Compare all Travel Guard Plans

Travel Guard Travel Guard

Listed are all plans offered by Travel Guard. You can compare coverages, and review plan's certificates.

Compare plans offered by Travel Guard

Provider Travel Guard Travel guard aig logo 1 5 15 Travel Guard Travel guard aig logo 1 5 15 Travel Guard Travel guard aig logo 1 5 15
Plan Name Gold Platinum Silver
  Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by National Union Fire Ins Co Pittsburgh PA

AM Best's Rating of A (Excellent)
Effective as of: 02/20/2014

Verify Rating at
www.ambest.com
Underwritten by National Union Fire Ins Co Pittsburgh PA

AM Best's Rating of A (Excellent)
Effective as of: 02/20/2014

Verify Rating at
www.ambest.com
Underwritten by National Union Fire Ins Co Pittsburgh PA

AM Best's Rating of A (Excellent)
Effective as of: 02/20/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

150% of the trip cost

150% of the trip cost

100% of the trip cost

Hurricane & Weather

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

Employment Layoff

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

No coverage

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$25,000 per person
Primary coverage if purchased within 15 days of trip deposit

$50,000 per person
Primary coverage if purchased within 15 days of trip deposit

$15,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

$50 per person

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$1,000,000 per person

$150,000 per person

Loss or Delay
Travel Delay

$750 per person
$150 daily limit
Covered after 5 hour delay

$1,000 per person
$200 daily limit
Covered after 5 hour delay

$500 per person
$100 daily limit
Covered after 12 hour delay

Baggage Delay

$300 per person
Covered after 12 hour delay

$500 per person
Covered after 12 hour delay

$200 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

$1,000 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

$2,500 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

$750 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit
$50 deductible

Missed Connection

$750 per person
$150 daily limit
Covered after 3 hour delay

$500 per person
Covered after 3 hour delay

No coverage

Accidental Death
24 Hour AD&D

$10,000 per person

$50,000 per person

No coverage

Flight Only AD&D

$50,000 if purchased within 15 days of deposit

Optional coverage

$25,000 if purchased within 15 days of deposit

Sports
Amateur Sports

Athletic Coverage

Athletic Coverage

Athletic Coverage

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

Optional coverage

Money Back Guarantee

Up to 15 days after purchase

Up to 15 days after purchase

Up to 15 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Identity Theft

Covered

Covered

No coverage