Travel Insurance Quote Search

Q: How Does Travel Insurance Work?

Travel insurance works as a method of reimbursement if something goes wrong before or during your trip, such as an unforeseen illness forcing you to cancel or an injury while you’re traveling. To get a travel insurance quote, enter your trip details into Squaremouth’s search form , which will then generate a list of travel insurance quotes for your trip.

Q: When Should I Buy a Policy?

We recommend travelers who want the standard benefits that come with a comprehensive Trip Cancellation policy buy as soon as possible because travel insurance only covers unforeseen events , however these policies can be purchased up until the day before they leave . Learn more here .

Q: How Do I Compare Travel Insurance?

Once you have entered your trip information into the search form , you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. We recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your needs .

Q: Who Needs Travel Insurance?

Many travelers turn to travel insurance to protect themselves from a financial loss before or during their trip. The most common type of coverage that travelers buy is Trip Cancellation . In addition to cancellation benefits, many travelers buy travel insurance because they need medical coverage while they are traveling.

Q: What Does Travel Insurance Cover?

Travel Insurance is designed to cover a variety of unforeseen events that may cause a financial loss before or during your trip. This can include an illness or injury preventing you from traveling, severe weather impacting your travel plans, or a medical emergency that occurs during your trip, among others.

Squaremouth helps travelers search, compare, and buy the best travel insurance for the lowest price. More than 300,000 travelers use Squaremouth each year to protect their trips.

Begin your search by entering your trip details to view policies from the most reputable companies in the industry. Use our custom search filters to only show the policies that match your coverage needs. Compare policies side-by-side to find the right policy at the best price for your trip.

Coronavirus Outbreak

We understand travelers are concerned about the pandemic. Certain Trip Cancellation, Emergency Medical and Cancel For Any Reason benefits may still be available, however coverage is limited.

Search Single Trip Policies

Single trip policies are ideal for travelers taking a single trip of any length. Single trip policies include comprehensive coverage, with the Trip Cancellation, Emergency Medical, Medical Evacuation, and Travel Delay benefits, among others.

Your search will only include policies with the following coverages:
- Cancel For Any Reason
Filters can be added or removed on the following page.

How many travelers?

How old are the travelers as of today?

When do you leave home for your trip?

When do you return home from your trip?

Should this search include trip cancellation coverage?

What is the cost of your trip?

$

Total Trip Cost
Cost Per Traveler

When did you make your first booking?

Do you have any trip payments left to make?

What is one country you are traveling to?

Which country are you a resident of?

Which state are you a resident of?

Which province are you a resident of?

Which country are you a citizen of?

Please enter the date your trip begins using the pop-up calendar or type the date as “mm/dd/yyyy”.

Please enter the last day of your trip using the pop-up calendar or type the date as “mm/dd/yyyy”.

What was the earliest date you made travel arrangements of any kind? If you paid, what date did you pay? If you have not paid or used reward points, please use the issue date on your tickets. If you have not yet made arrangements, please use today’s date. We ask because some insurance providers will cover pre-existing medical conditions if the policy is purchased within 30 days from the first booking date.

Final trip payment is defined as the last significant payment towards the trip. We ask because some travel insurance policies will cover pre-existing medical conditions if the policy is purchased within a short time of making the final trip payment.

Please use the drop down menu to select your primary residence. Primary residence is defined as where you reside at the start of the trip. U.S. military personnel stationed overseas can select the United States if they have a permanent residence with a U.S. mailing address. We ask because some coverage is determined based on your country of residence.

Please use the drop down menu to select your primary state of residence. Primary residence is defined as where you reside at the start of the trip. If you are traveling with someone who lives in a different state, we recommend purchasing separate policies. This is because some coverage is based on your state of residence.

Please use the drop down menu to select your primary residence. Primary residence is defined as where you reside at the start of the trip. If your traveling companions are from multiple provinces, only the first (primary) insured needs to complete this field. We ask because some coverage is determined based on your province of residence.

Please use the drop down menu to select your country of citizenship. If you have dual citizenship, please select only one country. If one citizenship is the U.S., please select “United States” from the drop down menu. We ask because some coverage is available based on your country of citizenship.

Please use the drop down menu to select whether you want to insure the travel expenses in case the trip is canceled or interrupted. If “yes,” you can enter a trip cost. If “no,” a trip cost of zero will be used. We ask because trip cost determines the amount of trip cancellation and trip interruption coverage and affects the premium cost.

