Travel Insured Travel Insurance

Overview of Travel Insured International Travel Insurance

Travel Insured International is well known for its highly customizable policies and has established itself as one of the leading insurers on the market. Since opening their doors in 1994, they’ve made a name for themselves by offering highly rated insurance policies at prices that won’t break the bank.

Travel Insured currently lists four comprehensive travel insurance policies on the Squaremouth marketplace. These plans cover everything from inconvenient flight delays to life-threatening medical emergencies. The majority of their products can be customized through add-ons for additional financial protection while you’re away from home.

The provider also prioritizes customer support and offers “24/7 Traveler Support Services” to all policyholders. This encompasses everything from concierge needs and translation support to medical referrals and assistance for time-sensitive emergencies. This investment in customer care is a big reason why Travel Insured stands as one of the highest-rated providers on our comparison platform.

Is Travel Insured International Legit?

Founded in 1994 and headquartered in Glastonbury, Connecticut, Travel Insured International has spent over 30 years building a reputation as a reliable travel insurance provider and has earned a well-deserved spot as a favorite among Squaremouth travelers and the wider travel community.

It was acquired by one of the nation’s oldest and financially stable insurance brands, Crum & Forster, in 2015. United States Fire Insurance Company also underwrites all of Travel Insured International’s policies found on Squaremouth. Because of this strong financial backing, all of their policies hold an A.M. Best rating of A (Excellent).

The provider is also diligent about addressing negative customer sentiment and maintains an A+ rating with the Better Business Bureau (BBB).

Our Take: Travel Insured International is a great option if you want customizable coverage from a dependable, well-rated provider. Their plans stand out for offering primary medical coverage, optional upgrades, and add-ons that let you tailor protection to your trip. They also earn consistently high marks from customers for their pre-trip support and the concierge-style services while you travel.

We especially recommend FlexiPAX, which is their most customizable policy that offers family-friendly pricing and can cover children under 18 at no extra cost.

Travel Insured’s comprehensive plans often cost more than the competition, but the higher price is easily justified given the strong medical protection, access to hard-to-find benefits like Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR), and the reassurance of 24/7 emergency assistance that this provider offers. Overall, Travel Insured is best suited if you are traveling internationally, have a complex itinerary that requires tailored protection, or prefer having robust protection heading into your next trip.

Travel Insured Customer Satisfaction Ratings

Since partnering with Squaremouth, Travel Insured has consistently stayed at the top of the charts for sales and customer reviews, and is currently one of the most reviewed travel insurance companies on Squaremouth, with the majority of the feedback from customers being positive.

Nearly 4,000 Travel Insured customers have shared their experience with the provider before, during, and after their trips. Only three providers on our platform have more customer reviews, highlighting their popularity among both domestic and international travelers.

Travel Insured places a strong emphasis on customer support, which explains why they hold one of the best customer satisfaction scores on our platform. Their best asset, according to customers, is the assistance they provide before a trip, whether that’s helping customers make changes to their coverage or answering last-minute questions. ‘

Another highlight is Travel Insured’s support during a trip. All of their policies come with complimentary concierge services, which can assist in making dinner reservations, booking golf tee times, and arranging event tickets for a nearby show, concert, or sporting event.

While Travel Insured customer reviews are overwhelmingly positive, most negative reviews mention the provider’s claims handling. Specifically, customers report extensive amounts of paperwork that need to be filed, as well as claim delays. It’s worth noting that most travel insurance companies receive similar reviews.

See what customers have to say in these recent reviews of Travel Insured International:

Pros & Cons of Travel Insured International

When choosing a travel insurance provider, it’s important to weigh the positives and negatives. Below, we’ve outlined a few positive highlights and potential downsides to consider as you review your coverage options from Travel Insured International.

One of the strongest attributes of Travel Insured’s policies is their customization. Three of the four plans listed on Squaremouth are eligible for optional add-ons like CFAR, IFAR, and Rental Car Damage protection. These are not offered by all providers and are usually reserved for top-tier plans, so it’s a luxury to have them offered on several policies from a single provider. Their popular FlexiPAX policy also offers ‘Upgrade Bundles’ that allow you to increase coverage limits for select benefits for a small fee at checkout.

Another cornerstone of Travel Insured plans is the generous medical coverage. All plans, aside from their basic Worldwide Trip Protector Edge option, include up to $100,000 in Primary Emergency Medical coverage, which is more than enough for domestic trips and strong enough for most international trips. Every Travel Insured policy also provides coverage for pre-existing medical conditions as long as you meet specific eligibility requirements.

