Seven Corners Travel Insurance

Overview of Seven Corners Travel Insurance

Founded in 1993 and headquartered in Carmel, Indiana, Seven Corners, Inc. has been providing travel insurance for over 30 years. Originally known as Specialty Risk International, the company has evolved from offering a single travel medical product to an entire suite of dependable travel insurance options for customers worldwide.

One of Seven Corners’ core values is that the “customer comes first.” This is supported by Seven Corners Assist, their in-house 24/7 assistance team that supports customers with medical emergencies, evacuation, and local provider referrals. Seven Corners currently ranks among the highest-rated travel insurance providers on Squaremouth for customer satisfaction.

Seven Corners currently offers six policies on our comparison platform. With high medical coverage and robust customer support, their plans are generally considered ‘high-end’ among industry experts. Despite above-average premiums, Seven Corners remains one of the most popular providers on Squaremouth.

Their catalog of policies comprises comprehensive, travel medical, and annual plans. They are also one of the few providers to offer a cruise-specific travel insurance option for anyone planning a high-seas adventure. This wide range of options makes it easy to find a plan that fits your unique coverage requirements.

Is Seven Corners A Reliable Travel Insurance Company?

Seven Corners is a reputable travel insurance company with decades of experience. Seven Corners’ plans are underwritten by reputable, financially strong insurers like Crum & Forster SPC and United States Fire Insurance Company, and hold an A.M. Best financial rating score of A (Excellent) or better. The provider also maintains an A+ rating with the Better Business Bureau (BBB).

Our Take: __Seven Corners is a strong choice if you want high medical and evacuation protection, and reliable pre-trip support. Their plans are more expensive than many competitors, but you’re paying for top-tier benefits and access to a well-established 24/7 assistance team.
They offer a wide range of policies, including cruise and annual options, and some plans allow useful upgrades like Cancel For Any Reason (CFAR) and Rental Car Damage protection. Seven Corners Trip Protection Choice, in particular, is a great option if you’re taking an international trip. Not only is it one of the top-selling policies on Squaremouth, but it also offers among the best medical coverage of any comprehensive travel insurance plan on the market.
Just know that many plans come with secondary medical coverage, some include a deductible, and customer reviews often mention slow claims processing. If these drawbacks aren’t dealbreakers for you, then Seven Corners may be the right choice for your upcoming trip.
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Seven Corners Ratings from Real Customers

We ask all Squaremouth customers to rate their provider based on the level of service they received before, during, and after their trip. Seven Corners consistently ranks among the highest-rated providers on our platform.

The ratings below are based on 4,400+ verified Seven Corners customer reviews.

Based on the chart above, Seven Corners truly delivers when it comes to supporting travelers before their departure, offering everything from assistance making policy modifications to clear answers for any last-minute coverage-related questions.

Despite having some of the highest satisfaction ratings of any provider on Squaremouth, post-trip customer satisfaction is Seven Corners’ biggest weakness. Some travelers report slow claims processes and challenges communicating effectively with the provider when seeking reimbursement.

For a deeper dive into what customers think about Seven Corners, check out some recent reviews:

Pros & Cons of Seven Corners Travel Insurance Plans

Overall, Seven Corners is an experienced, dependable provider that receives high praise for their customer service, coverage options, and benefits. However, there are a handful of potential drawbacks to consider when reviewing plans from this insurer.

Seven Corners has made a name for themselves in the industry thanks to their generous medical protection limits. All of their policies on Squaremouth include over $50,000 of Emergency Medical coverage. In particular, their Trip Protection Choice plan offers the highest standard medical coverage of any comprehensive travel insurance plan on our platform.

Seven Corners is also great for customization. Their comprehensive policies are all eligible for add-ons like CFAR and Interruption For Any Reason (IFAR), as well as other benefits like Rental Car Damage protection. Most Seven Corners plans also offer a pre-existing condition waiver to those who qualify, which can be a great addition to your coverage if you’re suffering from a health issue that may flare up during your trip. These extra benefits aren’t available with every provider and can give you added flexibility or peace of mind heading into a trip.

As previously mentioned, some customers have complaints about Seven Corners’ claims process. Many BBB reviews cite slow response times and communication issues, which can be frustrating when trying to be reimbursed for a covered expense.

It’s also important to note that the majority of Seven Corners policies offer secondary Emergency Medical coverage, rather than primary. While this isn’t necessarily a deal breaker for many travelers, it may result in additional paperwork and wait times when it comes time to file a claim.

