$25,000 per adult
$5,000 per child
Provides cash payment for accidental loss of life or limb while traveling. Only a few companies offer coverage for the entire trip.
Accidental Death & Dismemberment (AD&D): The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in EXCLUSIONS AND LIMITATIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.
|For Loss of:||Insured or Spouse||Each Child|
|Loss of Life||Principal Sum||$5,000|
|Loss of two Members||Principal Sum||$5,000|
|Loss of one Member||50% of Principal Sum||$2,500|
|Quadriplegia||Principal Sum||$5,000||(total paralysis of both upper and lower limbs)|
|Paraplegia||75% of the Principal Sum||$3,750||(total paralysis of both lower limbs)|
|Hemiplegia||50% the Principal Sum||$2,500||(total paralysis of both upper & lower limbs of one side of the body)|
|Uniplegia||25% of the Principal Sum||$1,250||(total paralysis of one limb)|
The term “Principal Sum” as used herein shall mean the amount stated on the ID Card. “Member” means hand, foot or eye. Only one amount, the largest to which you are entitled is payable for all losses resulting from one accident. In the event of a Common Carrier Accidental Death benefits will be paid once at the higher amount as specified in the SCHEDULE OF BENEFITS for Common Carrier Accidental Death.
Common Carrier Accidental Death: Benefits will be paid to you as per the SCHEDULE OF BENEFITS if you sustain an Accidental Death. Death must occur during the Period of Coverage while the Insured Person is riding as a passenger (but not a pilot, operator or member of the crew) in or on a Common Carrier.