Tin Leg

Getting in contact with customer service before selecting a policy was confusing but once I made contact it was fine. I spoke with three representatives over the course of making my decision, I got a conflicting answer on a question I asked in regards to if my TinLeg would cover (as my secondary carrier with no deductible), the co-pay on emergency treatment imposed by my primary insurance. What I could find online did not answer this. The first representative said no and referred me to the exclusions section on the details and that did not spell out an answer. When I called again and asked the question again, the 2nd representative yes. Two days later when I called to set up and pay for the policy the plan I was interested in was no longer available...this plan had exactly the terms of coverage I was interested in. I was told Berkshire had pulled the policy off the products offerings to review and update eit. I find it surprising that a plan would be out in hiatus while a revision was being made. so I was forced if I wanted a TinLeg policy to underinsure or over insure. I choose to underinsured sine the next level of coverage was too expensive for me. I will be travelling in April 2020 to the same international location and was told the policy I had originally wanted to purchase will be offered again. I guess I will find out come April if that is true. If it is not true, that will cast some doubt in my mind about the honesty of all this,

I always feel comfortable knowing that I have travel insurance, and am always relieved that I have never had to file a claim or use it in any way.

I feel secure knowing that I have travel insurance, but am always glad that I have never had to use it.

I had an unexpected severe health event causing me to abort my much desired vacation abroad.

I was asked to buy a whole new one way ticket by my airline although I had the return ortion of my Business Class ticket unused. The new ticket was more expensive the rate for one-way being almost as much as the roundtrip fare! I felt this was unfair and took my case to Tin Leg Insurance company whom my friend had recommended and with whom I had purchased travel insurance.
They took my claim request seriously, went through the Verification and settlement process professionally and thoroughly and finally found my claim fillable.
Even if they had refused reimbursement, just for the very present, responsive and professional way they dealt with my case, I will definiyely go to this company again and also recommend them to all my friends.

Tin Leg is easy to deal with, fair with policies, and has good customer service. I needed to change a policy after the “grace” period expired. The representative handled the matter to my satisfaction.