Hurricane & Weather

Information > Benefits > Hurricane & Weather

The table below shows you at a glance which company provides the most comprehensive coverage for the Hurricane & Weather element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below for more information. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.

Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.

Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.

Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel supplier can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.

Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.

View full policy wording for Hurricane & Weather for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage	Quote
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	No coverage	Quote
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	No coverage	Quote
4	Allianz Classic	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
5	AMEX Assurance Company Global Travel Shield Classic	Mandatory Evacuation conditionally covered Covered for Inclement Weather Must be purchased before storm is named	Quote
6	AMEX Assurance Company Global Travel Shield Deluxe	Mandatory Evacuation conditionally covered Covered for Inclement Weather Must be purchased before storm is named	Quote
7	AMEX Assurance Company Gold	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 6 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
8	AMEX Assurance Company Platinum	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 6 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
9	Azimuth Risk Solutions, LLC Beacon America incl US	No coverage	Quote
10	Azimuth Risk Solutions, LLC Beacon International excl US	No coverage	Quote
11	CSA Travel Protection Custom Luxe	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
12	CSA Travel Protection Custom	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
13	GeoBlue Voyager Choice	No coverage	Quote
14	GeoBlue Voyager Essential	No coverage	Quote
15	GeoBlue Trekker Choice excl US	No coverage	Quote
16	GeoBlue Trekker Essential excl US	No coverage	Quote
17	Global Alert Administrators Global Alert Essentials	Complete cessation of common carrier for 12 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
18	Global Alert Administrators Global Alert Preferred	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
19	Global Alert Administrators Global Alert Preferred Plus	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
20	HCC Medical Insurance Services Atlas International excl US	No coverage	Quote
21	HCC Medical Insurance Services Atlas America incl US	No coverage	Quote
22	HCC Medical Insurance Services Atlas Pro incl US Visit	No coverage	Quote
23	HCC Medical Insurance Services Atlas Pro excl US Visit	No coverage	Quote
24	HTH Worldwide TravelGap Voyager	No coverage	Quote
25	HTH Worldwide TravelGap Voyager	No coverage	Quote
26	HTH Worldwide TripProtector	Mandatory Evacuation conditionally covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
27	HTH Worldwide TripProtector Preferred	Mandatory Evacuation conditionally covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
28	HTH Worldwide TravelGap Multi-Trip Silver	No coverage	Quote
29	HTH Worldwide TravelGap Multi-Trip Silver	No coverage	Quote
30	HTH Worldwide TravelGap Multi-Trip Gold	No coverage	Quote
31	HTH Worldwide TravelGap Multi-Trip Gold	No coverage	Quote
32	HTH Worldwide TravelGap Excursion	No coverage	Quote
33	HTH Worldwide TravelGap Excursion	No coverage	Quote
34	HTH Worldwide TripProtect e-Saver	Mandatory Evacuation conditionally covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
35	IMG Patriot America	No coverage	Quote
36	IMG Patriot International	No coverage	Quote
37	IMG Patriot Multi-Trip America	No coverage	Quote
38	IMG Patriot Multi-Trip International	No coverage	Quote
39	iTravelInsured Deluxe Travel	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
40	iTravelInsured Elite	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
41	iTravelInsured Travel Lite	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
42	iTravelInsured 365 Travel Medical Program	No coverage	Quote
43	iTravelInsured Student	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
44	iTravelInsured Standard Travel	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
45	iTravelInsured 365 Standard	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
46	iTravelInsured 365 Deluxe	Complete cessation of common carrier for 24 hours Natural Disaster only Must be purchased before storm is named	Quote
47	John Hancock Insurance Agency, Inc. Bronze	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
48	John Hancock Insurance Agency, Inc. Silver	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
49	John Hancock Insurance Agency, Inc. Gold	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
50	MedjetAssist Annual Membership	No coverage	Quote
51	MedjetAssist MedjetAssist Extended Stay	No coverage	Quote
52	MedjetAssist MedjetAssist Short Term Plan	No coverage	Quote
53	MH Ross Travel Insurance Services Asset Plus	Complete cessation of common carrier for 12 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
54	MH Ross Travel Insurance Services Bridge	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
55	MH Ross Travel Insurance Services Complete	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
56	RoamRight Essential	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
