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What are some of the limitations of travel insurance?

All travel insurance policies will have exclusions and limitations and these can vary by insurance carrier and/or policy selected.  A few questions you may want to ask or review the policy for full details include:

  • Are pre-existing medical conditions covered?
  • What conditions apply to a pre-existing exclusion waiver if available?
  • Are sports-related injuries covered?
  • Are hazardous sports covered?
  • Are strikes, civil disturbances and terrorist acts covered?
  • Are you covered if your travel supplier goes out of business?

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