$250,000 per person
Medical Evacuation can provide coverage for transportation of a traveler to the nearest adequate medical facility in the event of a medical emergency during their trip. Repatriation can transport a traveler’s remains back home.
You are eligible for benefits equal to the benefit amount purchased for:
1. Medical evacuation which is determined by a Legally Qualified Physician and the authorized Claims Administrator when Injury or Sickness is acute or life threatening and adequate treatment is not available at a local Hospital. Transportation will be provided to the closest Hospital or medical facility capable of providing adequate treatment;
2. Medical repatriation is provided when it is deemed Medically Necessary by a Legally Qualified Physician and the authorized Claims Administrator for You to return to Your home or a Hospital near Your home for continued treatment. Transportation Expense incurred will be paid for You via one-way Economy Transportation; or commercial upgrade, based on Your condition as recommended by the local attending Legally Qualified Physician and the authorized Administrator : a) to return to Your permanent residence or b) to be moved to a Hospital or medical facility closest to Your permanent place of residence capable of providing that treatment;
3. Either: a) transportation will be provided for the return trip home via Economy Transportation for any dependent children under 18 who are accompanying You if You are confined to a Hospital for more than 7 consecutive days; or b) if You are traveling alone and are confined to a Hospital for more than 7 consecutive days, this benefit will provide one round-trip Economy Transportation for a person of Your choice to visit You in a Hospital.
4. Benefits will also be paid to return Your mortal remains to your home country should You die while on your trip (as listed in the Travel Assistance Services Section). In such event, the maximum benefit amount will be up to US$ 5,000 towards the actual cost incurred for preparation of remains; homeward transportation of the deceased insured person to his country of residence; or cremation and/or burial at the place of death of the insured person. Please note, the costs for items/services such as casket, urn or transportation from airport in country of origin to funeral home are not covered by this policy benefit.
These benefits provide the most appropriate and Economical Transportation by the most direct and economical route. This benefit for land or air transportation includes, but is not limited to, commercial stretcher, medical escort, or the Usual and Customary Charges for air ambulance, provided such transportation has been pre-approved and arranged by the authorized Administrator.
Benefits are calculated less the value of an unused return travel ticket. If benefits are payable under Your Protection Plan and You have other protection that may provide benefits for this same loss, we reserve the right to recover from such other protection.
Pre-existing Condition limitation is automatically waived for Emergency Medical Evacuation / Repatriation benefits.