Pre-Existing Condition

Information > Benefits > Pre-Existing Condition

Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive coverage for the Pre-Existing Condition element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below for more information. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance provider. Many providers offer coverage if the policy is purchased within a certain number of days after the initial trip deposit was made. A few providers offer coverage if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited coverage; some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.

View full policy wording for Pre-Existing Condition for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	Covered	Quote
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	Covered	Quote
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	Covered	Quote
4	Allianz Classic	Covered if purchased within 14 days of trip deposit	Quote
5	AMEX Assurance Company Global Travel Shield Classic	Covered if purchased within 14 days of trip deposit	Quote
6	AMEX Assurance Company Global Travel Shield Deluxe	Covered if purchased within 14 days of trip deposit	Quote
7	AMEX Assurance Company Gold	Covered if purchased within 14 days of trip deposit	Quote
8	AMEX Assurance Company Platinum	Covered if purchased within 14 days of trip deposit	Quote
9	Azimuth Risk Solutions, LLC Beacon America incl US	$15,000 per person Emergency Medical and Medical Evacuation for Unexpected Recurrence	Quote
10	Azimuth Risk Solutions, LLC Beacon International excl US	$15,000 per person Emergency Medical and Medical Evacuation for Unexpected Recurrence	Quote
11	CSA Travel Protection Custom Luxe	Covered if policy purchased before the final trip payment	Quote
12	CSA Travel Protection Custom	No coverage Pre-existing look-back period 180 days	Quote
13	GeoBlue Voyager Choice	Covered if enrolled in a Primary Health Insurance Plan	Quote
14	GeoBlue Voyager Essential	No coverage Pre-existing look-back period 180 days	Quote
15	GeoBlue Trekker Choice excl US	Covered	Quote
16	GeoBlue Trekker Essential excl US	Covered	Quote
17	Global Alert Administrators Global Alert Essentials	Covered if purchased within 15 days of trip deposit	Quote
18	Global Alert Administrators Global Alert Preferred	Covered if purchased within 15 days of trip deposit	Quote
19	Global Alert Administrators Global Alert Preferred Plus	Covered if purchased within 15 days of trip deposit	Quote
20	HCC Medical Insurance Services Atlas International excl US	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Quote
21	HCC Medical Insurance Services Atlas America incl US	$50,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Quote
22	HCC Medical Insurance Services Atlas Pro incl US Visit	Covered if purchased within 5,000 days of trip deposit $25,000 per person Emergency Medical	Quote
23	HCC Medical Insurance Services Atlas Pro excl US Visit	$5,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Quote
24	HTH Worldwide TravelGap Voyager	No coverage Pre-existing look-back period 180 days	Quote
25	HTH Worldwide TravelGap Voyager	No coverage	Quote
26	HTH Worldwide TripProtector	Covered if policy purchased before the final trip payment	Quote
27	HTH Worldwide TripProtector Preferred	Covered if policy purchased before the final trip payment	Quote
28	HTH Worldwide TravelGap Multi-Trip Silver	Covered	Quote
29	HTH Worldwide TravelGap Multi-Trip Silver	Covered	Quote
30	HTH Worldwide TravelGap Multi-Trip Gold	Covered	Quote
31	HTH Worldwide TravelGap Multi-Trip Gold	Covered	Quote
32	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan	Quote
33	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan	Quote
34	HTH Worldwide TripProtect e-Saver	No coverage Pre-existing look-back period 180 days	Quote
35	IMG Patriot America	No coverage Pre-existing look-back period 3 years	Quote
36	IMG Patriot International	Covered if enrolled in a Primary Health Insurance Plan	Quote
37	IMG Patriot Multi-Trip America	$5,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Quote