Some plans also require you to pay a $250 medical deductible to be eligible for medical benefits. While deductibles are fairly common in travel insurance, many travelers prefer coverage to begin automatically without having to pay expenses out of pocket.

Ready to explore your options? Compare Seven Corners plans against other top providers.

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Overview of Seven Corners Travel Insurance Plans

Seven Corners has one of the most diverse portfolios of policies of any provider on Squaremouth. They currently list six unique policies on our platform, including a mix of comprehensive, travel medical, and annual plans.

Which Seven Corners Travel Insurance Plan is the Best for Me?

All of Seven Corners’ plans are solid options, but below we have highlighted a few of the top plans frequently chosen by Squaremouth customers.

Seven Corners Trip Protection Choice

Seven Corners’ Trip Protection Choice policy is among the top-selling travel insurance plans on Squaremouth year after year. It’s best known for its exceptional medical coverage, offering up to $500,000 in Emergency Medical coverage and $1,000,000 in Medical Evacuation coverage. Other key highlights include up to $2,000 in reimbursement if you encounter a 6+ hour trip delay and up to $2,500 in baggage loss protection. This policy is highly recommended if you’re traveling abroad and want a well-rounded, dependable travel insurance plan. Although it’s one of the pricier options on our platform, it offers some of the most comprehensive coverage available.

Travel Medical Plans

Seven Corners’ Travel Medical line comprises a handful of plans solely designed to protect you from unexpected medical expenses while traveling. Their Travel Medical Basic option, for example, is a great choice if you’re either on a budget or don’t need to protect your travel expenses. Seven Corners’ Travel Medical Annual is also another one to note, as it is one of the few annual plans listed on Squaremouth. It provides 12 months of medical coverage regardless of the number of trips you take, and can be a cost-effective choice if you foresee yourself traveling frequently over the next year.

Seven Corners Cruise

As the name suggests, Seven Corners Cruise is a comprehensive travel insurance policy designed specifically for travelers planning a cruise vacation. It includes several cruise-specific benefits such as Missed Tour or Cruise Connection, Cruise Diversion, and Cruise Disablement. It also includes high coverage limits for medical emergencies and evacuations, which tend to be costly if you are out at sea. Purchasing cruise coverage from a third-party insurer, such as Seven Corners, is often more affordable than purchasing it directly from a cruise line and allows you to tailor your coverage to your specific trip.

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Compare Seven Corners Travel Insurance vs. Competitors

What’s the best provider? That depends on your trip. Choosing the right one can save you thousands. Here’s how Seven Corners stacks up.

Plan Features
Overall Coverage	Comprehensive coverage with customizable trip cancellation and medical	Broad coverage, with options for customization
Cost	Competitive pricing, flexible cancellation options	Moderate pricing with flexible plan options
Customer Rating	4.4 Very Good 4,475 Reviews	4.5 Very Good 208 Reviews
AM Best Rating	A (Excellent)	A (Excellent)
Unique Benefits	High medical evacuation limits, sporting and adventure travel coverage	Sporting equipment coverage
Insurance Partners	Backed by United States Fire Insurance Company, HDI Global Specialty SE, and Crum & Forster SPC.	Backed by BCS Insurance Company and Jefferson Insurance Company.

How Much Does Seven Corners Cost?

Seven Corners is generally considered one of the more high-end travel insurance companies on the market, so their plans often cost slightly more than plans from other providers.

Considering their high medical coverage limits and excellent customer support, it’s no surprise that Seven Corners’ travel medical and comprehensive policies rank among the most expensive found on our platform.

Seven Corners’ non-cancellation policies average $46.15, which is the fourth most expensive of all the providers on our site. For context, many providers on the market offer travel medical policies that average between $20-$35.

As mentioned earlier, Seven Corners’ high price points can be attributed to the extensive medical coverage provided with many of their plans. Even their base plan includes up to $50,000 in Emergency Medical coverage, which meets our minimum coverage recommendations for international trips. For this price, you also get access to Seven Corners Assist, the provider’s award-winning 24/7 customer support team.

Their comprehensive policies, which comprise their “Trip Protection” and “Cruise” lines, are also pricey compared to competing carriers, averaging just shy of $400 per policy. In addition to excellent medical coverage, Seven Corners’ comprehensive plans allow you to insure $30,000 – $100,000 in trip costs per person, which can be extremely helpful if you’re planning a long trip that involves numerous upfront expenses.

Despite their higher premiums, Seven Corners remains one of the best-selling providers on Squaremouth when it comes to comprehensive coverage. Many travelers are willing to pay the additional premium for the peace of mind their plans provide.