One downside of Travel Insured plans is their cost, particularly when it comes to comprehensive coverage. While they are not the most expensive provider on our platform, their premiums may not be suitable for budget-conscious travelers or anyone taking a quick getaway. However, if you are traveling as a family, Travel Insured can cover kids under 18 at no extra cost, which can lead to huge cost savings and offset the higher price.

Another point to note is that several plans have a wait time of 12 hours or more for travel delay and baggage delay protection to kick in. This may be too long for some travelers. However, this is not the case for all of Travel Insured’s plans, so review this coverage if it is important to you.

Ready to explore your options? Compare Travel Insured plans against other top providers.

Get A Free Quote

Plans Offered by Travel Insured International

Travel Insured International specializes in comprehensive travel protection that covers everything from cancellations to medical emergencies. See a breakdown of their current offerings below:

FlexiPAX

FlexiPAX is one of the top-selling plans on Squaremouth due to its high limits and expansive coverage at a very reasonable price. As the name suggests, Travel Insured introduced FlexiPAX to appeal to travelers who want more flexibility and customization from their travel protection. It includes a wide range of add-ons like CFAR, IFAR, and Rental Car Damage protection. One of the most appealing features of this policy, though, is its family-friendly pricing. With this plan, parents can insure up to nine children under the age of 18 at no additional cost. This can result in significant cost savings for large families traveling overseas.

Worldwide Trip Protector

Travel Insured’s Worldwide Trip Protector line comprises several comprehensive travel insurance policies at varying degrees of coverage. Worldwide Trip Protector Edge is their most basic policy, and might be a good option if budget is your primary concern. However, the plan’s low medical coverage limits may be a dealbreaker if you’re traveling overseas.

Worldwide Trip Protector and Worldwide Trip Protector Plus are both very similar policies when it comes to cancellation and medical coverage, but the differences are found in the ancillary coverages offered. Worldwide Trip Protector is the preferred option among the two due to lower average premiums and superior coverage for other benefits like Travel Delay, Baggage Delay, and Non-Medical Evacuation.

Compare All Plan Details

Compare Travel Insured International vs. Competitors

No two travel insurance companies are the same. See how Travel Insured International compares to other top providers on Squaremouth.

Plan Features
Overall Coverage	It offers flexible and comprehensive plans, including high medical limits, customizable policies, and a plan for every budget.	Broad coverage, with options for customization
Cost	Competitive pricing, especially for comprehensive plans	Moderate pricing with flexible plan options
Customer Rating	4.4 Very Good 3,856 Reviews	4.5 Very Good 208 Reviews
AM Best Rating	A (Excellent)	A (Excellent)
Unique Benefits	Travel delay coverage kicks in after three hours—half the time of competitors. It also offers coverage for pre-existing conditions with high medical limits.	Sporting equipment coverage
Insurance Partners	Backed by United States Fire Insurance Company.	Backed by BCS Insurance Company and Jefferson Insurance Company.

Average Cost of Travel Insured vs. Competitors

When it comes to travel medical coverage, Travel Insured’s policies sit fairly middle-of-the-pack. Travel Insured’s comprehensive plans, on the other hand, sit at the higher end of Squaremouth’s price range for this type of coverage.

The chart below reveals how Travel Insured premiums stack up against the competition.

With an average premium of $31.50, Travel Insured’s non-cancellation policies feature generous medical coverage and protection against delays, missed connections, and other common travel disruptions. While it’s possible to spend more on travel medical coverage, this provider’s plans offer great value and provide enough coverage to protect just about any domestic or international trip.

Travel Insured’s comprehensive plans are higher priced, with an average premium of $300.56. This may not be a great fit if you’re on a budget or taking a quick domestic trip that doesn’t require extensive travel protection.

However, if you’re taking an international trip and want total flexibility and peace of mind, the higher premium is often justified by the strong medical coverage and range of valuable add-ons available with most plans.

Travel Insured Ratings vs. Competitors

Travel Insured is currently the 6th highest-rated provider on Squaremouth, with an average customer satisfaction score of 4.41 out of 5. This score is based on thousands of Travel Insured customers who rated their experience with the provider before, during, and after their trips.

As mentioned earlier, Travel Insured excels when it comes to pre-trip customer assistance and the support they provide policyholders while traveling. Benefits like 24/7 emergency assistance and concierge services help the provider maintain these high rankings.

The provider’s lowest rating relates to their customer service during a claim. Some reviews report communication challenges when filing claims, and the claims process involves too much paperwork. However, all providers require various forms of supporting documentation when resolving claims.

Is Travel Insured International Travel Insurance Worth the Cost?

