Nationwide Mutual Insurance Company

Nationwide Mutual Insurance Company Cruise Universal

Provider: Nationwide Mutual Insurance Company

Plan: Cruise Universal

Certificate: View Certificate

Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee

Summary of Policy Benefits

Cancellation

  • Cancel for Covid-19 Sickness: Included in Trip Cancellation & Interruption
  • Trip Cancellation: 100% of the trip cost
  • Trip Interruption: 125% of the trip cost
  • Hurricane & Weather: Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named
  • Terrorism: Covered for foreign and domestic
  • Financial Default: Covered after 14 day wait if purchased within 14 days of trip deposit
  • Employment Layoff: Covered, If employed for 3 continuous years
  • Cancel For Medical Reasons: Included in Trip Cancellation and Trip Interruption
  • Cancel For Work Reasons: Included in Trip Cancellation and Trip Interruption
  • Interruption For Any Reason: $250 per person if purchased within 14 days of trip deposit, Covered 48 hours after departure

Medical

  • Medical Coverage for Covid-19: Included in Emergency Medical
  • Emergency Medical: $75,000 per person, Secondary coverage
  • Pre-Existing Condition: No coverage, Pre-existing look-back period 60 days

Evacuation

  • Medical Evacuation & Repatriation: $250,000 per person

Loss or Delay

  • Travel Delay: $500 per person, $100 daily limit, Covered after 6 hour delay
  • Baggage Delay: $250 per person, Covered after 8 hour delay
  • Baggage & Personal Items Loss: $1,500 per person, $300 per item, $600 specific items limit
  • Missed Connection: $500 per person, Covered after 3 hour delay, Cruise and tour only

Sports

  • Sports & Activities: Covered, Limitations apply
  • Sports Fees: Included in Cancellation & Interruption

Other Benefits

  • Money Back Guarantee: Free look up to 10 days after purchase
  • 24 Hour Assistance Service: 24 hour assistance provided