$500 per person
$100 daily limit
Covered after 6 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
The Company will reimburse You for covered expenses, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a defined Hazard.
a) Any Additional Expenses incurred;
b) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
c) A one-way Economy Fare to return You to Your originally scheduled return destination.
You must provide the following documentation when presenting a claim for these benefits:
a) Written confirmation of the reasons for delay from the Common Carrier whose delay resulted in the Loss, including but not limited to, scheduled departure and return times and actual departure and return times.
Additional Expenses means any reasonable expenses for meals and lodging as well as local transportation and essential phone calls that were necessarily incurred as the result of a Hazard and that were not provided by the Common Carrier or other party free of charge.
a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.)