When Should I Buy a Policy?

We recommend travelers who want the standard benefits that come with a comprehensive Trip Cancellation policy buy as soon as possible because travel insurance only covers unforeseen events , however these policies can be purchased up until the day before they leave . Learn more here .

Travel Insurance Quotes – Compare Every Major Provider

Q: How Does Travel Insurance Work?

Travel insurance works as a method of reimbursement if something goes wrong before or during your trip, such as an unforeseen illness forcing you to cancel or an injury while you’re traveling. To get a travel insurance quote, enter your trip details into Squaremouth’s search form , which will then generate a list of travel insurance quotes for your trip.

Q: How Do I Compare Travel Insurance?

Once you have entered your trip information into the search form , you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. We recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your needs .

Q: Who Needs Travel Insurance?

Many travelers turn to travel insurance to protect themselves from a financial loss before or during their trip. The most common type of coverage that travelers buy is Trip Cancellation . In addition to cancellation benefits, many travelers buy travel insurance because they need medical coverage while they are traveling.

Q: What Does Travel Insurance Cover?

Travel Insurance is designed to cover a variety of unforeseen events that may cause a financial loss before or during your trip. This can include an illness or injury preventing you from traveling, severe weather impacting your travel plans, or a medical emergency that occurs during your trip, among others.

Why Buy from Us?

Protect Yourself with our Zero Complaint Guarantee

We understand a provider’s reputation handling claims is as important as the price and coverage of a policy. We promise to only sell policies from financially stable, reputable companies who handle every claim fairly. If you feel your claim should have been handled differently, we are happy to mediate with your provider on your behalf.

Multi-Award-Winning Customer Service

Squaremouth's customer service has been recognized nationally and internationally with 13 awards in 5 years. We promise to be upfront and honest with every customer, because we never want a customer to pay more than they need to for a policy. If we know their concerns can’t be covered, we will recommend they don’t buy a policy.

Same Price as Purchasing Directly from the Provider

The price of every policy we sell is exactly the same as it would be if you bought directly from the provider. This is regulated by federal law, and cannot be changed. By purchasing through Squaremouth, travelers are able to compare products with the entire market, and utilize our Zero Complaint Guarantee services during a claim.

Frequently Asked Questions

Can I Buy Travel Insurance for the Coronavirus?

Some policies can protect travelers’ trip investments if the coronavirus pandemic causes them to cancel their trip for medical or economic reasons. If a traveler contracts the virus, or is quarantined, Trip Cancellation coverage may apply. As the pandemic impacted the global economy, many people are experiencing changing work requirements or unexpected terminations. Certain policies may include coverage for these specific events within Trip Cancellation. For any other concerns related to the pandemic, the Cancel For Any Reason upgrade is the best option for travelers with recently purchased trips.

For detailed and frequently updated coverage information related to coronavirus and COVID-19, please review our Coronavirus Travel Insurance Guide.

How Does Travel Insurance Work?

Trip insurance works as a method of reimbursement if something goes wrong before or during your trip, such as an unforeseen illness forcing you to cancel or an injury while you’re traveling. To get a travel insurance quote, enter your trip details into Squaremouth’s search form, which will then generate a list of quotes for your trip. Once you buy a policy, the benefits included within that policy will become effective at midnight that day. If you have any questions about your coverage during your trip, you can contact your provider’s 24-hour Emergency Assistance department for immediate help or information about how your policy’s benefits work.

When Should I Buy Travel Insurance?

Once you have entered your trip information on squaremouth.com, you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. Most policies are comprehensive and include many of the same benefits, with the biggest difference being the coverage limits per benefit. Therefore, when comparing, we recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your specific coverage needs, such as a certain amount of medical coverage you require.

How Do I Compare Travel Insurance?

Once you have entered your trip information on squaremouth.com, you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. Most policies are comprehensive and include many of the same benefits, with the biggest difference being the coverage limits per benefit. Therefore, when comparing travel insurance, we recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your specific coverage needs, such as a certain amount of medical coverage you require.

Who Needs Travel Insurance?

Many travelers buy travel insurance to protect themselves from a financial loss before or during their trip. The most common type of coverage that travelers buy is Trip Cancellation. This benefit protects their financial investment if they are unable to travel for a covered reason. A trip insurance policy can cover 100% of your prepaid and non-refundable trip expenses if you have to cancel for a reason listed in the policy.