Please type the amount of trip cost you want to insure and choose “Cost Per Traveler” or “Total Trip Cost.” This can include any pre-paid and non-refundable expenses of the trip. You have the choice of insuring all, some or none of the trip cost. We ask because trip cost determines the amount of trip cancellation and trip interruption coverage and affects the premium cost.

Please use the drop down menu to select a destination country. If you are visiting multiple countries, please select the country you will spend the most time in. Regardless of your selection, you will be covered across multiple countries. We ask because this affects pricing for some policies.

Please select how many people you want on the same quote. This can include anyone sharing the same travel dates and itinerary. We ask because this determines coverage availability and premium cost.

If you are quoting for more than 10 travelers on a similar itinerary, you may be eligible for group travel insurance. Group travel insurance can be more convenient and economical for organized groups, offering similar benefits to single trip policies.

Please enter the travelers’ ages as of today, one person’s age per box. Don’t worry if the age will change between now and the trip. If a child is under one year old, please enter “1” as the age. We ask because age determines coverage and premium cost.

Please select the date you leave your home for your trip. This date may be before a planned cruise, flight, or tour departure. You can be covered from the time you leave your home, throughout your trip, until you return home.

Please select the date you return home from your trip. This date may be before a planned cruise, flight, or tour departure. You can be covered from the time you leave your home, throughout your trip, until you return home.

Please select ‘Yes’ if you would like Trip Cancellation coverage. This benefit provides reimbursement for prepaid and non-refundable trip payments if a trip is canceled for a covered reason.

Please enter your prepaid and non-refundable trip expenses. You may choose to insure none, some, or all of your trip cost. However, some benefits, like Pre-existing Medical Condition Coverage and Cancel For Any Reason, require you to insure 100% of your prepaid and non-refundable trip cost. Arrangements purchased with frequent flyer miles or reward points cannot be included, however, you can insure the taxes and fees associated with your miles or reward points.

Please select the date that the first payment or reservation was made towards your trip. This date is important because some benefits are only available for 14 to 30 days following your first booking date.

Please select whether you have any payments left to make for this trip. This is important because some benefits are only available before making your final trip payment.

Please select one country you will be traveling to. If you are traveling to multiple countries, please select any one. The policies on our site provide coverage to multiple destinations. You will be notified of any restricted destinations before being able to purchase the policy.

Please select your country of residence. If you have multiple residences, please enter the country where you will be residing at the beginning and end of your trip.

Please select your primary state of residence. Primary residence is defined as where you reside at the start of the trip. If you are traveling with someone who lives in a different state, we recommend purchasing separate policies. This is because some coverage is based on your state of residence.

Please select your province of residence. If you have multiple residences, please enter the province where you will be residing at the beginning and end of your trip.

Please select the country that you are a citizen of. If you have multiple citizenships, please only enter one of the countries.

Please select the number of travelers you would like to be covered by the policy. Single trip policies can insure a maximum of 10 travelers. In order to be on the same policy, travelers must leave home and return home on the same dates.

Please enter the travelers’ ages as of today. Most travel insurance provider calculate premium based on the age when the policy is purchased, not the age at departure.

Search Annual Policies

Annual policies may be ideal for frequent travelers planning multiple trips throughout a year. It can include Emergency Medical, Medical Evacuation, and Travel Delay coverage, among other benefits, however these policies typically don’t include Trip Cancellation coverage.

What should the start date be?

Approximately how many trips are planned for the year?

How many days do you estimate the longest trip to be?

Which country are you a resident of?

Which state are you a resident of?

Which province are you a resident of?

What country are you a citizen of?

How many travelers?

How old are the travelers as of today?

Please select the first day of coverage from the pop-up calendar or type the date as “mm/dd/yyyy.” Most people select the departure date of their first trip.

Please estimate the number of trips you plan to take during the year of coverage. We ask because some annual policies have a maximum number of trips that can be covered.

Please estimate the number of days your longest trip will be. We ask because some annual policies have a maximum length a single trip can be covered.

Please use the drop down menu to select the country of your primary residence. If you have multiple residences, please select where you spend the most time and receive mail. We ask because some coverage is available based on your country of residence.

Please use the drop down menu to select your primary state of residence. Primary residence is defined as where you reside at the start of the trip. If you are traveling with someone who lives in a different state, we recommend purchasing separate policies. This is because some coverage is based on your state of residence.