Yes, Travel Insured International is worth the cost for many travelers, especially if you’re looking for comprehensive protection, strong medical coverage, and highly rated customer support.

These plans are especially worth it for families with kids under 18, as they can be covered for free under the policies, which can save lots of money.

Their medical-only plans are also well worth the cost as they provide primary medical coverage with high limits at affordable prices.

Their comprehensive plans are priced higher than some competitors, but they deliver value through primary medical coverage, flexible add-ons, and policy upgrades that can meaningfully enhance your protection while traveling.

Travel Insured is also among the highest-reviewed providers on Squaremouth, with travelers consistently praising the provider’s responsiveness before a trip and the support they receive while abroad. Features like 24/7 emergency assistance and complimentary concierge services further reinforce their value.

While their comprehensive plans may not be ideal for budget-minded travelers or quick domestic getaways, Travel Insured is an excellent match for anyone who wants stronger-than-average medical protection, flexible cancellation options, and peace of mind backed by a provider with a long track record of reliability.

Alternatives to Travel Insured International

If you can’t find a Travel Insured policy that fits your budget or coverage needs, consider plans from these other reputable providers:

If customization is important to you, then Battleface is another provider on Squaremouth that allows you to tailor coverage to your needs. Their base Discovery plan comes standard with Trip Cancellation and Trip Interruption coverage, then allows you to add additional benefits for a small fee.

Generaliis a globally recognized insurance brand and one of the most popular travel insurance providers on Squaremouth. Their base Standard plan is widely popular among Squaremouth users due to its competitive pricing and generous medical coverage.

Berkshire Hathaway Travel Protection is a great option if you’re looking for an affordable, comprehensive policy. Their ExactCareplan is among the least expensive comprehensive plans on our platform and offers adequate medical coverage that satisfies most trip types. This is also another provider that can cover kids for free on certain plans.

Frequently Asked Questions: Travel Insured International

Is Travel Insured International Good for Family Travel Insurance?

Yes, Travel Insured International’s policies are great for families, particularly their FlexiPAX policy. This plan protects up to 9 children under the age of 18 at no additional cost. This makes it one of the most family-friendly policies available on Squaremouth. Most of Travel Insured’s plans also include high medical coverage limits in case someone in your family gets ill or injured during your trip.

Visit our Best Travel Insurance for Families page for a full breakdown of FlexiPAX and other top family-friendly policies.

Does Travel Insured International Cover Children for Free?

Yes, Travel Insured International’s FlexiPAX policy offers free coverage for children under the age of 18. Parents can insure up to nine children per insured adult. This can offer great savings to parents or grandparents traveling with young kids.

Other Travel Insured plans, such as Worldwide Trip Protector Platinum and Deluxe, also offer free coverage for children. However, these plans are not currently available on Squaremouth.

Are Travel Insured’s Plans Customizable?

Yes, Travel Insured is known for its customization. Most of their plans allow you to enhance your policy with add-ons like CFAR, IFAR, and Rental Car Damage protection. FlexiPAX also allows you to increase coverage limits for benefits like Emergency Medical, Medical Evacuation, Baggage Loss, and Baggage Delay through various ‘Upgrade Bundles’ that can be applied at checkout.

Does Travel Insured International Cover Pre-Existing Conditions?

Yes, all of the Travel Insured International policies provide a pre-existing condition waiver to eligible customers. To qualify for this coverage, you must meet strict eligibility requirements, such as purchasing your policy within the time-sensitive window.

Depending on the plan you choose, this window lasts 14-21 days after you purchase your policy. Other requirements can be found within a plan’s Certificate of Insurance.

Is Travel Insured International Good for International Travel?

Yes, Travel Insured International is well-suited for international travel thanks to robust medical coverage, evacuation benefits, optional upgrades, and flexible plan options that can be tailored to a long overseas trip. Its mix of emergency medical, trip-delay, baggage protection, and 24/7 global assistance makes it a strong candidate for travellers heading abroad.

Visit our Best International Travel Insurance Companies list for a full rundown of some of the most popular plans among international travelers.

Does Travel Insured International Provide 24/7 Assistance?

Yes, all Travel Insured plans include 24/7 Emergency Assistance Services. That means whenever you’re traveling (domestic or international), help is available around the clock for emergencies, medical referrals, lost baggage, translation support, concierge services, and more.

Does Travel Insured International Offer Annual Travel Insurance?

Yes, Travel Insured International does offer an annual travel insurance plan, which is named Annual Multi-Trip Protector. However, this policy is not currently available on Squaremouth.

How Do I File a Claim with Travel Insured International?

Travel Insured International claims must be filed directly with the provider. The contact information and relevant claims webpages can be found in the section below.