In addition to cancellation benefits, many travelers need medical coverage while they are traveling. A travel medical insurance policy can provide medical benefits at an affordable premium for travelers who don’t have medical coverage at their destination, or for those who just want additional coverage outside of their primary health insurance.

What Does Travel Insurance Cover?

Travel insurance is designed to cover a variety of events that may cause a financial loss before or during your trip. This can include an illness or injury preventing you from traveling, severe weather impacting your travel plans, or a medical emergency that occurs during your trip, among others. Most policies are comprehensive and are built specifically with travelers’ main concerns in mind, including coverage for trip cancellations, medical emergencies, flight delays, and lost luggage. While most policies include many of the same benefits, the specific coverage varies. To make sure you have the coverage you need and select the best policy for your next trip, it’s important to read each policy’s documentation to understand what benefits are included.

How Much Does Travel Insurance Cost?

The cost of a policy depends on four primary factors: the trip cost, the age of the travelers, the length of the trip, and the amount of coverage included within the policy. While the premium calculation varies between providers and coverage, a standard policy with Trip Cancellation coverage will typically cost between 5% and 10% of the total trip cost. A policy without an insured trip cost will likely be significantly less expensive. Because the cost varies by policy, Squaremouth always recommends the least expensive policy with the coverage you need.

Exceptional Customer Service

This being my first time purchasing travel insurance, I had many questions about what it involved. I called and spoke with Justine, who proved to be an exceptional travel service representative of your company. She thoroughly answered all of my questions and clarified the process and how to evaluate policies. Her patience in walking me through the procedures made purchasing the policy smooth and efficient. Thank you for having such a caring, patient, and knowledgeable service provider.

Linda from CA
07/21/2020

Easy & Comprehensive

"SquareMouth was the only travel insurance comparison site that gave me the option to filter by Cancel for Any Reason as well as including coronavirus provisions, which were the exact details I wanted to find. The interface was easy to navigate and read into the policies without using a ton of insurance jargon."

Philip from MD
07/22/2020

Unique Covid-19 Coverage

"Tried over a dozen insurance companies all over the world for this 89 years old Canadian citizen going to Dubai [UAE] for 24 days in Sept. 2020 and you are the only one that provides Covid-19 coverage, which is required for entry to UAE. I am forever grateful to your Company."

Miguel from BC
08/03/2020

Polite and knowledgable!

"That was a great experience! The rep helped me find a better policy for less money - saved me about $100! I didn't even ASK her to. She just compared the two policies on her own and made the suggestion. You guys are GREAT! Wish I would have done this for my previous two trips that canceled this year!"

Lori from AL
07/04/2020

Please select the date you leave your home for your trip. This date may be before a planned cruise, flight, or tour departure. You can be covered from the time you leave your home, throughout your trip, until you return home.

Please select the date you return home from your trip. This date may be before a planned cruise, flight, or tour departure. You can be covered from the time you leave your home, throughout your trip, until you return home.

Please enter your prepaid and non-refundable trip expenses. You may choose to insure none, some, or all of your trip cost. However, some benefits, like Pre-existing Medical Condition Coverage and Cancel For Any Reason, require you to insure 100% of your prepaid and non-refundable trip cost. Arrangements purchased with frequent flyer miles or reward points cannot be included, however, you can insure the taxes and fees associated with your miles or reward points.

Please select the date that the first payment or reservation was made towards your trip. This date is important because some benefits are only available for 14 to 30 days following your first booking date.

Please select whether you have any payments left to make for this trip. This is important because some benefits are only available before making your final trip payment.

Please select one country you will be traveling to. If you are traveling to multiple countries, please select any one. The policies on our site provide coverage to multiple destinations. You will be notified of any restricted destinations before being able to purchase the policy.

Please select your country of residence. If you have multiple residences, please enter the country where you will be residing at the beginning and end of your trip.

Please select your primary state of residence. Primary residence is defined as where you reside at the start of the trip. If you are traveling with someone who lives in a different state, we recommend purchasing separate policies. This is because some coverage is based on your state of residence.

Please select your province of residence. If you have multiple residences, please enter the province where you will be residing at the beginning and end of your trip.

Please select the country that you are a citizen of. If you have multiple citizenships, please only enter one of the countries.

Please enter the travelers’ ages as of today. Most travel insurance provider calculate premium based on the age when the policy is purchased, not the age at departure.

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