Please use the drop down menu to select your primary residence. Primary residence is defined as where you reside at the start of the trip. If your traveling companions are from multiple provinces, only the first (primary) insured needs to complete this field. We ask because some coverage is determined based on your province of residence.

Please select the country where the primary insured is a citizen. If the primary insured holds dual citizenship and one is the United States, please select United States. Otherwise, please select either country of citizenship.

Please select how many people you want on the same quote. This can include anybody sharing the same travel itinerary and traveling on the same dates, they do not have to be related or from the the same state. We ask because this determines coverage availability and premium cost.

Please enter the travelers’ ages as of today, one person’s age per box. Don’t worry if the age will change between now and the trip. If a child is under one year old, please enter “1” as the age. We ask because age determines coverage and premium cost.

Please select the date you would like your policy to begin. We recommend using the departure date of your first planned trip. Your coverage will extend for one year after this date.

Please estimate the number of trips you will be taking throughout the year. Some providers have a maximum number of trips that can be covered.

Please estimate how many days your longest trip will be. Many policies have a maximum limit of days you can be traveling for each trip. This is typically 90 days per trip.

Please select your country of residence. If you have multiple residences, enter the country where you live the majority of the time and pay taxes.

Please select your primary state of residence. Primary residence is defined as where you reside at the start of the trip. If you are traveling with someone who lives in a different state, we recommend purchasing separate policies. This is because some coverage is based on your state of residence.

Please select your province of residence. If you have multiple residences, enter the province you consider to be your primary residence and have a primary address, file taxes, or have a driver’s license.

Please select the country you are a citizen of. If you have multiple citizenships, please only enter one of the countries.

Please select the number of travelers that you would like to have covered by the policy. Annual policies can insure a maximum of 10 travelers, and do not require all travelers take the same trips throughout the year.

Please enter the travelers’ ages as of today. Most travel insurance provider calculate premium based on the age when the policy is purchased, not the age at departure.
Search Group Policies

Group policies allow parties of 10 or more to purchase one policy at a group rate. This can be a more convenient and economical option for organized groups traveling together to the same destination. All travelers must be U.S. residents.

Group policies offer the same comprehensive coverage as single trip policies, including Trip Cancellation, Emergency Medical, Medical Evacuation, and Travel Delay coverage, among other benefits.
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What type of policy is right for you?

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Squaremouth's customer service has been recognized with 13 national and international awards from Travel Weekly, The Stevie Awards, Customer Sales and Service Awards, and Best in the Biz.

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Why Buy from Us?

Protect Yourself with Our Zero Complaint Guarantee

We understand a provider’s reputation handling claims is as important as the price and coverage of a policy. We promise to only sell policies from financially stable, reputable companies who handle every claim fairly. If you feel your claim should have been handled differently, we are happy to mediate with your provider on your behalf.

Multi-Award-Winning Customer Service

Squaremouth’s customer service team has been recognized nationally and internationally with 13 awards in 5 years. We promise to be upfront and honest with every customer, because we never want a customer to pay more than they need to for a policy. If we know their concerns can’t be covered, we will recommend they don’t buy a policy.

Same Price as Purchasing Directly from the Provider

The price of every policy we sell is exactly the same as it would be if you bought directly from the provider. This is regulated by federal law, and cannot be changed. By purchasing through Squaremouth, travelers are able to compare products with the entire market, and utilize our Zero Complaint Guarantee services during a claim.

Frequently Asked Questions

Can I Buy Travel Insurance for the Coronavirus?

There are limited travel insurance benefits available for the pandemic and subsequent travel bans. However, some providers are still offering Trip Cancellation benefits, including coverage for travelers who are forced to cancel for health reasons or economic reasons.

Certain providers do not consider contracting an illness a foreseen event, even during a global pandemic. If a traveler contracts the virus or is physically quarantined as a health precaution, Trip Cancellation coverage may still apply.

With travel virtually grounded worldwide, the prolonged impacts of the pandemic are significantly hurting the global economy. Major airlines and cruise lines have announced that they are experiencing major financial troubles, and there are concerns that more may go out of business. Amid this period of economic uncertainty, many people are experiencing changing work requirements or unexpected terminations. Certain policies may include coverage for these specific events within Trip Cancellation.

