John Hancock Insurance Agency, Inc.
Overall Rating 4.2 out of 5
Overall Rating 4.2 out of 5 1,320 Reviews Since 2012

  • Rating 2 out of 5
    Policy:
    Silver
    Review Received:
    December 23, 2023
    Sylvester from AR Verified Squaremouth Customer

    I filed a claim but never heard back concerning any updates on my claim I feel like the ball was dropped . I experienced delayed luggage. I had to purchase items until my baggage arrived.

    Review Updated: 01/20/2024

    I was disappointed in all the paperwork needed for my claim. It took too long to know what was needed for the claim to be processed. It would have been helpful if the needed documentation was stated when I first filed the claim not days later after the trip. I just gave up on the process and suffered the cost. I will never used travel insurance from John Hancock again. It was a lesson learned and received.

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    4 out of 4 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Silver
    Review Received:
    December 19, 2023
    Cynthia from CA Verified Squaremouth Customer

    I was asked several times to resubmit items that had been submitted, even after checking my claim and seeing that some of the requested items were listed as N/A. I started the process January 5, 2024 and received two duplicate checks Feb. 21, 2024.

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    0 out of 0 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Bronze
    Review Received:
    December 16, 2023
    Ralph from TN Verified Squaremouth Customer

    They have been awful..they have been unresponsive to my correspondence for the most part. They have denied my claim because my Costco Travel has not been able to provide them the exact reason why the airline cancelled a flight. There is no dispute that the flight was cancelled. Costco claims that the airline doesn't have to provide an exact reason. I have notified Hancock's adjuster that there is no provision in the insurance documents that I reviewed that an "exact " reason for cancellation has to be provided. I fully intend to dispute this matter and file a complaint.

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    10 out of 10 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    December 16, 2023
    Jeanette from PA Verified Squaremouth Customer

    Expensive.

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    0 out of 1 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    December 15, 2023
    Ann from NY Verified Squaremouth Customer

    It was a bit frustrating finally receiving the $40 for my claim. They repeatedly kept asking for additional information. I had to keep sending the same documents over and over. My flight was delayed causing us to rebook 24 hrs later. I had confirmation from KLM regarding this but John Hancock kept asking for a reason for the delay. I just feel that 6-7 weeks is a bit long to go through this process. Not sure I would use them again but am happy they finally came thru with the claim.

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    2 out of 2 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    December 8, 2023
    Emmett from IL Verified Squaremouth Customer

    I am very disappointed in the John Hancock Insurance Agency and the silver travel insurance plan that I had purchased.

    I got Covid 19 while traveling with my family in Australia and we had to interrupt our travel to isolate per local COVID 19 recommendations. We incurred nearly $3000 in airline change costs related to canceling one segment of our travel and purchasing new segments for each of the four of us in the family.

    I filed a trip interruption claim through the Star Insurance Company, the company the John Hancock travel affiliate. After escalating my claim through three levels of processing over multiple months, I was told my claim was denied. The reason for denial was because I communicated with my own physician back home and didn’t see a physician in Australia. There is one word buried in the policy under the definition of “licensed physician,” where it is stipulated that the physician I consult needs to be in my “locality.“ One word out of 16 pages of the policy. Providing a signed letter from my own doctor was not sufficient. They also said my Covid antigen test were not sufficient. Nowhere in the policy did it suggest that Covid antigen test weren’t sufficient, and I had no knowledge that using my own doctor at home was not sufficient to get my claim paid.

    Why buy travel insurance if you’re going to get this runaround. I would suggest that John Hancock make it more clear.

    I will not be using their services in the future.

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    18 out of 18 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Bronze
    Review Received:
    December 7, 2023
    Anne Marie from HI Verified Squaremouth Customer

    I find it odd that I am getting a review request before you have actually done anything with my claim except to say that you would be doing something soon!

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    5 out of 5 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Silver
    Review Received:
    November 29, 2023
    Henry from NJ Verified Squaremouth Customer

    Both my wife's and my wallets containing our driver's licenses and social security cards were stolen. Beyond being at risk for identity theft, this prohibited us from renting a car for our vacation as planned since the places we were planning to visit were not accessible by public transportation. As a result, we could not continue our vacation and had to return to the U.S. prematurely, losing considerable money on prepaid hotels and attractions. Having filed a claim, we were told that other than the wallets themselves, we would not be covered for our losses since the only documents that would qualify for such would be our passports. Given the fact that we expended a significant on our policy and had to terminate our vacation as mentioned, we find the reasoning by the insurance company both short-sighted and inconsiderate.

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    10 out of 10 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Silver
    Review Received:
    November 26, 2023
    Mohamed from VA Verified Squaremouth Customer

    Filed two claims. The response has been slow. One claim was closed without notifying me. When I asked the reason, I was told that it was a duplicate. It was not a duplicate. Still waiting for responses.

    Review Updated: 12/24/2023

    The claims processing time was slow and one of my claims was closed before processing. I had to create another claim to replace it. Finally, both claims were processed satisfactorily.

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    6 out of 6 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    November 24, 2023
    Barbara from KY Verified Squaremouth Customer

    John Hancock contracts out their claims to a 3rd party management company. I submitted my claim and all the requested supporting documents only to receive notice 2 weeks later that they were waiting on my documents. I again uploaded them thru the link they provided, including my claim number as instructed. I received electronic notice that the uploads were successful. For additional verification, I took the time to call and ask their agent if she could see that the documents were indeed there & she affirmed they were. I did this since apparently the first time they didnt receive them. Now, 2 weeks later (one month after filing claim) I receive another notice they are waiting on these documents. How can this be since their own agent told me she saw them in my file? I have now submitted them a third time, thru a different venue. I am frustrated, annoyed and disappointed at how this has gone.

    So, my complaint is with the 3rd party settlement company, Sedgwick Claims Management Company, but they are subcontracted by John Hancock.

    Review Updated: 01/03/2024

    I was very disappointed with the communication process of my claim. They did not update the portal you can set up and it never showed that my documents were received, yet, they continued to send me emails saying they were waiting for my documentation. So I calles and the agent said that the documents were there. Nonetheless, they sent out several emails telling me they were waiting for my documents. Each time I resubmitted them and each time I called & was told again the agent could see them in my file. It was all very inefficient. And then, when I checked the portal again (allowing the several weeks they requested) the portal showed my claim denied and file closed- just like that- no email, no letter, no explanation. Again I called & the agent read somethings off a paper which didnt make a lot of sense & told me I’d receive an official notice in the mail. It took one month from that day to receive notice of my claim denied. This was because war broke out in Israel. Of course I’m disappointed they denied the claim, but the entire process of resubmitting again and again, the same paperwork & always having to follow up with a phone call was very tedious and disappointing. I would have given the lowest star rating but the agents I spoke with were very kind & tried to be helpful.

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    9 out of 9 people found this review helpful