38	IMG Patriot Multi-Trip International	$5,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence	Quote
39	iTravelInsured Deluxe Travel	Covered if purchased within 15 days of trip deposit	Quote
40	iTravelInsured Elite	Covered if purchased within 15 days of trip deposit	Quote
41	iTravelInsured Travel Lite	No coverage Pre-existing look-back period 60 days	Quote
42	iTravelInsured 365 Travel Medical Program	No coverage Pre-existing look-back period 60 days	Quote
43	iTravelInsured Student	No coverage Pre-existing look-back period 60 days	Quote
44	iTravelInsured Standard Travel	No coverage Pre-existing look-back period 60 days	Quote
45	iTravelInsured 365 Standard	No coverage Pre-existing look-back period 60 days	Quote
46	iTravelInsured 365 Deluxe	No coverage Pre-existing look-back period 60 days	Quote
47	John Hancock Insurance Agency, Inc. Bronze	No coverage Pre-existing look-back period 60 days	Quote
48	John Hancock Insurance Agency, Inc. Silver	Covered if purchased within 21 days of trip deposit $50,000 per person Emergency Medical	Quote
49	John Hancock Insurance Agency, Inc. Gold	Covered if purchased within 21 days of trip deposit $75,000 per person Emergency Medical	Quote
50	MedjetAssist Annual Membership	Covered	Quote
51	MedjetAssist MedjetAssist Extended Stay	Covered	Quote
52	MedjetAssist MedjetAssist Short Term Plan	Covered	Quote
53	MH Ross Travel Insurance Services Asset Plus	Covered if purchased within 15 days of trip deposit	Quote
54	MH Ross Travel Insurance Services Bridge	Covered if purchased within 15 days of trip deposit	Quote
55	MH Ross Travel Insurance Services Complete	Covered if purchased within 15 days of trip deposit	Quote
56	RoamRight Essential	Covered if purchased within 21 days of trip deposit	Quote
57	RoamRight Preferred	Covered if purchased within 21 days of trip deposit	Quote
58	RoamRight Elite	Covered if purchased within 21 days of trip deposit	Quote
59	RoamRight Active	Covered if purchased within 21 days of trip deposit	Quote
60	RoamRight Adventure	Covered if purchased within 21 days of trip deposit	Quote
61	RoamRight Multi-Trip	No coverage Pre-existing look-back period 180 days	Quote
62	RoamRight Multi-Trip Medical	No coverage Pre-existing look-back period 180 days	Quote
63	RoamRight Medical excl US	$1,000 per person Emergency Medical for Unexpected Recurrence	Quote
64	RoamRight Evacuation	Covered	Quote
65	Seven Corners Inc Liaison Worldwide for US Citizens	$20,000 per person Emergency Medical for Unexpected Recurrence	Quote
66	Seven Corners Inc RoundTrip	Covered if purchased within 10 days of trip deposit	Quote
67	Seven Corners Inc RoundTrip Choice	Covered if purchased within 10 days of trip deposit	Quote
68	Seven Corners Inc Inbound USA	No coverage Pre-existing look-back period 180 days	Quote
69	Seven Corners Inc Liaison Continent excl US	No coverage Pre-existing look-back period 3 years	Quote
70	Seven Corners Inc Liaison Majestic excl US	No coverage Pre-existing look-back period 3 years	Quote
71	Seven Corners Inc Liaison Continent incl US	No coverage Pre-existing look-back period 3 years	Quote
72	Seven Corners Inc Liaison Worldwide for Non US Citizens	No coverage Pre-existing look-back period 3 years	Quote
73	Seven Corners Inc RoundTrip Economy	No coverage Pre-existing look-back period 60 days	Quote
74	Seven Corners Inc RoundTrip Elite	Covered if purchased within 21 days of trip deposit	Quote
75	Seven Corners Inc Wander Frequent Traveler incl US	No coverage Pre-existing look-back period 3 years	Quote
76	Seven Corners Inc Wander Frequent Traveler excl US	No coverage Pre-existing look-back period 1 year	Quote
77	Travel Guard Gold	Covered if purchased within 15 days of trip deposit	Quote
78	Travel Guard Gold	Covered if purchased within 15 days of trip deposit	Quote
79	Travel Guard Platinum	Covered if purchased within 15 days of trip deposit	Quote
80	Travel Guard Platinum	Covered if purchased within 15 days of trip deposit	Quote
