Overview
Pros & Cons
Plans & Coverage
Cost of Plans
The Bottom Line
What You Need To Know About
WorldTrips
WorldTrips stands out with its strong focus on medical coverage. Offering some of the highest coverage amounts available on the Squaremouth marketplace, it is at the top of the list for many travelers seeking reliable protection for domestic and international trips.
Since 1998, WorldTrips has been dedicated to keeping travelers safe, with up to $1,000,000 in Medical Evacuation coverage—a level of protection that few competitors can match. Unlike many other providers, they include Pre-Existing Condition coverage as standard on all eligible policies, giving you extra peace of mind right from the start. Moreover, some of their plans offer up to $150,000 in emergency medical coverage, making them an ideal choice for health-conscious travelers.
Backed by Lloyd’s, with an A (Excellent) AM Best rating, WorldTrips has the financial stability you can trust. Plus, their flexible money-back guarantee allows full refunds on select policies until the day before departure—ideal if your plans change. With three plan options covering a range of budgets and needs, WorldTrips has something for every traveler.
Our Take: Looking for medical coverage that goes the extra mile? WorldTrips has your back. With high limits, standard pre-existing condition coverage, and flexibility to change plans, they deliver solid peace of mind without overcharging. Reliable, flexible, and comprehensive—WorldTrips checks all the right boxes.
WorldTrips At-a-Glance
- Broad range of plans with varying coverage amounts
- All plans include a pre-existing conditions waiver
- Optional CFAR upgrade available with most plans
- Up to $1M in medical evacuation coverage for some plans
- Baggage delay coverage takes 12 hours to kick in
Check out what travelers like you think about WorldTrips:
Ready to explore your options? Compare WorldTrips plans against other top providers.
Find The Plan That's Right For You
WorldTrips offers plans for every traveler—explore its plans to choose the best plan for your trip.
| Plan | Avg. Premium | Medical | Evacuation & Repatriation |
Trip Cancellation | Trip Interruption | CFAR Option |
|---|---|---|---|---|---|---|
| Atlas Journey Economy * | $287.25 | $10,000 | $250,000 | 100% of the trip cost | 100% of the trip cost | |
| Atlas Journey Preferred * | $332.34 | $100,000 | $1,000,000 | 100% of the trip cost | 150% of the trip cost | |
| Atlas Journey Premier * | $470.35 | $150,000 | $1,000,000 | 100% of the trip cost | 150% of the trip cost | |
| Escape * | $227.18 | $50,000 | $250,000 | 100% of the trip cost | 125% of the trip cost | |
| Explore * | $234.14 | $150,000 | $750,000 | 100% of the trip cost | 150% of the trip cost | |
| Elevate * | $241.92 | $250,000 | $1,000,000 | 100% of the trip cost | 150% of the trip cost |
* The average premium is calculated using the last 12 months of sales, inclusive of trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999. This information is provided to illustrate directional pricing difference between plans.
Compare All Plan DetailsWorldTrips vs. The Competition:
How It Stacks Up
What's the best provider? That depends on your trip. Choosing the right one can save you thousands. Here's how WorldTrips stacks up.
| Plan Features |
|
 |
|---|---|---|
| Overall Coverage | Comprehensive high limits for medical and trip interruption |
Broad coverage, with options for customization |
| Cost | Competitive pricing, especially for comprehensive plans |
Moderate pricing with flexible plan options |
| Customer Rating |
4.3
Good
|
4.5
Very Good
208 Reviews
|
| AM Best Rating | A++ (Superior) | A (Excellent) |
| Unique Benefits | Competitive pricing, especially for comprehensive plans |
Sporting equipment coverage |
| Insurance Partners | Backed by U.S. Specialty Insurance Company. | Backed by BCS Insurance Company and Jefferson Insurance Company. |
How Much Will A WorldTrips Plan Cost For Your Trip?
Take a look at how the average cost of WorldTrips's policies compares to similar plans from other top providers.
* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.
* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.
The Bottom Line:
Is WorldTrips Worth It?
With more than 25 years of experience, WorldTrips has seen it all and knows how to protect you from the unexpected, whether it’s a trip disruption, medical mishap, or lost baggage. Their customizable comprehensive medical-focused plans make choosing the coverage level that fits your needs easy.
Contact Information for WorldTrips
Customer Service: 866-400-6090
Hours of Operation:
Monday through Friday 8:00am - 6:30PM ET
Claims Phone: 866-400-6090
Claims Hours of Operation:
Monday through Friday from 8:30am to 5:00pm ET
Mail to:
WorldTrips
c/o Coordinated Benefit Plans, LLC On Behalf of U.S. Specialty Insurance Company and Affiliated Companies
PO Box 26222
Tampa,
Florida
33623
Emergency Assistance:
Inside USA: 866-400-6090
Outside USA: 603-328-6387
Claims Email: AtlasJourneyClaims@cbpinsure.com
Fax: WorldTrips has not provided a fax number for claims.
Provider Claims Website: Please click here