19/2016
I had a simple claim, presented the documents and my claim was paid as presented>
I made a claim at least 2-3 weeks ago. I was told a letter was sent to me concerning what else is needed. I have received nothing and I am getting no support whatsoever from you or the insurance company . I am at the point where I am ready to report this to the insurance review board in Illinois and publish negative remarks on yelp, Facebook and ano other online rating system. Please contact me. XXX XXX-XXXX
Review Updated: 11/12/2015
I have received no help whatsoever in processing my claim. I am unable to get a copy of the police report from Engkand. The authorities there say my insurance company has to request it. I have given you and the insurance representative all of my information to do so. I have asked for an acknowledgment that they would. I have heard nothing. If my claim is closed that is news to me. This is the worst treatment I have ever gotten as a client. I would appreciate someone contacting me to discuss this matter. I believe I spoke to Kelly at Squaremouth. I have copied her on everything snd I have not heard from her either. I plan on publishing my experience on yelp and any other internet service that has reviews. I am an attorney and know this is not the proper way to handle a claim. I will also report to the insurance board of review for the State of Illinois. My phone is 630 251-7172.
Thank you for your review. We initially received your claim on 10/10/2015. A letter was mailed to you indicating the items needed in order to pay your claim four days later. Unfortunately, it seems you did not receive that letter. We have also sent you an email indicating the items that are required. We have just left a message at the phone number you have indicated so we can answer any questions you may have. All insurance companies require the proof of loss documentation in order to process your claim. We are happy to process your claim in a timely manner once all the documentation has been received.
Very satisfied. I filed the claim, with the receipts, and received a check soon after. No questions asked!
The only reason for 4 stars, not 5 was a slight confusion in their reading my first claim submission, but this was readily cleared up and the claim reasonably
agents freely and politely answered questions which helped select product.
Did not need any help or customer service during the trip. Came close one day, when all trains stopped running from London's Eustus Station. Got rerouted from Paddington, and actually caught the ferry to Ireland so did not need help.
I never received anything in the mail, I had downloaded the Policy from the WEB site, but thought I was to receive documentation prior to my departure. Either John Handcock failed to follow up or It was not clear in the WEB site that there would only be the printed material from the Squaremouth.
I had no contact with the insurance carrier, there was no need.
No claims were filled
$1,000 tips shine a light on service
Squaremouth, a company that puts a focus on how to treat customers, rewards 20 who do the same.
BY KATHERINE SNOW SMITH
Times Staff Writer
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