57	RoamRight Preferred	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
58	RoamRight Elite	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
59	RoamRight Active	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
60	RoamRight Adventure	Mandatory Evacuation conditionally covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
61	RoamRight Multi-Trip	Complete cessation of common carrier for 24 hours Must be purchased before storm is named	Quote
62	RoamRight Multi-Trip Medical	No coverage	Quote
63	RoamRight Medical excl US	No coverage	Quote
64	RoamRight Evacuation	No coverage	Quote
65	Seven Corners Inc Liaison Worldwide for US Citizens	No coverage	Quote
66	Seven Corners Inc RoundTrip	Complete cessation of common carrier for 48 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
67	Seven Corners Inc RoundTrip Choice	Complete cessation of common carrier for 48 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
68	Seven Corners Inc Inbound USA	No coverage	Quote
69	Seven Corners Inc Liaison Continent excl US	No coverage	Quote
70	Seven Corners Inc Liaison Majestic excl US	No coverage	Quote
71	Seven Corners Inc Liaison Continent incl US	No coverage	Quote
72	Seven Corners Inc Liaison Worldwide for Non US Citizens	No coverage	Quote
73	Seven Corners Inc RoundTrip Economy	No coverage	Quote
74	Seven Corners Inc RoundTrip Elite	Complete cessation of common carrier for 48 hours	Quote
75	Seven Corners Inc Wander Frequent Traveler incl US	No coverage	Quote
76	Seven Corners Inc Wander Frequent Traveler excl US	No coverage	Quote
77	Travel Guard Gold	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
78	Travel Guard Gold	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
79	Travel Guard Platinum	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
80	Travel Guard Platinum	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
81	Travel Guard Silver	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
82	Travel Guard Silver	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
83	Travel Insurance Services Travel Insurance Select Basic	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
84	Travel Insurance Services Travel Insurance Select Elite	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
85	Travel Insurance Services Travel Insurance Select Plus	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
86	Travel Insured International Trip Protector Lite Expanded	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
87	Travel Insured International Trip Protector Lite	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
88	Travel Insured International Worldwide Trip Protector Gold	Mandatory Evacuation covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
89	Travel Insured International Worldwide Trip Protector	Mandatory Evacuation covered Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
90	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	No coverage	Quote
91	Travelex Insurance Services Flight Insure Package Plan Multi-trip	No coverage	Quote
92	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	No coverage	Quote
93	Travelex Insurance Services Flight Insure Plus - Package Plan	No coverage	Quote
94	Travelex Insurance Services Travel Basic	Covered for Inclement Weather Must be purchased before storm is named	Quote
95	Travelex Insurance Services Travel Max	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
96	Travelex Insurance Services Travel Plus	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
97	Travelex Insurance Services Travel Select	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
98	Travelex Insurance Services TraveLite	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
99	Travelex Insurance Services Business Traveler	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
100	TravelSafe Basic	Complete cessation of common carrier for 12 hours Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
101	TravelSafe Classic	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
102	TravelSafe Classic Plus	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote
103	Trawick International Safe Travels USA	No coverage	Quote
104	Trawick International Safe Travels International	No coverage	Quote
105	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	No coverage	Quote
106	USA-ASSIST Worldwide Protection Global Travel Medical Executive	No coverage	Quote
107	USA-ASSIST Worldwide Protection Global Travel Medical Gold	No coverage	Quote
108	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	No coverage	Quote
109	USA-ASSIST Worldwide Protection Global Travel Medical Standard	No coverage	Quote
110	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	No coverage	Quote
111	USA-ASSIST Worldwide Protection GlobalTrip Classic	Complete cessation of common carrier for 48 hours Must be purchased before storm is named	Quote
112	USA-ASSIST Worldwide Protection GlobalTrip Saver	Complete cessation of common carrier for 48 hours Must be purchased before storm is named	Quote
113	USA-ASSIST Worldwide Protection GlobalTrip Plus	Complete cessation of common carrier for 48 hours Must be purchased before storm is named	Quote
114	USA-ASSIST Worldwide Protection GlobalTrip High Medical	Complete cessation of common carrier for 48 hours Must be purchased before storm is named	Quote
115	VacationGuard Vacation Pro	Mandatory Evacuation covered Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named	Quote

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Hurricane & Weather

Coverage Description