Seven Corners Satisfaction Ratings vs Competitors

They currently hold a rating of 4.38 out of 5, making them one of the top 10 highest-rated providers on Squaremouth. This rating takes into account the level of service they provide customers before, during, and after a trip. Although plans on our site come from dependable providers, purchasing coverage from a provider with high satisfaction scores can add an extra layer of peace of mind.

Customers often state that Seven Corners excels when it comes to pre-trip customer assistance, but has room for improvement when it comes to processing claims.

Is Seven Corners Travel Insurance Right for Me?

Seven Corners is a great option if your primary concern is having robust medical coverage in case you get sick or injured while traveling, and you don’t mind paying a bit extra for top-tier protection.

Their plans tend to sit at the higher end of the price range on Squaremouth, but even their lowest-tier options include $50,000 in Emergency Medical coverage and $250,000 in Medical Evacuation coverage. They offer great protection against unexpected health-related expenses while you’re away from home.

Seven Corners also boasts some of the best customer service ratings, thanks in part to their award-winning Seven Corners Assist team. They offer access to important contact and claims information through their mobile app, which can be helpful if you encounter an emergency and need immediate assistance.

However, Seven Corners may not be perfect for everyone. Many customers cite slow claims processing, and most of their plans offer secondary medical coverage, which can mean more paperwork on your end and slower claims overall.

Some policies also come with a $250 medical deductible, which may be a drawback if you prefer coverage to kick in without paying out-of-pocket. Lastly, due to the higher price point, this provider may not be ideal for you if you are on a budget or are in the market for cheap travel insurance.

Alternatives to Seven Corners

Can’t find a Seven Corners plan that fits your needs? Consider policies from these other carefully vetted providers.

Travel Insured International is a provider on Squaremouth that is seeing a continued rise in popularity. Their FlexiPAXoption is a great fit if you’re looking for a plan that provides plenty of customization options, family-friendly pricing, and great built-in benefits.

Arch RoamRight is a highly rated provider on our platform, especially when it comes to claims handling. This insurer can be a good option if Seven Corners’ reviews regarding post-trip customer support give you second thoughts.

Tin Leg is a Squaremouth brand, but currently ranks as the top-selling provider on our platform, as chosen by customers. We built it to offer a wide range of policies for different types of trips. Like Seven Corners, Tin Leg offers a cruise-specific policy called Tin Leg Cruise that features benefits and coverage limits geared towards cruise vacations.

Frequently Asked Questions: Seven Corners Travel Protection

Is Seven Corners a Legitimate Travel Insurance Provider?

Yes, Seven Corners is a trustworthy travel insurance provider with decades of experience. Although they may not be a household name, Seven Corners has helped millions of travelers protect themselves financially away from home. They currently hold an A+ rating with the BBB, highlighting their legitimacy and commitment to customer service.

Does Seven Corners Cover Car Rentals?

Seven Corners’ Trip Protection Choice and Trip Protection Basic offer optional Rental Car Damage protection. You can add this benefit to your policy during the checkout process for a small fee. Rental Car Damage protection can reimburse you for damage, theft, or vandalism to a rental car during a covered trip.

Does Seven Corners Offer Primary Medical Insurance?

Of the Seven Corners plans listed on Squaremouth, only Trip Protection Choice and Travel Medical Annual Multi-Trip come with Primary medical coverage. This type of coverage is generally the preferred option as it involves less paperwork and wait times when filing a medical claim. All other policies come with Secondary medical coverage.

Does Seven Corners Travel Insurance Cover Domestic Trips?

Yes, most Seven Corners policies can cover getaways within the United States. However, Seven Corners does have plans that exclude domestic travel and only cover trips overseas. If you’re in the market for domestic travel insurance, be sure to review your policy’s Certificate of Insurance to make sure your trip is covered.

How Can I Cancel My Seven Corners Travel Insurance Policy?

You can cancel your Seven Corners plan online through their website, via email, or by phone. You’re not guaranteed a refund if you cancel. The only way to receive a full refund for your travel insurance policy is to cancel your plan within its Free Look Period.

Seven Corners’ Free Look Periods vary by plan. For most of their comprehensive plans, you have 14 days after your purchase date to cancel for a full refund. For travel medical plans, you can cancel up to the day before your policy’s effective date, which is normally the day before you depart for your trip.

How Do I File a Claim with Seven Corners?

Squaremouth does not process Seven Corners claims directly. If you need to file a claim with your provider, we recommend contacting them directly to initiate the process.

Contact information and links are listed below.