This insurance plan is currently unavailable on Squaremouth
$500,000 per person
Emergency Evacuation arranges to medically transport a patient to an appropriate medical facility. Medical Repatriation arranges for a patient to return home to receive care. Repatriation of Remains arranges for return of deceased remains back to the place of residence.
The Insurer will pay for Covered Emergency Evacuation Expenses incurred if an Insured suffers an Injury or Sickness while he or she is on a Trip that warrants his or her Emergency Evacuation. Benefits payable are subject to the Maximum Limit shown on the Schedule for all Emergency Evacuations due to all Injuries from the same accident or all Sicknesses from the same or related causes.
Covered Emergency Evacuation Expenses are the reasonable and customary expenses for necessary Transportation, related medical services and medical supplies incurred in connection with the Emergency Evacuation of the Insured. All Transportation arrangements made for evacuating the Insured must be by the most direct and economical route possible. Expenses for Transportation must be:
a) ordered by the attending Physician who must certify that the severity of the Insured’s Injury or Sickness warrants his or her Emergency Evacuation and adequate medical treatment is not locally available;
b) required by the standard regulations of the conveyance transporting the Insured; and
c) authorized in advance by Travel Guard Assist. In the event the Insured’s Injury or Sickness prevents prior authorization of the Emergency Evacuation, Travel Guard Assist (1.800.826.1300 or collect 1.715.345.0505) must be notified as soon as reasonably possible.
In the event Travel Guard Assist could not be contacted to arrange for emergency Transportation, benefits are limited to the amount the Insurer would have paid had the Insurer or their authorized representative been contacted.
The Insurer will also pay a benefit for reasonable and customary charges incurred for an escort?s transportation and accommodations if an attending Physician recommends in writing that an escort accompany the Insured.
Emergency Evacuation means:
a) the Insured’s medical condition warrants immediate transportation from the place where the Insured is injured or sick to the nearest adequate licensed medical facility;
b) after being treated at a local licensed medical facility, the Insured’s medical condition warrants transportation to the Insured’s home, or adequate licensed medical facility nearest the Insured home to obtain further medical treatment or to recover; or
c) both a) and b) above.
Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice only applies if the Medical Coverage Upgrade is elected and the appropriate cost has been paid.
1) Benefits are only available under Emergency Evacuation and Repatriation of Remains if they are not provided under another coverage in the plan.
2) The Maximum Limit payable for both Emergency Evacuation and Repatriation of Remains is shown in the Schedule.
In addition to the above covered expenses, if the Insurer has previously evacuated an Insured to a medical facility, the Insurer will pay his/her airfare costs from that facility to the Insured’s Return Destination, within one year from the Insured’s original Return Date, less refunds from the Insured’s unused transportation tickets. Airfare costs will be economy, or same class as the Insured’s original tickets. If the Insured is hospitalized for more than 7 days following a covered Emergency Evacuation, the Insurer will pay subject to the limitations set out herein, for expenses for:
Bedside Visit: To bring one person chosen by the Insured to and from the medical facility where the Insured is confined if the Insured is alone and is hospitalized for more than 7 days following a covered Emergency Evacuation. The Insurer will pay for expenses to bring one person chosen by the Insured or one Family Member. The payment will not exceed the cost of one round-Trip economy airfare ticket. This additional benefit only applies if the Medical Coverage Upgrade is purchased.