What is Identity Theft travel insurance?

Identity Theft provides assistance with the services and costs associated with recovering a traveler’s identity and credit.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Identity Theft coverage.

Looking for a policy with Identity Theft coverage?

Enter your trip information on our custom quote form. Once you receive your results, select the Identity Theft filter to find the best policy for your trip with the coverage that you need.

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Identity Theft by Provider

Last Updated: 04/04/2024
AXA Assistance USA AXA Assistance USA
Policy Name and Summary of Coverage
1

Silver

Covered

IDENTITY THEFT SERVICES

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution. This service provides: Education & Protection, Personal Guidance, & Assistance with Emergency Funds.

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2

Gold

Covered

IDENTITY THEFT SERVICES

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution. This service provides: Education & Protection, Personal Guidance, & Assistance with Emergency Funds.

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3

Platinum

Covered

IDENTITY THEFT SERVICES

If you suddenly find yourself missing your identification, credit or debit cards, or other important personal or financial documents, while traveling we can provide an Identity Theft solution. This service provides: Education & Protection, Personal Guidance, & Assistance with Emergency Funds.

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IMG IMG
Policy Name and Summary of Coverage
4

Patriot America Plus

$500 per person

O. IDENTITY THEFT:

Subject to the Terms of this insurance and in the event the Insured Person’s identity is stolen, the Company will reimburse the Insured Person the Reasonable and Customary costs incurred by the Insured Person up to the amount shown in the BENEFIT SUMMARY for:

(1) re-filing loan or other credit applications that are rejected solely as a result of the Insured Person’s stolen identity

(2) notarization of legal documents

(3) long distance telephone calls and postage incurred solely as a result of necessary reporting of the Insured Person’s stolen identity

(4) amending and/or rectifying records as a result of the Insured Person’s stolen identity

(5) up to three (3) credit reports obtained within one (1) year of the Insured Person’s knowledge of the stolen identity

(6) stop payment orders placed on missing or unauthorized checks as a result of the Insured Person’s stolen identity.

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5

Patriot America Platinum

Covered

O. IDENTITY THEFT:

Subject to the Terms of this insurance and in the event the Insured Person’s identity is stolen, the Company will reimburse the Insured Person the Reasonable and Customary costs incurred by the Insured Person up to the amount shown in the BENEFIT SUMMARY for:

(1) re-filing loan or other credit applications that are rejected solely as a result of the Insured Person’s stolen identity

(2) notarization of legal documents

(3) long distance telephone calls and postage incurred solely as a result of necessary reporting of the Insured Person’s stolen identity

(4) amending and/or rectifying records as a result of the Insured Person’s stolen identity

(5) up to three (3) credit reports obtained within one (1) year of the Insured Person’s knowledge of the stolen identity

(6) stop payment orders placed on missing or unauthorized checks as a result of the Insured Person’s stolen identity

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6

Patriot America Lite

$500 per person

N. IDENTITY THEFT:

Subject to the Terms of this insurance and in the event the Insured Person’s identity is stolen, the Company will reimburse the Insured Person the Reasonable and Customary costs incurred by the Insured Person up to the amount shown in the BENEFIT SUMMARY for:

(1) re-filing loan or other credit applications that are rejected solely as a result of the Insured Person’s stolen identity

(2) notarization of legal documents

(3) long distance telephone calls and postage incurred solely as a result of necessary reporting of the Insured Person’s stolen identity

(4) amending and/or rectifying records as a result of the Insured Person’s stolen identity

(5) up to three (3) credit reports obtained within one (1) year of the Insured Person’s knowledge of the stolen identity

(6) stop payment orders placed on missing or unauthorized checks as a result of the Insured Person’s stolen identity.

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7

Patriot International Lite

Covered

R. IDENTITY THEFT:

Subject to the Terms of this insurance and in the event the Insured Person’s identity is stolen, the Company will reimburse the Insured Person the Reasonable and Customary costs incurred by the Insured Person up to the amount shown in the BENEFIT SUMMARY for:

(1) re-filing loan or other credit applications that are rejected solely as a result of the Insured Person’s stolen identity

(2) notarization of legal documents

(3) long distance telephone calls and postage incurred solely as a result of necessary reporting of the Insured Person’s stolen identity

(4) amending and/or rectifying records as a result of the Insured Person’s stolen identity

(5) up to three (3) credit reports obtained within one (1) year of the Insured Person’s knowledge of the stolen identity

(6) stop payment orders placed on missing or unauthorized checks as a result of the Insured Person’s stolen identity

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8

Patriot International Platinum

Covered

R. IDENTITY THEFT:

Subject to the Terms of this insurance and in the event the Insured Person’s identity is stolen, the Company will reimburse the Insured Person the Reasonable and Customary costs incurred by the Insured Person up to the amount shown in the BENEFIT SUMMARY for:

(1) re-filing loan or other credit applications that are rejected solely as a result of the Insured Person’s stolen identity

(2) notarization of legal documents

(3) long distance telephone calls and postage incurred solely as a result of necessary reporting of the Insured Person’s stolen identity

(4) amending and/or rectifying records as a result of the Insured Person’s stolen identity

(5) up to three (3) credit reports obtained within one (1) year of the Insured Person’s knowledge of the stolen identity

(6) stop payment orders placed on missing or unauthorized checks as a result of the Insured Person’s stolen identity.

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Tin Leg Tin Leg
Policy Name and Summary of Coverage
9

Economy

No coverage

There is no Identity Theft coverage with this plan.

10

Standard

Covered

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

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11

Luxury

Covered

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

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12

Adventure

Covered

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing creditbureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

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Travel Insured International Travel Insured International
Policy Name and Summary of Coverage
13

Worldwide Trip Protector Plus

Covered

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to pre-event status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

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14

Worldwide Trip Protector

Covered

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to prevent status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

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15

Worldwide Trip Protector Edge

Covered

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to prevent status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

The Identity Theft Resolution Services become available on Your scheduled departure date for Your Covered Trip. Services are provided only for an Identity Theft event which occurs while on Your Covered Trip. Identity Theft Resolution does not guarantee that its intervention on behalf of You will result in a particular outcome or that its efforts on behalf of You will lead to a result satisfactory to You. Identity Theft Resolution does not include and shall not assist You for thefts involving non-US bank accounts.

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