Plan details for the USA-ASSIST Worldwide Protection GlobalTrip Plus Policy

USA-ASSIST Worldwide Protection USA-ASSIST Worldwide Protection

Provider Match logo 20x75 usa assistUSA-ASSIST Worldwide Protection
Plan Name GlobalTrip Plus
AM Best Rating Underwritten by Guardian Life of the Caribbean Ltd.

AM Best's Rating of A- (Excellent)
Effective as of: 07/11/2013

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Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Trip Cancellation

100% of the trip cost
Limitations apply

Trip Interruption

100% of the trip cost

Hurricane & Weather

Common carrier delay for 48 hours
Must be purchased before storm is named


Covered for foreign and domestic

Financial Default

No coverage

Employment Layoff

If employed for 3 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Emergency Medical

$1,000,000 per person
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over


No Co-Insurance

Medical Deductible

$50 per occurrence

Home Country Coverage

No coverage

Medical Evacuation & Repatriation

$250,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$500 per person
$150 daily limit
Covered after 3 hour delay

Baggage Delay

$200 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

No coverage

Missed Connection

Included in Travel Delay
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$10,000 per person

Flight Only AD&D

Optional coverage

Common Carrier AD&D

$25,000 per person

Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

No coverage

Other Benefits
Rental Car Damage

No coverage

Money Back Guarantee

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage

Additional Benefits

No coverage