$100,000 per adult
$20,000 per child
$250,000 policy limit
Common Carrier AD&D provides a cash payment in the event of accidental loss of life or limb that occurs while traveling on a common carrier during a covered trip.
Common Carrier Accidental Death.
The Company will pay an indemnity up to the amount set forth in the Schedule of Benefits if You die as the result of an Injury suffered from an Accident while You were traveling on a Common Carrier. Death must occur during the Period of Coverage and while You are riding as a passenger on a Common Carrier and not as a pilot, operator, or member of the crew. The benefit will be paid to the person determined by application of the relevant provisions of Section 6.2.
For: Insured or travel Companion
Loss of life: Principal Sum
Loss of two members: Principal Sum
Loss of one member: 50% of Principal Sum
Quadriplegia: Principal Sum
Paraplegia: 75% of Principal Sum
Hemiplegia: 50% of Principal Sum
Uniplegia: 25% of Principal Sum
Loss of life: See Schedule of Benefits
Loss of two members: $10,000
Loss of one member: $5,000
Quadriplegia: $10,000 (total paralysis of both upper and lower limbs)
Paraplegia: $7,500 (total paralysis of both lower limbs)
Hemiplegia: $5,000 (total paralysis of both upper and lower limbs of one side of the body)
Uniplegia: $2,500 (total paralysis of one limb)
The total amount payable under this Section 6.3 when there are multiple Insured Persons covered by the Certificate is the amount set forth in the Schedule of Benefits. If the total of such indemnity exceeds the Aggregate Limit, the Company will not be liable to any Insured for a greater proportion of such Insured’s indemnity afforded by the Common Carrier Accidental Death and Dismemberment Benefit than their proportionate share.
Additionally, the exclusions set forth in Section 8 apply to the coverage provided by the Certificate under this Section 6.3.