For all other situations related to the pandemic, the only cancellation option that may still be available is the Cancel For Any Reason upgrade. This is a time-sensitive upgrade that can partially reimburse you to cancel for a reason that is not otherwise covered, such as your flights being canceled due to a travel ban.

Squaremouth created a Coronavirus Travel Insurance Guide to explain what coverage may be available for travelers who are buying a policy now, and what coverage may apply to current policyholders.

How Does Travel Insurance Work?

Trip insurance works as a method of reimbursement if something goes wrong before or during your trip, such as an unforeseen illness forcing you to cancel or an injury while you’re traveling. To get a travel insurance quote, enter your trip details into Squaremouth’s search form, which will then generate a list of quotes for your trip. Once you buy a policy, the benefits included within that policy will become effective at midnight that day. If you have any questions about your coverage during your trip, you can contact your provider’s 24-hour Emergency Assistance department for immediate help or information about how your policy’s benefits work.

When Should I Buy a Policy?

Once you have entered your trip information on squaremouth.com, you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. Most policies are comprehensive and include many of the same benefits, with the biggest difference being the coverage limits per benefit. Therefore, when comparing, we recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your specific coverage needs, such as a certain amount of medical coverage you require.

How Do I Compare Travel Insurance?

Once you have entered your trip information on squaremouth.com, you will be presented with a list of all available policies for your trip. Comparing the options and choosing the best policy for your trip depends on your specific needs. Most travel insurance policies are comprehensive and include many of the same benefits, with the biggest difference being the coverage limits per benefit. Therefore, when comparing travel insurance, we recommend sorting policies by least expensive to most expensive, and using Squaremouth’s side-by-side comparison tool to choose the least expensive policy that matches your specific coverage needs, such as a certain amount of medical coverage you require.

Who Needs Travel Insurance?

Many travelers turn to insurance to protect themselves from a financial loss before or during their trip. The most common type of coverage that travelers buy is Trip Cancellation. This benefit protects their financial investment if they are unable to travel for a covered reason. A trip insurance policy can cover 100% of your prepaid and non-refundable trip expenses if you have to cancel for a reason listed in the policy.

In addition to cancellation benefits, many travelers need medical coverage while they are traveling. A travel medical insurance policy can provide medical benefits at an affordable premium for travelers who don’t have medical coverage at their destination, or for those who just want additional coverage outside of their primary health insurance.

What Does Travel Insurance Cover?

Travel insurance is designed to cover a variety of events that may cause a financial loss before or during your trip. This can include an illness or injury preventing you from traveling, severe weather impacting your travel plans, or a medical emergency that occurs during your trip, among others. Most policies are comprehensive and are built specifically with travelers’ main concerns in mind, including coverage for trip cancellations, medical emergencies, flight delays, and lost luggage. While most policies include many of the same benefits, the specific coverage varies. To make sure you have the coverage you need and select the best policy for your next trip, it’s important to read each policy’s documentation to understand what benefits are included.

How Much Does Travel Insurance Cost?

The cost of a policy depends on four primary factors: the trip cost, the age of the travelers, the length of the trip, and the amount of coverage included within the policy. While the premium calculation varies between providers and coverage, a standard policy with Trip Cancellation coverage will typically cost between 5% and 10% of the total trip cost. A policy without an insured trip cost will likely be significantly less expensive. Because the cost varies by policy, Squaremouth always recommends the least expensive policy with the coverage you need.

Squaremouth Customer Reviews

As of July 2020, Squaremouth Travel Insurance has been reviewed by 25,214 customers on ResellerRatings.com and has an average rating of 5 stars.

What an easy process!

The website was easy to navigate, and I liked the prompts that would explain something if you clicked on it. I wish all sites were as easy as this. Plus, I liked the options of being able to compare policies. The details were easy. I will let others know this is the way to go if you're looking into travel insurance.

Andria from MD
04/14/2020

All in one place!

"First trip to Europe with our family and wanted peace of mind our family was covered for the many reasons you buy this type of insurance. Cancellation, delays, emergency medical and evacuation."

John from IL
03/25/2020

Straightforward

"The whole process was straightforward, fast and easy. The information videos were helpful. There were still many options to choose from after narrowing down the options based upon our needs. It was nice to be able to do the side by side comparisons."

Jeannine from SC
03/24/2020

Rapid and Efficient Service

"I love that I reached an agent to speak to immediately and got quotes emailed to me immediately. The agents could also speak clearly about the differences between various policies."

Karen from CA
04/21/2020