Plan details for the RoamRight Essential Policy

RoamRight RoamRight

Provider Roamright signature 75x20 transparentRoamRight
Plan Name Essential
  Certificate
Ratings
AM Best Rating Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 03/20/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

Trip Interruption

100% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

Terrorism

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 21 days of trip deposit

Employment Layoff

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$15,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 21 days of trip deposit

Co-Insurance

No Co-Insurance

Medical Deductible

$50 per occurrence

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$150,000 per person

Non-Medical Evacuation

$100,000 per person

Loss or Delay
Travel Delay

$500 per person
$100 daily limit
Covered after 12 hour delay

Baggage Delay

$200 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

$750 per person
$250 per item
$500 specific items limit

Missed Connection

$200 per person
Covered after 6 hour delay

Accidental Death
24 Hour AD&D

No coverage

Flight Only AD&D

Optional coverage

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

Optional coverage

Money Back Guarantee

Up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage