Why Choose WorldTrips for Travel Insurance

Notable Features

  • All plans hold an AM Best’s Rating of A (Excellent)
  • Extremely generous Money Back Guarantee period
  • Almost all plans include $1,000,000 in Medical

WorldTrips is a popular travel insurance provider that specializes in creating policies with strong medical protection for both domestic and international travelers. On Squaremouth, you can find a broad spectrum of their policies that offer varying benefits and coverage limits.

WorldTrips excels with their Pre-Existing condition coverage, which is included in all eligible policy purchases. Their Medical Evacuation coverage is also among the highest found on Squaremouth, with the majority of their plans providing up to $1,000,000 in coverage. Certain WorldTrips policies also feature up to $150,000 in Emergency Medical coverage, making them a great choice for travelers concerned about experiencing a medical emergency while away from home.

Aside from generous coverage within the medical benefits, a handful of WorldTrips’ policies include financial protection against cancellations, delays, and missed connections. WorldTrips also offers one of the most generous Money Back Guarantee periods on the site, with certain policies allowing travelers to refund their policy up until the day before they depart for their trip.

This provider summary was written internally by a Squaremouth policy expert.

About WorldTrips

Established in 1998, WorldTrips has crafted its medical plans over years of experience to benefit non-U.S. residents and U.S. residents alike. The medical plans available are designed to assist travelers taking a single trip abroad, or multiple international trips throughout the year. The comprehensive plans offer trip protection benefits for U.S. residents looking to cover pre-paid, non-refundable trip costs.

WorldTrips, headquartered in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. They are a recognized leader in the field of international health insurance, offering international medical insurance products designed to meet needs of customers worldwide.

Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to “Coverage Around the World”. Whenever you travel, you’ll have someone in your corner.

WorldTrips

Overall Rating 4.27
  • 5 stars
    243
  • 4 stars
    94
  • 3 stars
    35
  • 2 stars
    17
  • 1 star  
    16

61,750
policies sold

0.1%
negative reviews

0.1% (33) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by WorldTrips


Atlas International excl US

Policy Description:

This product provides medical coverage outside your home country for as little as 5 days and up to 12 months. Coverage can be extended or renewed up to 12 months.

Underwritten By: Lloyd's

Underwritten Location: One Lime Street, London, UK, EC3M 7HA

AM Best #: 085202

AM Best Rating: A (Excellent)


Atlas America incl US

Policy Description:

This product provides medical coverage outside your home country, including the US, for as little as 5 days and up to 12 months. Coverage can be extended or renewed up to 12 months.

Underwritten By: Lloyd's

Underwritten Location: One Lime Street, London, UK, EC3M 7HA

AM Best #: 085202

AM Best Rating: A (Excellent)


Atlas Premium International excl US

Policy Description:

Atlas Premium insurance provides the same benefits as our popular Atlas Travel plan, but offers higher coverage limits for many important benefits.

Underwritten By: Lloyd's

Underwritten Location: One Lime Street, London, UK, EC3M 7HA

AM Best #: 085202

AM Best Rating: A (Excellent)


Atlas Premium America incl US

Policy Description:

Atlas Premium insurance provides the same benefits as our popular Atlas Travel plan, but offers higher coverage limits for many important benefits.

Underwritten By: Lloyd's

Underwritten Location: One Lime Street, London, UK, EC3M 7HA

AM Best #: 085202

AM Best Rating: A (Excellent)


Atlas Journey Economy

Policy Description:

Atlas Journey Economy, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for budget-conscious U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Economy also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Economy plan to fit your needs by adding one or more of the optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Economy plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Economy is designed to
be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Atlas Journey Preferred

Policy Description:

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Atlas Journey Premier

Policy Description:

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)

Verified Customer Reviews

  • 425 Reviews Since 2008

  • Rating 4 out of 5
    Policy:
    Atlas Journey Preferred
    Review Received:
    May 19, 2024
    Chris from WA Verified Squaremouth Customer

    We contacted WorldTrips on April 23rd regarding the baggage delay and personal effects claim. They assigned us a claim number (199751), but never followed up. We contacted them once again on May 14th, for both baggage delay and travel interruption, and they assigned another claim number (T42960). We received an automated reply on this same date stating "*This is an automatic reply that is only meant to confirm receipt of your email. This is not a response to the email submitted to our office. Please do not respond to this automatic reply.**". To date, we have not received any further correspondence and the form for travel interruption from WorldTrips.

    Was this review helpful to you?

    4 out of 4 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Atlas Journey Economy
    Review Received:
    April 20, 2024
    Susan from MA Verified Squaremouth Customer

    I have been in the process of filing a claim for several weeks. The first I sent an electronic file to their email and received no acknowledgement. The second was as a registered letter which has been in transit since April 8th. This is the 20th of April. This is the post office's fault not WorldTrips but the process has been frustrating.

    Review Updated: 05/18/2024

    We had to cancel a trip due to health issues and once all our paperwork was submitted, the claim was processed very promptly.

    Was this review helpful to you?

    6 out of 6 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Atlas Journey Premier
    Review Received:
    April 16, 2024
    Michelle from FL Verified Squaremouth Customer

    It is hard to compare so many offerings, especially when I don't understand the minute differences in coverage. The representatives always help me make a decision and came up with different ways to meet the variety of needs that we had.

    In our case, we needed assistance to get a medication in the UK that we had left home in the US. They were so responsive and helpful. We ultimately did not get the medication because my husband didn't want to take time out of our trip to do it, but I'm sure that process would have been as easy as it is to purchase the policy. I can't say enough about how grateful I am that we had the ability to find medical care and that World Trips made it so easy.

    Was this review helpful to you?

    1 out of 1 people found this review helpful
Show All Reviews

All reviews are from WorldTrips customers

Contact Information for WorldTrips

For Use With These Policies: Atlas International excl US, Atlas America incl US, Atlas Premium International excl US, Atlas Premium America incl US

Customer Service:
800-605-2282
Hours of Operation:

Everyday, 24 hours per day

Claims Phone:
800-605-2282
Claims Hours of Operation:

Everyday, 24 hours per day

Mail to:
WorldTrips
P.O. Box 2005
Farmington Hills, Michigan 48333
Emergency Assistance:
Inside USA 800-605-2282
Outside USA 317-262-2132
Claims Email:
service@worldtrips.com
Fax: 317-262-2140
Provider Claims Website

For Use With These Policies: Atlas Journey Premier, Atlas Journey Preferred, Atlas Journey Economy

Customer Service:
866-400-6090
Hours of Operation:

Monday through Friday 8:00am - 6:30PM ET

Claims Phone:
866-400-6090
Claims Hours of Operation:

Monday through Friday from 8:30am to 5:00pm ET

Mail to:
WorldTrips
c/o Coordinated Benefit Plans, LLC On Behalf of U.S. Specialty Insurance Company and Affiliated Companies
PO Box 26222
Tampa, Florida 33623
Emergency Assistance:
Inside USA 866-400-6090
Outside USA 603-328-6387
Claims Email:
AtlasJourneyClaims@cbpinsure.com
Fax: WorldTrips has not provided a fax number for claims.
Provider Claims Website