$1,000 per person
$200 daily limit
Covered after 12 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
The Company will reimburse You for Covered Trip Delay Expenses, up to the Maximum Benefit shown on the Schedule of Benefits, if You are delayed, while coverage is in effect, en route to or from the Trip for twelve (12) or more hours due to a defined Hazard.
Covered Trip Delay Expenses:
a) Any pre-paid, unused, non-refundable land and water accommodations;
b) Any Reasonable Expenses incurred;
c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip;
d) A one-way Economy Fare to return You to Your originally scheduled return destination.
a) Any delay of a Common Carrier (including Inclement Weather);
b) Any delay by a traffic Accident en route to a departure, in which You or Your Traveling Companion is not directly involved;
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, Natural Disaster, civil commotion or riot;
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.).
Reasonable Expenses means any meal, lodging, local transportation and essential phone call expense that were necessarily incurred as the result of a covered event, and that were not provided free of charge or otherwise reimbursed by a Common Carrier, Travel Supplier or other party.
Quarantine means Your strict isolation imposed by a Government authority or Physician to prevent the spread of disease. An embargo preventing You from entering a country is not a Quarantine.