81	Travel Guard Silver	Covered if purchased within 15 days of trip deposit	Quote
82	Travel Guard Silver	Covered if purchased within 15 days of trip deposit	Quote
83	Travel Insurance Services Travel Insurance Select Basic	No coverage Pre-existing look-back period 60 days	Quote
84	Travel Insurance Services Travel Insurance Select Elite	Covered if purchased within 21 days of trip deposit	Quote
85	Travel Insurance Services Travel Insurance Select Plus	Covered if purchased within 15 days of trip deposit	Quote
86	Travel Insured International Trip Protector Lite Expanded	Covered if purchased within 14 days of trip deposit	Quote
87	Travel Insured International Trip Protector Lite	No coverage Pre-existing look-back period 180 days	Quote
88	Travel Insured International Worldwide Trip Protector Gold	Covered if purchased within 30 days of trip deposit	Quote
89	Travel Insured International Worldwide Trip Protector	Covered if purchased within 21 days of trip deposit	Quote
90	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	No coverage	Quote
91	Travelex Insurance Services Flight Insure Package Plan Multi-trip	Covered	Quote
92	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	No coverage	Quote
93	Travelex Insurance Services Flight Insure Plus - Package Plan	Covered	Quote
94	Travelex Insurance Services Travel Basic	No coverage Pre-existing look-back period 60 days	Quote
95	Travelex Insurance Services Travel Max	Covered if purchased within 30 days of trip deposit	Quote
96	Travelex Insurance Services Travel Plus	Covered if purchased within 21 days of trip deposit $75,000 per person Emergency Medical	Quote
97	Travelex Insurance Services Travel Select	Covered if purchased within 21 days of trip deposit	Quote
98	Travelex Insurance Services TraveLite	Covered if purchased within 21 days of trip deposit	Quote
99	Travelex Insurance Services Business Traveler	No coverage Pre-existing look-back period 30 days	Quote
100	TravelSafe Basic	No coverage Pre-existing look-back period 60 days	Quote
101	TravelSafe Classic	Covered if purchased within 21 days of trip deposit	Quote
102	TravelSafe Classic Plus	Covered if purchased within 21 days of trip deposit	Quote
103	Trawick International Safe Travels USA	$1,000 per person Emergency Medical for Unexpected Recurrence	Quote
104	Trawick International Safe Travels International	$20,000 per person Emergency Medical for Unexpected Recurrence	Quote
105	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	No coverage Pre-existing look-back period 3 years	Quote
106	USA-ASSIST Worldwide Protection Global Travel Medical Executive	No coverage Pre-existing look-back period 3 years	Quote
107	USA-ASSIST Worldwide Protection Global Travel Medical Gold	No coverage Pre-existing look-back period 3 years	Quote
108	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	No coverage Pre-existing look-back period 3 years	Quote
109	USA-ASSIST Worldwide Protection Global Travel Medical Standard	No coverage Pre-existing look-back period 3 years	Quote
110	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	No coverage Pre-existing look-back period 3 years	Quote
111	USA-ASSIST Worldwide Protection GlobalTrip Classic	No coverage Pre-existing look-back period 180 days age 69 and under Pre-existing look-back period 1 year age 70 and over	Quote
112	USA-ASSIST Worldwide Protection GlobalTrip Saver	No coverage Pre-existing look-back period 180 days age 69 and under Pre-existing look-back period 1 year age 70 and over	Quote
113	USA-ASSIST Worldwide Protection GlobalTrip Plus	No coverage Pre-existing look-back period 180 days age 69 and under Pre-existing look-back period 1 year age 70 and over	Quote
114	USA-ASSIST Worldwide Protection GlobalTrip High Medical	No coverage Pre-existing look-back period 180 days age 69 and under Pre-existing look-back period 1 year age 70 and over	Quote
115	VacationGuard Vacation Pro	Covered if purchased within 14 days of trip deposit	Quote

Questions?

1-800-240-0369

Pre-Existing Condition

Coverage Description