Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Each of the company’s products are designed to provide travelers with comprehensive coverage, including in-demand Trip Cancellation and Trip Interruption benefits and Emergency Medical and Medical Evacuation coverage. In 2018, Tin Leg’s Luxury policy was rated the best travel insurance for seniors by Forbes for its high medical benefits.
Tin Leg’s award-winning customer service department, dedicated 24-hour emergency support, and revolutionary claims process have established the company as a trusted leader in the travel insurance industry. Tin Leg’s products are underwritten by Berkshire Hathaway Specialty Insurance Company and Starr Indemnity & Liability Company.
For Use With These Policies: USA Only, Adventure, Luxury, Standard, Economy
8:00am - 10:00pm ET, 7 days a week
Monday through Friday from 8:00am to 4:00pm ET
For Use With These Policies: Gold
8:00am - 10:00pm ET, 7 days a week
Monday through Friday from 8:00am to 4:00pm ET
Policy Description:
Tin Leg’s Economy policy provides cost-effective protection that covers the most common concerns of travelers.
Tin Leg Economy includes basic cancellation coverage, including 100% reimbursement for cancellations or interruptions caused by medical complications or inclement weather. It also comes with medical coverage in case of an emergency during the trip.
Additional benefits that come standard with this policy include Travel Delay, Baggage Delay, and Baggage Loss.
Underwritten By: Berkshire Hathaway Specialty Insurance Company
Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
AM Best #: 00864
AM Best Rating: A++ (Superior)
Policy Description:
Tin Leg’s Standard policy is designed for travelers looking for extensive cancellation coverage and high medical benefits.
Tin Leg Standard includes cancellation coverage for the most common concerns, including medical reasons, terrorism, and severe weather. It also covers up to 150% of a traveler’s trip costs under Trip Interruption.
Tin Leg Standard’s medical coverage includes Emergency Medical and Medical Evacuation coverage, as well as Pre-Existing Condition coverage if purchased within 15 days of booking the trip.
Additional benefits, such as Travel Delay, Baggage Delay, and Baggage Loss, are included with this policy.
Underwritten By: Berkshire Hathaway Specialty Insurance Company
Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
AM Best #: 00864
AM Best Rating: A++ (Superior)
Policy Description:
Tin Leg’s Luxury product is ideal for travelers who want the most comprehensive Trip Cancellation benefits, as well as high Primary Emergency Medical and Travel Delay benefits.
Tin Leg Luxury includes cancellation coverage for the most common traveler concerns, including cancellation for medical reasons and terrorism. It also boasts impressive cancellation coverage for inclement weather, with no minimum weather delay before cancellation can be claimed.
Tin Leg Luxury includes high Primary Medical and Medical Evacuation benefits, with optional upgrades available, as well as coverage for Pre-Existing conditions if purchased within 15 days of booking the trip.
Additional benefits, including Travel Delay, Baggage Delay, Baggage Loss and Missed Connection, come standard with this policy.
Underwritten By: Berkshire Hathaway Specialty Insurance Company
Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
AM Best #: 00864
AM Best Rating: A++ (Superior)
Policy Description:
Tin Leg’s Adventure policy was built with active travelers in mind, offering high medical coverage and comprehensive sports and activities benefits.
Tin Leg Adventure offers $100,000 in Emergency Medical coverage, and $1 million in Medical Evacuation coverage. The medical benefits within this policy can extend to travelers who are injured during sports and activities that are excluded by many other travel insurance policies, such as contact sports, mountain climbing, jet skiing, and snowboarding, among others.
Tin Leg Adventure also offers Trip Cancellation coverage for the most common traveler concerns, including cancellations for medical reasons, weather, and terrorism. In addition to covering unused trip expenses, such as airfare, hotel accommodations, and tours, this policy can also refund unused sports equipment and fees, including lift tickets, green fees, and equipment rentals.
Other benefits, including Travel Delay, Missed Connection, Baggage Delay, and Baggage Loss, are also offered within this policy.
Underwritten By: Berkshire Hathaway Specialty Insurance Company
Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
AM Best #: 00864
AM Best Rating: A++ (Superior)
Policy Description:
Tin Leg’s Gold policy is built for travelers who are looking for high medical benefits and comprehensive cancellation coverage.
Tin Leg Gold includes $500,000 in Primary Emergency Medical coverage, in addition to $500,000 in Medical Evacuation coverage. Travelers who purchase this policy within 14 days of booking their trip and insure their full trip cost will also be covered for Pre-Existing Conditions.
Tin Leg Gold also offers cancellation coverage for the most common traveler concerns, including cancellation for medical reasons, inclement weather, and terrorism. Cancel For Any Reason is also available as an optional upgrade within this policy.
Additional benefits that are included within this policy are Travel Delay, Missed Connection, Baggage Delay, Baggage & Personal Items Loss, and Accidental Death & Dismemberment.
Underwritten By: Starr Indemnity & Liability Company
Underwritten Location: 399 Park Avenue, 2nd Floor, New York, NY 10016
AM Best #: 013853
AM Best Rating: A (Excellent)
Policy Description:
Tin Leg’s USA Only policy is designed to provide cost-effective coverage specifically for U.S. residents who will be traveling within the United States.
This policy includes coverage for the most common concerns of travelers with domestic trips planned. This includes basic cancellation benefits to provide 100% reimbursement for cancellations or interruptions caused by medical complications or inclement weather, and medical coverage in the event of an emergency during the trip.
Underwritten By: Berkshire Hathaway Specialty Insurance Company
Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
AM Best #: 00864
AM Best Rating: A++ (Superior)
View all Tin Leg reviews to sort by Most Helpful, Most Recent, Star Ratings, or to only show reviews from customers who filed a claim.
Due to Covid we needed to delay our trip to Mexico. I called your customer service and, rather than filing a claim to cancel and then reissue another request, it was in both parties best interest to just move the same coverage to our new trip dates. Less paperwork and hassle for BOTH! Thank you for making this change easy...your representative was VERY helpful!!
While I've continued to never have to use my Tin Leg insurance, it provides peace of mind.
Having specific insurance needs, I needed a specific insurance policy They took those needs and found the most economical for me.
The customer service professional I spoke with was courteous and knowledgeable. It was a refreshing experience.
I had a question about my coverage after purchase and customer service answered my question right away.