$25,000 per adult
$10,000 per child
24-Hour AD&D provides a cash payment in the event of accidental loss of life or limb during a covered trip.
ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) – 24 Hour
Accidental Death and Dismemberment will apply to Covered Accidents incurred by a Covered Person. If Injury to the Covered Person results in any one of the losses shown below within 365 days from date of the Covered Accident, We will pay the Benefit Amount shown below for that loss. If multiple losses occur, only one Benefit Amount, the largest, will be paid for all losses due to the same Covered Accident.
COVERED LOSS BENEFIT AMOUNT
Loss of Life – 100% of Principal Sum
Loss of Hands (Both), Loss of Feet (Both), or Loss of Sight of One Eye – 100% of Principal Sum
Quadriplegia – 100% of Principal Sum
Paraplegia – 75% of Principal Sum
Hemiplegia – 75% of Principal Sum
Loss of Hand, Loss of Foot or Loss of Sight of One Eye (any one of each) – 50% of Principal Sum
Uniplegia – 25% of Principal Sum
Loss of Thumb and Index Finger of the same hand – 25% of Principal Sum
Exposure and Disappearance Benefit – Benefits are payable if a Covered Person is exposed to the elements after the forced landing, stranding, sinking, or wrecking of a vehicle in which They were traveling. The Covered Person is presumed dead if They are in a vehicle that disappears, sinks or is stranded or wrecked and Their body is not found within six (6) months of the Covered Accident.
If a Covered Person is Injured while wearing a seatbelt and operating or riding as a passenger in an Automobileresulting in any one of the losses shown above within 365 days from the date of the Covered Accident, we will pay benefits as outlined in the Schedule of Benefits.