Choose the Right Plan Type for Your Journey
Whether you're heading on a weekend getaway or a long-term expedition, the right insurance plan will provide the support you need every step of the way.
Unsure where to begin? Review the different plan types below and select the one that best fits your needs.
Comprehensive: Full coverage for cancellations, medical needs, and travel interruptions
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Protection against trip cancellations
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Coverage for unexpected medical emergencies
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Lost luggage and travel delay coverage
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Limited to one trip only
Annual: Yearly plan covering multiple trips under one policy
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Cost-effective coverage for a full year
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Financial protection for travel delays
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Provides international medical insurance
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Limited to no cancellation coverage
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Excludes trips exceeding 90 days
Group: Coverage tailored for groups of 10 or more traveling together
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Simplified travel management with one policy for all
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Cost savings for group bookings
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Enhanced coverage options for all members
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Limited individual customization
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Requires everyone be visiting the same destination
Travel Medical: Focused on health and medical coverage while traveling
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Comprehensive health protection
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Emergency medical evacuation
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Coverage for pre-existing conditions (varies by plan)
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Limited non-medical travel protections
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Coverage for flight cancellations and delays
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Lost luggage protection
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Travel accident insurance
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Limited coverage for voluntary flight cancellations
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Protection against itinerary changes
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Medical coverage while onboard
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Coverage for missed port connections
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May have restrictions on certain activities
Family: Built to provide comprehensive coverage for the whole family
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Coverage for the entire family in the event of an illness or injury
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Reimbursement for unexpected cancellations or interruptions
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Select plans cover children for no additional cost
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Families traveling from different locations often need separate plans
Trip Type Coverage for Every Adventure
Every adventure is different, and so is the coverage you need. Discover insurance tailored to your specific trip type, from a serene beach escape to extreme sports.
Adventure: Perfect for thrill-seekers and outdoor enthusiasts
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Coverage for high-energy activities like hiking and skiing
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Protection against unexpected trip interruptions
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Medical coverage tailored for adventurous pursuits
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It may not cover certain extreme sports
Safari: Designed for wildlife enthusiasts exploring exotic destinations
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Medical protection in remote locations
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Coverage for itinerary changes due to wildlife encounters
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Lost baggage and travel delay protection
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Restrictions on certain activities (e.g., walking safaris)
Backpacking: Tailored for budget travelers and long-term explorers
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Essential coverage for long-term trips
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Protection for hostel stays and budget accommodations
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Flexibility for multiple destinations
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Limited coverage for luxury or guided tours
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It may not cover specific travel activities
Scuba Diving: Specifically designed for underwater explorers
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Coverage for dive-related accidents and injuries
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Protection for lost diving gear
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Emergency medical evacuation for diving incidents
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Only select providers cover scuba diving
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Restrictions on specific dive locations
Kayaking: Designed to cover adventure-seekers on the water
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Coverage for kayaking accidents or injuries
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Reimbursement for cancellations caused by injuries
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Protection for damaged or lost equipment
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Exclusions for extreme kayaking and competitions
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Limited coverage for expensive equipment
Mountaineering: Coverage built for climbing adventures
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Covers climbing at elevations most plans exclude
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Provides travel medical insurance for climbers
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Reimburses lost or damaged climbing equipment
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Only select providers cover mountaineering
Cycling: Ideal for active travelers exploring their destinations by bike
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Essential medical coverage for cyclists
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Coverage for bike damage or theft
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Reimbursement for canceled or interrupted trips
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Exclusions for certain types of cycling, such as mountain biking
Golf: Tailored specifically to cover you on the course
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Reimbursement for prepaid tee times if you need to cancel
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Coverage for golf equipment and clubs
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Medical benefits for injuries that occur on the course
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Limited coverage for expensive golf clubs
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Exclusions for tournaments or competitive golf
Sailing: Built to protect travelers sailing the open water.
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Medical benefits for injuries or illnesses while sailing
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Coverage for evacuations from remote areas
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Protection against cancellations caused by weather
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Limited reimbursement for expensive gear
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Exclusions for sailing races
Snowboarding/Skiing: Built to cover thrill-loving travelers on the slopes
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Coverage if you're injured while skiing or snowboarding
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Protection for lost, damaged, or stolen gear
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Reimbursement for unused lift tickets
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Exclusions for extreme winter sports, such as heliskiing
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Limited coverage for competitions
Hiking: Built to protect you on your trekking expedition
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Provides medical protection on hiking trips
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Protection for lost or damaged hiking gear
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Covers a variety of cancellation reasons, such as injury or weather
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Exclusions for high elevation treks
Surfing: Coverage specifically tailored for riding the waves
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Coverage for injuries that occur while you’re surfing
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Protection for lost or damaged surf gear
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Reimbursement for canceled or interrupted trips
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Limited coverage for expensive surfboards
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Exclusions for competitive surfing
Mountain Biking: Plans that cover accidents that occur while riding
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Covers mountain bike-related accidents
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Protects bikes, protective gear, and other equipment
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Available for domestic & international travel
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Competitive racing is not always covered